SUMMARY
Talented senior financial analyst with a demonstrated track record of providing comprehensive financial forecasting, budgeting and analysis to senior management. Keen understanding of financial planning, accounting and analytics. Travel industry experience, skilled, bi-lingual (Spanish) communicator, able to build strong working relationships with co-workers and clients as well as being adept at using MS Excel and Access.

CORE COMPETENCIES

• General Ledger
• Budgeting and Forecasting
• Auditing
• Account Reconciliations
• Capital Budget
• Inventory
• AR/AP
• Bank Reconciliations

PROFESSIONAL EXPERIENCE

Confidential, Tempe, AZ

Confidential, was established over thirty years ago and we've earned recognition as one of the nation's leading loan servicers. With over 1,800 employees in 29 locations throughout the country with more than 200 million in revenue

Financial AnalystMay 2010 – Present

• Prepare servicing protocol reporting for investors and other interested third parties.
• Review monthly financial statements with operations and accounting, identify and address significant issues
• Prepare property variance analysis as well as a regional complex variance analysis summary
• Perform ad hoc financial analyses and projects as required
• Experience with Ratio Analysis, account payable and account receivables, assets and liabilities
• Cash Flow analysis to determinate increase in working capital through inventory, receivables ratios
• Review monthly occupancy activity, prepare reports as necessary.
• Review monthly financial and statistical reporting and prepares additional analysis as necessary.
• Work on projects (ad-hoc) as needed by operations and be able to work on multiple projects at the same time.
• Data gathering and consolidation by use of various reporting tools such as Excel, querying, system reports.
• Complex variance financial analysis and evaluation of monthly business activities and assists with month-end financial close processes.
• Prepares cause and effect analysis on a variety of complex financial issues for all divisions.
• Assist Regional management with completion of quarterly reforecast
• Monitor actual activity compared to budget. Make recommendations for reforecast adjustments based on findings.
• Monitor strategic financial activity versus plan
• Prepare written explanation of reforecast changes to original budget.
• Continually modify projection models in order to facilitate better accuracy and the efficient preparation and analysis of projection
• Consolidate reforecast financials for RVP and oversee analysis for region.
• Prepare materials for use by Resort management employees to complete annual budgets.
• Assist Regional and Resort Managers with completion of annual budgets.
• Prepare written explanation of expected property operations to accompany budgets.
• Generate statistical analysis of budget information (occupancy, expense increase, rent increases)

Confidential, Scottsdale, AZ

Largest pharmacy health care provider in the United States delivering industry-leading clinical and health management programs, pharmacies and retail clinics.with more than 6.5 Bill on revenue

Financial AnalystAug 2006 – May 2010

• Analyzed and forecast drug formulary demand of consumer behavior utilizing National Market Share across the Pharmaceutical Industry.
• Assists with improvement and completion of financial projects, monthly invoicing and forecasting to track pharmaceutical market trend and accuracy.
• Maintain cost models used in route forecasting and competitive analysis for consumer buying plan, pricing change and market behavior
• Developed integrated revenue/expense analyses, projections, reports and presentations.
• Increased 15% of cash revenue by decreasing unallocated cash from pharmaceutical contracts with undisputed issues from 1Q08 to 4Q08 for the Rebate Department.
• Analyzed invoicing during quarterly cycle, looking for variance and changes in trends.
• Performed monthly financial reporting, cost savings initiatives and financial budgeting.
• Created financial reports to satisfy end user requirements throughout the corporation.
• Prepared quarterly budget vs. actual variance report for management review.
• Interface with internal partners and internal/external clients for better business research.

Confidential, Phoenix, AZ

Among the world's largest financial institutions serving individual consumers, small- and middle-market businesses and large corporations with banking, investing, asset management and financial and risk management products and services.

Personal Banker Jun 2001 – Jul 2006

• Maintained data integrity in support of Corporate Accounting and the Internal Audit groups.
• Developed queries, reports and data, made spreadsheet comparisons within Excel programs to collect client data.
• Created financial reports to satisfy end-user requirements throughout the corporation.
• Calculated and reconciled client accounts and reimbursements, preparing monthly financial reporting.
• Reviewed documents and verified accounting entries to ensure accuracy of information and calculations for each account or record.
• Advised appropriate individuals of entry errors.
• Built and maintained positive working relationships with District employees and the public, utilizing principles of excellent customer service.

EDUCATION

Bachelor of Science in Global Business, concentration in Finance

TECHNICAL SKILLS

GOGNOS Data Base Management, Crystal Financial Reporting, SAP reporting, Toad for Oracle DBA, MS Office, Excel, Word, Access, PeopleSoft, Visual Basic, Macros, SQL,Power Pivot, SharePoint