SUMMARY

• Project lead and Technical lead for 35+ resources managing various retail banking applications in Transaction Processing, Credit and Rick, Content management, Core product processors and other strategic initiatives for the Bank
• 12+ years of exposure in Retail Banking handling various job functions such as software development, Business Analyst., Data Architect, Lead software developer
• Business Analyst for key Bank Divestures, Branch Sales in non - performing geographies, banking promotions, Asset evaluations, Product streamlining other operational excellence activities, KYC compliance, Go to common initiatives and Salesforce cloud conversion programs
• As a project leader the key responsibilities include Schedule; maintaining it and making sure the team adheres to it, reviewing the code and giving coding guidelines Creating and updating the functional specifications, Handling change requests, Managing defects defect count, Team appraisal and Interfacing with other departments
• Technology Application Management for Consumer Liability Portfolio for Confidential North America. The portfolio includes Retirement products along with CD, DDA and MMA products. The customer base is inclusive of high net worth, Private Banking Clients along with regular consumer banking customers.
• Business Analyst for IRS Tax Reporting for Income and Expenses; to Customer and IRS aligned with IRS publications and Corporate Tax Mandate.
• Coordinate the Annual Due Diligence activities for Non-Resident Alien Customers, Tax Equity and Fiscal Responsibility Act of 1982, in order to enable NRA customer to recertify their residency status to avoid any backup withholding on interest dividend income.
• System Analyst for the implementation of FATCA Regulation, which is Foreign Account Tax Compliance act to eliminate offshore Tax evasions by individuals or corporations with any US Tax Indicia.
• Lead Analyst to Got to Common conversion, where regional product processors were consolidated into Fidelity plat for over 10 Million accounts, including Time Deposits, Retirement Portfolio and Demand deposit portfolio
• Key partner of Financial Reconciliation Unit to balance the daily Income Expense Ledger through appropriate clearing procedures and audit techniques. Reconciliations include Overdraft Exceptions, ACH Returns, Fee Income, Interest Expenses; Penalties levied and anticipated interest reserve for Fed Reporting and FDIC.
• Key partner of Risk Management Solutions to minimize the funds availability losses for Off Us Check items through on time identification of fraudulent deposits and the funds being made unavailable for withdrawals, particularly for high risk segments.
• Growing business proactively by leveraging and showcasing GNDM (Global Network Delivery Model) and near shore Development model. Ensuring consistent growth quarter of quarter for the lines of business.
• Involve in responding to RFPs in order to achieve business growth for organisation
• Represented organisation in CMMi Audit for Service System Development
• Conducting project Management review meeting to review the health of the project once in every quarter
• Fostering customer loyalty by ensuring that our customers fully utilize the value of our solutions and services.
• Managing stakeholders across geographies - India, North America, Latin America - and delivering quality products and services that helps customers achieve their business objectives.
• Adhering to organizational processes and leveraging the organizational assets for the benefit of the organization and customer.
• Interacting with senior leaders, identifying issues and negotiating solutions to address project challenges.
• Building, managing and mentoring team.
• Working in different stages of Software development life cycle (SDLC) as well as infrastructure driven projects. For instance, Requirement gathering, Analysis, Design, Construction, Performance Testing, Implementation, Support.
• Conducting performance appraisal; Planning and reviewing compensation actions; enforcing policies and procedures with regards to hiring and firing.
• Meeting financial objectives by forecasting requirements; preparing annual budget; scheduling expenditures; analyzing variances; initiating corrective actions.

TECHNICAL SKILLS

• z /OS Version 2.1(V2R1) IBM CICS Transaction Server 5.1 ECOBOL for z/OS 3.4.1 Web Sphere MQ Series7.5,Message Oriented Middleware IBM DB2 Server 10.5 CA IDMS 18.5 SQL for RDBMS VSAM,JCL,DFSORT,ICETOOL z/ OS Version 2.1(V2R1)
• IBM CICS Transaction Server 5.1
• ECOBOL for z/OS 3.4.1
• Web Sphere MQ Series7.5, Message Oriented Middleware
• IBM DB2 Server 10.5
• CA IDMS 18.5
• SQL for RDBMS
• VSAM,JCL,DFSORT,ICETOOL
• Blueprint, Collaborative requirement definition and management
• IBM RDz, Rational developer for z/OS
• IBM Rational Team Concert, Lean collaborative lifecycle management
• HP Quality Centre (QC) 11.5
• Compuware File aid 9.4.0
• ServiceNow, IT Service Management
• IBM Tivoli, INFOMAN, Problem Management Tool
• CA Intertest, Software debugger
• Compuware AbendAid
• Serena Changeman, Version management
• Retail Banking and Financial Services
• Tax Reporting -1099,1042,1098 to IRS
• Regulatory Domain, Reg CC,Reg DD,Reg D,TEFRA,FATCA etc

PROFESSIONAL EXPERIENCE

Confidential

Business Analyst

Responsibilities:

• Confidential North America was the only customer, where I was allocated. Hence the Key initiatives where I was engaged from 2006 till today are briefed below in the chronological order.
• IDMS to DB2 conversion was undertaken by the bank in which my role was development, unit testing and change management
• This was a project initiated by Financial Reporting Group which interfaces with Federal Reserve and IRS. This project was intended to capture foreigner’s assets along with the fixed income maturities to prevent any Tax evasion
• This project was aimed to report the liability balances to FDIC and hold the funds in case of an unfortunate event of Bank failure
• This was an initiative to prevent the manual losses which bank incurred while provisional credits to customers were incorrect. A real time solution to anticipate the real time provisional credits to be provided was developed and deployed
• This was a financial reconciliation effort undertaken to estimate the Expenses and Losses per Branch and its cost centre based on a postal code. This aided the bank to remit local taxes accurately
• Regulatory and compliance projects undertaken includes Reg-D, Reg-DD, Reg-Z, Reg-CC, Dodd Frank, FATCA etc.
• The Yearly Tax files to IRS and Customer. This is an extensive initiative as any errors would result in IRS penalties in the audits
• Bank is undergoing a technology transformation where legacy systems will be replaced by global products which could be deployed in any Geography. Extensively involved in this initiative, the Retirement portfolio was converted to new platform in 2013.Other conversions are on leeway
• Product Rationalization - Streamline the legacy product palette and optimize the sales with competent products in the market. Passbook sunset, CD Penalty unification, Remote Deposit capture are the key noted initiatives