SUMMARY

• Highly motivated Senior Business Analyst with 7+ yrs of experience in Finance industry, expert in Fixed Income Products with extensive experience in Investment Banking, Credit Risk, Business Analysis and Relationship Management in Banking domain.
• Experienced professional in trading fixed income products like Certificate of Deposit, Commercial Paper, Government Bonds, Corporate Bonds, Treasury Bills, Treasury Notes, Preferred Stock, Deep Discount Bonds.
• Experience in providing Investment Advisory Services(IAS), Wealth Management Services, Portfolio Analysis
• Knowledge on Regulatory Compliances such as FATCA, FINRA, Basel III compliance, FINMA,IFRS.
• Strong understanding of Risk Management, Credit Risk, Market Risk, Liquidity Risk, VaR (Monte Carlo Simulation).
• Strong knowledge in Asset - Backed Securities (ABS), Mortgaged-Backed Securities (MBS), Collateralized Mortgage Obligations (CMO), Collateralized Debt Obligations (CDO), swaps, options, futures.
• Experienced in broad range of investment strategies including Equities, Fixed Income, Structured Products, Mutual Fund, Real Estate (Commercial / Residential), PMS, Mortgage.
• Working cohesively with front office to identify suspicious clients flagged on KYC/AML as per the Bank Secrecy Act.
• Providing support to back office team in Trade reconciliation and settlement thus having a first-hand expertise in complete the Trade Life cycle
• Experience in analyzing various financial ratios like Debt to Equity ratio, Capitalization ratio, Interest coverage ratio, cash flow to debt ratio, profitability ratio, Solvency ratios, Liquidity ratios, ROA and ROE of the company
• Experience in Analyzing of debt mutual funds by implementing variables that help understand past performance and help predict future performances.
• Efficient in preparing Business Plan, Business Analysis report and Strategy documentation
• Prepared Business Research Document (BRD) and Functional Research Documents (FRD) for different projects.
• Conducted GAP Analysis for the project and chalked out the “As is” and “To be” processes.
• Performed Data Analysis using various tools like SSRS, Tableau and SQL.
• Experience in creating Balsamiq mock ups using wireframe skins to use in the pitch presentation and if approved in the designing phase and product development as well.
• Experience in creating User Acceptance Testing(UAT), Test Strategies and working cohesively with QA.
• Expertise working in various SDLC methods such as Waterfall and Agile.
• Conducted daily scrums, sprint planning, sprint preview and sprint retrospective and created burn down charts to keep a daily check on the sprint progress.

TECHNICAL SKILLS

Requirement Management Tools: SAP PowerDesigner, MS Word, and Excel.

Methodologies: Waterfall, Agile.

Modeling Languages: SQL, UML, XML

Business Modeling Tools: Balsamiq, SmartDraw, MS Visio, Just in Mind.

Project Management Tools: JIRA, MS Project, Sharepoint.

Database: SQL Server 2005, MS Access, DB2, Oracle

Reporting Tools: SSRS, Tableau.

Finance Tools: Morningstar, Thomson Reuters Messenger

Programming Languages: C, C++, Java

AML Software: NICE Actimize, Oracle Mantas

PROFESSIONAL EXPERIENCE

Confidential, New York, NY

Sr Business Analyst

Responsibilities:

• PerformedRequirement Elicitationtechniques to gather requirements from theFront OfficeUsers for the new legal entityCSSU NYB.
• Interacted withBusiness Users,Subject Matter Expertsand then createdBusiness Requirements, Functional and Non-Functional Requirements Documentation.
• CreatedProcess Flow, Use Case and Activity DiagraminClient Allocationsspace for external connectivity for new legal entity.
• Interacted with Back Office team fromBroadridgeto discuss the Legal Entity migration and made changes to the existingPaper ConfirmsandID Confirms flow.
• Interacted with Settlements team fromJPMC, FICCto enhance the existing settlement process with new legal entity forGSCCand MBSCC.
• Collaborated with BSA Compliance Officers and Risk Management to generated reports for all the trades which are screened in Front Office to comply withKYC/AMLprocedures.
• Extensively used NICE Actimize thus decreasing the operational cost to investigate and research internal and external suspicious transaction.
• Ensuring that the new entity follows applicable governmental and internal sanctions and that its payment operations are in line with applicable anti-money laundering (AML).
• Gathered requirements forTrading Books, Risk Booksand collaborated with development team to makeConfigurationchanges in Trading Booksfor bothUAT and Productionenvironment.
• Participated in project planning and designing phases of the current migration project
• Worked with SME's(Financial Analyst, Risk Managers, Project Managers)and conducted Joint Requirement Planning (JRP) sessions as a facilitator to define business critical needs.
• Collaborated with Business Team to gather requirements to createTrading Booksfor new legal entity.
• Collaborated with QA team to createTest Plan, Test Strategy, Test Cases forClient Allocations, JPMC, Broadridge connectivity testing.
• Collaborated with developmentteam to create new legal entity to all theBlotter SystemsinFront Officefor (GSCC, MBSCC)withFICC.
• Ensuring that trade report and accounting is as per International Financial Reporting Standards(IFRS).
• Trade Flowprocess was enhanced to includeCSSU NYBfor all theBlock Trades, Allocations,sendingTrade datatoBack Office (downstream system) for the GSCC, MBSCC products.
• PerformedSmoke TestandUser Acceptance Testingto make sure thattradesare matched from both client and Broker side when there’s new legal entityCSSU NYB.
• Collaborated withBack Officeteam to performTrade ReconciliationinFront to Back testinginUATenvironment.
• Actively managedRequirement Traceability Matrix (RTM)for higher management review and usedHP ALMto log the defects from various testing phases.
• PreparedConfiguration Management Plandocument which briefly talks about all the configuration changes and made use ofSQL queries to test all the changes are working correctly.
• Performed SQL Queries to checkDTCCeligible trades for ID confirms for new legal entity.

