SUMMARY

• 10+ years of banking and financial services industry experience, including compliance monitoring, risk management, audit
• Excel in project management, problem solving and analytical/critical reasoning
• Knowledge of financial industry laws and regulations (BSA/AML, Reg. A,B,Z, OFAC, HDMA)
• Experience with knowledge of risk management, BSA/AML compliance, and consumer banking regulations

PROFESSIONAL EXPERIENCE

Confidential, New York, NY

Senior AML Consultant

Responsibilities:

• Reviewing and identifying suspicious transactions on correspondent banking accounts.
• Assist BBVA with addressing Bank Secrecy Act (BSA), Anti - Money Laundering (AML), and sanctions compliance
• Providing continued guidance and assistance based on news, ongoing legislation, and updated bank protocols
• Maintains in-depth knowledge of business processes and applications and stays current in technical enhancements, methodologies and trends related to the assigned applications(s). Recommends business practices to optimize use of business process/system(s)
• Using FIS IBS for Enhanced Due Diligence
• Ensuring proper QA is maintained throughout the investigative process.
• Identifying problem areas in the workflow process and communicating effectively with senior management and developing efficient remedies.
• Preparing Suspicious Activity Report based on investigation’s findings.
• Present status updates on progress of projects though reports and communication to direct management team
• Assisting in the Management of BSA/ AML Compliance efforts; providing avenues for tracking.

Confidential, DE

Senior Associate/ Team Lead

Responsibilities:

• Managing and overseeing a team of 6-8 AML Compliance Analysts in investigations and reporting of possible Anti-money laundering violations with JP Morgan Chase high risk correspondent banking partners.
• Assist KPMG with addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters for the client - JPMorgan Chase
• Responsible for implementation of enhanced transactions monitoring for a number of JP Morgan Chase’s (JPMC) wholesale business lines types, including Foreign Correspondent Banks, JPMC Affiliates, Domestic Correspondent Banks and Corporate Commercial Clients.
• Analyzing reports/data and makes recommendations for improvements in processes and /or systems
• Maintains in-depth knowledge of business processes and applications and stays current in technical enhancements, methodologies and trends related to the assigned applications(s). Recommends business practices to optimize use of business process/system(s)
• Ensuring proper QA is maintained throughout the investigative process.
• Acts as liaison between PMO and process/system users or between users and other corporate areas.
• Identifying problem areas in the workflow process and communicating effectively with senior management and developing efficient remedies.
• Using Actimize KYC, Actimize ERCM, and Statistical Analysis System (SAS) for comprehensive reporting, effective workload allocation and productivity and quality monitoring.
• Preparing internal process and procedures for monitoring and reporting in assigned jurisdictions.

Confidential, TX

AML Compliance

Responsibilities:

• Managed and responsible a team of 8-10 AML Compliance Analysts in investigations and reporting of possible Anti-money laundering violations in the EMEA
• Responsible for monitoring and analysis of transactional data for identification of patterns and trends of questionable and/or suspicious activity as it relates to risks associated with BSA violations, money laundering, fraud, terrorist financing and global sanctions lists (Australia, New Zealand and Europe )
• Managed compliance review assignments and documentation in Australia, New Zealand and Pacific islands, Africa.
• Prepared internal process and procedures for internal monitoring and reporting in assigned corridor.
• Performing confidential research and analysis of alerted financial transactions
• Evaluating suspicious and/or unusual activity for regulatory reporting and/or escalation to other departments
• Gathering proper documentation to prepare reports and support analytical findings
• Maintaining files and records about actions taken and enters details into department logs
• Utilizing resources to stay abreast of industry trends and standards and analytical tools and resources.
• Completing and filing regulatory or government reports, as applicable by jurisdiction, such as Suspicious Activity Reports or other country AML reporting requirements, Currency Transaction Reports as required by each jurisdiction, or blocked/rejected transaction reports
• Partnering with Regional Compliance Teams to maintain awareness of transactional patterns
• Responsible for team projects as assigned by management
• Ensured compliance with Bank Secrecy Act, AML Policy and Procedure, Information Security, Consumer Fraud, Agent Code Ethics, and any international, federal requirements imposed on MSBs.

Confidential, TX

Loss Mitigation

Responsibilities:

• Supported Home Loans Line of Business in execution of various programs and initiatives such as Operational Loss Prevention, Issues and Emerging Risks Management, and Risk and Control Self-Assessment.
• Assumed responsibility of analyzing and interpreting data, researching issues/exceptions, conducting in-depth root cause analyses on variances and trends, and work with various departments to resolve on-going issues.
• Identified, assessed, and managed emerging risks and compliance issues and escalated them to management with recommendations for compliance and risk reporting.
• Performed detailed analysis of existing operational business processes for Home Loan Business Line to identify inefficiencies.
• Developed new business processes to significantly improve operations, financial performance, and create overall long-term value.
• Served as liaison to senior management to ensure all project deliverables were completed in accordance with client expectations.
• Created status report on a weekly basis for the Senior Leadership Team to communicate on the overall status of the project.
• Statistical Analysis System (SAS), Lotus Notes Database, Crystal Reports, Project & Portfolio Management Center
• Ensured that all tasks, issues, emerging risks are addressed and resolved on a timely manner as expected.
• Continuously communicated with business line to address additional various ad-hoc requests.

Confidential TX

Loss Mitigation

Responsibilities:

• Collected and complied risk analysis documentation and control testing reporting.
• Analyzed data trends to determine or validate risk or loss causes.
• Managed and organize workflow so that all loss mitigation workouts to meet investor’s guidelines
• Improved conversion rate on closings to new workouts.
• Negotiated with mortgagors, real estate agents, attorneys and other vendors to mitigate losses to the company.

Confidential, TX

Compliance Analyst

Responsibilities:

• Prepared internal process and procedures for internal monitoring and reporting for assigned clients
• Evaluated high risk agents and key accounts in order to establish a compliance program and evaluate their level of understanding.
• Identified compliance and operational risks associated with branch the processes and procedures
• Ensured that all activities conform to internally established procedures
• Managed quality assurance processes to ensure proper testing of internal and external controls
• Recommended corrections of unsatisfactory conditions, improving operations and reducing costs
• Ensured follow-up on all material deficiencies found in the audit and acted as AML/CFT SME
• Evaluated network of branches to ensure compliance with BSA and regulatory compliance requirements.
• Legal research and analysis of state and federal laws and regulations applicable to property and casualty insurance claims.
• Provided direct management, feedback, instruction, guidance and direction to staff of 12-15
• Planned and directed quality assurance reviews to ensure compliance with policies and procedures

TECHNICAL SKILLS

• Fidelity /MSP and VLS/ Fortracs, SQL, MATLAB, Lender live, InfoSource Software, COGNOS, Vendorscape, LPS Invoice Management, LPS Desktop, I vault, Iclear, CCW, and DRI, HALO System, TSQL, MySQL, SQL Server Database Management Studio, CMT, Actimize, Mantas, Actimize KYC, Actimize ERCM, Statistical Analysis System (SAS); FIS IBS.
• MS Office Suite: Word, Outlook, Excel, PowerPoint, Microsoft Visio and Microsoft Project.
• AS 400, HSSN, Equator Software, Amicus Attorney Software.