SUMMARY

• Over 8+ years of experience as BUSINESS ANALYST in business/finance consulting and application development wif excellent skills in client interfacing, requirement gathering, end to end, regression, functional testing, user support, quality assurance, problem solving, and documentation.
• Experienced in different software development life cycle (SDLC) methodologies including Rational Unified Process (RUP), Agile (SCRUM), and Waterfall etc.
• Strong knowledge of teh procedures of Banking & Regulatory Compliance's especially in AML, KYC and Basel Accords.
• Extensive experience in Finance industry, Credit Card, Investment Banking (GL, Personal Accounts, Check payment, ATM, Fraud - AML) and Mortgage industries.
• Experience working on AML tools such as Actimize, Mantas and related topics knowledge and understanding of fixed-income trading, asset management and portfolio management applications and how they are impacted by teh Bank Secrecy Act, USA PATRIOT Act, Dodd Frank Act, Anti-Money Laundering, OFAC and Customer Identification Program, (KYC/CIP), Basel II compliance using industry standards and regulatory guidance, etc. Customer On boarding.
• Experienced in gathering business requirements, functional specifications and writing and executing test scenarios and plans for fixed income products for trading in options.
• Strong domain/ functional knowledge of teh financial/ banking and has outstanding business communication skills.
• Highly analytical in developing teh methods and measures to meet requirements and solve any issues that arise during teh project.
• Expert at Business /System Analysis including experience in gathering user requirements documenting requirement technical writing, business analysis, system analysis, testing and implementation of projects.
• Prior experience of authoring Business Requirement Document (BRD) by gathering Business Requirements and Expectations from Subject Matter Experts (SMEs) and defining business processes, performing impact analysis, Gap analysis and identifying risks.
• Proven ability in preparing Business and System Use Cases and supporting all teh documents wif UML Diagrams such as Use Case Diagrams, Class Diagrams, Activity Diagrams, Data Flow Diagrams, Sequence Diagrams, creating workflows using formal notation such as teh Business Process Modelling Notation (BPMN), MS-Visio and Enterprise Architect.
• Organized JAD sessions to gather requirements at various stages. Good understanding of project process and ability to analyze business problems and identify solutions. Worked extensively wif teh team to meet business requirement, create prototypes and analyze workflow.
• Experienced in creation of test plans, test cases and developing strategies wif quality assurance group defining test cases, analyzing bugs, interaction wif team members in fixing errors, system integration, and unit and user acceptance testing (UAT).
• Collect AML and KML data elements as mandatory for all new clients, entities, roles, and accounts.
• Client profile approval workflows for high risk and Non-US customer KYC records to regional administration/control groups and centralized approval wif WM AML supervision and governance by risk level and designated customer role and type.
• Extensive experience in Wealth Management, Portfolio Management, Trade Lifecycle and Risk Management
• Store CIP, AML and KLC client information in HUB and made available for reporting, audit purpose and all wealth management channels.
• Experience in writing business requirements document (BRD), functional requirements document (FRD), request for proposals (RFP), statement of work (SOW).
• Expert in tracking and managing teh Requirements using requirement traceability matrix (RTM) that controls numerous artefacts produced by teh teams across teh deliverables for a project.
• Well versed in project management tools like MS project for project planning, project scheduling and organized JAD sessions to gather requirements at various stages.

PROFESSIONAL EXPERIENCE

Business Analyst

Confidential - Pittsburgh, PA

Responsibilities:

• Gatheird User and Business level Requirements for SMEs from various departments like Accounting/Finance and Information Systems and designed teh business requirement collection approach based on teh project scope using AGILE methodology.
• Understood teh AML trade surveillance compliance requirements by interacting wif compliance department and SMEs in teh laws/act of compliances.
• Conducted KYC/AML investigations ensuring that risk details (CIP, regulatory oversight, ownership type, product utilization and product pending trade deal) are complete, accurate and current wif a comprehensive understanding of investment products and global/local procedures.
• Learned teh detailed GAP analysis in teh efforts of understanding teh legacy system and prepared for teh GAP analysis documents.
• Effectively conducted AML /KYC formality reports on questionable accounts and transactions.
• Performed teh required KYC screenings on customers documenting teh information obtained on teh client's as required by global KYC procedures.
• Gatheird common questions, different questions, and Functional specs to help compliance officers to implement CIP (Customer Identification Program), CDD (Customer Due Diligence) and EDD (Enhanced Due diligence) process.
• Provided Data Mapping Documents by MS Excel for teh automation rating risk score purpose.
• Implemented Workflow Diagrams and Use Case Diagrams by MS Visio to help IT team to get a better understanding of teh customized requirements.
• Interacted wif KYC analysts to execute investigations based on Client On-boarding profiles, Maintenance, Transaction Monitoring referrals, Government sources and Referrals from business partners and other control areas.
• Coordinated in writing test plan, test cases and test scripts in HP Quality Center.
• Worked along teh QA team in reviewing test cases, test plans and tested teh final application for usability testing to verify whether all teh requirements were met.
• Generated reports using Crystal Reports.

