PROFESSIONAL EXPERIENCE

Confidential, New York, NY

Senior Manager

Responsibilities:

• Business case, funding, feasibility, charter, framework, traceability matrix, testing and implementation strategy.
• Conduct structured and unstructured interviews and gather requirements both stated and implied from the customers and prepare through documentation using MS Visio and MS Project using Agile methodologies through Rally.
• Review and re - baselining of scope, time and cost associated wif risk deliverables (operational, business, IT risk etc.)
• Periodic tracking for timeline, project and change controls, PMLC, scope, audit, resource and delivery management.
• Testing and deployment strategy (Plan, cases, scripts and results) to test and deploy the business solutions for business.
• Periodic tracking for timeline, project and change controls for change and delivery management.
• Used Excel (pivot table expertise, vlookups, formulas used in metrics) for reports and data mining.
• Document gathered requirements, prepare program specifications, develop architecture, formulate design, prepare test plans and test cases.
• Hands on extensive experience on SAS, SAS EG, SAS E-Miner, Big Data, and SQL.

Confidential, New York, NY

Senior Manager

Responsibilities:

• Respond to observations from Independent Compliance Testing (ICT), the Internal Audit Group (IAG) by liaising wif multiple control functions, management and technology teams.
• Developed and maintained close relationships wif the biggest credit bureau (Experian) and achieved multi-million dollar credit data engagement in Amex’s favor resulting in 1.27MM USD of savings through negotiations and strategic focus on needs on either side.
• Manage the delivery of the compliance complaints, manage production support by constantly connected wif the technical teams and management.
• Assess the End-to-End CCAR program, and report to senior management on progress, gaps, and weaknesses identified in the capital planning.
• Good understanding of Investment Banking, small business banking, credit life cycle as domain.
• Application Production Management for Credit Risk Reporting suite.
• Regulatory Margin Reporting (RMR, RWA, VaR) (Dodd-Frank rule) for capital markets.
• Maintained data quality of the card holders by enriching the quality of data and also managing the data usability of the external data which came from Experian.
• Prepare/Review program specifications, architecture, high level and low level designs for the Credit Risk production support projects.
• Expert in FCRA (Fair Credit Reporting Act) and FACTA (Fair and Accurate Credit Transactions Act) reporting standards. Closely worked wif FCRA, FACTA and all three credit bureaus for bureau reporting and bureau technical projects.
• Track and review the progress of Federal Reserve Bank and OCC MRA/MRIA resolutions in addition to any other regulatory expectations.
• Follow-up and review progress against Internal Audit Group (IAG) and Independent Compliance Testing (ICT), Model Risk Management, and Internal Controls findings.
• In-depth research and assessment of the regulatory requirements and subsequent interpretation and communication to compliance and technology teams and remediation for disputes handling/management.
• Hands on extensive experience on SAS, SAS EG, SAS E-Miner, Big Data, and SQL.

Confidential, Charlotte, NC

Senior Manager

Responsibilities:

• Set up Modeling and Analytics division at Global Cards Services to support XXMM affinity cards business base. As a leader to the team delivered direct support to marketing and finance strategies.
• Revamped marketing strategies and models basis UDAAP changes and achieved stress testing positive results on the marketing side.
• Capital and Risk Transformation (CCAR, RWA, VaR) for regulatory guidelines by feds wif Project Leader.
• CCAR Reporting: RWA, PPNR, Risk Model output for financial reporting.
• Conduct peer reviews and code walkthroughs for modules developed independently and during integration testing of the production teams.
• Provide support cover for Risk Technology software and systems.
• Change Management and PMO (agile, scrum) for Basel II and Base III compliance (Dodd-Frank rule) to align the market risk practices wifin the regulatory framework on bank capital adequacy, stress testing and market liquidity risk.
• Liaise wif Risk Systems end-users as required to identify, analyze and resolve requests and reported problems.
• Monitor the batches and ensure that batch issues are addressed and resolved.
• Work wif development teams to take on support of new Risk Technology Systems. Gather, analyze and report on operational capacity, utilization and performance statistics, status & SLA reporting.
• Hands on extensive experience on SAS, SAS EG, SAS E-Miner, and SQL.

Confidential, Stamford CT

Business Manager

Responsibilities:

• Streamlined manual credit line increase process by developing Credit Line Optimization Program (CLOP) which reduced risk exposure by $XMM, added controllership and consistency and considered “best in class” process to be leveraged across portfolios.
• Manage resource attrition based on the inputs from the Early Warning Systems(EWS).
• Assessment and implementation of the Production Support requirements of the Credit risk systems to support the initiatives.
• Ensure completion of quarterly and monthly trend analysis, wif notifications to systems / business as appropriate.
• Act as interface for the Credit Risk systems in the investigation / resolution of issues related to those systems.
• Perform daily review of batch processing, investigating and following up on any issues wif appropriate technology team.
• Updating AML (Anti-Money Laundering) form periodically for reporting checks and purposes.
• Ensure resolution of issues related to Credit Risk systems processing and credit risk reporting on a timely basis.
• Maintain quality service by performing data quality checks on a daily and monthly basis in the Global Risk Reporting database.
• Hands on experience on SAS, SAS E-Miner, SQL.

Confidential

Business Analyst

Responsibilities:

• Conceptualized and institutionalized computerization solutions to various Municipal Corporations Banks (Federal Bodies) and Large Banks wifin India and UAE, through a structured requirements gathering, preparing programming specifications, Testing, and Delivering Solutions.
• Conducted designed quality parameters and assisted ABM to achieve first ISO (International Standards Organization) 9001:2000 certification
• Conduct structured and unstructured interviews and gather requirements both stated and implied from the customers and prepare through documentation using MS Visio and MS Project.
• Document gathered requirements, prepare program specifications, develop architecture, formulate design, prepare test plans and test cases.
• Responding to RFP/EOI/Tenders and providing technical feasibility solutions and thereafter presenting various solutions including pricing and timings.
• Hands on experience on SQL.

TECHNICAL SKILLS

BI Tools: SAS 8.2, SAS 9.3, Enterprise Guide, SAS Enterprise Miner Data Integration Studio, SAS MC, SAS OLAP Cube Studio, SAS Information Map Studio

Click Stream Data, R Language: SAS, KnwoledgeSeekar, Model Builder Decision Trees, JMP, Minitab.

Scorecards / Dashboards: SSRS, SSAS, MS Performance Point, SharePoint Services .Net Programming, MS Silverlight

DBMS: MS-SQL, Oracle, DB2, SAS Datasets

MS-Access: Middleware /Servers

Mail: Oracle 9iAS Web Sphere MS Outlook, MS Exchange

Operating Systems: Windows Unix

Others: XP, NT, 2000