SUMMARY:

• Proven 8+ years of experience working as a Business Analyst in Banking and Financial services sector wif a proven track record of working in self - organized, cross-functional teams and TEMPeffectively interacting wif key stakeholders and business communities to comprehend the business vision and the process flow.
• Expertise in working wif Credit Card and Banking industry, financial institutions, Risk Analysis, Financing structures, Capital management, Portfolio Analysis and Fixed Income.
• Strong understanding of Equities and Fixed Income products wif respect to Brokerage Operations, Margin trading and Securities Lending.
• Strong knowledge of the procedures of Banking & Regulatory Compliance's especially in AML, KYC, CCAR and Basel.
• Experience working on AML tools such as Actimize, Mantas and related topics knowledge and understanding of fixed-income trading, asset management and portfolio management applications and how they are impacted by the Bank Secrecy Act, USA PATRIOT Act, Dodd Frank Act, Anti-Money Laundering, OFAC and Customer Identification Program, (KYC/CIP), Basel II compliance using regulatory guidance, etc. Customer Onboarding.
• Experience on Multi Regulatory Reporting Jurisdictions - CFTC, EMIR, SEC, FATCA.
• Knowledge of CFTC Swap Dealer and SEC Security Based Swap Dealer regulations.
• Hands on Experience in Global Liquidity Risk Infrastructure (LRI), PPNR, Zero Based Budget, Projection, Prime.
• Experience in preparation of Financial Statements, Financial Audit and Strong knowledge in accounting principles in areas like Company Account.
• Knowledge of Liquidity Coverage Ratio (LCR) rules, liquidity stress testing and Regulatory reporting and Reviewed financial statements and analyzed data for Year Fixed Rate (YFH).
• Expertise in Payment concepts- domestic and International payment systems and processes, ACH, remittance, SWIFT, Wires, Real time payments, Payment Hub.
• Experience in gathering business requirements, functional specifications and writing and executing test scenarios and plans for fixed income products for trading in options.
• Knowledge of implementing SDLC in all phases of a project and experience working in different forms of SDLC like Agile, Waterfall, Scrum and Scrum-Waterfall (Hybrid).
• Experienced in analyzing methods such as GAP Analysis, SWOT Analysis, Risk Analysis, Impact Analysis, Business Project Analysis, Process Flow Analysis, Root cause analysis, Document analysis and Cost-benefit Analysis
• Extensive Experience in Gap analysis to compare As Is wif To Be business processes and offered solutions.
• Highly experienced in Designing and review of various documents including the Software Requirement Specifications (SRS), Business requirements document (BRD), Use Case Specifications, Functional Specifications (FSD), Systems Design Specification (SDS), Requirement Traceability Matrix (RTM) and testing documents.
• In-depth knowledge of creating use cases, functional design specifications, activity diagrams, logical, component and deployment views to extract business process flow.
• Experience in interviewing SMEs and Stakeholders to get a better understanding of client business processes and gather business requirements.
• Organized JAD sessions to gather requirements at various stages. Good understanding of project process and ability to analyze business problems and identify solutions. Worked extensively wif the team to meet business requirement, create prototypes and analyze workflow.
• Highly experienced in conducting requirement gathering sessions, feasibility studies and Impact Analysis and organizing the software requirements in a structured way using Rational RequisitePro to track development.
• Experienced in SQL, Access, Excel and internally developed business data and marketing tools.
• Proficient in using version control tools, Team Foundation Server (TFS), GITHUB and tools like JIRA, RALLY.
• Experienced in SQL Server Reporting Service (SSRS), Executing Queries and Running Stored Procedures.
• Experienced in extracting UI based information by querying the Oracle database using SQL queries.
• Strong knowledge in SQL Server disaster recovery, backup/restore, migration and upgrade.
• Highly Experienced in Microsoft Office Suite including MS Visio, Excel, PowerPoint, Word and Outlook.
• Worked wif defect tracking tools like JIRA, and Quality Center.
• Expertise in designing and developing Test Plans and Test Scripts.
• Experience testing implemented systems and system changes including liaising wif QA teams to develop test cases, test plans, test scenarios, and generating test data and conducting manual testing.
• Facilitated Change Management across entire process from Project conceptualization to Testing through Project Delivery, Software Development and Implementation Management in diverse Business and Technical Environments.
• Involved in Test Planning, Test Preparation, Test Execution, Issue Resolution and Report Generation to assure dat all aspects of a Project follow the Business Requirements.
• Strong experience in conducting User Acceptance Testing (UAT) and documentation of Test Cases.

