SUMMARY

• 8 years of professional experience as a Business Analyst/Business Systems Analyst in various domains including Finance, Banking, Investment banking, Lending and Mortgage.
• Experience working on AML tools such as Mantas and understanding of fixed - income trading, asset management and portfolio management applications and how they are impacted by the Bank Secrecy Act, USA PATRIOT Act, Dodd Frank Act, Anti-Money Laundering, OFAC and Customer Identification Program, (KYC/CIP), Basel II compliance using industry standards and regulatory guidance, etc. Customer On boarding.
• Expertise in system design and development required for business process with solid understanding of Business analysis, Requirements Gathering, Translating Requirements into Specifications, project management, Application Design and data modeling, and testing.
• Extensive knowledge of finance domain including Asset Management, Mutual Funds, Bonds, Exchange Traded Funds ETFs, Credit risk management, Credit tracking, credit risk analysis, Trade Life Cycle, Fixed Income, portfolio management, Investment Banking, mortgage initiation, arbitrage, foreign exchange, options, asset allocation, SWIFT, amortization scheme, Derivative products such as Options and Futures, Sarbanes-Oxley Act, trading systems.
• Experience in Capital Markets, Derivatives, Commodities, FX, Equities and Fixed Income, Front-office, Treasury, Finance and Operations, and trading
• Strong subject matter knowledge in investment banking industry including financial and trend analysis, training, reporting, project management functions and Excellent technical, analytical, problem-solving and leadership skills.
• Process Knowledge of AR/AP/GL, Credit management, Capital Banking, Fixed income analysis, Risk management, Mortgage Banking basics (Mortgage cycle), Mortgage Underwriting and (Unsecured Loans) Personal Loans Operations.
• Strong knowledge of the procedures of Banking & Regulatory Compliance's especially in AML, KYC, CCAR and Basel Accords
• Strong understanding of financial valuation concepts and various capital market instruments and processes including Equities, Fixed Income, Foreign Exchange, Derivative OTC Back-Office operations.
• Knowledge of Mortgage Loan Origination, Servicing, Closing, Loss Mitigation, Loan Modification, Appraisal, Credit, Income and Title functionalities.
• Good Knowledge of various financial products like Stocks, Bonds, Mortgage Backed Securities (MBS), Collateral Mortgage Obligation (CMO), over the counter OTC, and Fixed Income Instruments.
• Proficient in creating user stories, mapped functional specs to story documents, story sizing and estimates, owned backlog grooming sessions, managed product backlog, release backlog, iteration backlog.
• Extensively Worked with Demand Deposit Account (DDA) applications; this included coordination across multiple in-house teams, vendor team, and the department for application analysis and design documentation and review.
• Experience with Managed dependencies and worked with dependent and interfacing teams to align support and delivery of product to ensure team success including process mapping of Commercial loan (Wholesale, DDA, CRE) life cycle process from case management of commercial relationships, underwriting analysis, credit approval, loan closing documentation, booking, funding and collateral vault to identify gaps and opportunities.
• In-depth knowledge of Anti Money Laundering AML and Bank Secrecy Act BSA. Worked on Suspicious Activity Reporting SAR, OFAC reports, Currency Transaction Report CTR, Foreign Bank Financial Accounts FBAR and CMIR reports.
• Understanding of different mortgage instruments like Mortgage Backed Securities MBS, Collateralized Mortgage Obligations CMO, Asset Backed Securities ABS, including the tranche structuring and credit enhancement processes to manage prepayment and credit risk. Good understanding of collateral management products like equity derivatives, FX, Fixed Income
• Strong Knowledge on ISO, CMM standards, FATCA and 871 m, BRD preparation for various functionalities like DDA, Fund transfer, Customer maintenance, Loan IQ, Loan origination and non-functional requirements for Flex cube.
• Expertise in ETL and analyze different sources of incoming data and performed various transformations.
• Expertise in conducting GAP and cost-benefit analysis.
• Obtained expertise in performing System, Acceptance, Regression, Integration and Functionality Testing.
• Expertise in financial analysis such as cost analysis, NPV, IRR, and ROI as well as risk analysis.
• Worked on Reports based on the requirements and Test driven development TDD.
• Experience using DMAC and RASCI methodologies, root cause analysis etc.
• Highly proficient in working with Manual Testing as well as Automated testing tools like Mercury Interactive Test Suite (Quick Test Pro, Quality Center, Load Runner and Win Runner) and Version control Tool PVCS.
• Proven expertise in gathering, analyzing and documenting business requirements and developing BRD, FRD and helped in preparing SRS.
• Extensively used tools such as Rational Rose, Rational Requisite Pro, UML, MS Visio, MS Project, MS Office, MS Access.
• Expertise in Monitoring and management in project quality to ensure that project deliverables fulfill agency expectations.
• Expertise in employing SDLC models, Iterative model, RUP concepts, Agile Model (SCRUM), UML and best practices for software development.
• Facilitated and participated in Joint Application Development (JAD) sessions for requirements gathering, resolving open issues and change requests.
• Strong Communication and Presentation Skills substantiated in past assignments with developers, project managers, subject-matter experts, stakeholders, system implementers, and application end-users.
• Expertise in Analysis of Problem Severity, Defect Tracking and Reporting System.
• Expertise in UAT testing, Functionality, Regression, Smoke, Sanity, Stress, Usability, testing for web and Client/Server application.
• Expertise in strong communication skills to quickly and clearly communicate technical information to non-technical persons, and getting non-technical persons to identify and communicate business needs.
• Experienced in writing Test Plan and Test Cases and aggressively involved in Regression Testing and Performance Testing using automation tools like Win Runner, Load Runner, Test Director, Power BI, Quick Test Pro, Silk Test and Oracle table manipulation using SQL.
• Strong Communication, Problem Solving, Organizational, Interpersonal, and Presentation Skills.
• Exceptional understanding of the QA life cycle, from test plan, test scripts, issue resolution to User Acceptance UAT, System Integration SIT and end-to-end testing.

