SUMMARY

A highly skilled Senior Business Analyst that specialize in Project Management, Regulatory Compliance,Risk, Capital Markets, Financial Services, Underwriting, and Mortgage Origination for the last 25 years. Recognize for proven analytical and creative problem solving abilities by identify relevant factors gathering pertinent information and recommending solutions BABOK Utilize SDLC and Agile methodology to complete projects.Big 4 experience.

SUBJECT MATTER EXPERT

• Conduct efficient JAD working sessions with Stakeholders
• Elicit Requirements
• Perform GAP Analysis
• Manage Change requests
• Organize requirements into Business Requirements Document BRD
• Build a USE Case based on Requirements model
• Create User Acceptance Test UAT
• Excellent Communication skills verbally and written

WORK EXPERIENCE

Confidential

BUSINESS SYSTEM ANALYST

• Enhance efficiency and the effectiveness of Single Family platform of HUD by improving workforce capability processes and technologies resulting in enhanced controls and reduced cost.
• Facilitated JAD sessions to identify the clients current AS IS processes. Kickoff Meeting
• Develop Future State processes to meet FHA Transformation requirements. Working Sessions
• Determine functionality of system by developing Use Case diagrams. UML
• Created business process flow charts using VISIO for the following: Credit Analysis, Mortgage Origination, Loan Underwriting, TOTAL Score Card, Loan Endorsement PETR MIC NOR , E Case Binder, MISMO, Appraisal AVM and Risk Analysis.
• Capture and document functional requirements by mapping the data for analysis.
• Access the viability of implementing a risk and fraud tool to predict indicators of fraudulent activities.
• Leverage testing data validity pre-configuration through post configuration UAT report testing.
• Build and nurture positive working relationship with clients exceeding their expectations.
• Analyze documentation for Final Rules to implement AML,BSA, OFAC, Dodd-Frank, KYC, CIP, CDD, HMDA, SAR, Volcker Rule, HOEPA, RESPA, SCRA, CTR,and TILA.

Confidential

SENIOR BUSINESSANALYST/PROJECT MANAGER

• Verify compliance with the OCC consent order issued by validating that the banks met LEAN Six Sigma, VolckerRule, Dodd Frank, and Basel II state and federal regulations.
• Determine risks through on and off-site examinations to ensure that the banks are operating in a safe and sound manner and in compliance with final rules.
• Design reports for two system enhancements that were rolling out at the same time.
• Gather Requirements and test data validity.
• Facilitate both internal testing as well as UAT sessions with the client.
• Wrote 321 test scripts, performed ad hoc testing in various test environments and identified system issues.
• Develop internal and external system training documents.
• Validate the forward and backwards Traceability of project work products to requirements.
• Monitor, track and report on project progress to Project Management.

Confidential

BUSINESS ANALYST/SENIOR AUDITOR

• Evaluate financial institution activities to assess compliance with policies and procedures.
• Utilize standard principles, theories, concepts, and techniques to manage risk exposure.
• Provide verbal and written presentation to upper management at conclusion of an audit recommending corrective action and suggesting improvements of internal controls for loan origination systems and mortgage services.
• Develop project timelines to ensure that projects are on schedule and within budget
• Serve as subject matter expert of BABOK, BRS, BRD, SRS, and SRD.
• Ensure that the QC Underwriters are making appropriate risk decision in accordance with Freddie Mac GSE's seller's and servicer guidelines coupled with the investor service level agreement.
• Analyze loan documentation for violation of anti-predatory lending HOEPA state and federal statutes RESPA . Monitor that accurate data is entered into the QC automated system in accordance with Freddie Mac GSE's data standards.
• Create queries using Excel and Access to analyze large quantity of data for business process analysis.

Confidential

BUSINESS ANALYST/SERVICING

• Perform pre-foreclosure analysis based on the model received in Workout Prospector WP11 from the servicer to determine which workout options the mortgagor qualify for based on Freddie Mac GSE's policy and procedures to prevent foreclosure.
• Established and maintained a strong partnership with the servicer in reference to obtaining an approval for the workout options available based on Freddie Mac mission of home ownership preservation. Perform applicable law as it relate to the particular circumstances of a Service member's Civil Act of 2003 SCRA .
• Ensure each loan meet the requirements net proceeds per Mortgage Service guidelines.
• Strong analytical and problem solving skills used for financial counseling and evaluation and interpretation of complex loan originations issues
• Utilize Loan Status Manager to monitor my pipeline to meet required goals.
• My signing authority is 175,000 for credit losses.
• Meet required loan origination production goals by reviewing 10 loans per day.
• Develop query using access and excel to analyze large quantity of mortgage industry data.
• Certificate received for HAMP modification program for mortgage services.
• Assigned servicers are Wells Fargo, GMAC, and PNC Bank.