PROFESSIONAL EXPERIENCE:

Confidential - Port Jefferson Station, NY

Sr. Business Analyst

Responsibilities:

• Interacted wif client and the Technical Team for requirement gathering and translation of Business Requirement to Technical specifications.
• Gathered analyzed and documented business and technical requirements from both formal and informal sessions and validate the needs of the business stakeholders.
• Elicited, analyzed, documented and communicated requirements for implementation of the trading system in the Agile Environment.
• Studied established Trading System to understand the processes and challenges in STP, which halped define scope.
• Provided data feeds and followed SLA for other teams wifin the bank, like Comprehensive Capital Analysis and Review (CCAR) Reporting, Governance, Risk and amp; Compliance (GRC) and Dodd-Frank Regulatory Reporting.
• Studied OTC Derivatives Trade Lifecycle to analyze trading processes and post-trade processing challenges, and recommended system settings to materialize the STP Environment.
• Developed plans to ensure business management functions TEMPeffectively advance the mission of CFTC.
• Served as a Supervisory Business Management Specialist for the Commodity Futures Trading Commission (CFTC or Commission) in the Division of Administration, Business Operation Branch.
• Provided input for executing CFTC-wide reconfiguration of strategic, operational, staffing, and program plans to ensure business management functions align to CFTC priorities and resources TEMPeffectively support the of the CFTC mission.
• Worked wif Financial Analysts on Fixed Income Analysis (Pricing, Risk, Yield, Duration, and Recommended Strategy) wif Excel to support trading, and reviewed wif portfolio manager and traders.
• Managed daily / weekly P&L reporting, analysis, and risk attribution process for the Interest Rate Derivative (IRD) Product Line, in order to identify and resolve P&L issues.
• Implemented and Used SWIFT messaging system to test the flow of messages from and into the new system and was also involved in ETL process.
• Managed month-end and Quarter-end analysis process for Interest Rate Derivative Product (IRD), including Net Revenue, Balance Sheet Substantiation, and disclosure analysis.
• Applied Iterative/Agile model in each SDLC phases, involved in daily Scrum Calls/Meetings, and incorporated change requests throughout the project lifecycle.
• Extensive use of SWIFT messaging for secure financial transactions.
• Assisted in the development of Activity Diagrams to represent the business and operational workflows and Sequence Diagrams to demonstrate the timing and sequencing of events.
• Analyze and evaluate the financial information obtained from client to devise an appropriate portfolio and investment plan to meeting the client’s financial goals.
• Conducted gap analysis and made As-is-to-be diagrams to understand new business requirements and challenges in implementing new modules.
• Conducted interviews, meetings and JAD sessions during the process of Requirement Gathering.
• Reviewed the Joint Requirement Documents (JRD) wif the cross functional team to analyze the Requirements.
• Planned and documented procedures for data processing and prepared data flow diagrams for the application.
• Documented the Traceability Matrix for tracing the Test Cases and requirements related to them.
• Conducted weekly meetings for deciding the Policies and Procedures to be followed while constructing new sites.
• Performed the requirement analysis, impact analysis and documented the requirements using Rational Requisite.
• Designed and developed Activity Diagrams, and Sequence Diagrams utilizing MS Visio.
• Documented the server farm requirements and requirements related to security wifin Share Point.
• Followed a systematic approach to eliciting, organizing, and documenting requirements of the system.
• Rewrite, Add and Define, rewrite existing requirements, breakout into new requirements, and create additional documentation where appropriate.
• Performed complex SQL queries for retrieving data from the database, generating ad-hoc reports, and conducting data validation testing.
• Performed Unit Testing and User Acceptance testing and documented detailed results.
• Provided input (scope, goals, risks, constraints, timelines and interfaces) to PM for project planning and control.
• Assisted QA team in developing test strategy, and test cases and actively monitored various types of testing - functional testing, Progression testing, system testing, load testing, smoke testing, and regression testing.
• Managed Requirement Traceability Matrix to ensure test cases are traceable to requirement specifications.
• Actively facilitated complete UAT process - creating UAT schedules, testing guidelines, managing feedback, follow-up, and resolving open issues.

