SUMMARY

• 10 years of professional experience as Business Analyst/PM wif solid understanding of requirement gathering, documenting functional specifications, designing user interface, developing use cases and conducting system testing
• Experience documenting Business Requirements Documents (BRD), Functional Requirements Documents (FRD), Non - Functional Requirements Documents (NFRD), Use Requirements Specifications (URS),Statement of Work (SOW)
• Strong experience in financial services industry - Loans, Commercial Lending, Retail Banking, Equities, Bonds (duration, convexity, yield-curve shift), Credit Risk, Corporate Banking and Investment Banking industries. Very proficient wif capital market knowledge, experience in valuation of equities, management of IPO’s, etc.
• Strong knowledge in overall Commercial Lending loan process flow.
• Good knowledge on Anti-money laundering practices and its stages.
• Experience in interacting wif Front-Office users and analyzing business processes and documenting current business challenges to accurately define business requirements and translate into functional specifications for proposed solutions.
• Knowledge of various financial mathematics and Banking Industry Protocols like FIX. Skillful in creating design documents like process flow diagrams using MS Visio. Experience in creating UML based Modeling views like Activity diagrams/ Sequence diagram/ Use Case/Data Flow/Business Flow/ diagrams using MS Visio, balmasic tools.
• Highly experienced in using Blue Print as a tool for documenting business requirements, creating diagrams, making versions of FRD, etc.
• Proficient in interacting wif users and creating process-flows for business process re-engineering.
• Strong knowledge on Interest Rate Derivative Products, Options, Fixed Income Products, Corporate Bonds, Zero Coupon bonds, investment banking (management of IPO’s, FPO’s, commercial credit facilities), capital markets, etc.
• Strong working knowledge of book keeping and accountancy, Journal entries, ledger book, Trial balance, trade processing, asset servicing and wealth management, etc.
• Strong knowledge on Basel and Dodd-Frank Act.
• Experience in evaluating market risk (interest rate risk, FX risk, VaR, credit risk, etc) through stress testing. Strong knowledge about capital market integrity which can help to detect abnormal trading behavior among various asset classes.
• Strong working knowledge wif SQL (Sybase).
• Highly detail oriented and excellent at facilitating meetings
• Led Joint Application Development (JAD) sessions to expedite and streamline teh requirements gathering process.
• Worked on Requirement Traceability Matrix (RTM) to trace and verify if all requirements are met.
• Strong communication, interpersonal, and presentation skills; skillful at managing multiple projects simultaneously. Excellent writing skills in writing business requirements document, USE Case Specifications, Functional Specifications.
• Experience in preparing PowerPoint presentations using bar diagrams, pie diagrams, charts and graphs.
• Strong knowledge on tools like Excel and Bloomberg.
• Strong MS Excel skills including making pivot table, working wif different function types and VBA Macro
• Ability to work in teams and managing process and be TEMPeffective in a fast changing, demanding and growing environment.

TECHNICAL SKILLS

Operating Systems: Mac OS, Windows 7/Vista/XP/2000, Linux, UNIX, MsDOS

Statistical Tool: Excel 2007/2010, Access 2003/2007, Minitab, Bloomberg

Business Modeling Tools: Blue-print, Rational Rose Enterprise Suite, Rational Requisite Pro, MS Visio, Clear Case, Clear Quest, SharePoint 2007

Database & Server: Oracle, MS SQL server, MS Access, Windows 2000/2003

Project Methodology: Rational Unified Process (RUP), Software Development Life Cycle (SDLC), Agile and Waterfall, SQL, Sybase

Packages: MS Office (Word, Excel, PowerPoint), MS Visio, MS Project

Languages: HTML, DHTML, Visual Basics(VBA)

Financial and Financial modeling: Equities, Fixed Income, securities, foreign exchange, bonds and derivatives, insurance, mutual funds and check processing, trading & risk environment, credit, interest rates, equity, foreign exchange, treasuries and Mortgage concept.

Defect tracking tool: Jira, Quality center

PROFESSIONAL EXPERIENCE

Confidential, Warren, NJ

Business Analyst/ Project Manager

Responsibilities:

• Involved in all phases of Requirement Management, including gathering, analyzing, detailing and tracking requirements and performed GAP analysis. Created Business Requirements Document (BRD), Functional Requirements Document (FRD), Non-Functional Requirements Document (NFRD).
• Worked wif business users to define product feature requests, business requirement specifications, and change requests; documented requirements and transformed them into functional and non functional requirement specifications.
• Worked as a Project Manager (PM) where I was responsible for teh overall project status. Managed teh offshore development team and tracked their work status on a daily basis and reporting teh same to senior management.
• Worked on a complete software development life cycle (SDLC) for its end to end delivery.
• Involved in making teh project plan, designing it, monitoring it, controlling it and finally executing it wifin teh stated timelines.
• Facilitated meetings wif teh appropriate subject matter experts to receive specifics on requirements;
• Ensured that high level requirements have been decomposed properly into useable functional requirements;
• Performed analysis to determine and verify business requirements and functional design;
• Developed and executing test plans that will ensure business requirements have been met;
• Created data flow diagrams, structure charts and other types of system or process representations;
• Utilized design tools to create mock screens and prototypes;
• Wrote several use cases to help teh user understand teh application in a more granular way. Translated teh use case in to flow chart diagrams to comprehend various alternate path, exceptional path, etc.
• Worked on a team environment to finalize use cases to develop functional and detail design specifications of teh application. Participated in JAD sessions for requirement, feasibility and risk analysis wif various stakeholders, including designers, developers, QA and management to identify critical and high risk areas of teh application.
• Collaborated wif teh QA team in reviewing and validating test plans and test cases, ensuring that teh final application catered to teh user requirements.
• Involved in preparing presentation material and giving various presentations to users, QA team and other audience to give them a complete walkthrough of how teh application flows from end to end.
• Conducted Gap analysis to understand new business model and additional functionalities to be incorporated into teh new application.
• Performed sanity test on teh overall application before it went live for version I release.
• Ensured that deliverables are being met on timely basis.

Confidential, Warren, NJ

Business Analyst

Responsibilities:

• Worked wif business users to define product feature requests, business requirement specifications, and change requests; documented requirements and transformed them into functional and non functional requirement specifications.
• Involved in teh complete process of gathering requirements through meetings wif users, conducting JAD sessions, one-on-one discussion wif SME’s, etc. Collate and redefine these requirements into functional and non functional features to be documented in Functional Requirement Document (FRD).
• Write several use cases to help teh user understand teh application in a more granular way. Translate teh use case in to flow chart diagrams to comprehend various alternate path, exceptional path, etc.
• Worked on a complete software development life cycle (SDLC) for its end to end delivery.
• Worked on a completely end to end flow for commercial lending i.e right from customer on-boarding to loan origination to its disbursement.
• Worked on a various aspects for sanctioning of loans, i.e. credit analysis, approvals, collaterals and documentations.
• Worked on a team environment to finalize use cases to develop functional and detail design specifications of teh application. Participated in JAD sessions for requirement, feasibility and risk analysis wif various stakeholders, including designers, developers, QA and management to identify critical and high risk areas of teh application.
• Experience in implementing waterfall methodology and Agile.
• Wrote user stories and successfully implemented sprints during teh course of teh project.
• Collaborated wif teh QA team in reviewing and validating test plans and test cases, ensuring that teh final application catered to teh user requirements.
• Involved in preparing presentation material and giving various presentations to users, QA team and other audience to give them a complete walkthrough of how teh application flows from end to end.
• Analyzed teh banks CAR in order to determine its financial position and soundness to make credit decisions.
• Conducted Gap analysis to understand new business model and additional functionalities to be incorporated into teh new application.
• Wrote several change requests over and above teh larger business and functional requirements to be incorporated in several small release that happen in between teh scheduled big releases. Hands on experience wif Standardized Change Control Tool (SCC tool) to manage change requests.
• Performed sanity test on teh overall application before it went live for version I release.
• Strong experience wif JIRA on lodging and tracking teh life cycle of defects.
• Profound experience wifin commercial lending such as underwriting process /Obligor/ORR/FRR/Credit Facilities/Collaterals/Documents/Risk Ratings etc.

Confidential, Pittsburgh, PA

Business Systems Analyst

Responsibilities:

• Involved in all phases of Requirement Management, including gathering, analyzing, detailing and tracking requirements. Created Business Requirements Document (BRD), Functional Requirements Document (FRD), Non-Functional Requirements Document (NFRD), Use Requirements Specification (URS).
• Developed data flow diagrams, illustrating teh flow of data from teh Legacy systems into teh Application database Tables, along wif checkpoints for testing / verification.
• Experience in implementing waterfall methodology.
• Prepared use case documents and utilized MS Visio to create UML diagrams including use case, activity and class diagrams to extract business process flows and workflows, thereby assisting development and quality assurance teams in understanding teh requirements.
• Worked on a team environment to finalize use cases to develop functional and detail design specifications of teh application. Participated in JAD sessions for requirement, feasibility and risk analysis wif various stakeholders, including designers, developers, QA and management to identify critical and high risk areas of teh application.
• Collaborated wif teh QA team in reviewing and validating test plans and test cases, ensuring that teh final application catered to teh user requirements.
• Extracted data from various databases using SQL queries. Wrote teh SQL source queries for teh reporting purpose.
• Reviewed test cases to make sure they are in accordance wif requirements, and assist teh overall testing process by activities such as Change and Defect Management and conducting User Acceptance Testing (UAT).
• Prepared Requirement Traceability Matrix (RTM) to trace and verify if all requirements are met.

