SUMMARY:

• 7+ Years Professional Experience as Business Analyst/Financial Analyst with solid understanding of Business Requirement Gathering, Business Process Flow, Business Process Modeling and Financial Analysis
• Solid experience in Finance Industry, Investment banking, Retail banking, Commercial banking, Credit Cards, Insurance, Wealth Management and Mortgage Services.
• Strong subject matter expertise in Investment/Retail banking, financial statements, cash flow, financing structures, Capital Management, Asset Data, Fixed Income, Portfolio Analysis, Stock Valuation, Capital Structures and Budgeting, Value Based management.
• Extensive experience in Investment Advisory, Wealth Management Services and Product Management.
• Deep knowledge and experience of Performance Measurement and Reporting in Wealth Management and Portfolio Management. In depth knowledge of Billing procedures in Asset Management.
• Excellent understanding of Rates & Currencies, Investment Banking and Private Equity, Interest Rate Derivatives to Risk (Market and Credit), Equities, EFT system (such as ACH, Fed Wire, BACS, CHIPS, FIX, SMAC, Automated Cash management and Prime Brokerage.)
• Extensive knowledge of Fixed Income, Equities, Equity Swaps, Equity Finance, Stocks Trading Cycle, Portfolio Analysis, Asset management, Bonds and Trading Cycle, Bond Pricing, Derivatives (Options and Futures), Credit Derivatives, Interest Derivatives, Alternative investment, Portfolio Management, Sales and Marketing. Strong knowledge of the Mortgage industry MBS, CMBS, Mortgage Pre - payment risk, Risk Analytics for MBS and Financial Services technology.
• Comprehensive knowledge of and Solid experience in Software Development Life Cycle (SDLC) Methodologies, Agile, Microsoft Solutions Framework (MSF), RUP.
• Developing Scope /Vision documentation and Project Plan, identifying and analyzing the key project risks. Developing risk mitigation plan. Interacted with various departments to schedule and organize project meetings, team/group meetings and manage resources to ensure successful delivery.
• End-to-end solution encompasses Data acquisition, data management and information delivery strategies.
• Extensive experience in Conducting Market Research, Feasibility Studies, Data Analyses, System Analyses, Gap Analyses, and Risks Analyses
• Solid Experience in Collection, analyses, and documentation of User Requirements, as well as Organizing interviews, User meetings, workshops, JAD sessions and requirement elicitation sessions.
• Collect, analyze, organize and document Business Requirement (BRD).
• Proficient UML skills, and using UML for USE case diagrams, activity diagrams, sequence diagrams, class diagrams. Knowledge of Business Process Modelling.Developed Functional Specification Documentation (FSD) and Non Functional Specification Documentation (NFSD)
• Knowledge of traceability Matrix Handle requirement Change and handling User Conflicts. Knowledge also of Conceptual designing and Logical designing as well as High level Designs.
• Experience in conducting Test plan, Unit test, System test, and Implementation. Have also done User Acceptance Testing (UAT), SWOT Analysis, Cost Benefit Analysis and ROI analysis.
• Strong hands on ability to use SQL in RDBMS (SQL Server, Oracle) for verifying source data preparation and assisting of data design input and trouble-shooting. Strong knowledge of Business Intelligence, Data Warehousing and Business Architecture
• Excellent communication and presentation skills; Experience working with business users, developers as well as senior management; Experience making Presentation to Senior Management. Possess leadership, problem-solving abilities, good analytical skills, good verbal and written communication and good interpersonal skills with an ability to work as a committed individual and motivated team player. Possess experience in working on concurrent projects in very demanding and high-pressure situations.

TECHNICAL SKILLS:

Operating System: UNIX, MS DOS,Windows 95/98/2000/XP

Languages: Java, C++,JSP,SQL,PL/SQL,Visual Basics,XML

Databases: MS SQL,MS Access

Other Tools: Visio, Rational Rose, Requisite Pro, Clear Case,MS Office, Adobe AcrobatTECHNICAL SKILLS:

Programming Languages: C, C++, C#, VB, VB.NET, C#.NET, ASP.NET, Java, SQL, PLSQL

Development Methodologies: RUP, AGILE, Waterfall, ESDM, STV,SDLC,STLC

Databases: MS-Access, MySQL, SQL Server, Oracle, Teradata, DB2, Sybase

Internet: HTML, XML, VBScript, ASP, JavaScript, JSP, J2EE.

