SUMMARY

• Highly analytical, result - oriented finance professional with an established record of excellence among various disciplines within financial industry, across end-to-end business process.
• Extensive knowledge and in-depth understanding on market and financial products, exceptional data mining/statistical analysis skills; self-starter and motivated to take progressive responsibilities.
• Demonstrated ability in quickly adapting to highly dynamic work environment and successfully delivering under tight deadlines.

AREAS OF COMPETENCY

• Financial Analysis
• Project Management
• Process Improvement
• Portfolio Optimization
• Business Intelligence
• Regulatory Reporting
• Quality Control
• Proposal Writing
• Strategic Planning
• Risk Management
• Due Diligence

WORK EXPERIENCE

Senior Business Analyst (Consultant)

Confidential, New York, NY

Responsibilities:

• Reviewed and evaluated business opportunities of financial offerings (B2B payment, capital lending, foreign currency solution, etc.) to corporate clients, conducted due diligence; analyzed the economic scenarios and risk factors (market, liquidity, interest rate, credit, operational), determined the proposal structure.
• Prepared responses to RFPs/RFIs and illustrative presentation materials, ran proposals through stakeholders to obtain internal approvals; directly engaged in deal negotiation process, reviewed and documented the contracts.
• Managed Salesforce library and Essbase Database (Hyperion), monitored the actual financial results vs. projected values; created data queries for reporting automation and ad-hoc analysis (Tableau), designed internal reporting tools and conducted UAT testing.
• Oversaw the P&Ls throughout the pipeline; project-managed the entire deal-implementation process, proactively researched regulatory and compliance requirements to ensure accurate and timely execution.

Finance Controller

Confidential, New York, NY

Responsibilities:

• Analyzed and reconciled daily/monthly balance of trading assets & liabilities (equities, FX, MBS, Fixed Income, derivatives, etc.) and pledged assets among all IHCs, performed fair value pricing; managed product metrics including P&L, VaR, LCR, NSFR, and risk packs, identified liquidity solutions.
• Monitored the financial results and causes of the variances, analyzed and reported the financial / operational issues, economic events, and their impacts; worked closely with functional partners to resolve the issues.
• Researched through regulatory requirements/GAAP pronouncements and their development (e.g., Global Market Shock) to ensure accurate and timely regulatory filings, prepared and updated SOP and SOX testing materials; implemented and improved fair value measurement procedures & tools, prepared BRDs/FRDs, produced regulatory reporting submissions (FVM, FR Y-9c, FR Y-14Q, FR2052a, FFIEC009).

Business Analyst / Project Manager (Consultant)

Confidential, New York, NY

Responsibilities:

• Conducted business analysis and risk assessment for each LoB (corporate banking, mortgage financing, treasury, capital markets, etc.), consolidated and standardized risk analytical models; defined the business/KRI matrix, set up reporting framework for all risk categories (market, liquidity, interest rate, credit, operational).
• Managed the process and timeline of BCBS 239 (Risk Data Aggregation and Risk Reporting) project, oversaw data quality issues and reporting flow, developed SLA, data lineage and dictionary, provided guidance to data governance and stewardship.
• Acted as the key contact for correspondence and coordination during OCC examination, created and updated the request/deliverable matrix; collected, tracked, and documented all submissions, performed quality control over the entire procedure.

Senior Financial Analyst (Consultant)

Confidential, New York, NY

Responsibilities:

• Maintained and updated models of portfolio allocation and capital management (CCAR), calculated cost of capital, NII, RWA, and risk-adjusted return on capital; run daily VaR and stress testing reports.
• Evaluated financial results using analytical and logical reasoning, measured profitability, viability, and stability at asset/portfolio/granular levels; developed KPIs that reflected economic scenarios and strategic initiatives, concluded underlying drivers and future trends.
• Managed data across multiple database and platforms (Essbase, Cognos), designed and validated reporting interfaces (Tableau); automated and streamlined reporting data flow, synchronized and standardized analytical models/user tools across the business department.
• Co-designed a new trade monitoring system: researched regulatory regimes (BSA, OFAC, FATCA) to define risk factors and scenarios, analyzed transaction data to set customer-specific thresholds; translated conceptual requirements to functional IT specifications, provided system validation and training to users.

Assistant Portfolio Manager

Confidential, New York, NY

Responsibilities:

• Researched andgathered marketinformation (sales, trends, indices, events, regulations, macroeconomic and demographic factors, etc.), screened and summarized investment opportunities (direct, fund, and co-investment).
• Performed valuation analysis (DCF, direct capitalization, cost/income approach, LBO, comparables) on direct investment deals, executed due diligence; examined fund/MBS structure and performance, investigated and analyzed the assumptions, strategies, consistency, financial strength, and capabilities, determined KPIs.
• Acted as owner’s representative for real estate development projects, managed timeline and monitored progress; reviewed and examined cost/expense categories and schedules, conducted reconciliation on payment terms and amounts.
• Responsible for internal accounting system, generated daily entries, P&L reports, and monthly NAV packages, calculated IRR/ROR; maintained and updated yearly schedule for financial reporting, coordinated and developed ad-hoc reports of illustrative financial statements, RFP/RFI, BRD/FRD, etc.
• Participated in the full process of a startup accelerator program, including platform design, fund raising, marketing strategy development and implementation, attendees screening, valuation analysis, and event coordination.
• Performed extensive data mining and analysis (SAS, R, SQL), including ANOVA, linear/logistic regression, time series, correlation analysis, machine learning (SVM), multi-factor analysis, Principal Component Analysis (PCA), and simulation based analysis.