SUMMARY

• Business Analyst with over 10 years of experience including 2 years as PO and 3 years as Lead BA of hands on experience in business consulting and application development with excellent skills in client interfacing, requirements gathering, user support, quality assurance, problem solving, and documentation.
• Extensive experience in Financial and Brokerage Institutions, Mortgage and corresponding Lending, Home Equity and Lines of Credit, Credit Card, Equity and Money Market, Capital Market, Derivative Markets, OTC, Portfolio Analysis, Risk Management, and Mutual Funds.
• Extensive knowledge of various Financial Products and experience working in financial industry, Financial and Managerial Accounting.
• Extensive knowledge deeming stocks, options, fixed income and other investment products.
• Familiar with Trading, Credit Default Swaps, Probability of Default, Loss Given Default, and Exposure at Default.
• Fluent in investment related terminology including Knowledge of financial contracting terms such as Counterparty Risk, CounterParty Aggregation, Settlement Risk, Credit Rating, and Credit Risk.
• Good understanding of Post Trade processing: trade comparison, Middle Office, Front Office, Back Office, (End to End Securities Trade Life Cycle) transaction approval, and records of ownership etc.
• Hands on experience working on Trade Surveillance (Trade Monitoring) application for a leading Investment Bank.
• Strong knowledge of various provisions of Dodd - Frank Act such as Section 1502, Section 1503, Section 1504, Section 971, Section 952, and Section 954.
• Support the resolution of Internal Audit, Compliance, or Risk Management related issues that could impact the confidentially, availability or integrity of data or processes
• Support compliance with applicable regulations, which include, but is not limited to the following: FDICIA, the Sarbanes-Oxley Act of 2002 and the Gramm-Leach-Bliley Act of 1999.
• Worked with Treasury, payments and updated the cash balances by EOD.
• Assist in the development and refinement of key IT Risk Management metrics and reporting, Represent IT Risk Management on information technology governance groups, committees or other projects, as needed
• In-depth knowledge and experience in Equities (Stocks, ETF, Equity Linked Notes),Fixed Income (Bonds, Convertibles, MBS, ABS, CDO, Synthetic CDO, CMO, MUNIS, T-Notes, T-Bonds, TIPS, Inflation-indexed Bonds), Derivatives and Swaps (Options, Futures, Forwards, CDS, CLNs, CDS Index, Interest Rate Swaps, Equity Swaps, Credit Spread Options, Index Options, Swaps), FX (FX Options, FX Futures, Currency Swaps, Currency Forwards, FRA), Money Market Instruments (T-Bills, Commercial Paper, Repos), and Mutual Funds, Bank Loans (pay-down and draw-down).
• Experienced in analysing the existing Risk Management platforms and Trading risk business processes and systems, Investment banking, Investments, Capital Markets, Prime Brokerage, Financial Services, Wealth Management, Portfolio Management, Trading Systems, Fixed Income Securities, Bond strategies, Bloomberg Functions, Mortgage-Backed Securities & Securitization, Forwards (Equity, bonds, interest rate, currency), Futures (interest rate, stock index, currency), listed and OTC Options (Stock options, bond options, Interest Rate options on LIBOR, caps & floors) & Swaps (Interest swaps, currency swaps, equity swaps, credit swap, Total Return swap),Warrants, Risk Management (Operational, Market, Credit, Liquidity), Product & Pricing Reference data, Options expiration/assignment process.
• Performed GAP analysis, impact analysis, and maintained requirements traceability matrix (RTM).
• Conducted usability and user acceptance testing (UAT) on behalf of end users.
• Extensive knowledge of various SDLC methodologies: Scrum, Agile, Waterfall, RUP, Extreme Programming.
• Expertise in translating user requirements into System Specifications and mapping the process design, work flows for SDLC with documenting and managing business requirements.
• Skills in developing various UML Diagrams: Use Case, Activity, Data Flow, and Process flow diagrams.
• Experienced in managing requirements activities using an iterative methodology such as Agile.
• Strong analytical skills, ability to link strategies and objectives to develop a plan
• Strong teamwork skills possess exceptional group facilitation skills, negotiating and building consensus.
• Strong planning/organizing skills, capable of managing major projects simultaneously.
• Able to establish and attain high standards for self and team; able to make decisions, solve problems and produce results.
• Hands on experience writing SQL queries.

