SUMMARY

• 8+ years of experience in Banking (Securities) & Core Banking Software implementation (T24 - a core banking software product of Confidential )
• Have worked on business areas like Credit (Limit, Loans & Deposits, Arrangement Architecture - Core, Deposits & Mortgage Loans)
• Retail (Teller, TFS - Teller Financial Services, Funds Transfer, Checks, and payments) & Clearing (Inward/Outward check clearing & transfers)
• Have also worked on modules like Customer, Accounts, Debit Card and ARC-IB.
• Have worked on business implementation for mortgage loan, origination, lending space and empower system
• Under gone a Regulatory projects for BASEL III, BASEL II (BCBS)
• Experienced in Requirement Gathering, preparing Functional Specification Documents, Gap analysis, Functional Testing, Defects Management and Product Walk through.
• Proficient in transforming business requirement into functional specifications focusing on workflow analysis and design, user interface, business process reengineering and process flow modeling.
• Identified and developed Use Cases from the business and systems requirements. Documented high level and detailed Use Cases to include all the functionalities of the new system.
• Followed the UML methodology to Create UML Diagrams including Use Cases Diagrams, Activity Diagrams, Rational Rose and MS Visio and thus defining the Business Process Model and Data Process Model.
• Designed wireframes and mockups to communicate the business and the functional requirements to communicate with clients and developers.
• Demonstrated ability to work in different phases of Software Development Life Cycle (SDLC) using Unified Modeling Language (UML), Rational Unified Process (RUP), Agile Methodologies (SCRUM), and Waterfall methodologies in multi-tier-web-based architecture.
• Extensively used Rational Requisite Pro to gather and manage requirements. Created and managed project templates, use case templates, requirement types and tractability matrix in Requisite Pro.
• Expertise in performing GAP Analysis, maintaining Requirement Traceability Matrix (RTM), creating Work Breakdown Structure (WBS), and Data Analysis.
• Experienced in Implementation & End user in T24 banking packages.
• Hands on experience in manual testing and preparing Test Plans/Test-Cases.
• Have experience in working on Classic, Desktop and Browser modes of T24 - R08, R09, & R10 releases.
• Excellent Communication, interpersonal and leadership skills.
• Have experience in handling a team of 12 members.

TECHNICAL SKILLS

Methodologies: Scrum, Waterfall, Agile

Business Modeling Tools: Rational Rose, MS Visio, MS Office

Project Management: MS Project, Microsoft Office Suite and SharePoint, Requisite Pro

Requirement Management Tools: Rational Suite (requisite Pro, Clear case, Clear Quest, Rose), Caliber RM, Optional Test 5.1, Rally HP Quality Center

Programming Languages: HTML, UML 2.0Databases Microsoft SQL Server 2000, Microsoft SQL Server 2005, Microsoft SQL Server 2008Operating System Windows 98/2000, Windows 7, Windows 8, Windows XP, UNIX

PROFESSIONAL EXPERIENCE

Confidential, Iselin NJ

Business Analyst

Responsibilities:

• Analyzing client business requirements and identifying gaps together with proposals for their resolution.
• Documenting specifications with respect to mobile applications whoever needed for local development.
• Providing walkthrough to the client and Technical consultants to make sure they get clear understanding of the functional specifications.
• Perform gap analysis and coordinate with client and technical team to advise feasible solution to bridge the gap.
• Provide high-level estimation for gaps and responses and high-level solution to RFP/RFI.
• Working knowledge in the core system and enabling customers to access the Web based and Mobile integrated Product, wireless banking transactions and information services.
• Core banking implementation for mortgage and commercial loans
• Working for Empower product, Streamline loan origination process. Enterprise-wide loan origination system (LOS) is to empower the loan process.
• Have hands on experience in WAP technology which allows customers to perform routine banking transactions from wherever they are integration of internet, mobile and SMS banking under one umbrella ensures that sophisticated services are within easy reach of customers.
• To test and implement web and Mobile based integrated testing through making payments, transactions, getting alerts for Visa (Debit card) and checking balance, etc.
• Implementation on the retail banking (mobile) various modules Funds transfer, Customer, mortgage loan and checks clearing process notifications
• The Residential mortgage project entitled the creation of modules for pre-approved customers and fresh customers. The application was made to give access to the loan officer to be able to enter the borrower’s information. The application system would respond with the amount of loan approved and the interest that would be charged to the borrower.
• Met the client groups to determine user requirements and goals.
• Defined the solution vision and scope by conducting highly interactive JAD sessions with executives, users and developers.
• Developed Use Cases, Activity and Sequence diagrams using Rational Rose according to UML methodology.
• Used Microsoft Excel to generate graphs and reports to make business presentations
• Used Rational Requisite Pro to organize and prioritize the requirements and to trace relationships between them.
• Aided management in standardizing web applications by preparing GUI standards and recommending alternatives for in corporation in a phased, iterative manner.
• Created a Business requirement Document by synthesizing all information that has been elicited and documented to date.
• Used Rational Clear Case as Version Control System for any changes to common documents related to Project like Use Case documents and Activity/Sequence Diagrams.

