SUMMARY:

• 9 years of experience as BUSINESS ANALYST in Finance, Investment, Commercial and Banking Industry
• Knowledge of Accounting Principles, Business process models, Acts (GAAP, SOX etc.), Capital Budgeting, Equities, Fixed Income, Mortgage - Backed Securities(MBS), Asset-Backed Securities(ABS), Derivatives (Options, Futures, Forwards, Swaps), Credit Risk, Market Risk, Commodities and Money Markets.
• Performed analysis and assessments on Capital Markets/Brokerage/Investment Banking Front, Middle and Back office applications, environments and third party service provider’s products
• Excellent knowledge in US GAAP/IFRS compliance and reporting, Statement Analysis, Trend Forecasting, SOX, FASB accounting standards, Auditing assurance standards, Anti-money laundering(AML) act, Bank secrecy act(BSA), FINRA regulations, OFCA regulations, SARS regulations etc.
• Working knowledge and understanding of operational workflows/processes for capital markets and investment banking.
• Experience with enhancement, support and process analysis related to various banking (Investment, retail, & brokerage) applications (bank accounts maintenance, security masters, claims, benchmark performance, collateral, pricing, ticket, etc.
• Developed/Implemented AML monitoring models in Actimize Application and provided on-going support of the AML Monitoring application.
• Supported the AML Group’s periodic risk assessments through the analysis of data elements related to potential indicators of customer, product, or geographic risk, evaluating and enhancing the AML group’s risk rating methodologies, and identifying new quantitative factors that can be incorporated into the risk assessment process.
• Extensive knowledge in banking/Financial standards for Customer Due Diligence(CDD), Customer information program(CIP), Anti-money Laundering(AML) compliance, Know your customer(KYC), Enhanced due diligence(EDD), Special customer type(SCT), Wealth management customer risks types etc.
• In-depth knowledge of software Development Life cycles(SDLC), having thorough understanding of various phases such as Requirements, Analysis/Design, Development and Testing
• Experience in gathering business requirements, business processes, identifying risk, impact analysis, UML modeling, Sequence and Activity diagrams
• Scheduled and conducted meetings with the sponsors/stakeholders. My strength revolves around gathering, managing and documenting business requirements, communicating effectively with upper management, developers, QA team, and End users
• Proficient in Domain analysis, Gap Analysis using gathered and existing data
• Extensive experience in Project Management, Gathering Requirements, analyzing them, Data modeling, Business Process Flows, Implementation plans, writing Business Requirements Document(BRD), Requirement Traceability Matrix(RTM), Data Dictionary, Disaster Recovery, SWOT Analysis
• Working knowledge in creating User Acceptance Tests(UAT), Test Plans, Test Cases, to ensure Quality Assurance and to test all the business requirements.
• Team player with excellent interpersonal and communication skills, technically competent and goal oriented with problem solving skills. Excellent team management and leadership skills. Additionally, great presentation skills in regards to communication with both business and technical teams.

TECHNICAL SKILLS:

Project Methodologies: Waterfall, Agile (SCRUM)

Business Modeling Tools: MS Visio, Bizagi, Lucid Chart

Project Management Tools: Microsoft Project, Microsoft Office Suite, OpenText ProVision, IBM Rational DOORS

Defect Tracking Tools: HP QC-ALM

Operating Systems: Microsoft Windows Xp, vista7, Mac OS X

Databases: Oracle (8i), MS SQL Server, SSRS

Tools: MS PROJECT, SQL, SharePoint, MS Office, MS Excel

PROFESSIONAL EXPERIENCE:

Confidential, Connecticut

Sr. Business Analyst

Responsibilities:

• Designed workflows to evaluate existing clients’ files and make sure they adhere to KYC requirements and that they ensure compliance with the CIP’s Global Minimum Standards (GMS)
• Interacts with business persons or external clients whenever required to obtain missing information and documentation.
• Maintain a comprehensive understanding of the requirements and concepts of the RBS Client Identification Program, including familiarity with key Standards in USA, APAC and EMEA regions.
• Study corporate documentation to ensure Anti-Money Laundering (AML) risks were mitigated per RBS standards
• Responsible for end-to - end project lifecycle management from idea, requirement elicitation, data gathering and analysis, cost benefit analysis, documentation, design prototyping to testing and implementation Coordinated with other development and business teams helping with team projects
• Monitoring and sustaining procedures in compliance with AM regulatory requirements and global bank policy.
• Organized and facilitated sprint planning, daily stand up meetings, reviews, retrospectives, release planning, demos and other Scrum - related meetings in absence of Scrum master/ product owner
• Supporting Scrum team with AML/KYC/CDD knowledge, expertise, and providing tailor-made KYC solution
• Design the Business Requirement Documents and act as a liaison between the AML Compliance end users and the Share Point Developers in developing and maintaining automated systems.
• Involved with new product review and approval process to make sure AML compliance was successfully implemented
• Created and manually executed test cases and scripts for different scenarios and rules.
• Conducting due diligence reviews, reporting on the outcome of Anti Money Laundering risk assessments and ensuring that remedial action is taken.
• Dealing with issues such as sanctions, and transaction monitoring and filtering. Screen and connected parties to identify whether certain individuals are Specially Designated Nationals (SDN), or Politically Exposed Persons (PEP).
• Conducted reviews of client documentation/information of client contacts obtained within the business units.
• Performed regional testing and control activities for RBS account holders such as reactivation/deactivation based on their AML approval status

