OBJECTIVE

A seasoned Business Analyst looking for an opportunity wherein my 10 plus years of experience in Finance, Banking, Mortgage, including regulatory compliance review analysis of complex US government programs and process improvement could be made use of with an opportunity to learn. Wrote Standard of Procedures SOP as part of requirements gathering. Highly competent in the areas of requirements gathering, financial management and federal budgeting. Exceptional leadership skills consisting of a consultative management style which facilitates team work while enhancing productivity and creating both a positive and empowering work environment.

SUMMARY

• A Masters a Bachelors
• Trained, experienced and professionally certified as a Business Analyst CBAP and Auditor CIA
• 14 plus years of experienced focused in Consumer Client Relations in mortgage domain.
• 5 plus years proven track record experience in Business Analysis BA
• Worked with premier mortgage firms
• Several years of robust analytical experience in several industries including Banking, Finance, Mortgage Real Estate
• Depicted planned system functionality by employing workflows and business rules screen prototypes and user and application interface
• Proven aptitude to analyze, asses impact, foresee complications, and translate complex customer requirements and business problems to design or implement innovative custom IT solutions
• Involved from Requirements Gathering , Business Requirements Documents
• Worked simultaneously on multiple projects with minimal guidance
• With functional process expertise in mortgage finance domains, addressed stake holders concerns and issues as part of Requirements and Information gathering to recommend solutions that meet the business need
• Defined and assisted the Development team with designing technology Always strived to offer solutions to stakeholders requirements based on best practices of SDLC
• Developed and documented test cases as part of Acceptance Testing of the deliverables
• Effective communicator with exceptional interpersonal skills
• Experienced in MS Access, MS Excel, MS PowerPoint, MS Visio, MS Word,

SKILLS KEY COMPETENCIES

• Analytical / Writing Consultative management
• Financial Management Financial Analysis / GAAP Compliance
• Process Identification and Improvement Risk Analysis/Regulatory Compliance
• Organizational Leadership Document reviews
• Can facilitate working meetings, ask good questions, listen to the answers, and absorb what's being said.
• Documentation and Specification Skills
• Analysis Skills Visual Modeling
• Facilitation and Elicitation Skills Business Analysis Tools
• Relationship-Building Skills
• Salesforce working experience
• Microsoft Office suite

WORK EXPERIENCE

Confidential

Business Analyst

• Performed in depth analyses of identify problems.
• Understood the defects and fixed the Requirements Gathering process to avoid defects in the future
• Prepared Business Requirements Document BRD and Use Cases
• Identified program risk, prepared reports and communicate results/recommendation to management and client for possible remediation using SalesForce
• Audited compliance functions, including processes and controls to comply with laws, rules and regulations
• Key banking regulations from A through YY and associated risks and controls
• Considerable knowledge and understanding of contract and risk management procedures public accounting practices and procedures regulatory compliance technology and tools and Internal Audit technology tools for planning, design, performance of testing, and reporting
• Validated requirements as part of documentation to avoid submitting a bad document for review, causing delay while problems are fixed or causing design problems because the problems are not fixed in a timely fashion

Confidential

Analyst Accounting

• Independently worked simultaneously on multiple projects with minimal guidance
• Addressed stake holders concerns and issues as part of Requirements and Information gathering
• Researched and analyzed financial statements and audit-related issues utilizing Mine Safety Information System MSIS , Data Retrieval System DRS , Business Intelligence BI Query Data mining, Federal Financial Management System FFMS databases and employed Oracle Financial audit software to review, compile, and reconcile financial information
• Participated as a team member on process improvement initiatives
• Developed and documented test cases as part of Acceptance Testing of the deliverables.
• Designed and implemented a debt management system which increased revenues by 2 million in delinquent accounts

Confidential

• Interaction with all stakeholders for requirements gathering
• Process Analysis and Risk Management recommendations
• Examined data and identifies patterns or trends
• Monitored specified credits to ensure proper cash flow, financial stability, life insurance of the borrower and its principals, and compliance to loan covenants
• Understood the defects and fixed the Requirements Gathering process to avoid defects in the future
• Shared expertise with internal and external customers
• Wrote Standard of Procedures SOP as part of requirements gathering and to increase productivity and accuracy
• Mortgage Backed Securities and capital liquidity requirement for domestic and global banks and investment institutions
• Audited financial statements and annual tax returns
• Exercised quality control on Automotive loan portfolio which allowed the bank to gain profit in fees spread and pricing

TECHNICAL SKILLS

• Work-flow diagrams or wireframe prototypes, JAD sessions or requirements workshops , Word, Excel, and PowerPoint.
• Modeling Tools: Visio or Project
• R requirements Management Tools: DOORS
• Overview of SQL, .NET, Perl, and VBScript