Confidential, Orlando, FL

Role: Senior Business Analyst

Responsibilities:

• Analyze client business requirements; identify any gaps together with proposals for their resolution.
• Write specifications if and when needed for local development and ensure Technical consultants have clear understanding of these specifications.
• Perform gap analysis and coordinate with client and technical team to advise feasible solution to bridge the gap.
• Providing walk-through to the client on the solution given in the functional specification document.
• Clarifying the queries raised by the development team and testing team on the functional solution provided.
• Prepare and review business/functional requirements and functional specification, perform GAP analysis and conduct product walk through.
• Parameterization and/or configuration analysis, functional testing and support user acceptance testing.
• Provide high-level estimation for gaps and responses and high-level solution to RFP/RFI.
• Managing the work process audit and release audit for the various projects.
• Updating the requirement traceability matrix (RTM) based on client discussion.
• Used the HP ALM tool to update the requirement.
• Using the SQL for data analysis. By using the MS Visio tool to deliver the workflow and mapping

Confidential

Responsibilities:

• Functional Lead for the project. I am closely associated with client for UAT process in Costa Rica (Central America) working for Lending.
• Deliver client-configurable, rules-based queuing and workflow for the lending space LOS for empower the process
• Sound functional knowledge of Loans Product (Core banking) and working knowledge.
• Preparing & reviewing business requirement definition (BRD) and functional specifications (FSD).
• Intensive knowledge of banking practices in consumer Lending & mortgage origination, Lease and well versed with Payments.
• Requirement gathering in areas/modules like Customer, Visa (Debit Card), Credit (Arrangement Architecture - Core, Deposits & Loans), Collateral, Payments
• Inward and outward swift 200,202, 202C, 940, 950, 199 etc.
• Done an implementation for check clearing and teller transactions.
• Pre-Paring Test Cases/Test Plan & carrying out the functional Testing along with leading a team of 2-5 Members.

Environment: Agile (Scrum) SDLC, Rational Rose, Requisite Pro, Enterprise Architect, MS SharePoint 2010, SQL, Oracle, MS Word, Crystal Reports and MS Excel.

Confidential

Responsibilities:

• Worked in fixed rate mortgage (FRM) and adjustable-rate mortgage (ARM)
• Floating rate Commercial Lending are most commonly used to implement for the project and mortgage origination.
• Reviewing and signing off the functional document for the Retail Products (Account, Customer, Funds Transfer, payments), Debit card (Visa) Etc...,
• Inward and outward swift 200,202, 202C, 940, 950, 199 etc.
• Analyzing and define the instrument for capital market (Market Risk).
• Created Activity and Sequence Diagrams in UML using Rational Rose and also involved in creating the Business Process Models.
• Documented and reviewed high level and detailed requirements in Detailed Design Specification (DDS) document.
• Successfully conducted JAD sessions, which helped synchronize different stakeholders on their objectives and helped the developers to have a clear-cut picture of the application to be developed.
• Worked with the UI Prototype’s in creating mock up screens and validated if the requirements are in sync with the prototypes created.
• Wrote test plans and conducted testing. Became the IT expert on the Content Management System (CMS).
• Multi-tasking skills and the ability to balance multiple priorities and keep up with project scope changes.
• Worked with other team members to review and update interface and process flows.
• Experience in UI level Data Mapping.
• Enhanced functionality included upgrading site from static site to Content Management System.
• Performed planning and execution of digital projects; developing schedules; defining and owning feature requirements for website development, managing website content, establishing and enforcing content governance, creating business requirement documents, and offering input on content migration plans, workflows, testing plans, and quality assurance.
• Set up team SharePoint site including templates for client tracking KPIs, document repositories, team calendar and a task tracker.
• Used the knowledge for - loans, commercial lending, letters of credit, standby letters of credit, foreign exchange, time deposit commercial paper, s of deposit, repos and reverse repos and demand or checking accounts and how they relate to each other, and the varied systems that they interact with for better updating of the domain.
• Built Incident and Request Management Models in Test Remedy environment and had it approved for implementation in production.
• Conducted UAT and trained the client at acceptance.