Environment: Microsoft Office (MS word, Excel, PowerPoint etc.), SQL, MS Visio, HP Quality Center, Actimize, Agile Scrum

Sr.Business Analyst

Responsibilities:

• Enhanced project artifacts such as project plan, presentations, requirement traceability matrix, business requirement document etc.
• Developed FRD to include Automate FATCA detection models, Global Compliance configurations, dynamic data capture in FATCA-specific field
• Designed client on-boarding workflows for existing processes to evaluate FATCA impacts.
• Studied Model1 and Model 2 Intergovernmental Agreements (IGA), various W-8 forms, the new W-8BEN-E and different FATCA classifications available on form
• Coordinated FATCA analysis on legal entities with Legal, Controllers, Tax Team and Customer reporting team
• Created static and dynamic prototypes using MS Visio to show as prototypes
• Created test plan and test summary documents per SDLC standards,
• Tracked and managed defects, helped testers in conducting end-to-end integration testing.
• Exposure to TIBCO Spotfire tool, which helped perform analytics regulatory reporting and market intelligence
• Designed and implemented SQL queries using joins, unions, outer-joins and aggregate functions to extract data from different databases for timely reporting and validation.
• Work environment exposure to Anti-Money Laundering and its various modules such as Know Your Customer (KYC), Suspicious Activity Reporting (SAR) along with Bank Secrecy Act (BSA), FINCEN Office of Foreign Assets Control (OFAC) policy and systems such as Nice Actimize Surveillance.

Environment: MS Visio, MS Project, PL/SQL, Oracle, MS Office Suite, SharePoint, Actimize, HP-QC, Regulatory compliance. Waterfall SDLC Methodology

Business Analyst

Responsibilities:

• Executed GAP analysis (Comparison of existing functional framework and benchmarking with the new)
• Defined business and functional requirement of new AML system, Gathered and translated business requirement into functional requirement
• Concept development, realization, and implementation of Customer Due Diligence (CDD) system
• Development of specific “Know your customer” (KYC) templates (geared toward generic customers, commercial customers, and specific designated group(SDG) customers e.g. Politically exposed persons(PEP),Beneficial owners etc.
• Development of risk models, scenario design, parameter setting, and management of exception/suspicion reporting process review
• Interacted extensively with business through JAD sessions and one on one interview sessions to write use cases, drawing UML diagrams and designing graphical user interface prototype.
• Worked with Information Architect to create wire-frames / prototypes of the web based application.
• Worked directly with senior development engineers to identify areas to focus testing activities, report and track defects and project schedules.
• Interacted with Development and QA Team to ensure overall quality and scalability of the software.
• Extensively involved in user acceptance testing, performance management and documenting user manual.

Environment: MS Visio, Oracle 8i, SQL, MS Word, MS Excel, MS PowerPoint, MS-Project, MS SharePoint, Crystal Reports

Business Analyst

Responsibilities:

• Gathered business requirements through interviews, surveys, and observing from account managers and UI (User Interface) of the existing compliance reporting system.
• Worked with SME's in Compliance, Audit, Anti Money Laundering Unit to collect the business process requirements, documented them in Business Requirement Document (BRD) and performed Business Process reengineering.
• Designed Use Cases, Use Case diagrams, Activity diagrams, Sequence diagrams in UML methodology using MS Visio
• Worked closely with the UI team to model the screens, which met user defined requirements, organizational and regulatory standards.
• Conducted work sessions with Business Partners and Application Architecture team to help identify all the possible business and system Alerts/Errors
• Designed, Developed, and Implemented UAT cases and plans.

Environment: Waterfall methodology, MS Word, MS Excel, MS Visio, UML Diagrams, MS PowerPoint