TECHNICAL SKILLS

Languages Formats: XML, Pipe-Delimited, Comma-Delimited, MT Swift, Eagle Pace, BBH, Spread-Sheets, Murex, Charles River, HTML

Frameworks: Agile Scrum/PO, Water Fall, MS Project, SAFe

Databases: Oracle, MS SQL Server, IBM Informix, Java, Dbase III+, Access, Eagle Pace Data Base

Financial Data: Bloomberg, Thompson Reuters, Sun TrustBusiness Process End to End Trade Life Cycle, Post Trade, Settlements, Front Office, Middle Office, Back Office, Portfolio Management, Coroprate Landing, Risk Management, Treasury and Payments, ASP, BSP

Servers: Oracle Application Server, Oracle Web Sphere, IIS, NGINX, Apache, LDAP Sun Directory Server

Management Tools: Rally, JIRA/Confluence, Collaboration, Share Point, MS Project, Visio, ER Win, Rational Rose, Sales Force, Rational Requisite Pro, Rational Modeler, Rational Clear Case, Quality Center (ALM), Relationship Diagram (ERD), MS Visio, MS Project, Fincad, Global Remady

Miscellaneous Tools: Snipping Tool, Text Pad, Notepad++

Operating Systems: Linux (Cent OS, Fedora, Ubuntu), Sun Solaris, DOS, Windows

Testing: Test Plan, Test Strategies, Unit Testing, Regression Testing, UAT

Compliance and Process: Basil I, II, Proprietary, Legacy Systems, Dodd Frank

Knowledge: PMBOK, Agile Extension to BABOK, FAS, SOX

PROFESSIONAL EXPERIENCE

Confidential, Oaks, PA

Product Owner / Sr. Business Financial Analyst

Responsibilities:

• Apply detail knowledge of workflows to assist Product Manager in product development.
• Worked with Scrum Master & Product Managers to facilitate preparation & readiness for each session.
• Owned the Team backlog and implementation
• Worked with the Scrum Team during the ART ceremonies by providing story definition and providing clarification as necessary to assist the teams with story estimates, sprint loading, story sequencing and drafting specific objectives for upcoming PSI.
• Co-located with the Scrum Team and served as the customer proxy for solution
• Derived iteration content via prioritized stories and Coordinated content dependencies with other PO’s.
• Acted as the main source for user story detail and priorities, responsible to accept the final iteration plan
• Facilitated the process for “Just-in-time” story creation and acceptance criteria by working closely with the team to break down backlog items into user stories for implementation
• Solely responsible accepting user stories into the baseline; including validation that the story meets acceptance criteria and persistent acceptance tests.
• Responsible to full-fill a quality assurance function focused primarily on fitness for use.
• Instrumental in producing an aggregated, system/product demo for key program stakeholders.
• Worked with Product Manager to define plan for getting to actionable ability for those features not yet actionable
• Worked with Scrum master to identify features that are actionable
• Created, executed the test cases, PLANS for end-users to ensure user acceptance testing for ASP.
• Perform regression testing for Charles River trading platform’s enhancement.
• Worked with Product Management and EPIC Owner to help assure strategy and execution alignment
• Encouraged Communities of Practice around SAFe by participating in the Product Owner Community of Practice forums
• Assisted Product Manager in the identification and resolution of functional business or technical spikes
• Worked with Solution Architect to identify and resolve areas requiring upfront design prior to PSI RP.
• Responsible for the execution/coordination of the Sprint/ PSI arti-facts such as Release Notes, User Guides, Rally updates, etc.
• Supported User Acceptance Testing Process and Regression Testing.
• Acted as a mind-set change agent from traditional team manager to servant leader

Environment: SQL Server, JAVA, Oracle, Crystal Reports, MS Office Suite, Rally, Jira.