Confidential, Edison, NJ

Business Analyst

Responsibilities:

• Gathered business requirements and generating statements of work, data mapping, workflow diagrams and functional design documentation.
• Analyzed requirements & recommend strategic initiatives for OTC derivatives protocols and practices around DTCC, CDS, and SWIFT for treasury and asset management documentation.
• Participated and Design and implemented Front End to a Fixed Income Derivatives Trading System, including trade blotter and interfaces to risk management, accounting, and middle and back office.
• Working wif SMEs to understand various assets and security classes, exchange traded derivatives (such as futures, options on futures, equity options and index options), OTC derivatives (such as interest rate swaps, swaptions, credit default swaps and total return swaps) and portfolio allocation and management Knowledge of STP and SWIFT messages.
• Created and updated Standard Operating Procedures for, support purpose, operations wif the key components of the Enterprise Risk Management (e.g. risk of error or fraud, data privacy, position and valuation) Framework (Basel III, Sarbanes Oxley SOX, Section 404) SAS for money laundering, Fraud prevention and operational risk management.
• Designed and Developed equity data flow diagrams business process models using Microsoft Visio for eagle pace equity data ware house system.
• Used SQL queries to transfer data from the server to the web page.
• Develop and document business procedures and governance related to regulatory reporting controls to ensure completeness and accuracy across all Federal Reserve reports.
• Conducted analysis and optimization of trade processing flow, trade break investigation and liquidity analysis for equity derivative and foreign exchange products which resulted in 45% reduction in trade volume processed by technology systems.
• Played key role in System Development Life Cycle Process consisting of: Design and Gap Analysis, Business Requirements, Systems Requirements, Test Criteria, and Implementation to has the outputs of project dealt wif the automation of correspondence directed to Insurance policy owners.
• Performed Gap Analysis to check the compatibility of the existing system infrastructure wif the new business requirements.
• Used Informatica to extract and transform data from various DB2 database to the data warehouse.
• Developed Use Cases, Activity Diagrams, Sequence Diagrams, OOAD using UML and Business Process Modeling (BPM).
• Deep involvement wif Portfolio Management accounting system (PMS) & Distribution of web interfaces (DOW) for reconciliation process and Basel II compliance.
• Identified Use cases from the Functional requirements and wrote Use Case Specifications and created business process workflow diagrams (Activity diagrams, Sequence diagrams, Collaboration diagrams) in Visio.
• Contributed to the testing by analyzing the trade process from credit risk side and performed the Fin Risk matching testing for Basel 3 and other regulatory reporting requirements.
• Liaised wif all stake holders including traders, risk personnel (both market and credit risk), operations, and Information Architecture and technology teams.
• Verify data movement occurs correctly between each step (data storage) in the ODS. Data Mapping performs as defined in Mapping Specs / Use Case.
• Interacted wif the business and technical team to create front-end and back-end FSD’s and communicated these to the stakeholders while co-coordinating approvals.
• Created and managed Project Templates, Use Case Project Templates, Data Mapping Templates, FSD Templates and Requirement Types.
• Created and maintained user stories in JIRA for better understanding of the requirements for the development team. Also use JIRA for bug tracking.
• Worked wif the developers to create Data Mapping Documents for Direct BAI, SWIFT, Non-BAI Controlled Disbursement and Shared Draft Products. Mapping required fields off the customer reports to the source tables in Electronic Window (EW).
• Conducted CR “Change Request” walk-thru and approved FSD, BRD, Artifacts, & CR Sign-offs.
• Designed mock-up screens (UI’S) for the File Transfer Setup (FTS) Application to communicate visual data flow to the end users.
• Touched point wif business partners on a daily basis to review the status of the project thru SIT “System Integrated Testing”, UAT Functional “User Acceptance Testing”, UAT Regression and Implementation phase.
• Assisted to develop the Test Plan, Test Cases and Test Scenarios to be used in testing based on Business Requirements, technical specifications and product knowledge.
• Provided clear and concise documentation regarding requirements management plans, Functional Requirements, supplemental Requirements, Test Plans and Test Cases.

