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Business Control Analyst Resume

Grand Prairie, TX

Summary of Qualifications

  • Strong team leader and interpersonal skills
  • Strong verbal and written communication skills that enables the ability to express key points in a clear manner
  • Able to manage a group of people to meet tight deadlines and improve efficiencies based on targeted metrics
  • Excellent organization and analytical skills
  • Ability to work with minimal direction when necessary to support the group's objectives
  • Ability to work closely with management
  • High attention to detail and accuracy, within a high-volume work environment
  • Excellent PC skills, with proficiency in various computer applications (flexible and skillful enough to work with any accounting system)

Microsoft Office 2000, Outlook, Windows XP & NT & 95-2000, People Soft, Hyperion, Excel, Access, Word, Lotus Notes, Visual Basic, Peachtree, AS400 Bond Master, Calyx Point, Kroll Factual, KMV Credit Edge, ECF and Bank Software, Clues, DU, LP, Data Management Services/Dollars/Sharepoint, StatusMart, Lexis Nexis, LPS & AWD imaging system, Clues/Edge, Various Underwriting Software, Skilled in all phases of Loan Processing, Closing, Funding and Underwriting

Professional Experience

Confidential, 2012/Present
Business Control Analyst/ Team Lead

  • Perform compliance reviews of short sales, Deed in Lieus, and REO loans to ensure accuracy and completeness of transaction
  • Manage the achievement of established performance goals; conducts performance appraisal reviews, document performance, recommend and execute disciplinary action
  • Consult with leadership through regularly scheduled meetings and conference calls to discuss issues identified through ineffective processes, communication gaps, and possible system glitches (performance testing
  • Perform ongoing tracking and follow-up of assigned audit issues through final remediation.
  • Maintains the confidentiality of review findings, customer data, and company proprietary information

Underwriter/Compliance Auditor2011/2012

  • Underwrite and review files to analyze credit risk to ensure that loans meet lender products and guidelines.
  • Performed second review of approvals, suspense and denied loans for wholesale and secondary markets.
  • Cleared Conditions; Calculated Debt Ratios; Verified Employment; Verified Assets; Verified Residence.
  • Found properties for clients in the market to purchase properties or refinance the properties they owned
  • Loans generated for FHA, Conventional, VA, Jumbo, Commercial, Non Conforming and Conforming
  • Review credit report and address all negative/derogatory items with borrowers to assure that Credit meets program guidelines.
  • Responsible for preparation of data analysis reports of audit findings

Underwriter III2009/2011

  • Analyzed title insurance commitment reports including title exceptions; prepared title/escrow instructions.
  • Closed and funded loans after all closing conditions were met.
  • Monitored loans for document and credit exceptions
  • Notified Production when documents were needed or obtained independently
  • Complied and analyzed financial information.

Loan Processor/ Underwriter II2006/2009

  • Process and pre-underwrite loan applications from loan application to funding
  • Communicate with the borrower to clear required conditions for closing
  • Schedule closing and prepare closing documents to be executed
  • Reviewed HUD settlement statements for accuracy and compliance to policy to ensure wired funds
  • Ran automated underwriting tool for loan approval on loan files
  • Ordered title commitments and appraisals
  • Reviewed funding documents to clear closing conditions to fund closed loans
  • Insured FHA/VA loans through respective agency website
  • Review policy and procedure compliance on pre-closing and post closing loan files
  • Responsible for preparation of data analysis reports of audit findings

Processer/Underwriter/ Compliance Auditor

  • A seasoned professional with diverse industry experience in retail finance industry.
  • Highly knowledgeable with artificial intelligence and manual underwriting for prime and non-prime loans.
  • Highly effective operational leadership personal production and organizational performance improvement.
  • Goal-oriented and versatile professional with proven ability to flourish in a new environment and create strategies to help produce results beyond expectations.
  • Major strengths in organizational skills, problem solving, coordination, computer literacy, with written as well as oral communication skills.
  • Strong working knowledge of Microsoft Office Products, as well as analyzing moderately complex information.

References available upon request

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