Confidential, Springfield, MA

Sr. Business Financial Analyst

Responsibilities:

• Created a questionnaire for External Asset Managers to provide shadow of trade as they do to TPA. After the 1st questionnaire round, analysed the information and conduct the joint information sessions with them.
• Finalized the type of Data needed from them and made decisions from technology prospective.
• Worked closely with stakeholders for Business aspects of Hedging Techniques, Market Risk, Credit Risk, Counter-Party Risk for Index Funds, Exchange ETF, Interest Rate Swaps and Financial Risk Management.
• Functional experience in FX (Foreign Exchange) processes, related applications basedon technologies such as SWIFT. Also involved in applications for trade processing and Fund reconciliation.
• Documented the business process flow and high level Business and system requirements for Eagle and Murex accounting systems/software’s for securities and derivatives accounting and reporting.
• Provided assistance to the developers and business logics to the design team for financial instruments characteristics, calculations and the process from business and system prospective by covering the types/classes FI, Derivatives, Public and Private Equities as well as corporate actions.
• Interacted with stakeholders, Business users and Subject matter experts to finalize the Business Requirements for the application and prepare BRD.
• Eliminate the multiple interfaces, fragmented workflows and order staging problems inherent in utilizing separate order and execution management platforms.
• Create test strategies and conduct defect triage meetings and assign defects to the appropriate resource.
• Prepare the mapping document and worked with BBH team as a liasion and create BRD for BBH.
• Partnered with Charles River’s developers for UAT to capture test scenarios and document them on ALM.
• Extensively involved with the trading activities of Credit Derivatives, Interest Rate Derivatives, FX Derivatives, Equity Derivatives and Commodity Derivatives; and Futures including Commodity Futures-Contracts and Financial Futures.
• Maintained Requirement Traceability Matrix for requirement prioritization, changes, and vision.
• Translated the business requirements to third party software provider (BBH, Murex, and Eagle) to provide the required file format, data fields for downstream systems ingestion and process.
• Meticulously worked together with designers & software developers to understand application functionality, navigational flow & updated them about end-user requirements and enhancements in the legacy systems.
• Defined existing set of credit analytics currently produced and used by MassMutual’s management team.
• Provided the evaluation for purchasing and installing a third party solution versus creating custom solutions.
• Conducted weakly huddle board meetings to discuss progress, problem and solutions (project health pulse)
• Review the BRD with third party service provider and made recommendations accordingly and signed-off
• Created Test Plan and facilitated its implementation, created Test cases and assisted manual testing
• Defined testing scenarios, wrote test cases & advised off-shore & on-site testing teams for expected results.
• Make sure to update HP ALM for test case execution reports and have detailed logics for defects
• Created testing reports and assigns the defect to the relevant testing team and work with them to resolve the issues and document them in the testing report on spread sheet and the HP quality centre.
• Conducted the joint working sessions to be on the same page with business users and the data provides
• Developed the detail test scenario’s from the business prospective by testing the mock-up data
• Explained the defects to the program manager before conducting the defect triage meeting with off-shore and the internal testing teams and SMEs.
• Explained business logics from process flow & data level prospective to solve & determine the error logics.
• Created excel based models to calculate both the distribution of cash flows to all related parties of a deal as well as various collateral criteria set forth in legal documents.
• Made sure all test defects being discussed in the defect triage meetings and informed the stakeholders and documented in testing report on HP ALM quality centre.
• Tested multiple scenarios to meet the system and business requirements i.e. negative testing and transmission testing at file or message level.
• Since swift transmission (network/format) has next to none error room but translation from swift to prop is an accurate as required from the end-users and made sure the conversion has the file name and contents.

Environment: SQL Server, JAVA, Oracle, Crystal Reports, MS Office Suite, Share-Point.

