SUMMARY

• Dedicated and versatile with over 8 years of IT Professional experience, have rich and insightful experience that provide sustainable competitive advantage to financial services in AML Compliance and Risk programs with specialize in Confidential Services Analytical Application (OFSAA) Financial Crime and Compliance Management
• Extremely experienced financial services and compliance professional with extensive skillsets and expertise, including, but not limited to BSA/AML Regulatory Compliance and Reporting to US FED, OCC, SEC etc.
• Gather, identify, research and document Business requirements and meetings with business to determine scope
• Utilize AML systems (including data mapping and profiling, and system tuning and optimization) and leading sanctions and implementation of these systems
• Communication with Business and Product partners as well as Technology and Vendor counterparts during system, process and workflow/dataflow design
• Generate Business/system requirement documentation (i.e. BRD, FRD/SRA, Use - Cases, ICD, Data mappings, Data Lineage, TSD and others), support during project plans
• Wrote use stories in Agile environments and test cases for SIT and UAT and collaborate with test team for SIT/regression test and manage defect tracking using JIRA
• Demonstrated ability in development and implementation of strategic business initiatives, and the ability to drive business efficiencies through Process Metrics, and Technology
• Well versed with banking lines of businesses of Wholesale, Institutional(ICG), Consumer/Retail(GCB), Wealth Management (PWM)
• Good knowledge of Financial Markets and different Product Types to DEPOSITS, WIRE, BONDS, CUSIP etc.
• Expertise in SQL, Data profiling, Data Miner for data Analytics, exposure to predictive analytics in ML/AI using Python
• Partner with Lines of Business, Technology, Risk to derive and finalize source data SOR’s to TM system
• Experience in development, enhancement, Agile Methodologies and support projects and managing services for providing end-to-end functions entailing pre-production support and Production Support function
• Develop high level of subject matter expertise within AML Risk Analytics area and provide solid Business Analysis to the C Executives of Risk Analytics to carry out BAU tasks and Strategic projects within AML/ATF area
• Good at Project Co-ordination, Business Analysis, Project Scheduling/Analysis, Risk Management and Project Execution
• Data quality initiatives and contributing to the development of a data management and control framework
• Capability to test data quality at a large-scale via SQL (or Python, R ) and an appreciation for the challenges associated with very large datasets
• Familiar with SDLC Planning and Co-ordination, GAP Analysis, Software Testing and Quality Assurance
• Proficient in providing support for user acceptance testing to ensure smooth implementation and client acceptance
• A keen planner, strategist and implementer with demonstrated success in end-to-end delivery management and ensuring effective management to meet project specifications
• Possess excellent communication, decision making, analytical, problem solving, technical and interpersonal skills
• Strong understanding of data governance in the regulatory environment, specifically experience with financial crimes
• Experience in strategic compliance initiatives and worked on several regulatory remediation programs for financial institutions
• Regulatory compliance, with 2+ years of experience in the field of Financial Crime Risk, has a proven track record of developing and implementing large scale AML programs for top tier financial institutions, includes conduct risk assessments, regulatory controls, development & implementation of policies & procedures, AML governance and managing emerging risks
• Global projects of Anti-Money Laundering (AML), transaction monitoring and Sanctions Screening applications, partner with senior Business Stakeholders and IT teams across Americas, LATAM, EMEA and APAC
• Experience in Anti-Money Laundering (AML), know-your-customer (KYC), customer due diligence (CDD), sanctions and payment screening, AML transaction monitoring, AML Risk assessments, and AML systems tuning and optimization
• Economic Sanctions (including sanctions risk assessments, sanctions customer or payment screening, or sanctions system tuning and optimization)
• Innovative, results-driven Business Partner delivering on global enterprise level strategy covering efficiency and outsourcing initiatives, platform rationalization and implementation of programs in support of both global policies and regional/local requirements
• Strong experience in Mantas product, well versed with various Mantas classes (AML, TC, BC) coupled with end to end Life cycle of product including Ingestion Manager, Behavior detection, Threshold Customization & User Interface customization
• Proficient on Mantas Platform, extensive experience in implementing and supporting Mantas applications for AML Transaction Monitoring
• Experience in various fields like Federal Regulations, Capital Market, Trade Finance, Portfolio Management, Mortgage as well as Online Banking including financial and reporting experience with strong knowledge of Software Development Life Cycle (SDLC)
• Worked in customization and enhancements of Mantas Solution for Global AML platforms to different Geographical locations for the firm. Supported the Mantas application and provided high quality service to compliance business partners
• Provide advisory and consultative services to financial institutions in addressing Know Your Customer (KYC), Bank Secrecy Act (BSA)/Anti-Money Laundering(AML), Office of Foreign Assets and Control (OFAC), PEP, World check and other compliance
• Ensure investigations and regulatory reporting to regulators and law enforcement are conducted in a manner that maintains the firm’s compliance with the Bank Secrecy Act (BSA), the USA PATRIOT Act, other guidance as published by the SEC, FINRA, FinCEN, FATF, OFAC for U.S. Treasury Department
• Provide AML guidance, advice and risk-based solutions to complex regional business issues/initiatives involving the Country/LOB's products range
• Participate in TM Model validation activities including product coverage, data quality validation, model effectiveness, rules logic, false positives analysis, increased identification of suspicious activities, thresholds tuning and other activities for effective risk analytics
• Utilize AML systems (including data mapping and profiling, and system tuning and optimization) sanctions and RPA
• Attend regular AML training on Firm's policies and procedures to AML Tech in line with Regional and Global AML Programs
• Provide advice, guidance and risk-based solutions to business on global and local policy interpretation
• Diverse experience in Configuration, Change & release management on IMR(Application Managed Services) involved in all life cycle
• Well-versed with client’s service model and engaging customer expectation under SLA for “RTB” and “CTB” services
• Experience in Customer profiling and Account Segmentations for effective base threshold set configurations
• Experience in working on Confidential Services Analytical Applications (OFSAA) framework of Financial Services Data Foundation (FSDF) Data Model
• Working knowledge on analysing Credit/Market/Operational Risks using CRM/ALM/Profitability etc. Data Management Tools like T2Ts, File Extracts, and Data Quality Framework
• Experience in SEC and regulatory reporting (FR Y-9C, FR Y-14Q etc.)
• Brokerage compliance (e.g. trade and electronic communication surveillance, regulatory reporting, or suitability)
• Onboarding new SOR’s in surveillance system with suitable data Quality Rules driven
• Perform data analysis, data mapping and data validation in support of an AML system project, Data analytics capabilities and demonstrated experience in analytics platforms Python, R) for data mining and statistical analysis