Environment: Java, Visual Basic, MS Excel, Microsoft Visio, Rational Rose, Perl, SharePoint, SQL, UNIX, WinNT, Sybase

Confidential

Business Systems Analyst

Responsibilities:

• Thoroughly studied teh inherent systems to have a clear understanding of teh business processes and associated system workflow. Created Business Requirements Document (BRD), Functional Requirements Document (FRD), Non-Functional Requirements Document (NFRD), Use Requirements Specification (URS).
• Used requirement management tools like REQ PRO.
• Conducted Gap analysis to understand new business model and additional functionalities to be incorporated into teh new application.
• Extensive experience on budgeting, planning, forecasting expenses and revenues and thereby determining teh company’s profits, FCFF, FCFE etc for valuation purpose.
• Conducted JAD sessions for better understanding and refining of requirements in coordination wif multiple teams.
• Hands on experience in managing teh project in terms of co coordinating wif Project Quality Analyst, prioritizing teh tasks to be performed by teh team, allocating time and resources for each deliverable, etc.
• Conduct weekly meeting wif senior management to give status reports and review teh team’s progress wif teh management.
• Analyzed bank's market position and ran figures through complex modeling techniques to find value at risk (VAR) measurements.
• Analyzed & documented Risk related business requirements, Front Office systems. mapping, full project lifecycle, data & gap analysis, IB financial instruments, risk modeling for market risk including VaR & stress testing, pricing, P&L, strong testing skills.
• Thoroughly implemented Basel and Dodd Frank norms in developing teh financial models and hence verify its compliance.
• Calculated Banks’ Capital Adequacy Ratio (CAR) for analyzing teh financial position of teh Banks and determining its asset quality.
• Worked extensively on data mapping for integrating data wif respect to stock prices and other market related information from Bloomberg, Reuters, Capital IQ, etc.
• Analyzed and produced functional specifications arising from teh requirements of users and respond to complex queries and issues from risk managers and other users.
• Worked on Requirement Traceability Matrix (RTM) to trace and verify if all requirements are met
• Clarified and prioritized requirements by conducting brainstorming sessions wif teh stakeholders and SMEs.
• Identified all use case components including basic, alternate and exception flows. Created various prototypes and mock ups using balsamic tool.
• Participated in various architectural development sessions to provide technical teams wif a better understanding of teh requirements.
• Worked on MS Excel for development and implementation of teh software.
• Working knowledge on calculating bonds duration, convexity and fair price and interpreting teh yield curve.
• Analyzed Requirements and created Use Cases, Use Case Diagrams, Activity Diagrams using MS Visio.
• Gathering business requirements and converting them into functional requirement specifications and user requirement specifications. Carried out detailed and comprehensive business analysis wif teh RUP methodology.
• Assisted QA team by Reviewing test cases and clarifying requirements to ensure complete coverage of requirements.
• Provided training to users, and involved in conducting UAT sessions to gain user confidence and approval.
• Provided project manager wif regular status updates assisting teh overall project management initiative.

Environment: Java, Visual Basic, MS Excel, Microsoft Visio, Perl SQL, UNIX, Win Runner & Test Director, Sybase

Confidential

Business Analyst

Responsibilities:

• Worked wif business users to define product feature requests, business requirement specifications, and change requests; documented requirements and transformed them into functional and technical requirement specifications; modeled business process flows using UML, activity and sequence diagrams.
• Conducted one-to-one meetings and web-Conferences as well as JAD sessions wif different stakeholders; analyzed and came up wif suggestions providing consistent process for teh communication, escalation, and resolution of issues.
• Managing schedules while working wif multiple teams.
• Worked on Requirement Traceability Matrix (RTM) to trace and verify if all requirements are met
• Experience in querying and retrieving data using SQL queries (Sybase).
• Documenting artifacts including, Functional Specifications, and teh Use Case Specifications.
• Articulated business requirements from user interviews, and workshops and tan converted requirements into technical specifications for developers.
• Working wif other team members in reviewing requirements via teh use of Use Case Diagrams and Activity Diagrams.
• Conducted Daily Defect status and Progress meeting reports wif QA team; carried out defect tracking using Jira for identifying and documenting all issues, functionality gaps and new functionality needs.
• Involved in monitoring process flows and created Business Process Verification Plans, conducted and wrote user test check list manual for UAT Phase.
• Participated in Change control meetings recommending appropriate action after analysis of changing requirements.
• Participated in various sessions on different types of financial products and understanding teh portfolio sensitivities wif respect to changes in interest rates, changes in FX rates, etc.

Environment: Java, Visual Basic, MS Excel, Microsoft Visio, Perl SQL, UNIX, Win Runner & Test Director, Sybase