PROFESSIONAL EXPERIENCE

Confidential, New York City, NY

Sr. Business Analyst

Responsibilities:

• Analyzed the system from Business perspectives and prepared Business Requirement Document (BRD).
• Proficient in transforming business requirements into Functional Requirement Document (FRD).
• Facilitate and managed the meeting, interviews and Joint Requirement Planning JRP sessions with SMEs from various areas.
• Analyzed the existing system and Business Process Flow by understanding preset business rules and conditions.
• Assisted the project managers in Feasibility Analysis-schedule, Technical, Economical and Operational Feasibility.
• Assisted in creating the Project Templates for Use case specification, Change request form, functional specification documents and Business Requirement documents and Defect status form.
• Worked actively in the preparation of Business Requirement Documents, Functional Specification Documents and Change Request Documents.
• Developed project documents based on SDLC methodology-Rational Unified Process (RUP).
• Conducting user interviews at both in-house and client locations, gathering and analyzing requirements using Requisite Pro.
• Analyzed SWIFT and MQ Series data volumes to derive data mapping. Operating SWIFT messaging service for financial messages, such as letters of credits, payments, and securities transactions, between member banks worldwide
• Involved with the technical teams during implementation such that right business requirements are being translated into the system by using Loan IQ.
• Performed job of contact point for all stakeholders (business, legal, compliance, development).
• Describe the requirements of Banking Web Portal Application for Capital Banking, Mortgage and Retail Banking to the development team manager.
• Designed and developed Use Cases, Activity Diagrams, Sequence Diagrams, OOD Using UML and Microsoft Visio.
• Identify research, realize, investigate, analyze, define and document business processes.
• Perform GAP Analysis by identifying existing technologies, documenting the enhancements to meet the end state requirements.
• Worked on Confluence, Demand Deposit Account (DDA), RLS, ARR and FAP applications, this included coordination across multiple in-house teams, vendor team, and the department for application analysis and design documentation and review.
• Conduct Workflow and Process Diagram to derive requirements for existing systems enhancements.
• Worked with development and testing teams to accomplish Timely Release Objectives.
• Used SQL queries for organizing and abstracting data from MS access data bases, created reports, forms on MS Access.
• Writing documentation (High Level Design Documents) that drove decisions, approvals, development, testing and business process improvement initiatives
• Gathering market data including real time and historical price data, financial data, and trading news using financial data source named Bloomberg.
• Expertise in Requirement gathering, BRD preparation for various functionalities like DDA, Fund transfer, Customer maintenance, Loan IQ, Loan origination and non-functional requirements for Flexcube.
• Involved with the following product: Mortgage Backed Securities (e.g. CMOs, Pass-through), Bonds and Bond Trading Cycle, Bond Pricing, (Options and Futures) Liaison between the business users and technical team.
• Used the Data Stage Designer to develop processes for extracting, cleansing, transforms, integrating and loading data into data warehouse database.
• Involved in Data Stage ETL jobs for extracting data from heterogeneous source systems, transform and finally load into the Data Marts.
• Using detailed knowledge of application features and functions assess Scope and Impact of business needs throughout analysis and completion of all enhancement specifications.
• Responsible for all Project Documentations.
• Analyzed requirements recommend strategic initiatives for OTC derivatives protocols and practices around DTCC, CDS, SWIFT for treasury and asset management documentation.
• Using detailed knowledge of application features and functions, assessed scope and impact of business needs throughout analysis and completion of all enhancement specifications.
• Worked closely with QA teams to define Test Cases and execute Test Plans.
• Involved in writing Test Plan and Test Cases and aggressively involved in Regression Testing and Performance Testing using automation tools like Win Runner, Load Runner, Test Director, Quick Test Pro, Silk Test and Oracle table manipulation using SQL.
• Assist with User Acceptance Testing Of Systems (UAT), developing and maintaining quality procedures, and ensuring that appropriate documentation is in place.
• Involved with Quality Assurance group to implement Test Cases in Mercury Test Director for stress testing.
• Prepared UAT Materials, including the UAT Process, UAT Test document which would include step-by step process for UAT as well as all the tests that would cover all requirements.