TECHNICAL SKILLS

AML Product Suite: OFSAA-FCCM/Mantas 8.0.7/8.0.6/8.0.4/8.0.2/6.2.4/5.9/5.8/5.5/4.3 , basic Actimize AIS and RCM

OFSAA Framework: FSDF Model (Financial Services Data Foundation), ALM, CRM

Programming Language: Java/J2EE JDK

Scripting Language: Unix Shell, Perl Scripting

RDBMS: Oracle 12g/11g UDB DB2 v8.1, SqlServer, Oracle DBA

ETL Tools: Informatica PowerCenter 9.6.1/9.5/8.6/8.3 , 8.1, 7.3, Ab Initio

Office: MS Project Plan, Word, Excel, PowerPoint, Access, Visio, SharePoint, Service now, JIRA

SQL: Toad, Oracle SQL* plus, SQL Navigator, SQL Profiler, SQL Query Analyzer

Reporting: COGNOS 10.1, OBIEE 11G

AML Tools: WorldCheck, Fortent, NetQuery, Detica(Norkom), LexisNexis, NESS, PEGA for KYC, Payment/Trade Blotter

Others: AML, BSA, OFAC, SWIFT, FX4CASH, SEPA, 202COV and ACH

Version Control: CVS,SVN, Rational clear case

App/Web Servers: IBM WebSphere, WebLogic, Web Services, JBoss and Apache Tomcat

Operating System: Sun Solaris, Linux, Windows 10, Windows 98/2000/XP

Hardware: Compaq, HP, Dell, IBM, Cisco, Nortel, 3Com, Lucent

PROFESSIONAL EXPERIENCE

Confidential - Tampa, FL

Business Analyst

Responsibilities:

• Provide functional design guidance to accommodate firms’ business rules AML Business Rule Standards (CAMBRS) within Mantas (FCCM) for managing risk
• Perform Data analysis, Data mapping and data validation for DQ Rules for AML system
• Generate business requirements, and built Business Requirements Document (BRD/FRD/ICD) that inclusive of business case, scope, LOB requirements
• Worked on firm’s AML Transactional Monitoring and Market Surveillance Technology Groups under CTO for FATCA, FinCEN, FATF, OFAC, PATRIOT ACT etc.
• Worked for firm’s OFSAA-FCCM/Mantas 8.0.6 version upgrade to NAM and LATAM regions
• Participate in Transaction Monitoring Model validation for Customer segmentations, data quality validation, model effectiveness, rules, false positives analysis, thresholds tuning, for effective risk analytics
• Create UAT Test Plan, Test Cases and conduct UAT Testing with the help of end users
• Article VII:7.36 Enhance AML Transaction Monitoring Coverage Framework reporting for Account/Customer/Scenario/Transaction coverages across enterprise - OCC Consent Order
• Responsible for firm’s UCV (unproductive Case Volume) evaluations presentation to AML Monitoring Committee (AMC) and for CAP
• Responsible for OCC (Office of the Controller and Currency) Consent Order EAP Framework regulatory reporting’s
• Manage the Firm’s AML Transactional Monitoring and Market Surveillance Technology Groups under CTO and executed projects on Agile environment
• Worked on OFSAAI- OFSAA, techno-functional to Credit Risk Management (CRM), Asset Liability Management (ALM), GL, Profitability etc. on FSDF (Financial Services Data Foundation) data model load for US FED Regulatory Lombard Reporting
• Data preparation from different product processors and Authorized Data Sources (ADS) to analyse and create SOR files for data aggregations & business rules to risk scoring models
• Develop/Configure Business Measures, Business Processes, T2Ts, Rules in OFSAA to execute and monitor Runs and Issue resolution
• Performed extensive "Gap analysis" of the Wealth Management application to document existing business process flows and derive requirements for the proposed functionalities
• Evaluate AML transactional monitoring system models, includes tuning & testing of scenarios and thresholds
• Assist in coordinating the FIU’s day-to-day operations related to different aspects of the Bank Secrecy Act/USA PATRIOT Act, OFAC and other applicable laws and regulations
• Assisted solution architects to develop technology solutions for the wealth management application and asset classes including Equities, Commodities and Fixed Income instruments
• Assisted in preparation of regulatory reports.
• Retrieve, evaluate, log, and store client regulatory compliance, merger, acquisition, and legal entity name change documents as relevant to new banking regulations in various countries.
• Collaborate with the FIU in making determinations surrounding the Firm’s SAR reporting and CDD/EDD policies and requirements
• Lead role in creation of SEAR metric tracking for enhanced productivity measurements; and Lead role in exploring potential AML transactional monitoring system upgrades and development
• Worked with the Business partners to come up with feasible solutions for both the development of system enhancements and the API enhancements.
• Closed several open items by leading cross functional team meetings with Data Sourcing, Axiom IT and Users.
• Increased responsibility to the Axiom program test manager for all projects
• Prepared GAP Analysis; identified and documented improving areas to meetcapitalmarkets requirement regulations.
• Worked on data secrecy Entitlement project for CDBC/Mantas backend Entitlements to Protect and Control cross border PII data to user access with roles defined within Jurisdictions and LOB’s
• Data analytics capabilities and demonstrated experience in analytics platforms (Python, R) for data mining and statistical analysis
• Key in design EAP (Enterprise Analytics Platform) framework on HDFS architecture
• Engage with MRM (Monitoring Risk Management) for TGS (Threshold Generator Sheet) reconcile for all Countries/LOB as per GSOM (Global Standard Operating Model)
• Expertise in capital markets with extensive experience in Equities, Fixed Income Instruments, Interest Rate SWAP, Currency Forwards, ETF's, Futures, Options, Mutual Funds, and securities.
• Gathered functional requirements, analyzed workflows and created narrative Use Cases to developnew process workflows for the Wealth Management application
• Acted as liaison between business users and Axiom configuration team.
• Interact with SMV(Scenario Management & Validations) to finalize ARS and CRS scorings model
• Provide AML guidance, advice and risk-based solutions to complex regional business issues/initiatives for LOB's products range
• Work with AML Compliance Officers to review audit findings, evaluate the business corrective action plans CAP to deal with issues
• Drive GFC target operating model initiative within 3 lines of defences for financial crime processes by writing process flows, business requirement documents and procedures
• Expertise in data interface customization with Oracle API
• Liaise and provide OFAC economic sanctions advisory guidance; drive FinCrime data and process management with front to back framework; guidance on governance and use of framework to establish operational control for applicable new product approval
• Perform data analysis using descriptive statistics and basic statistical data distribution to support strategic proposals, write up for regulatory findings and resource requirements