Automation Tools: MS Visio, Rational Rose, Rational ClearCase, Rational RequisitePro,MS office

Bug Tracking Tools: Mercury TestDirector, Rational ClearQuest

Utility Tools: MS Office Suite, MS Project, TOAD, Adobe Photoshop,Guidewire, BFS, Duckcreek

Reporting Tools: Crystal Reports, SQL Server Reports (SSRS)

Data warehousing Tools: Informatica, Business Objects, Cognos, Erwin

Testing Tools: Quick TestPro (QTP), TestDirector, WinRunner, LoadRunnerInsurance, Healthcare, Workers' compensation, Supplemental insurance, Medicare, Health insurance, Life annuity

PROFESSIONAL EXPERIENCE:

Confidential, NY

Sr. Business Analyst

Responsibilities:

• Financial products involved: Fixed Income, Equities, Bonds, Mutual Funds, Fund of Funds, Insurance, Retirement Planning, Generation Planning and complete Financial Planning
• Leverage strong business knowledge of the investment banking sector to help design viable solutions.
• Responsible for interacting with business heads for designing integrated accounting and business processes.
• Solely responsible for carrying out several enhancements to the Billing work flow. Received appreciation from very senior management for the insights provided for designing innovative business solutions.
• Successful implementation of the Revenue Extract project, made better risk analysis possible. As part of this project I conducted a feasibility study to suggest the optimal solution for daily Revenue Calculation Systems keeping in mind the regulatory requirements. As part of the implementation process, I gathered detailed Business and Functional requirements. I was responsible for co-ordination between several business functions as it impacted every line of business.
• Requirements were gathered from the seven business functions within the Data Management organization.
• Worked on Automation of Aggregate AUM Billing. As a part of increasing its revenues Lehman changed the money manager compensation structure and I was responsible for understanding the new payout structure and gathering requirements for the new process. I was responsible for analyzing the current systems and designing the new work flow process around them.
• Interacted closely with the Audit team to develop several Control tools and systems for daily PnL reporting as per SOX Audit requirements.
• Worked on enhancing the present billing system to allow it to handle special Lehman accounts having non standard billing procedures.
• Conducted Functional Analysis and Gap Analysis for designing robust solutions.
• Documented return on investments and cost benefit analysis.
• Assigned tasks among development team monitored and tracked progress of project following Agile methodology.
• Data cleansing and creation of layouts and specifications for end-user reports, delivering an end-to-end Metadata Management solution in the process.
• Organized various UAT sessions and made presentations to the users on the project and the changes implemented.
• Reviewed several test plans and test scenarios with the QC team for each project worked on.
• Successfully conducted Root Cause Analysis to identify the underlying issues and design solutions accordingly.
• Conducted workflow, process diagram and gap analyses to derive requirements for existing systems enhancements using UML.
• Designed and developed Use Cases and UML models using Microsoft Visio.
• Conducted JAD sessions to resolve critical issues
• Responsible for creating and reviewing business requirement documentation(BRD), functional specifications (FSD), project schedules and test plans
• Helped in migrating from the legacy system to the proposed new process systems
• Assisted in development of training materials for new technology and process improvement
• Responsible for Application D ocumentations and served as a liaison between the business team and the technical team by assisting in identifying, understanding, and documenting their business requirements
• Assisted the Project Manager in setting realistic project expectations, in evaluating the impact of changes on the organization and conducted project related presentations.
• Extensive use of MS Office tools like MS Access, MS Word, MS Excel, MS PowerPoint MS Project.

Confidential, Jersey City, NJ

Sr. Business Analyst/Project Manager

Responsibilities:

• Interacted closely with the users and conducted numerous user interviews, gathered business requirements and analyzed the requirements.
• Understood the entire Portfolio Management/Wealth Management Process closely and the various factors to evaluate the Portfolio Performance and Report generation.
• Also had to understand the various Accounting and Billing processes involved.
• Worked with IT department to map detailed current processes, identify gaps or failure points, and perform R oot C ause A nalysis (RCA) to support overall strategy, goals and objectives
• Create and maintain data model/architecture standards, including master data management (MDM)
• Conducted workflow, process diagram and gap analyses to derive requirements for existing systems enhancements using UML.
• Designed and developed Use Cases and UML models using Microsoft Visio.
• Conducted JAD sessions to resolve critical issues
• Responsible for creating and reviewing business requirement documentation(BRD), functional specifications (FSD), project schedules and test plans
• Developed the test plan, test conditions and test cases based on business requirements, technical specifications and product knowledge.
• Exposed to Agile methodology.
• Helped in migrating from the legacy system to the proposed new process systems
• Worked closely with Internal Auditors to review Compliance requirements and ensured appropriate documentation was in place
• Conducted User Acceptance Testing (UAT) for the new process designed.