Confidential, NYC, NY

Sr. Business Systems Analyst

Responsibilities:

• Worked with Scrum Master and arranged sprint sessions.
• Partnered with the Charles River implementation team for end to end testing and EST.
• Model cash flows for securitized transactions containing wide variety of underlying asset classes. Responsible for creating proprietary Excel-based models to calculate bond waterfalls, overcollaterization and interest coverage ratios, and several other portfolio criteria.
• Involved in identifying functional and non-functional requirements and created the Functional System Design document (FSD)
• Created deal cashflow models with Intex
• Worked as scrum master and actively participated in Sprint Planning & Sprint Review meetings
• Interacted with Fixed Income Traders and portfolio managers to gather derivative trading crystal Reporting and Main-Frame requirements for enhancement.
• Worked closely with Fixed Income traders to implement Eagle Pace hub & portfolio management system.
• Responsible for Operational Accounting and Reporting of the derivatives portfolio of the company, such as: FX Forwards, Interest Rate Swaps, Cross-Currency Swaps
• Wrote documentation covering all the check points for Post Trade Processing. Created and highlighted the constraints for the Money Market Post Trade processing within the in house system.
• Worked closely with Product Owner to ensure Sprint Scope was in line with the overall Product Scope
• Collected user requirements to create a technological platform to perform transaction -related asset level due diligence, analytics and cash flow modelling, structural and document review.
• Proactively communicated and collaborated with internal customers to analyse information needs and functional requirements and delivered the following artefact’s as needed, including: User Stories, Test Scripts, and Mock-ups for business review.
• As a Scrum Master drove daily stand up calls and ensured and road blocks were resolved
• Met with Partners and Directors to elicit and gather requirements in line with Dodd-Frank Act, especially for Corporate Governance.
• Created detailed specification documents outlining how the existing PRS & NGGC applications needed to be updated in compliance with certain provisions such as Section 971 (Proxy Access), Section 952 (Retaining Compensation Consultants & Other Advisers), and Section 972 (Disclosures regarding Chairman and CEO Positions).
• Developed requirements specifications via User Stories utilizing AGILE.
• Organized and facilitated daily scrum meetings, Sprints planning meeting and sprint review meeting.
• Tested pre and post trades rule coding using Sentinel (Latentzero Fidessa) and Bloomberg for equity, fixed income, FX and derivatives based on client mandate and regulations provided by Compliance
• Collaborated with developers and subject matter experts to establish the technical vision and analyze trade-offs between usability and performance needs.
• Used Quality Centre (ALM) for Requirement Management, & Defect Management.
• Coordinate UAT with 7 individual teams and provide support.

Environment: SQL Server, JAVA, Crystal Reports, Pace Data Base, Quality Center (ALM), SharePoint

Confidential, NYC, NY

Sr. Business Systems Analyst

Responsibilities:

• Elicited and gathered requirements using waterfall methodologies.
• Analyzed business needs, created and developed new functionality to meet real time data integration that facilitated decision making.
• Gathered required information from traders and risk managers for Post Trade Processing.
• Liaising with trading desks in different regions and business groups to identify roles, responsibilities and access rights of the traders and trade support teams.
• Analyzed and documented existing process flows to capture essential elements of securities trading.
• Analyzed the Credit Risk and Market Risk Volatility Mapping for the Own Estimates Volatility Adjustment Assignment Process for Gaps and inconsistencies in the risk measures like Dollar Duration, Modified Duration and Ratings. This included understanding and documenting the flow of the trade from the front end system (Trade Note) to the Risk systems including how the products like Agency and Non-Agency Bonds are automatically mapped to an Index and the process to manually review and correct the same.
• Built models to quantify the basis and credit risk of the general ledger portfolio.
• Analyzed different types of Risks such as Credit risk, Market risk-etc. and developed the test scripts with all these parameters to analyze the securities.
• Designed and developed Use Cases, Activity Diagrams, Process Flow and Data Flow Diagrams.
• Played a key role in the planning, testing, and implementation of system enhancements and conversions, especially the in corporation of data warehousing techniques in system.
• Maintained Requirement Traceability Matrix for requirement prioritization and vision.
• Used Quality Center to manage requirements, enhancements, and change requests.
• Maintained defects during UAT in Quality Center.
• Conducted requirements workshops and requirements review sessions to review requirements, get resolution on conflicting requirements, and approve requirements.
• Guided new members on the project on resources and material available and the goals for future.
• Analyzed research on operational procedures, methods, and recommend changes for improvement with an emphasis on automation and efficiency.