Confidential

Sr Business Analyst

Responsibilities:

• Maintained detailed tracking of metrics (e.g. targets, actuals, % complete, % on-time, % open, by workstream etc.)
• Kept a close track of projects’ tasks, breakthroughs, risks, actions, issues and dependencies in project plans
• Provided support and mentorship for scope and change request management processes.
• Managed budget/forecast/actuals across the workstreams and performed detailed budget reconciliations and facilitated the resolution process of the discrepancies, if any.
• Closely liaise with business subject matter experts and project team to understand relevant business processes and the nature of the reporting requirements.
• Defined business requirements and produced corresponding functional specifications for technical teams.
• Performed data analysis to support validation of business requirements and prototyping of functional solutions.
• Confirmed proposed solutions with design principles across various initiatives under the CFO division to ensure a standardized architecture and help defining a target state.
• Identified process that need IT improvement and processes that had scope for being more efficient.
• Conducted design reviews to identify and analyze problems and change requests.
• Strictly abided and managed the SDLC process for designing, analyzing, developing, testing, Implementation and application support
• Supported development of test strategies, plans, and test cases in support of project delivery.
• Lead test execution and resolution of both functional and technical issues identified during test phases prior to deployment of newly developed technical specifications.
• Provided technical support for the use of new functionality and tools deployed to production environment.
• Worked with our financial crime and surveillance investigators to understand their problems and manage changes to their systems.
• Worked on building an approach to dealing with Politically Exposed Persons(PEP) and provided guidance on prohibitions relating to shell banks.

Environment: MS SQL Server, MS Suite (Excel, Word, PowerPoint, Project, Access, Outlook), Visio, UML, HP ALM, SAP Power Designer.

Confidential

Sr Product Manager

Responsibilities:

• Owned and led a team for the following Fixed Income products at Confidential Securities Private Wealth Management Division.
• Managed fixed income products namely Bonds/Preference share, Debt Mutual Funds.
• Working with the development team on developing Fixed Income page on Confidential Securities website.
• Performed Requirement Elicitation for changing modules on the website.
• Prepared Business Requirement Document(BRD) for project which inculcated updating key details of securities into the universe of securities.
• Created User Interface Documents(UID), Wireframes, Prototypes to help design the guidelines that would help the developers.
• Participated in Daily Scrum Meetings, Scrum Review meeting and maintained the Scrum Product Backlog.
• Worked closely with QA team to identify test cases and testing plan.
• Worked on the User Acceptance Test(UAT) document and helped supervise the UAT.
• 33% increase in Bond Desk revenue on account of increased bump up in volume and market share.
• Achieved 25% reduction in deal settlement time by implementing division specific process for operational and compliance department.
• Working closely with the Operational and Compliance team and providing them support on day to day trading transactions and onboarding new products on the platform.
• Worked closely with the back office in Trade reconciliation and reporting.
• Interviewed traders and back office support personnel.
• Worked closely with the Sales/Front office team to identify suspicious clients flagged on KYC/AML as per the Bank Secrecy Act.
• Used Oracle Mantas behavior detection platform at various staged of customer life cycle.
• On boarded new products on Confidential Securities platform and conducted focus product training workshops for the team.
• 33% increase in revenue achieved by introducing a new pricing structure for Mutual Funds.
• Improved the existing Mutual Fund analysis model by adding factors like rating, maturity, past 3 years performance etc. in the monthly mutual fund analysis report.
• Also manage its Online and Offline platform.
• Scouting & evaluating new product ideas and getting them on boarded.
• Revamped the internal publishing material on current investment trends, market updates and performance updates.