Environment: Agile (Scrum) SDLC, Rational Rose, Requisite Pro, Enterprise Architect, MS SharePoint 2010, SQL, Oracle, MS Word, Crystal Reports and MS Excel.

Confidential

Responsibilities:

• Involved in conducting team meetings to gather requirements from key stakeholders such as Business SMEs, QA Analysts and project management team. Also, conducted follow-up one-on-one meetings with SMEs.
• Performed GAP analysis with As Is - To Be Process flow diagrams using MS Visio.
• Translated business requirement into functional specifications for communication to technology team
• Developed source to target to data mapping for the source elements and created transformation rules as per the business need
• Developed testing strategy and assisted in review test cases
• Involved in User Acceptance Testing
• Created documents like business user stories, business requirements and system requirements.
• Customized the Scrum framework and implemented it in the project.
• Good understanding to work in Lending
• Intensive knowledge of banking practices in investment banking. Also exposed to retail banking aspects such as loans and deposits, account operations etc.
• Worked under the mortgage origination and underwriting process team to identify the credit score

Environment: Agile (Scrum) SDLC, Rational Rose, Requisite Pro, Enterprise Architect, MS SharePoint 2010, SQL, Oracle, MS Word, Crystal Reports and MS Excel.

Confidential

Responsibilities:

• Working knowledge of banking practices in investment banking (IFRS multi GAAP reporting).
• Client handling experience for requirement gathering for risk and retail banking practice.
• Work with the client for RFI (Mortgage Loan) and Basel II.
• Assisted the scrum master to manage resources and facilitate for the team.
• Communicated and collaborated with diverse teams in the organization to understand the products, services, and the culture.
• Gathered the basic requirements from client and end users and discussed them with the team for the first sprint cycle.
• Researched, initiated and introduced new functionalities that could add value to the business.
• Assisted the scrum master to communicate the team's progress on project.
• Conducted functionality tests with the team and end users to track defects using QC.
• Governance, site design, architecture and day to day maintenance of online content and information strategy with the DCG team.
• Hands on branding overhaul to drive adoption, usability and consistency.

Environment: Agile (Scrum) SDLC, Rational Rose, Requisite Pro, Enterprise Architect, MS SharePoint 2010, SQL, Oracle, MS Word, Crystal Reports and MS Excel.

Confidential

Responsibilities:

• Test Lead for the Project.
• Pre-paring Test Cases/Test Plan & carrying out functional testing along with leading a team of 2-4 members.
• Requirement gathering (mainly CRs) during the critical phase of Go Live and post live.
• Major area of work was on ARC-IB, Retail (Account & Funds Transfer), Payments (BACS, CHAPS, DD) & Clearing, Teller transactions.

Confidential

Role: Assitant Relationship Manager

Responsibilities:

• Analyze the fundamental and technical aspects of the organization.
• Extensive Knowledge in capital and derivative market.
• Increase productivity and analyze failure and success.
• Analysis the Risk factor in the mutual funds & bonds, designing the product line up.
• Reporting to the client HDFC Bank for the securities trade with the design to implement.

Confidential

Jr. Analyst

Responsibilities:

• Preparing Test Cases carrying out the functional Testing for the mortgage Loan.
• Banking product exposure (mortgage Loans, securities trade, capital market).
• Analyze the issue raised by the client for teller and customer.
• Review of testing documents & user manuals prepared by the team members.
• Working knowledge of SQL.