Confidential, Lakewood, CO

Business Analyst/Project Manager

Responsibilities:

• Financial products involved: Fixed Income, Equities, Bonds, Asset & Portfolio Management
• Conducted user interviews at client locations, gathering requirements, providing analysis/functional specifications as well as Liaising closely both Front / Middle Office, and analyzing requirements.
• Extensively experience in Fixed income trading such as Bond, Note, and Bill with estimation of Coupon Rate, Current Yield, YTC, and YTM
• Worked extensively with Risk Management, Mortgage Loan Servicing, and Commercial and Residential mortgage, CMBS, MBS
• Mortgage Pre-payment risk, Risk Analytics for MBS, Loan Servicing, Loan Origination, MBS, CMBS, and Secondary Mortgage Market
• Escrow and Reserve Administration, Escrow processing, Escrow Analysis, Non-Escrow Loans Collateral Inspection and Monitoring, Property Inspection, Income and Expense Statement Review, Inspection Report
• Knowledge of Trade Life Cycle as well as the Order Management System (OMS)
• Designed and developed Use Cases, Activity Diagrams, and Sequence Diagrams using UML.
• Identified, researched, investigated, analyzed, defined and documented business processes and Use Case Scenarios.
• Strong usage of Subject Matter expertise in Fixed Income, Equities, Equity Swaps, Equity Finance, Stocks Trading Cycle, Portfolio Analysis, Asset management, Bonds and Bond Trading Cycle, Bond Pricing, Derivatives (Options-Including Vanilla and Exotic and Futures/Forwards), Credit Derivatives, Interest Derivatives, Alternative investment, Portfolio Management, Sales and Marketing
• Responsible for creating and reviewing business requirement documentation, functional specifications, project schedules and test plans
• Assisted in identifying and quantifying Credit Risk, Operational Risk and Market Risk
• Assisted with user testing of systems (User Acceptance Testing), developing and maintaining quality procedures, and ensuring the appropriate documentation. Performed test cases using both positive and negative test case scenario.
• Worked with development and testing teams to accomplish timely release objectives.
• Developed timelines for project delivery, and managed projects and resources to successful completion
• Extensive use of MS Office tools like MS Access, MS Word, MS Excel, MS PowerPoint MS Project.

Confidential, Murrysville, PA

Business Analyst

Responsibilities:

• Worked with the business community to define business requirements and analyze the possible technical solutions.
• Requirement gathering, Business Process flow, Business Process Modeling and Business Analysis
• Worked with the Business community, Tech Lead and 3rd party vendors in gathering their requirements and data transaction information related to OLTP, OLAP and ASP.
• Co-authored business requirements document with project teams. Extract, discuss, and refine business requirements from business users and team members.
• Facilitated and managed meeting sessions with committee of SME from various business areas including Mortgage Servicing, Loan Monitoring and Asset Management.
• Successfully gathered requirements for the Internet application for Lending Mortgages.
• Monitored and ensured that requirements translate into viable mortgage lending business solutions by preparing statements, records, use cases and reports.
• Developed and implemented processes and tools for requirements gathering, analysis, planning, tracking and delivery using Rational Rose requisite pro - RUP.
• Performed Gap Analysis for new functionality requirements, as well as prioritized them based on actual business needs so as to align them with the product release roadmap.
• Designed and developed Use Cases and UML models using Microsoft Visio.
• Wrote database interface specifications and documented in Data Manager data dictionary
• Assisted project managers with the development of project schedules. Develop requirements and preliminary design for client applications. Perform analysis and design projects using a systems development methodology. Work with all levels of client staff in solution definition.
• Coordinated activities between business unit and technical staff, developing new methods, policies, and procedures to meet the business needs, and will acted as primary trainer in education of the business unit as it relates to business applications.
• To organize meeting and send agenda of the meeting, draft minutes to keep all invitees of the meeting on a same page.
• Organize weekly status meetings with the team to promote open discussion of business requirements and other system functionalities.

Confidential, Palm Beaches, FL

Business Analyst/Data Analyst

Responsibilities:

• Studied and assessed the clients systems and business processes.
• Understood the business and gather requirements from various users.
• Strong knowledge and understanding of the various steps in the Mortgage Loan Lifecycle
• Worked closely with employees in the Entire Mortgage Life, including Loan Application, New Loan Origination, Payment Application and Remittance, Collateral Inspection and Monitoring .
• Addressed all aspects of the claim processing lifecycle, starting from identifying a claim right up to closure.
• Established a business Analysis methodology around the RUP (Rational Unified Process).
• Analyzed and re-engineered the lifecycle to ensure that the riskier claims could be easily identified and monitored.
• Assisted in building a business analysis process model.
• Performed requirement analysis, went through all the use cases and workflows.
• Functioned as the primary liaison between the business line, operations, and the technical areas throughout the project cycle.
• Conducted benchmarking activities to identify best practices. Claim data analysis
• Provided the team with the Business Requirement Document (BRD), FSD and the NFSD.