Environment: MS Excel, JIRA, Morning Star, Thomson Reuters Messenger, Visio, Tableau, Balsamiq.

Confidential

Product Manager

Responsibilities:

• Played a key role in establishing a research desk that analyzed various macroeconomic factors and provide investment advice to our clientele (Banks, MFs, FII, Insurance providers).
• Assisting Research Team inPreparation of Daily Research reports as well as tracking key events and data.
• Collated client trading books by working closely with the development team and updated essential client information into the client database.
• Worked closely with the Stakeholders and Subject Matter Experts(SME) for requirement elicitation process.
• Helped the back office in Trade settlement & Trade reconciliation ensuring seamless transaction settlement across the company.
• Gained understanding on Counterparty Credit Risk(CCR) and helped mitigate the same.
• Used Monte Carlo simulations to evaluate the pricing of fixed income securities and interest rate derivatives.

Environment: Thomson Reuters Messenger, MS Suite (Excel, Word, PowerPoint, Outlook), Morning Star.

Confidential

Business Analyst

Responsibilities:

• Conducted interviews, JAD, JRP, Brainstorming and Prototyping sessions during the process of Requirement Gathering.
• Evaluated prospects of Small & Medium Enterprise (SME) development in India for a foreign government entity
• Facilitated brainstorming sessions with the stakeholders to understand the requirements of the project and established project scope, goals and deliverables.
• Creating and maintaining the Requirement Traceability Matrix (RTM) which was used to ensure that requirements were fully tested and implemented as per business needs.
• Prepared Business Requirement Document(BRD) for the project.
• Create Burn Down charts to keep a check on the tasks being completed.
• Performed initial analysis for the company undergoing fund raising activities (both debt and equity).
• Debt: Calculating Debt ratios like Debt to Equity ratio, Capitalization ratio, Interest coverage ratio, cash flow to debt ratio.
• Equity: Calculated the profitability ratio, Solvency ratios, Liquidity ratios, ROA and ROE of the company
• Volunteered for business analysis and development of the non-profit arm of the company.
• Processed the cash flows of the company and calculated the profitability of the company.
• Prepared business continuity reports that helped the company strategize its timelines for upcoming and existing projects.
• Conducted Market survey for a client on the domain that he looking to expand its existing business into.
• Conducted GAP Analysis for the project and chalked out the “As is” and “To be” processes.
• Performed Quantitative data analysis
• Designed Business Model Appraisal, Strategic Shifts, Positioning of the firm & stake holder collaboration (Investors, suppliers, customers, alliances & Govt. bodies)
• Constructed Business Plan, Strategy document, working model and a conclusive report on ideal strategy that should be implemented.

Environment: Sharepoint, MS Suite (Excel, Word, PowerPoint, MS Project), Tableau.

Confidential

Wealth Relationship Manager

Responsibilities:

• Perform Risk Profiling of the client: Includes understanding of the risk appetite of the client, his specific investment needs and future requirements.
• Perform Asset Allocation: Includes allocation of portfolio among different asset classes such as equity, debt or cash based on client’s risk appetite.
• The role’s major responsibilities can be streamlined as:
• Ensuring need based product approach towards clients and regular reporting of product penetration
• Client Servicing: Managing customer service operations for rendering and achieving quality services.
• Overseeing the resolution of customer complaints on performance bottlenecks.
• Providing value added customer services by attending customer queries and issues.
• Promotion / Brand Management: Implementing pre & post marketing activities for successful launch of new products.
• Managing products in terms of prices, quality and new products and developing markets for the same.
• Building brand focus in conjunction with business forecasts and operational requirements.
• Business Development: Focus on business development across liabilities, assets & fee to sustain and achieve growth in relationship value, revenues & improved client stickiness.
• Formulate outbound & inbound sales plan to acquire new HNI customers for increasing customer base of the portfolio.

Environment: MS Suite (Excel, Word, PowerPoint, Outlook), Financial Goal Planner, Finacle.

Confidential

Business Analyst, Intern

Responsibilities:

• Used tools like SSRS for carrying out Statistical Data Analysis.
• Contributed in developing the product prototype and specifics of loyalty program and thereby contributing in driving the product forward
• Prepared Functional Requirement Document(FRD) and assigned tasks to the development team.
• Performed SQL queries and used them in business analysis report to show conclusive results of profitability obtained by adapting a specific course of business.
• Working with development team for building an internal tool based on the aforementioned analysis in an Agile environment
• Participated in scrums to make sure that the product quality was mentioned and deliverables were to come up with a prototype tool for this project

Environment: SQL Server, SSRS, Agile, JIRA, UML, Visio, MS Project.