Environment: SQL Server, JAVA, Windows, SSRS, MS Office Suite, SharePoint, ALM, FINCAD

Confidential, Miami, FL

Business Analyst/PO

Responsibilities:

• Documented and validated the business process flow of Online Securities Trading System.
• Documented system requirements and supplementary requirements, complying with industry regulations of International Swaps and Derivatives Association (ISDA),Commodity Futures Trading Commission (CFTC) and NFA (National Futures Association).
• Queried questions up front to determine key issues and foresee potential show-stoppers that might arise later and in-depth understanding of OTC derivatives operations
• Interacted with SMEs in Fixed Income, Bonds & Bond Trading Cycle, Bond Pricing, and Asset Management
• Implemented FX payment and trading execution services for financial-institutions and corporate clients, allowing them to participate in the wholesale global.
• Facilitated and managed meeting sessions with SMEs from various business areas to capture requirements for enhancements in the application. Involved with following financial products and terms: Fixed Income, Derivatives, Equities, Hedge Funds and trade cycle.
• Used Rational Requisite Pro for overall Requirements Management and to build the Requirements Traceability Matrix.
• Assessed risks in trading application and worked with teams to reduce risk implications.
• Incorporated credit risk analysis mechanisms into the application to reduce risk of defaults on loans.
• Assisted in Data File Definitions and Data mapping activities for the data gathered during the process of development and implementation.
• Data analysis/mapping/modelling reference data repository project to improve quality of credit risk exposure information across business units for a leading fixed income financial guarantor.
• Used MS Visio to carry out the business modelling, data modelling, and object modelling efforts to develop the business architecture for rapid and controlled application development.
• Responsible for comprehending the requirements for developing the agency application, this required understanding of client business, equity and fixed income products and their trading and pricing.
• Performed Defect Tracking and Change Control Procedures using Rational Clear-Quest, and Configuration Management and Version Control using Rational Clear-Case.

Environment: SQL Server, JAVA, Crystal Reports, MS Office Suite, ALM, Global Remedy

Business Analyst

Responsibilities:

• Created business requirements and risk/reward analyses for a third-party software solution implementation within an internal call centre.
• Generated vendor reporting standards to maintain quality and compliance standards.
• Excelled as point of contact on the strategic planning team for all technology projects.
• Responsible for Gathering Requirements based on the user requirements and specifications.
• Performed Gap Analysis to identify the deficiencies of the current system and identify the requirements for the proposed system.
• Conducted-Joint Application Development (JAD)and Rapid Application Development (RAD) sessions for communicating and managing expectations, reviewing requirements, and requirements approval.
• Created wireframes and mock-ups during design phase to in corporate in Use Case documents.
• Created relationships in Requirement Traceability Matrix linking Business Requirements to Functional requirements and Functional Requirements to Systems Requirements.
• Created UAT Test Plan to assist UAT testers during UAT. Participated actively in UAT and worked as SME along with testing during UAT.
• Initiated Walkthrough and interviews with the Subject Matter Experts (SME) and stakeholders to keep track of user requirements.
• Support the IT Risk Manager on the development and implementation of information technology risk management strategy and operating priorities. management strategy and operating priorities.
• Support the integration of the IT Risk Management practices into key Information Technology and business areas.
• Build effective relationships with key individuals who own and support processes you are responsible for evaluating, including the appropriate line-of-business risk managers.
• Provide mentoring, as needed, to Senior IT Risk Analysts to assist in the development of their careers and performance of their job responsibilities.
• Acted as a liaison between different stakeholders for facilitating communication between them.
• Created detailed process flows to aide design documents and assist technical teams.

Environment: SQL Server, JAVA, Oracle, Crystal Reports, MS Office Suite, ALM, Global Remedy