Business Analyst/Data Analyst Charlotte, NC

Confidential - Charlotte, NC

Responsibilities:

• As part of Broker-Dealer GAP remediation, identifications new source Trade feeds for different jurisdictions, creations of data mapping in-line with DIS and on-boarding the feeds to Mantas system with iterations of testing
• Data quality controls and implementation to meet regulatory requirements by coordination with Business, Architecture and various upstream system
• Manage Rules development and Tuning analysis and execution for Transaction Monitoring and Risk Analytics program
• Worked on FCCM/Mantas 8.0.2 product implementation to two separate mantas instances running for US & UK jurisdictions. The implementation covers both pre-mantas Layer (SOR to DIS files that involve enrichments to FOT, FOTP, BOT TE, SSI etc.) and behavior detections for totally 350 SOR diversified to US and EMEA regions for line of business LOB’s of GWIM and GBAM with ECM
• TM Model validation activities including product coverage, data quality validation, model effectiveness, rules logic, false positives analysis, Create UAT Test Plan, Test Cases and conduct UAT Testing with help of appropriate end users
• DevelopedProjectStatus Metrics for weekly evaluation ofProjectStatus and analyzed the impact of the open issues and Change Request on theProjectPlan
• Design and create deployment process document used by the team to improve process efficiency and mitigate risks
• Manage a portfolio of work associated with AML regulatory change implementation that impact multiple LOB globally
• Manage and deliver projects, conduct analysis to determine requirements for effective AML system implementations
• Work with AML Program to identify relevant KRIs, Typologies and appropriate regulations for monitoring rules for all products and customers
• In depth knowledge of capital markets, MBS Securities, investment risk and return portfolio management and banking industry.
• Report Development using AXIOM Controller View creation of Data Sources, Data Models, Shorthand, Portfolios, Aggregations, Free Form and Tabular Report and workflows using AXIOM Controller View tool
• Design, implement, and maintain custom databases and data organization standards to ensure accurate reporting and efficient data retrieval.
• Working knowledge of Python, SAS, Axiom, OFSA ALM, OFSA LRM, OBIEE, Business Objects and MicroStrategy.
• Gather reporting and analytics requirements from stakeholders in marketing, product development, and customer service.
• Gathered user and business requirements through interviews, surveys, prototyping and observing from Fixed Income Portfolio Managers/Advisors. Stored and modified requirements in MS Word
• Analyzed the existing Wealth Management platform and provided recommendations to optimize the data flow
• Mantas Part 30, validations to Mantas Scenarios that generate false positives and to tune those scenarios
• Build sustainable risk program within GBAM Tech, managing metrics and providing transparency, leading GBAM Tech participation into GTO wide risk activities
• Performed requirement gathering and knowledge extraction about theCapitalmarketsusing both formal and informal sessions through JAD sessions
• Worked with SME's to comprehend Risk Management concepts including Credit Risk, Market Risk and Operational Risk
• Perform ongoing analysis and statistical sampling of theMantassystem and monitoring scenarios, in order to ensure an effective risk-based transaction monitoring process
• Responsible primarily for Cash Equities, Single Stock Flow Derivatives and EquityCapital Marketsbusinesses
• Managed all aspects of Wealth Management such as mutual funds, MIP, PMS, Insurance, etc.
• Work with business leadership in defining, prioritizing and achieving strategic objectives and, ensuring projects delivered meet the approved business requirements
• Engage the firm’s combined Investigations unit, including ensuring the continued integration of legacy functions such as AML Investigations
• Responsible to groom the stories in the backlog by coordinating with the extended teams responsible for content approval, API/services team and Wireframe design teams.
• Designed and managed implementation of usage billing API for customer monthly billing metrics
• Engage with internal business partners on various risk mitigation activities and initiatives
• Assist in execution of internal control discipline and operational excellence within a LOB. Execute LOB specific processes and tools to drive adherence to enterprise-wide Standards
• Support implementation of QA/QC processes within LOB through ongoing monitoring and testing of controls
• Support business in audits (internal and external) as a key interface with regulator/auditors
• Reviews processes and controls monitoring and independent testing results with FLU to identify potential GAP

