SUMMARY

• Innovative Technology Leader / Manager who is able to transform business by setting up and leading adoption of new technology strategy and long - term architecture. Track record of balancing strategic and tactical needs to deliver right technical solutions that drive efficiency, increase revenues, reduce cost, and improve the customer experience.
• Present deep and broad knowledge in payments, banking, fraud prevention, and compliance . Student of the industry and technology thought leader with strong business acumen, experienced in building and managing high- performance, distributed technology teams, able to communicate complex technical concepts in layman terms to technical and non-technical audiences, interact with individuals at all levels of the organization, multilingual with international experience, who has been told to have integrity, humility and curiousness
• Established Enterprise Architecture (TOGAF, Archimate) as a framework to perform capability-based planning, define standards, create strategies and long-term architectures and establish governing oversight. Used capability maps, along with the derived business risk rating as a function of the supporting technology services' assessment, to drive investment priorities and development goals.
• Assessed the technology implications of any regulatory changes (PKI, OFAC, AML, KYC, SOX, GLBA), advising Technology and Business accordingly. Led transformations: development process - from Waterfall to Agile, integration methodology - from point-to-point to Enterprise Bus, micro services and messaging, deployment - from in-house to Cloud.
• Led the team of Architects and Subject Matter Experts to identify opportune areas for improvement: Migration to Cloud, new services-based infrastructure and development framework, Application and Network Security, Application Portfolio Rationalization, Application Mobility, Disaster Recovery, Enterprise Automation (BPM), Operational Data Stores and Data Warehousing, Non-SQL Clusters with Multi Data Center deployment, DevOps and Agile development processes in Java and other languages.
• As a founding leader of the Architecture Leadership Council, played a key role in the technology governance and innovation process and drove decision-making on all technology standards, long-term architectures, technology asset rationalization and design approvals, striking a balance between time-to- market and technical debt. Provided oversight and mentorship to technology projects.
• Led the whole organization's thinking and provided reusable technologies and solutions spanning multiple systems. Hands-on with technology to stay current with the industry trends and to have deep technical conversations.
• As Head of the company’s Software Development Department, managed a team of 75+ Java, .Net and ETL developers worldwide. Had responsibilities for creation and management of a multimillion dollar budget, hire/fire and semi-annual staff reviews.
• Created the Development department’s vision, mission, and goals. Defined policies and managed processes surrounding SOX audit, code review, source code control management, application security, cloud adoption, load/scalability testing and agile programming. Defined the roles of Tech Lead, Enterprise Architect, and Solution Architect. Mentored technical staff.

PROFESSIONAL EXPERIENCE

Director / Principal Architect Payments, Risk, Compliance

Confidential , San Jose, CA

Responsibilities:

• Led creation and adoption of the User Authentication strengthen by Identity Analytics, target state Architecture (Business and Technology).
• Led re-Architecture, Design and Agile Delivery of the new hosted Digital Wallet Platform, the most comprehensive wallet on the market, which enabled on-line and mobile transactions using a variety of payment instruments in 203 countries such as, Bank Accounts, Credit Cards, Debit Cards, Pre-paid Cards, Private-label Cards, 3d party tokens (e.g. ApplePay), etc. The new Java/Spring platform servicing 180 million users, delivered 6x reduced latency, increased availability through the use of sophisticated write-through-cache (Couchbase NoSQL distributed cluster), faster time-to- market and geo-expansion through the new configurable "Add New Payment Instrument" capability, increased availability and massive easy scalability through data sharding, data change replication, distributed multi-Data Center deployment and integration through RESTful services and persistent messaging.
• Member of the Blockchain Working Group

Principal Enterprise Architect

Confidential, Santa Clara, CA

Responsibilities:

• Working across multiple stakeholders and external providers created and achieved full enterprise-wide adoption of the new Global Payment and Payment Fraud Prevention and Compliance Architecture and roadmap along with the Target Operating Model, to provide corporate clients with cash management offering while supporting various payment types, such as: domestic and international wires, SEPA, SWIFT, ACH, UK payments (BACS, CHAPS, Faster Pay) across variety of channels: web, file, fax, mobile and API.
• Led the team of Architects and Subject Matter Experts to identify opportune areas for enhancements and consequently creation of the technology architectures to address Services-based Framework, Cloud Adoption, Data Warehousing and Master Data Management, Information Security, Application Portfolio Rationalization, Disaster Recovery, Enterprise Automation (BPM), DevOps and Agile development. Provided thought leadership and played role of the go-to guy on all IT architectures: current and target states, roadmap.
• Led the design and from-start-to-finish, on-time and on-budget delivery of the large initiatives comprising of Enterprise Applications (Java, .Net), Application Integration, Infrastructure (security, virtualization, cloud, networking, business continuity), Enterprise Operational Data Store and Data Marts to enable business-critical processes and services, such as: Omni-channel (Digital/Mobile), Digital Account Opening / Online onboarding, Core Banking (Flexcube), Transaction Banking (Cash Management, Trade Finance), Global Payments (Non­urgent: ACH, BACS, SEPA and urgent RTGS payments: SWIFT), Fraud Prevention, Commercial and Asset-based Lending, Credit Limits and Collaterals, Lockbox, Compliance (WLF OFAC, KYC, BSA/AML, SOX,GLBA), General Ledger, CRM.

Head of Software Development

Confidential, Santa Clara, CA

Responsibilities:

• Established, grew from 0 to 40+ people the off-shore development center in Bangalore, India.
• Managed distributed team of Java, .Net and ETL developers and functional managers.
• Migrated service development process from waterfall to agile

IT Consultant

Confidential, The Bay area, CA

Responsibilities:

• Created strategy and roadmap to tackle M&A-induced challenges in integrating the heterogeneous systems and silo applications using SOA. Led SOA’s ESB vendor evaluation and product selection.
• Helped to decrease the product sell cycle by creating a new architecture that converted the company’s core product from a large, monolithic, hard to configure system into a platform with number of components (CRM, ERP, Transaction Processor, Billing) integrated via SOA services, enabling customer business processes configuration.
• Defined infrastructure architecture to provide a highly available and scalable multi-component Web application, using Load Balancers and Application Server Clustering Technology.

Director of Enterprise Architecture

Confidential, Santa Clara, CA

Responsibilities:

• Led design and development of a 3-tier Web-based, enterprise PLM application (J2EE and Matrix1).
• Designed and led a Data Center data security project to provide Single-Sign-On and two-factor authentication saving the company $800K from the original project cost estimate.

Chief Architect

Confidential, San Jose, CA

Responsibilities:

• Conceived technical product strategy and implementation priorities. Drove technology strategy and guidance to Engineers and Architects. Established best design/coding practices and QA plans.
• Established Object-Oriented Modeling (Rational Rose) and Rational Unified Process (RUP) as the company-wide product development process.
• Improved product reliability measured by Mean Time Between the Failures (MTBF) from 2 days to 57 days and delivered a twenty five-fold increase in product scalability.

VP of Technology

Confidential, Milpitas, CA

Responsibilities:

• Defined next generation SaaS-based enterprise mission-critical applications based on the company’s Platform (integration of Telephony, Data Bases and Internet) for the Insurance and HealthCare Customers.
• Articulated the business value of the platform's scalability, availability and manageability to non-technology business executives in the client’s sales meetings. Was instrumental in signing 14 new clients in three months during the product roll out, with the total recurring annual revenue of over $2M.
• Wrote seven white papers and filed four patents.

CTO

Confidential

Responsibilities:

• Directed development of Web Internationalization Platform and shrink-wrapped applications built on top of it, to provide Web mail and Web chat in 47 languages.
• Championed and led integration of the Slangsoft’s platform with the HP’s Internet appliance’s Chai architecture and AltaVista’s BabelFish Translation service. Negotiated and signed licensing agreements with HP, AltaVista and Looksmart.