Confidential, San Francisco, CA

Senior Business Analyst

Responsibilities:

• Documented functional specifications to automate the loan approval process for home Mortgage online application, workflow - for the credit department, upon approval the system routes the application to the underwriters for review.
• Gathered requirements from business users and analyzed them using Rational Requisite Pro.
• Prepared and analyzed AS IS and TO BE in the existing architecture and performed Gap Analysis.
• Worked on preparing user stories and examples from the features as part of the BDD (Behavior Driver Development) approach.
• Acquired in-depth knowledge of the Capital Banking, Investment Banking and Banking industry Mortgage, Assets and Accounts Receivables/Accounts Payables.
• Gathered business requirements through interviews, surveys, and observing from account managers and UI User Interface of the existing Brokerage Portal system.
• Acted as a liaison between business users and system development team during development process.
• Implemented a suitable Change Management process and supported the existing banking solution upgrade by coordinating multiple projects.
• Facilitated JAD sessions to collect requirements from system users and prepared business requirement that provided appropriate scope of work for technical team to develop prototype and overall system.
• Responsible for converting the business requirements into technical specifications and mapping documents, translated requirements into highly reusable services.
• Designed and developed Use Cases, Activity Diagrams, Sequence Diagrams, Data Flow Diagrams and Object-Oriented Design OOD using Rational Rose according to the UML methodology.
• Involved in testing all the data elements in Mortgage Account Inquiry Service, which is called to obtain Mortgage loan data from MSP by using Loan IQ.
• Worked primarily with fixed income, structured products, collateralized/ asset-backed securities, equities and derivative/ OTC products.
• Developed use cases/diagrams, conceptual model, behavior diagrams sequence, collaboration, state chart, Activity using MS Visio.
• Worked on mapping of MSP Web services to Enterprise Interface Partners and coordinated with FIS on MSP and Sketched diagrams of proposed and existing systems using Visio.
• Implemented the entire Agile Methodology of application development with its various workflows, artifacts, and activities.
• Conducted user interviews, gathered requirements and analyzed the requirements by using Rational Rose, Visio and Requisite pro.
• Conducted interviews with clients for the purpose of gathering product requirements and understanding the client workflow.
• Supported IT Risk Management in Business Continuity Planning for Item Processing department.
• Developed and maintained the project plan using Jira, SharePoint, Power BI Visio and MS Project.
• Created a RACI matrix based on the organization standards for ongoing operations and issue resolution procedures.
• Gained thorough understanding of Cash Management, Liquidity Positions and Liquidity Ratios and Tracked changes using Rational Clear Quest.
• Assisted QA lead in developing quality procedures and ensuring that appropriate documentation is in place and Conducted User Acceptance Testing UAT.
• Involved in walkthroughs and validations on logical model and created physical data model using forward engineering.
• Requirements were recorded in JIRA application; extensively used this tool for User Stories, Tasks, and Issue tracking.
• Participated in developing of Training Materials for the new technology and User Training.
• Worked effectively with Project Manager in handling the whole project.
• Worked with the Quality Assurance team to create Test Plan and Test Cases and conduct unit, integration, and system testing.
• Participated in the UAT for Broker/Dealer conversion for integration using Mercury Test Director.