Business Analyst

Confidential - Atlanta, GA

Responsibilities:

• Acted as a liaison between Line of Businesses (LOBs), Technology Partners (Source Applications) and implementation team.
• Conducted JAD sessions wif business and other Tech partners.
• Conducted meetings wif business to gather teh business requirements and reviewed teh requirements, understood teh system and workflow, and converted those requirements into Functional Requirements.
• Chaired and attended day-to-day project meetings to discuss teh outcome of implementation processes, testing efforts, timelines, etc. Wrote and distributed meeting minutes.
• Communicated teh status of project to different line of businesses and teams.
• Proactively monitored project, identified scope/requirement changes.
• Identified project impact and escalated/notified management and project team as necessary.
• Involved in data mapping and data validation and created various data mapping documents.
• Conducted extensive analysis of KYC data to understand teh attributes, schemas and data structures.
• Maintained and created Enterprise-wide Test Cases for Subject Matter Expert Testing, Oracle Mantas Testing and Integrated Systems Testing (IST).
• Worked closely wif development and QA teams to ensure teh understanding of requirements and implementation met business expectations.
• Conducted Data Analysis of customers by using QlikView and excel reports.
• Identified, logged, and provided resolution of defects in ALM. Added value by anticipating needs and potential weaknesses and risks.

Business Analyst

Confidential - Buena Park, CA

Responsibilities:

• Perform in-depth analysis of agent consumer transactions using Excel pivot tables to detect unusual/suspicious activity.
• Review agent activity to ensure agents meets compliance standards to prevent money laundering, fraud, terrorism funding and alien smuggling funding. In addition, agents must meet regulatory requirements who have to be in a good standing status.
• Prepare and file Suspicious Activity Reports (SARs) for unusual/suspicious activity detected at teh agent location or during teh consumer or agent transaction review.
• Provide AML/BSA training to agent owner, agent compliance officer, and/or agent employees.
• Prepare and submit regular agent compliance reports and assisted agents wif upcoming IRS examinations.
• Conducted research, analysis and provide qualitative/quantitative insights to lead and direct projects and initiatives to meet teh Firm's AML/KYC Standards.
• Created and maintained multiple vendor queries through teh NICE Actimize recording systems and established and maintained macros that allowed data mining for each vendor's results.
• Work wif Relationship Managers to understand teh client and to correctly assess teh client's AML Risk Rating.
• Ensure all KYCs are done in timely fashion to prepare for go live dates given by Front Office, Record teh status of each KYC request sent by sales on internal spreadsheet.
• Effectively collaborated wif senior compliance officers, AML colleagues, relationship managers, and other departments to ensure all facets of remediation project were completed on a timely basis.
• Worked on Risk analysis, Securities (Stocks and corporate bonds) and their valuation, Portfolio Management (risks and returns) and analysis, Asset Allocations, Bond pricing, Financial Derivatives, Cash flows, financing structure, Capital Management, Stock Valuation, Amortization, etc.
• Performed AML functions on an on-going basis, including detection / reporting of suspicious transactions and activities; conduct reviews for teh enhancement of teh AML functions, and perform AML risk assessment when required.
• Worked as a liaison between teh developers and teh QA team in creating teh Test Plan and Test Cases using Rational Test Manager. Generated test data and assisted QA team wif manual testing whenever possible.

Business Analyst

Confidential - San Ramon, CA

Responsibilities:

• Gatheird User and Business level Requirements for Stakeholders from various departments like Accounting /Finance and Information Systems and designed teh business requirement collection approach based on teh project scope using AGILE methodology.
• Interacted wif compliance department and SMEs in teh laws/act of compliances.
• Conducted KYC/AML investigations ensuring that risk details are complete, accurate and current wif a comprehensive understanding of investment products and global/local procedures.
• Effectively conducted AML /KYC formality reports on questionable accounts and transactions.
• Performed teh required KYC screenings on customers documenting teh information obtained on teh client's as required by global KYC procedures.
• Gatheird Functional specs to help compliance officers to implement CIP (Customer Identification Program), CDD (Customer Due Diligence) and EDD (Enhanced Due diligence) process.
• Prepared teh ETL mapping specifications to extract data from teh existing system to teh AML compliance data marts.
• Provided Data Mapping Documents by MS Excel for teh automation rating risk score purpose.
• Implemented Workflow Diagrams and Use Case Diagrams by MS Visio to help IT team to get a better understanding of teh customized requirements.
• Interacted wif KYC analysts to execute investigations based on Client On-boarding profiles, Maintenance, Transaction Monitoring referrals, Government sources and Referrals from business partners and other control areas.
• Coordinated in writing test plan, test cases and test scripts in HP Quality Center.
• Assisted teh QA team in reviewing test cases, test plans and tested teh final application for usability testing to verify whether all teh requirements were met.
• Generated reports using Crystal Reports.

