SUMMARY:

• Financial services regulatory risk & compliance professional experienced in Big - 4 risk advisory consulting, global project delivery, and sales of strategic organizational redesign programs. Develops & delivers process change to reorganize Legal, Compliance, & Risk functions globally. Designs, sells, and delivers solutions to simplify complex regulatory compliance functions. Distils regulatory requirements into simple language and sells to key accounts and C-suite.
• Experienced delivery advisor for regulatory responses for DOJ DPAs, MRAs/MRIAs, and compliance change programs for BSA/AML, Dodd-Frank/CCAR, BIS/Basel, including US Tax (IRC/Regs) & FAS requirements. Bank credit trained; Big-4 audit/tax trained; Lean 6-sigma outsourcing. Big data; digital compliance & risk transformations. Experience and vision into and across divisions and functions in global firms with an eye on Risk & Compliance to meet revenue, costs, digital, and growth objectives.

TECHNICAL SKILLS:

Applications & Skills: Bank credit trained. Python, SAS/SQL. Bloomberg, Intex, Summit. Structured securitization/tax. SOX; COSO 2013; Basel II/III; Dodd-Frank, Volcker, FATCA. Microsoft Office (Word, PowerPoint, Access, Expert Excel/VB).

PROFESSIONAL EXPERIENCE:

Confidential, NY

Director

Responsibilities:

• Manage large global projects. Scope, design, project plan, & deliver cross - functional regulatory risk & compliance project solutions: Set and track project objectives, staffing, write & deliver & deliverables content, track budgets, shape and drive project governance & execution, and ensure best quality transitions onshore to offshore delivery locations, all while anticipating and achieving compliance with specific US regulators: Federal Reserve, Finra, OCC, and SEC.
• Coordinate and cascade interpretations and guidance from Legal functions into content & communications at the end-user level; coordinate & ensure GC s guidance is doable and meets required constraints; no surprises approach.
• Account planning/BDM. Oversee & drive account planning to grow sales to US banks & financial services firms by way of Risk & Compliance offerings: ORM, process & controls/RCSAs, MRA/C&D, Regulatory reporting, FR Y 9-C, 14-A, Finra, etc.
• Develop and build Regulatory Risk outreach program to establish & improve Genpact s credibility with US regulators, such as, CFPB, Federal Reserve, Finra, and OCC.
• Aggregate and simplify regulatory pronouncements (NPRs, Final rulings) into simple language including impact on stakeholders and clients. Develop and deliver internal and POVs/white papers to support revisions of operating models, functions, resources, scorecards, metrics, etc.

Confidential

Project Manager (PMO), AML C&D Program

Responsibilities:

• Represented AML Compliance in the day - to-day transition from AML remediation into BAU: DE, DR, QC, QA functions.
• Managed BAs working in Compliance, KYC, & Financial Crimes Units (FIU/FinCEN reporting).
• Supported regulatory responses to cease & desist orders from the Fed, SEC, and OCC.
• Gathered & reported project performance, dependencies, risks & issues, RAID logs, etc.

Confidential

Financial Advisory Services

Responsibilities:

• •Applied fundamental and global analyses to design a proprietary system which identified products eligible for trading in a long/short book. Exposure management reflected macro & micro aspects, such as fundamental analysis, changing global business cycles, changes in GAAP accounting (ASU 820/FAS 157/FVM), and changing risk & capital requirements.

Confidential, New York, NY

Senior Manager

Responsibilities:

• Responsible for cross - functional PMO planning, technical execution, oversight, and closeout of CFO/Risk projects for financial services firms. Focus on structured credit risk & regulatory change, MRAs & DPAs:
• Regulatory response, multifunctional, cross product: Set up, developed & executed global project to measure compliance with DOJ-issued DPA for trading & structured products. Analyzed global divisions, developed global KRIs, KPIs, KCTs, reported dashboards to client/DOJ. Impact: Supported client in the successful discharge of the DOJ DPA.

Confidential

Responsibilities:

• Hedge Fund Credit Risk Review: F&R of credit UW processes, CVA/DVA, NAVs, limits monitoring for hedge fund clients to prep for regulatory review (MRA). Revised BRDs to reflect data & valuations for onboarding, sales, credit, margin & collateral, securities lending, & PB processes. Impact: Client enriched reporting and best prepared for regulatory audit.
• Regional bank: Structured Credit & CFO PMO: Supervised & led credit risk review of trade documentation (ISDA), internal policies & procedures, and identified gaps in origination & trading desks for TRS, CDO, CDS in preparation for Fed review. Provided regulatory capital expertise & structured products analytics advisory; enhanced credit risk and reporting processes. Impact: Client passed regulatory review.
• Regional bank: Basel II Capital Analysis & Review (CCAR) PMO Work Stream Leader: BRDs for change management and credit process automation of the banking book for BIS II (internal model) for 4 Bus, 14 credit projects, supervised BAs. Built consensus on design, workflow definition, project plans & resource allocation. Impact: delivered project plans, system architectures, & process descriptions for 14 new work streams.

Confidential, STAMFORD, CT

Business Analyst, IT Project Management Office: Global Credit Derivatives Trading Desk

Responsibilities:

• Straight through processing (STP) for trades booked/risked in NY, Stamford, London (CDS, CDO, CLOs), and modifications in FTB systems to reflect ISDA credit derivatives & CSAs modifications. Negotiated stakeholders approvals. Implemented PMO governance; reported risks, tracked & resolved issues.

Confidential, NY, NY

Business Consultant: Investment Management

Responsibilities:

• Business analysis & process mapping for CRM system implementation into fixed income sales & trading.
• Developed approaches to using CRM in credit & market risk functions & structured finance.

Confidential, NY, NY

Senior Associate: Credit Risk Management: Structured Finance

Responsibilities:

• Due diligence new clients & credit risked companies and transactions (cards, cars, student loans, etc). Negotiated ISDA terms. Credit approved trades & lifecycle events by liaising with MO/BO. Quantified & tracked CE, PFE, risk reserves, margin/haircuts. Broad knowledge of bankruptcy and insolvency laws
• Modeled & monitored $10bn exposures. Recommended facilities modifications including ISDA CSAs. Credit trained.

Confidential, NY, NY

Corporate Finance/Investment Banking, Securitization

Responsibilities:

• Negotiated deal terms with rating agencies, legal/GC, and investors for deals placed into CP conduits. Negotiated investment guidelines with ratings agencies, investors, internal & external legal counsel for 8 CP conduit vehicles.
• Due diligence, modeled CLO & CDO ABS trades & defended sizing/terms to agencies. Impact: supported BAU & modifications for CP securitization deals placed in Bank vehicles ($100bn). Credit trained.

Confidential, NY, NY

Senior Associate

Responsibilities:

• Analytical/technical model builder for structured tax team (Excel/VBA).
• Negotiated terms and documentation for global tax & accounting strategies such as foreign tax credit/FTC, withholding tax, deferred tax assets, financing and investing products using trades & vehicles such as TRS, CDS, equity derivatives, options & futures, preferred stock & securitization. Mastered technical aspects of US/UK tax & accounting regimes.

Confidential, NY, NY

Financial Analyst

Responsibilities:

• Supported institutional MBS sales and trading. Technical analysis, portfolio optimization, and pricing of complex MBS.
• Ran client trading strategies and portfolios through analytics tools. Matched client guidelines to products (whole loans, IOs, POs, inverses). Recommended trades to enhance portfolio performance (duration, yield, OAS/OAD).