Confidential

Business Analyst

Responsibilities:

• Identified high-level requirements for developing and documenting detailed business requirements.
• Analyzed the system from Business perspectives and prepared Business Requirement Document (BRD.)
• Defined the scope of the project based on the gathered business requirements including Documentation of Constraints, Assumptions, Business Impacts, Project risks and scope exclusions.
• Acted as a liaison to business lines to ensure new products, services and technical developments are compatible with current processes and designs.
• Performed informal benchmarking to analyze how competitors conducted business.
• Redesigned process workflows as necessary to adapt to product, service or technology changes.
• Performed GAP Analysis of Client requirements, Generated workflow process and necessary documents.
• Prepared Business Requirement Document and then converted business requirements into Functional Requirements Document (FRD) using Rational Requisite Pro.
• Participated in various meetings and discussed Enhancement and Modification Request issues.
• Developed an Analysis Model that includes Use Case diagram and Activity Diagrams that provide the development team a view of the requirements.
• Involved in meetings with SME (Subject Matter Experts) and users and conducted JAD sessions for requirements gathering.
• Prepared monthly Status Reports for Enhancement Requests to the project team that was used in efficient tracking and monitoring of open issues of the project.
• Used Rational Rose to create, analyze and implement Use Case Diagrams, Activity diagrams, Sequence diagrams, Collaboration diagrams and Deployment diagrams.
• Prepared the Prototype and Mockup Screens.
• Interacted with analysts, system staff and developers on a regular basis to know about the project status.
• Initiated Use Case Analysis using UML, which provided the framework for potential use case deliverables and their inter-relationships, and allow for maximizing software reuse.
• Assessed potential risks in the project and analyzed issues of importance with project managers.
• Actively participated in status reporting meetings and interacted with development team to discuss the technical issues.
• Involved in weekly walkthroughs and inspection meetings to verify the status of the testing effort and the project as a whole.
• Performed Smoke testing before starting the major testing effort and Worked on JIRA for defect tracking.
• Worked closely with software engineers, internal and external customers to gather comprehensive testing criteria and plan requirements to ensure accuracy and timeliness of projects.
• Involved in reviewing Test Plans and Test Cases and ensuring test cases reflect user needs.
• Responsible for conducting User Training and User Acceptance Testing to ensure and verify system is designed according to user needs.

Confidential, San Francisco, CA

Business Analyst

Responsibilities:

• Liaised with Business and Functional owner during risk engineering and High-level review sessions to derive and execute action plans, meeting deadlines and standards.
• Worked on BASEL II Credit Risk Management (Commercial Lending).
• Lead JAD Sessions to Collect Requirements from Business User to initiate systems development process.
• Analyzed "as-is" process of the existing system and understood the "to-be" process and provided assessment document created process flows.
• Extensive experience in documentation of Business Requirements Document (BRD).
• Proficient in transforming business requirements into Functional Requirement Document (FRD).
• Interfaced with business users to prepare and update Business Process Requirements (BPR) and Software System Requirements (SSR).
• Analyzed the functionality of Derivatives work station and create a gap analysis of the transformation of the futures and options derivatives to OTC hub.
• Ensured all artifacts complied with corporate SDLC Policies and Guidelines.
• Prioritized outstanding defects and system problems, ensuring accuracy and deadlines were met.
• Performed GAP analysis of Business Rules, Business and System Process Flows, User Administration, and Requirements and System Integration solution wise.
• Developed Use Case with UML for new product functionality.
• Maintained a Traceability Matrix to ensure that all Functional Requirements are addressed at the Use Case Level as well as the Test Case Level.
• Involved in creating Business Processes and Modeling Diagrams using Rational Unified Process (RUP).
• Actively participated in status reporting meetings and interacted with development team to discuss the technical issues.
• Created Sequence Diagrams and State Diagram.
• Worked with System Owners for System Architect Diagram.
• Worked on Retail Front End and Authentication level for internal and external users.
• Participated in design meetings and contributed towards creating Architecture Diagram.
• Created and managed project templates, use case templates, requirement types and Traceability Matrix in Requisite Pro.
• Participated in weekly meetings with the management team and walkthroughs.
• Defined system requirements to Wire Frames with Use Case, Use Case Scenario and Use Case Narrative using the UML (Unified Modeling Language) methodologies.
• Handled Change Requests by capturing them in the available organizational templates thoroughly analyzing them for the impact on the existing requirements.
• Reviewed and reported the progress of the project during all the phases.
• Created Simple Queries using SQL.
• Closed the projects by successfully deploying the applications into production and providing the needed training materials, release notes to the business users, documenting lessons learned to store in the organizational process assets.
• Worked on JIRA for Bug Reporting.
• Extensive experience in Manual Testing for Web Portal.
• Experience in reviewing Test Procedures, defining Test cases, reviewing and maintaining Test scripts, analyzing bugs, interacting with team members in fixing errors and User Acceptance Testing (UAT).
• Performed UAT testing.