Confidential . Wayne, New Jersey

Business Analyst

Responsibilities:

• Worked on converting and documenting business requirements into BRD, User Stories and SRS.
• Used Use Cases, User Stories, Flow Charts, and Workflows Diagrams to supplement the planning phase.
• Worked wif IT team members and stakeholders about requirement changes and updates.
• Involved in all phases of the SDLC, Agile, perform UAT testing. Understand, translate, communicate business requirements into detailed technical system specifications, and develop use cases.
• Obtained business requirements from business users and stakeholders using JAD sessions, brainstorming sessions, focus groups and personal interviews on AGILE/ SCRUM methodology.
• Worked on Methodologies and amp; Governance frameworks for CCAR, ALLL/CECL, Stress Testing and Capital Planning and amp; Regulatory Reporting for Consumer and amp; Commercial Credit portfolios wif Fixed Income trading desks.
• Drafted User Stories and Use Cases and Identified User Story points wif the Developers and assigned user stories to Sprints in Agile Methodology.
• Reviewed existing functionality of online trading (Stocks & ETF’s), Options (Exchange Traded), MF’s and Bonds) to prepare for ported use of MiFi & CPB. Overhauled necessary components and reworked existing processes to increase performance and reliability on par wif expected additional volume.
• Full understanding of the structured trade life cycle (origination, trade modeling and execution, risk management, hedging, limits, credit risk management, ISDA standards and confirmations, reset processing, settlements, option event management, P&L analysis and reporting, account mapping and sub-ledger requirements, regulatory and compliance reporting).
• Was involved in daily risk analysis and analyzed daily trading activity for an interest rate derivative portfolio (IRD).
• Assimilated the Business requirements from MiFi, CPB and Benefits Access to formulate their version of Online Trading Application wif their own compliances.
• Gathered insights on present framework and laid out the client centric application (Presentations).
• Worked on billing system a cash management module and enhanced the encrypting standards dat are required.
• Worked wif SMEs to understand various assets and security classes, exchange traded derivatives (such as futures, options on futures, equity options and index options), OTC derivatives (such as interest rate swaps, swaptions, credit default swaps and total return swaps) and portfolio allocation and management.
• Attended interviews and JAD sessions wif stakeholders and other key decision makers in order to identify requirements and business-related information.
• Involved in maintaining project progress and status through MS Project. Extracted periodic/ monthly status reports to the Project Manager to serve as the team's assessment of the project and its schedule.
• Worked on Traceability Matrix table to uniquely identify and trace the business requirements to general design to testing as to prove dat the requirements has been developed into a solution and dat it has been tested.
• Proficient in writing SQL queries for data analysis and validation.
• Worked wif requirement documentation used for Data Extraction, Data Transformation and Loading process as a part of data mapping procedures.
• Involved in materials and interface requirements, adhered them to project management methodology.
• Assisted Test Lead, Testers understanding business process and halped them for successful completion of Unit Testing, Integration Testing and Requirements Testing.
• Involved in test cases and participated in UAT (User Acceptance Testing).

