Sr. IT Business Analyst Resume

SUMMARY

A self - starter, highly motivated, team-oriented mortgage banking professional with more than sixteen years of experience in consumer lending and mortgage banking operations. Strong business analytical, organizational, planning, project management and problem solving skills . Able to set goals, meet objectives, takes initiative and complete tasks within deadlines.

PROFESSIONAL EXPERIENCE

Sr. IT Business Analyst

Confidential

Responsibilities:

Company’s top performer in requirements gathering, design, process improvement, new solutions integration and automation of mortgage software solutions within Encompass LOS . Lead business analyst, completed over 35% of company’s Product Backlog Items (PBI) for 2019-2020 among a team of 6
Daily collaborator with C-level stakeholders within all business functions to align technology solutions with business strategies. The stakeholders include Credit Policy and Risk, Compliance, Capital markets, Underwriting, Funding, Post-closing, Portfolio retention, Loan Servicing
Create custom Encompass system requirements and solutions to improve efficiencies in operations and loan origination process workflow. Identify opportunities to use automation and data to improve business performance. Provide clarity and guidance when working with developers to solve technical and analytical issues.
Provided system support, recommendations and solutions that create permanent efficiencies and improve mortgage operations workflow
Lead the planning and implementation of projects, project planning and timelines Assemble, coordinate and provide direction to the project team. Actively participate in agile development life cycle along with QA and developers

Mortgage Underwriter

Confidential

Responsibilities:

Consistently underwriting 35-45 loans per month. Always in the top 3 of underwrites per monthly statistics. Decision $8.5-9 million in loans on average per month
Examine new loan files to ensure loan meets VA guidelines, program criteria, automated underwriting and secondary marketing rate lock
Assess credit reports, liabilities, derogatory and delinquent obligations
Accurately evaluating and calculating various types of income using documentation required per investor
Review assets statements to assure loan program, reserve and guideline requirements are satisfied
Perform through review and assessment of appraisal and title real estate reports

Senior Mortgage Loan Processor

Confidential

Responsibilities:

Prepare and issue loan disclosures per federal regulation, conduct thorough income, asset and credit analysis
Work closely with underwriters to satisfy underwriting conditions
Obtain and review title reports, appraisals, and credit documents
Obtain and sign off on closing conditions
Correspond as necessary with service providers, branch personnel and settlement agents
Promoted to a Closing manager once the company converted from a broker into a direct lender - wholesale and retail