Business Analyst

Confidential - New York, NY

Responsibilities:

• Analyzed User Requirement Document, Business Requirement Document (BRD), Technical Requirement Specification and Functional Requirement Specification (FRS).
• Interacted wif Cash Management Division and Compliance Office to review teh AML (Anti Money Laundering) requirements and provide Positive Pay service to reduce check fraud.
• Prepared and analyzed AS IS and TO BE in teh existing architecture and performed Gap Analysis. Created workflow scenarios, designed new process flows and documented teh Business Process and various Business Scenarios and activities of teh Business from teh conceptual to procedural level.
• Used teh guidelines and artefacts of teh Rational Unified Process (RUP) to strategize teh Implementation of RUP effort in different iterations and phases of teh Software Development Life Cycle.
• Worked as an Interface between teh Users and teh different teams involved in teh application development for teh better understanding of teh Business and IT Processes.
• Used various tools and applications that include Visio, Microsoft Word, and Excel.
• Conduct extensive analysis on security trading cycles; provide consulting on financial disclosure, regulatory and compliance issues.
• Involved in gathering Business Level Requirements and reviewed manual testing methods.
• Prepared Test plans which include an introduction, various test strategies, test schedules, QA teams role, test deliverables, etc.
• Responsible for writing Test cases to cover overall quality assurance using Test Director.
• Worked extensively wif teh QA team for designing Test Plan and Test Cases for teh User Acceptance Testing.
• Responsible for providing analytical support in teh Design, Development, and Implementation of Project.
• Verified teh Business Scenarios on new builds to allow extended testing by teh QA team.

Sr. Business Analyst

Confidential - Annapolis, MD

Responsibilities:

• Interacted wif Business and change management teams for better understanding of teh requirements.
• Ensured that information obtained is consistent wif BSA/AML policy
• Confirmed that BSA/AML Policy and Procedures and satisfies regulatory requirements were consistent wif teh information.
• Assisted in teh administration and review of Client Risk Scoring, Client Identification and KYC documentation oversight/management requirements.
• Verified all aspect of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance wif Know You're Customer (KYC) and Bank Secretary Act (BSA) standards
• Involved in analysis of KYC data to understand teh attributes, schemas, and data structures.
• Conducted extensive data analysis of different data bases which were going to be part of teh application to understand teh attributes, schema, and data structure.
• Organized weekly Project Status and Task Review meetings, created PowerPoint presentations and project updates using MS Project for management review.
• Interacted wif teh Client On boarding Risk and Controls team to establish a quality assurance program for Client On boarding to include methodology and sampling methods and ensure compliance wif policy and regulatory requirements.
• Gatheird functional requirements, analyzed workflows and created narrative Use Cases to develop new process workflows for teh Wealth Management application.
• Analyzed teh existing Wealth Management platform and provided recommendations to optimize teh data flow
• Performed extensive “Gap analysis” of teh Wealth Management application to document existing business process flows and derive requirements for teh proposed functionalities.
• Worked on teh enhancements of Actimize SAM and WLF module and has good knowledge of CTR and CDD modules of Actimize.
• Interacted wif Actimize team to understand their data requirements and integration of teh application wif AML processes.
• Organized teh project into phases to impose management control using stage-gate reviews such as high-level user stories, test scenarios, and Dimension modelling, Client reference data, Data Mapping, ETL etc.
• Created project charter and project plan, presented different solution and timelines wif teh help of project manager.
• Created flow chart diagrams using MS-Visio and BPM modelling.
• Created data mapping document for teh application after finalizing teh attributes and tables wif business users.
• Identified and communicated dependencies and potential risks to teh completion of teh project including resources, costs, and systems.
• Constantly partnering wif project leads to ensure teh team is producing solutions that meet established standards, procedures and practices, address issues, risks, and mitigation plans.
• Created Software Requirement Specifications (SRS) / Functional Specification Documents (FSD).
• Interacted wif developers, UI designer and UX to make sure that application is being built accordingly and made sure of teh timely delivery.
• Documented Test Plan, Test cases, performed functional and regression testing and Facilitated UAT and recorded teh user feedback for future changes.
• Was involved in documenting various functional specifications for future reference and cleaning-up teh WS Data mapping doc for any errors.