Business Analyst/ Data Analyst

Confidential - New York City, NY

Responsibilities:

• Liaise with business for OOB scenarios and new Scenario implementations and threshold calibrations
• Coordinate with stakeholders and serve as liaison with UAT and SIT teams
• Documentation (FRD, ICD, Use-cases and Test cases review)
• Partnered with Stakeholders, Axiom IT and FPO to conduct end to end testing for FR Y14A/Q and Y9 in Axiom
• Represents Mantas scenarios Model validations based on customer segmentations
• Implemented Mantas/OFCCM 6.2.4 product to clients for AML Tech Solutions

Business/Data Analyst

Confidential

Responsibilities:

• Involved in surveillance of Wire, checks, MT110, ACH, World Check and adhoc request from FIU (Financial Investigation Unit)
• Involved in surveillance of internal and external account details against OFAC, FINCEN, world Check and Internal Watch List
• Ensure compliance with SLAs and standards for response and remediation and escalate and issues as needed.
• Involved in creation of new jurisdiction (US/UK/DE) using Mantas Development kit, configured threshold/dataset/scoring algorithm
• Interact with Investigators and the Financial Intelligence Unit to resolve unusual and/or suspicious account activity utilizing databases and software applications to analyze transactional patterns and trends
• Retrieve suspicious activities through Prime Compliance Suite, FortentAML, Accuity, World Check, and Lexis Nexis
• Data analysis in requirements gathering, reviewing business rules and identifying data sources
• Involved in Informatica workflow for derivations and aggregations
• Involved in MSB and ABA loading, scenario optimization of Custom scenarios and threshold calibrations

Business Analyst

Confidential

Responsibilities:

• AML MANTAS Version upgrades from Version 5.5 to 5.8 on solution sets of AML/TC
• AML Behavior detection scenario implementations for areas such as: High risk geographies and entities and Hidden relationships, Behavior detection anomalies that indicative of suspicious activity for end users’ investigations
• Involved in creation of new jurisdiction (US/UK/DE) using Mantas Development kit, configured threshold/dataset/scoring algorithm
• Customize thresholds and risk scoring to help reduce false positives and focus investigators on actionable alerts and cases
• Case management system to streamline analysis and resolution by placing business data and historical information into an organizational risk
• Requirements gathering, gap analysis, design, coding, testing and implementation of ETL Informatica maps for MANTAS and changes for MANTAS feeds dbFeeds
• Interacting with project users, User Acceptance Test. User requirement reviews. Provide technical documentation to users. Notify users with application changes. Preparing user training presentation document and involved in User training process
• Implementation of statistical Process Management and process performance models across Projects, process quality and audit
• BCP tests for pre and post DR tests on Compliance IT PROD systems
• Internal audit process and closures
• Involved in loading data for Watch list from Thomson Reuters
• Analysis of enhancements, problems, Troubleshooting, Delegation of tasks and Monitoring of tasks at BEHAVIOR DETECTION
• Established process for broker dealer news scans based on separately managed high net worth retail accounts
• Held workshop on risk assessment with Legal and Compliance teams with in US, Luxembourg and UK locations