SUMMARY:

• 8 years of experience as an accomplished Senior Business analyst between the Business Systems and Information Technology, Strong Subject Matter expertise in Risk systems, Basel II, III, Fixed Income, Equities, Foreign Exchange and Derivatives and Portfolio management. Mainly worked as a Business analyst using the iterative SDLC principles of RUP, with extensive experience in the field of business analysis, business modeling, document processing, process re - engineering, streamlining and decision support systems to manage, develop and test distributed clients-server, internet and intranet applications.
• Solid Experience in Collection, Analyses, Documentation of User Requirements, as well as Organizing interviews, User meetings, Workshops and JAD sessions and Rapid Application Development (RAD) sessions and interviews, written correspondence, reports, implementation requirements, project status reports, oral presentations and email, to keep executive staff and team members apprised of goals, project status, and resolving issues and conflicts.
• Strong Knowledge of Rational Unified Process (RUP) using Rational Rose, Unified Modeling Language (UML), and Object Oriented Analysis (OOA)
• Extensive experience with producing technical and non-technical documents/artifacts under SCRUM/Agile & traditional SDLC methodologies(documentation of business requirements and system functional specifications, including BRD, FRD, and FSD, Use Cases, Use Case Diagrams, Class Diagrams, Flowcharts, GUI, Screen and Interface designs, Sequence Diagrams and Activity Diagrams etc.)
• Strong knowledge of Business Intelligence, Data Warehousing and Business Architecture and SQL Query Writing.
• Expertise in developing QA Test Plan, Test Conditions, and Test Cases; ensuring adequate testing on software both before and after completion; conducting and documenting SIT, UAT.
• Excellent Team player to work in conjunction with other testers, developers and other team members in validation and testing complex scenarios and projects and in the maintenance of Quality Standards in Projects.
• Assist the PM in setting realistic project expectations, in evaluating the impact of changes on the organization and plans accordingly, schedule meeting with developers and clients, conduct project related presentations, and write minutes.
• Conduct release planning, sprint planning, product and sprint backlog grooming, sprint reviews, retrospectives, daily standup meetings, user story development, estimation, and other related activities.
• Strong interpersonal skills; able to establish and maintain a close working relationship with quantitative researchers, traders and senior business people alike.
• Support and educate the Product Owner, especially with respect to grooming and maintaining the product backlog.
• Develop timelines for project delivery, and managed projects and resources to successful completion.

BUSINESS KNOWLEDGE:

• Strong Subject Matter expertise in Investment Banking, Commercial Banking, Retail Banking and
• Financial Reporting and in Credit Risk systems.
• Expertise understanding on all lines of businesses and corporate functions, covering high priority areas such as CCAR, Regulatory Capital/ RWA Calculations for Basel II, III Regulatory, FFIEC 101 Report, Pillar 3
• FR Y-9C Report, external financial reporting (e.g. Capital Planning, CAP and FR Y/A) CCAR/ DFAST and internal stress testing .
• Strong knowledge of Bond market (Fixed income, Bond valuation), Stock market (Common stock, Preferred stock), Derivatives market, Foreign Exchange and other markets (Money Market).
• Strong knowledge about Financial Analysis including Risk Analysis, Asset Management-Risks and Returns.
• Strong Subject Matter expertise in Financial Statements, Cash Flow, Financing Structures, Capital Management, Capital Structures and Budgeting.
• Strong Subject Matter expertise in Fixed Income (Municipal bonds, Government bonds), Loan, Equities, Foreign Exchange and Derivatives (Options, Swap, Future, Forward).
• Experience in Primary Mortgage, Secondary Mortgage Market, Mortgage Backed Securities, Debt Securities. New Loan Setup, Loan Servicing, Commercial lending product, Payment Application/Remittance, Escrow and Reserve Administration, Collateral Inspection and Monitoring.

PROFESSIONAL EXPERIENCE:

Confidential, Richmond, VA

Business Analyst

Responsibilities:

• Interact with Ops team, gather requirement, write and groom stories for Retrofit Site Specific enhancement and upgrade new features.
• Provide gap analysis between business requirements and ACBS upgrade Release Note (v6.7, v7.0, v7.0.1).
• Conduct smoke testing for upgrade new features prior to QA testing kickoff.
• Clarify QA and Developer team issues and reviewed test plans and test scripts developed by QA make sure that all requirements will be covered in scripts and tested properly.
• Copy and maintain the gold copy of the config files pre and post conversion (common tables, portfolio parameters, EOD job steps, and so on). Compare setup in the pre/post environments, understand and explain differences if they are legitimate.
• Coordinate with product owner to secure approval on any net new changes to configuration.
• Interaction with system team/BAU team for change management/maintenance/socialization of the gold copy
• Own completion and accuracy of the setup for any mock event, go live and ongoing testing.
• Coordinate with numerous interfaces exist with COF internal commercial and enterprise system include IMPACS (Dual Sweep), RM/CIS, KO, Payplus, Pep+, PIT/QTM and BDW.
• Conduct release planning, sprint planning, product and sprint backlog grooming, sprint reviews, retrospectives, daily standup meetings, daily core function meeting, demo review meeting, grooming meeting user story development, estimation, and other related activities
• Ensure Agile/Scrum concepts and principles are adhered to, ensure Agile/Scrum concepts and principles are adhered to
• Provide all support to the team, coach/mentor of Agile methodologies, processes, and best practices as it is implemented and used during the application development life cycle
• Assess the Scrum Maturity of the team and organization and coaching the team to higher levels of maturity, at a pace that is sustainable and comfortable for the team and organization

Confidential, NYC, NY

Business Analyst

Responsibilities:

• Provide a basis for the functional specification and used to cater to modifications in Insight related to the ANC application requirements.
• Prepare mockup data for testing purposes. Clarified QA and Developer team issues and reviewed test plans and test scripts developed by QA and BA team to make sure that all requirements will be covered in scripts and tested properly.
• Write SQL queries, exam data, and perform data mapping, provide required reports from production environment to other departments on request basis and perform data analysis to provide management with timely and accurate information.
• Participate in the bug review meetings, updated requirement document as per business user feedback and change in functionality of the application
• Effectively elicits information to create concise, organized Business Requirement Documents (BRD) using standard, industry recognized tools and best practices.
• Contribute to application design (UI), development, testing and installation, as required
• Work with the customer to examine existing business models and data flows, design an appropriate IT solution, and document the product/service requirements to ensure the client’s needs are met
• Work with a cross functional and diverse team of business users and developers to enable accurate communication of requirements and ensure consensus.
• Facilitate and managed meeting sessions with users from various business areas

Confidential, Jersey City, NJ

Business Analyst

Responsibilities:

• Conduct requirements gathering, analysis and design, risk analysis, Basel II III reporting and produce concisely written and detailed business requirements.
• Create BRDs, FRDs, Test Plans, and Test Scenarios, Test Cases, process flow diagrams, document processes or update existing documentation when system enhancements impact Revenue Assurance procedures.
• Create and execute test cases for complex business. Applications, preferably in the Banking Credit Risk Calculation and Reporting domain.
• Participates in the tracking and management of open issues and assists in planning for resolution for complex projects. Maintain communications with technical counterparts to adopt best practices and ensure integration of specific application architecture into overall enterprise technology strategy.
• Collect and document DW/BI requirements, Define and conduct, process and product reviews
• Participate in and support Quality Assurance and System Integration Testing.
• Communicate technical solutions across departments to both technical and non-technical staff.
• Conduct regularly scheduled reviews of newly proposed and existing projects to ensure quality and accuracy is delivered to end users.

Confidential, Boston, MA

Business Analyst/Regulatory Analyst

Responsibilities:

• Coordinate efforts with business unit controllers and disclosure reporting controllers.
• Review and document various month-end and quarter-end procedures. Analyze monthly/Quarterly variances and coordinate with controllers to research explanations.
• Perform Data & Process Flow & Functionality Analysis, as well as Gap Analysis for: Feeds/Data details analysis; FFIEC 101, CCAR Reports.
• Manage enterprise level risk identification process supporting DFAST, CCAR and ongoing analytics and project support in the following areas: Risk Measurement, analysis and forecasting, researches and analyzes regulatory requirements, identifies sources and develops/manages processes for capturing required data.
• Work closely with CCAR team for scenario creation. The Risk Identification is the corner stone of the CCAR stress testing design for internal BHC’s scenario.
• Design Use Cases, Project plan. Involved in Joint Application Development (JAD) sessions with the IT Group. Co-author business requirements document, functional requirements documents.
• Provide detailed analysis for critical issues to support the global system delivery during UAT testing circle, parallel runs and deployments, including all kinds of data and flow analysis.
• Manage data from multiple sources including internal, external, and third party data. Work with third party vendors to understand Meta-Data Repository and Multi-Dimensional Data Modeling at each end for effective process flow implementation.
• Work with project management to analyze change requests to determine what is being requested and programming required. Duplicated reported problems as needed to clarify actual system deficiencies.
• Map financial data, position data, transactional data, reference data from source to target database for creating a central Risk Data Repository (RDR) as required by Basel II, III reporting regulations.

Confidential, San Francisco, CA

Business Analyst

Responsibilities:

• Identify research, investigate, analyze, define and document business processes.
• Conduct workflow, process diagram and gap analyses to derive requirements for existing systems enhancements.
• Develop modules that handled the interaction between the GUI and the database. Implementation of the modules involved using WebLogic interface to communicate.
• Implement data access, storage and validation routines on the database server using Procedural Language/Structured Query Language (T-SQL).
• Write SQL queries, exam data, and perform data mapping, provide required reports from production environment to other departments on request basis and perform data analysis to provide management with timely and accurate information.
• Design and develop test cases to check module functionality as well as interaction between modules.
• Liaison for projects with other corporate departments, including Executive, Legal and Information Services as well as vendor relationships.
• Provide leadership and coordination in the administrative, business planning, accounting, reporting and budgeting efforts of the division.
• Extensively involved in Compliance issues, staying in compliance with GAAP and SEC requirements.

Confidential, San Francisco, CA

Business Analyst

Responsibilities:

• Conduct user interviews, gathered requirements, analyzed, and documented business requirements based on the analysis of loan processing workflow model Functioned as the primary liaison between the business line, operations, and the technical areas throughout the project cycle
• Analyze various steps in the loan lifecycle and designed the system to identify and monitor the riskier loans
• Analyze and prioritized key reports for day to day servicing needs for loan monitoring processing and Inspection
• Analysis of Mortgage Processing workflow
• Address all aspects of the loan lifecycle, starting from identifying a deal right up to loan closure
• Used standard Business Analysis methodology centered on RUP
• Work with a cross functional and diverse team of business users and developers to enable accurate communication of requirements and ensure consensus
• Provide functional specification to development team to build Enterprise Reporting Systems
• Clarified QA team issues and reviewed test plans and test scripts developed by QA team to make sure that all requirements will be covered in scripts and tested properly
• Participate in the bug review meetings, Updated requirement document as per business user feedback and change in functionality of the application
• Facilitate and managed meeting sessions with committee of SMEs from various business areas including Mortgage Servicing, Loan Monitoring and Asset Management