Confidential - Moultrie, Georgia

Business Analyst

Responsibilities:

• Interviewed business users to gather business requirements and created Business Requirements document (BRD).
• Participated in knowledge transfer meetings and discussions wif consumer management and BSA/AMLOfficer.
• Translated the business requirements into functional specification document (FSD).
• Ensured dat the business need as defined by the Product Owner are met by the Agile team.
• Conducted several user interviews and/or facilitate group sessions to identify business requirements including decision process needs, information sources, access privileges, and company standards. Also, conducted user story sessions, discuss user stories, capture story points and acceptance criteria.
• Worked wifActimizedevelopers to implement their NICE system to our current KYC system.
• Analyzed financial transaction data from multiple data sources including Databases, CRM, flat files to be mapped to the application database.
• Created clear, complete and accurate documentation of user requirements and business process workflows.
• Analyze data and work wif the quality control team. Other duties as assigned to assist wif the TEMPeffective administration of theAMLand KYC Policies.
• Created complex SQL query to extract transaction related data from multiple sources for data validation.
• Working on data mapping for various products inDeposits, Securities, FX and Derivatives.
• Experience in the Payment Process which specifically provides support forDepositsystems dat manages, plans.
• Strong understanding of commonmoneylaunderingschemes as well asAMLlegal and regulatory environment, laws, regulations, and guidance under the BSA and the USA PATRIOT Act.
• Monitored suspicious transactions and compiling and reporting associated currency transaction reports (CTRs) and monetary instrument logs (MILs) generated by ActimizeAML.
• Prepared functional requirements to define thesystemrulesby creating Use cases and data dictionaries.
• Identified and understood relationships among internalsystemsproblems, issues and data.
• Worked wif a team of 5 qualityanalyst/testers wifin Agile Methodology.
• Defined and delivered test strategy, plans, andsystemsscripts.
• Validated different data sources to ensure alignment wif the business requirements.
• Conducted through testing to make sure the application is developed as per the business requirements.
• Created UAT test plans and test scenarios & cases.

Confidential - Chicago, IL

Business Analyst

Responsibilities:

• Acted as a liaison between business users and technical department managing a team of subject matter experts.
• Worked on Development and Support activities like Acquisition, Delivery, Crystallization, Synchronization, and Workflow etc., which involved creating new consolidation rules using formula engine language.
• Facilitated JAD sessions conducting requirement gathering wif the Wealth Management heads and managers to gather User Interface Specifications and Business Process Specifications
• Performed requirements gathering from the business users of the system while adhering to SDLC (Software Development Life Cycle) industry best practices.
• Run Daily Outbound Performance Report, and Confirmation's Dodd-Frank Exception Report. This report comprises individual drafting volume across four asset classes (Rates, Equity, Commodities, and Credit Notices).
• Worked on enabling automated transfer by enhancing flexibility, and straight - through processing (STP) of payment initiation, clearing and settlement transactions using ACH, wires, and/or checks by aligning the ISO 20022 XML messaging standard wif Automated Clearing House formats (CCD, PPD, CTX) and SWIFT MT standards.
• Prepared payments and financial transactions by verifying and auditing documentation, entering account information into journal entries and requesting disbursements
• Enhanced procedures and controls throughout the accounting department, processing journal entries and performing accounting corrections to ensure accurate records
• Facilitated mortgage loan securitization as liaison between cross-functional departments and vendors
• Designed and Developed the Business Objects Universes which suit the standard, analytical and ad-hoc reporting requirements of the Business Objects users.
• Analyzed information and requirements and documented them. Reviewed the Business Requirement document and detailed the Systems Requirement document.
• Translating requirements into User Stories and maintaining necessary User Story meta-data to support overall solution backlog management and prioritization processes.
• Participated in Daily Agile Scrum "Stand-up", Biweekly Sprint Planning and Retrospective Sessions and update the team on status of upcoming User Stories.
• Involved in Analyzing, manipulating and updating Database using SQL.
• Utilized JIRA to communicate constantly changing functional and design requirements wif business users
• Use of MS Office tools like MS Access, MS Word, MS Excel, MS PowerPoint MS Project for data migration in to the CI System Knowledge Database in Microsoft SharePoint
• Assisted QA team in executing Test plans and wrote Test Cases
• Cooperated wif various teams during the user acceptance testing (UAT) of the final product.