SUMMARY

• Over 8 years of professional experience as a Business Analyst in Finance and Banking.
• Strong subject matter noledge in investment banking industry including financial and trend analysis, training, and reporting and project management functions.
• Extensive experience wif Capital Market, Portfolio Management, Credit Risk, Credit Rates, Market Risk, Operational Risk, ACH.
• Knowledge ofMortgage LoanOrigination, Servicing, Closing, Loss Mitigation, Loan Modification, Appraisal, Credit, Income and Title functionalities.
• Experience supporting Mutual Funds, Fund of Funds, Regulatory, Equity and Equity Derivatives, Credit derivatives, Fixed income, Operations, Back Office projects, programs and applications.
• Expertise in teh loan lifecycle, end - to-end loan process and Finastra Loan IQ, Loan IQ APIs, Batch Execution Framework, Loan IQ data model, components and table maintenance.
• Proficient in creating user stories, mapped functional specs to story documents, story sizing and estimates, owned backlog grooming sessions, managed product backlog, release backlog, iteration backlog.
• Experience of working wif data feeds and interfaces from Loan IQ and Event Manager Configuration and setup.
• Understanding of differentmortgage instrumentslikeMortgage Backed Securities MBS, Collateralized Mortgage Obligations CMO, Asset Backed Securities ABS,including teh tranche structuring and credit enhancement processes to manage prepayment and credit risk. Good understanding of collateral management products like equity derivatives, FX, Fixed Income
• Developed and configured teh Calypso POC environment, evaluated teh business functionality, and built teh business case for systems consolidation.
• Worked on Reports based on teh requirements andTest driven development TDD.
• Experience usingDMAC and RASCImethodologies, root cause analysis etc.
• Highly proficient in working wif Manual Testing as well as Automated testing tools like Mercury Interactive Test Suite (Quick Test Pro, Quality Center, Load Runner and Win Runner) and Version control Tool PVCS.
• Proven expertise in gathering, analyzing and documenting business requirements and developing BRD, FRD and halped in preparing SRS.
• Extensively used tools such as Rational Rose, Rational Requisite Pro, UML, MS Visio, Fintech, Vermillion, MS Project, MS Office, MS Access.
• Expertise in employing SDLC models, Iterative model, RUP concepts, Agile Model (SCRUM), UML and best practices for software development.
• Facilitated and participated in Joint Application Development (JAD) sessions for requirements gathering, resolving open issues and change requests.
• Strong Communication and Presentation Skills substantiated in past assignments wif developers, project managers, subject-matter experts, stakeholders, system implementers, and application end-users.
• Expertise inAnalysis of Problem Severity, Defect Tracking,Reporting System and system configuration.
• Expertise inUATtesting, Functionality, Regression, Smoke, Sanity, Stress, Usability, testing for web and Client/Server application.
• Having strong communication skills to quickly and clearly communicate technical information to non-technical persons, and getting non-technical persons to identify and communicate business needs.
• Experienced in writing Test Plan and Test Cases and aggressively involved in Regression Testing and Performance Testing using automation tools like Win Runner, Load Runner, Test Director, Power BI, Quick Test Pro, Silk Test and Oracle table manipulation using SQL.
• Strong Communication, Problem Solving, Organizational, Interpersonal, andPresentation Skills.
• Exceptional understanding of teh QA life cycle, fromtest plan, test scripts, issue resolution toUser Acceptance UAT, System Integration SITand end-to-end testing.

PROFESSIONAL EXPERIENCE

Confidential, Chicago, IL

Business System Analyst

Responsibilities:

• Analyzedthe existing system andBusiness Process Flowby understanding preset business rules and conditions.
• Analyzed teh system from Business perspectives and prepared Business Requirement Document (BRD).
• Facilitate and managed teh meeting, interviews and Joint Requirement PlanningJRP sessionswif SMEs from various areas.
• Responsible for Business Analysis activities for Order to Cash management application development.
• Worked actively in teh preparation ofBusiness Requirement Documents, Functional Specification Documents and Change Request Documents
• Expertise in underlying Loan IQ data model, components and table maintenance and sound noledge of loan transactions and processing, including P/L events and fees.
• ConductedSurveys and Brainstorming sessionswif SMEs for requirement gathering.
• Performed extensive requirement analysis includingGAP Analysis.
• Recognized collateral.net loan documents and teh key data, reviewed collateral documents for agency.
• Conducting user interviews at both in-house and client locations, gathering and analyzing requirements usingRequisite Pro - RUP.
• Possess good noledge and experience of Securities Trade Life Cycle (Front/Middle/Back Office, Clearing & Settlement Operations) and management.
• Performed job of contact point for all stakeholders (business, legal, compliance, development).
• Describe teh requirements of BankingWeb Portal Applicationfor Capital Banking,MortgageandRetail Banking to teh development team manager.
• Tracked assets in collaboration wif Asset Management and Sites using SAP, Trace, ITSM, and SCCM.
• Identify research, realize, investigate, analyze, define and document business processes andUse Case scenarios.
• PerformGAP Analysisby identifying existing technologies, documenting teh enhancements to meet teh end state requirements.
• ConductWorkflow and Process Diagramto derive requirements for existing systems enhancements.
• Worked wif development and testing teams to accomplish Timely Release Objectives.
• Used SQL queries for organizing and abstracting data from MS access data bases, created reports, forms on MS Access.
• Involved wif teh following product: Stocks, Fixed Income, Mortgage Backed Securities (e.g. CMOs, Pass-through), Bonds and Bond Trading Cycle, Bond Pricing, (Options and Futures) Liaison between teh business users and technical team.
• Created SSIS packages to validate, extract, transform and load data to data warehouse databases.
• Used teh Data Stage Designer to develop processes for extracting, cleansing, transforms, integrating and loading data into data warehouse database.
• Designed and developedUse Casesand many otherUML modelsusingMicrosoft Visio.
• Involved wif Quality Assurance group to implement Test Cases in Mercury Test Director for stress testing.

Confidential, Robinson, NY

Sr. Business Analyst

Responsibilities:

• Acted as a liaison between Line of Businesses (LOBs), Technology Partners (Source Applications) and implementation team.
• Conducted meetings wif business to gather teh business requirements and reviewed teh requirements, understood teh system and workflow, and converted those requirements into Functional Requirements.
• Chaired and attended day-to-day project meetings to discuss teh outcome of implementation processes, testing efforts, time lines, etc. Wrote and distributed meeting minutes.
• Interacted extensively wif customers and UI designers to determine ways to improve teh UI feel and teh user experiences. Documented teh gathered business requirements into detailed Business Requirement Documents (BRDs) for BASEL II and its Addendum.
• Conducted research, analysis and provide qualitative/quantitative insights to lead and direct projects and initiatives to meet teh Firm's AML/KYC Standards.
• Effectively collaborated wif senior compliance officers, AML colleagues, relationship managers, and other departments to ensure all facets of remediation project were completed on a timely basis.
• Extensively involved in Agile-Scrum projects, part of running scrum-boards, maintaining backlogs, grooming user stories (BDD based), and organizing sprints.
• Conducted extensive analysis of KYC data to understand teh attributes, schemas and data structures.
• Worked on Risk analysis, Securities (Stocks and corporate bonds) and their valuation, Portfolio Management (risks and returns) and analysis, Asset Allocations, Bond pricing, Financial Derivatives, Cash flows, financing structure, Capital Management, Stock Valuation, Amortization, etc.
• Performed AML functions on an on-going basis, including detection / reporting of suspicious transactions and activities; conduct reviews for teh enhancement of teh AML functions, and perform AML risk assessment when required.
• Effectively conducted AML /KYC formality reports on questionable accounts and transactions.
• Performed teh required KYC screenings on customers documenting teh information obtained on teh client's as required by global KYC procedures.
• Extensive use of Rally, ALM, TFS and MSVisio and MSExcel for creating user stories and solution design documents document. Participating in Daily Scrum and Sprint Planning.
• Created interactive dashboard and Reports in Tableau for monitoring teh operation performance on day to day basis.
• Generated Use Case diagrams, Sequence diagrams, Business Objects, Domain Object Model, and Visio to depict process flows and PowerPoint presentations.
• Performed complex SQL queries for retrieving data from teh database, generating ad-hoc reports, and conducting data validation testing.
• Involved in migration of various objects like, stored procedures, tables, views from various data source to SQL Server.
• Worked closely wif development and QA teams to ensure teh understanding of requirements and implementation met business expectations.
• Identified, logged and provided resolution of defects in ALM. Added value by anticipating needs and potential weaknesses and risks.

Confidential - San Jose, CA

Business Analyst

Responsibilities:

• Documented functional business requirements including business process flows through multiple loan origination systems (commercial, mortgage, consumer) to servicing in core (doc prep, statements, loan review, marketing campaigns, compliance, reporting, etc.)
• Assisted internal processing and underwriting staff in resolving loan applications issues; researched commercial loan status, payoff, political risk insurance premium payments, good faith deposits and other collateral substitutions.
• Extensive experience in all aspects of consumer and real estate loan origination, underwriting and collections. Training and some experience in commercial lending, including financial statement and cash flow analysis.
• Participated in teh identification, definition and documentation of impending work flows for teh purpose of migrating to a superior version of party information system.
• Interacted minutely wif Misys vendor (Loan IQ) for modifying teh front end in capturing Guarantor information, shadow reporting units.
• Facilitated JAD (Joint Application Development) sessions to identify business rules and requirements and then document them in a format dat can be reviewed and understood by both business people and technical people.
• Created Process Flow diagrams, Use Case Diagrams, Class Diagrams and Interaction Diagrams using Microsoft Visio and Rational Rose. Assigned for UAT testing of Loan IQ & APMS applications.
• Created Test scenarios & Test scripts for Loan IQ existing Reports & its new Master Loan portfolio Reports & also APMS Reports according to teh Project schedules and used tools to generate adhoc & schedule versions of Reports for testing phase
• me worked as a Business Analyst for Misys Loan IQ Finance Software in both Production and Test Environments wif a client. It receives data from Loan IQ and various other applications.
• Finalized outstanding Business Requirements for global applications during Loan IQ implementation
• Experience in building Universes fromSAPBWand Non-SAPData Sources.
• Used DataStage Manager for importing metadata from repository, new job categories and creating new data elements.
• Worked extensively wif Microsoft Excel (Macros, VLOOKUPS, and Pivot Tables). Proficient Microsoft Word, PowerPoint, Access.
• Analyzed various Schemas for Implementation and Modeled teh Data Warehousing using Star Schema and building business analytics behind database.
• Created Business Requirements from users using RequisitePro and converted them into System Requirement specifications. Created reports from SAP modules using Business Objects / Crystal Reports based upon business requirements.
• Utilized Commercial Lending banking application and was responsible for teh design and process flow of teh system.

Confidential - Norristown, PA

Business Analyst

Responsibilities:

• Involved in meeting sessions wif committee of SMEs from various business areas including Mortgage Servicing, Loan Monitoring and Asset Management.
• Performed analysis and assessment of business needs and cross system impacts and developed procedures for Mortgage servicing processes.
• Actively involved in teh Mutual Fund trading activities of Domestic and International Equity, Fixed Income, Money Market, and Cash Investment.
• Was part of a major team in application solutions for new product development me.e., Hedge Fund, Exchange Traded Funds, home loan portfolios; including administration, operations, compliance, client facing analysis and reporting.
• Helped development team build logic for applying factor for pay down fixed income securities such as Mortgage-Backed Security (MBS), and ABS (Asset Based Securities).
• Gathered Business requirements pertaining to Trading, equities and Fixed Incomes like bonds, converted teh same into functional requirements by implementing teh RUP methodology and authored teh same in Business Requirement Document (BRD).
• Compare current reports against new LOS functionality to identify reports dat can be retired due to new system integrated workflow processes.
• Responsible for requesting and recording fee and cost data from various attorneys as it relates to Loan Modifications, Foreclosure Payoffs, Debt Calculations, and Reinstatements.
• Involved in maintaining project progress and status through MS Project. Extracted periodic/ monthly status reports to teh Project Manager to serve as teh team's assessment of teh project and its schedule.
• Developed customized SQL reports and queries for management decision-making and operational management.
• Developed strategies wif Quality Assurance group to implement Test Cases in Mercury Test Director for stress testing and UAT (User Acceptance Testing)

Confidential - Phoenix, AZ

Business Analyst

Responsibilities:

• Maintained noledge of developments in teh area of anti-money laundering, including FINCEN and OCC requirements relating to BSA AML and teh USA PATRIOT Act.
• Analyzed different source systems (AMLN, Loan IQ, ACBS, Credit Cards - Target, Maestro, Shaw) and identified teh reporting data elements required to report to Dodd Frank and Call Reports.
• Designed and analyzed Business Process Modeling, Use Case model and test procedures based on agile methodology.
• Generated and delivered reference data, fixed income, equity and derivatives extracts to BHC.
• Worked as teh first level reviewer in making initial investigation decisions on corresponding banking BSA cases as well as determining teh specific information needed to manage teh investigation
• Defining Software Development Lifecycle (SDLC) and planning teh entire process using MS Project.
• Validated and taking Finance Requirements ownership of UPOP merchant billing and statement capability where revenue from credit card transactions were recognized as revenue in teh Oracle GL P&L accounts.
• Captured CCAR business requirements based on FRB guidelines for CCAR Quarterly and Monthly reporting - Credit Cards and Auto Loans schedules
• Reviewed swap confirmations covering all OTC products such as total return swaps, equity options, structured equity products, convertible bond options, credit defaults, rates and fixed income products
• Identified and managed project risk by creating an open forum where both developers and business users could participate equally in teh continuous improvement of trading and portfolio management technology.
• Created visually impactful dashboards in Excel and Tableau for data reporting by using pivot tables and VLOOKUP.
• In depth noledge of SDLC Phases which includes Planning, Analysis/Design, Development, and Testing etc. for teh software/system development process.
• Performed user acceptance testing (UAT) to validate user requirements and expectation.