PROFESSIONAL SUMMARY:

• Around 17 years of diversified experience in areas like Business Analysis, Data Analysis, System Analysis and Quality Assurance, Business User Acceptance testing, Project Management, Test Management in Banking and Financial services domain
• As a Business Analyst, highly involved in Stakeholder Meetings, Requirements Gathering, Data Gathering and Functional documentation
• Have solid understanding of Business Requirements, Business Process Flow & Business Process Modeling, Service Oriented Architecture
• Extensive Skills in Business Analysis documentation preparation like Business Requirements Document (BRD), functional and Non - functional requirement documents (FRD’s, HLD’s), System Analysis Document (SAD), Impact analysis (IA) document, Risk Analysis, QA management, Test Plans & Test Cases, Implementation documents etc.
• Knowledge and experience in Requirements gathering techniques through Research Analysis, Interviews, Workshops, Conference calls, Surveys, formal-informal sessions, JAD sessions with all stakeholders, Gap analysis, Data analysis, Business Process improvement and systems integration.
• Expert in maintaining Project Plan, base lining requirements, scope analysis, project plan updates, estimation, and Requirements traceability matrix etc.
• Have wide knowledge in Business process reengineering with solution design
• End-to-End business data analysis, Business Intelligence (BI) tools like Informatica, OBIEE, OLAP, Mainframe and distributed systems analysis (Files & Database - SQL Querying ) in DB2, VSAM, Oracle, Teradata, SQL Server, UDB, Oracle, Informatica, Blue Works etc.
• Have good Communication and Presentation skills; Communicated across Business, Technical and Executive Management
• Knowledge of Unified Modeling Language (UML), Use Case Diagrams, documents.
• Understanding of Technical Architecture and Business Architecture, Logical /Physical Data models
• Experience in Change Management, Configuration Management and Release management Process
• Adept at Business Analysis and Project Management hybrid roles - Requirement Planning, Execution and closure using SDLC and Agile/SCRUM models
• Wide experience in Quality Assurance (QA) processes and tools, Manual testing, System testing, Integration testing, Functional and Business / User acceptance testing
• Solid understanding and adherence to regulations, compliance with IT policies and procedures
• Knowledge in regulations like CCAR/DFAST, BCBS 239, OCC Part 30, BASEL, MiFID II, Dodd Frank, Data Making & BSA AML-KYC
• Understanding of Credit Risk, Market Risk and Operational Risk, Capital Markets, Fixed Income products, Equities, trading and Trade Life Cycle, Wholesale, Retail Banking functionalities like Core banking, Deposits, Loans, Sweep, SWIFT, Data Quality, Data Governance etc.
• Information technology BA professional capable of working on technology and business projects from concept to completion with remarkable deadline sensitivity

TECHNICAL SKILLS:

Primary Skills: Business Analysis and Design, Functional documentation, Requirements Workshop Facilitation - JAD Sessions, SQL Querying, UML Modeling, QA, Functional and User Acceptance Testing.

Database: DB2, Oracle, SQL Server, Teradata, UDB, VSAM.

Requirements Management Tools: Rational Requisite Pro

MS Office Suite: MS Word, MS Excel, MS PowerPoint, MS Project, MS Visio, MS Outlook, Lotus notes

Modeling tools: IBM Blue Works, Look-Ahead, MS-Visio, Rational Rose

Project Management Tools: MS-Project, Share Point, Clarity PPM, One PPM

Data Analysis: Masking in Mainframe and Distributed systems using Informatica Power Center & Power Exchange, ETL concepts, Information Life Cycle Management.

Tools: HP ALM, HP Quality Center, Clear Quest, JIRA, Share Point, ITSM, Defect Change Management System (DCMS), PC based Version Control System (PVCS), Visual Source safe (VSS), Integrated Project Management System (IPMS), FAD, FAM, expeditor, Abend Aid, Spufi, QMF, ADB, Mainview, IOF, Change Man, Endevor, DB2I, Informatica Power center, ETL tools, Power Exchange, ILM. Business Intelligence (BI) tools like Informatica, Crystal Reports

PROFESSIONAL EXPERIENCE:

Confidential, NEW YORK, NY

IT Lead Business Analyst (Risk and Finance Information Technology)

Responsibilities:

• Provide Business Analysis support for Confidential Group's Comprehensive Capital Analysis & Review (CCAR)/DFAST/Data Quality related RtB and CtB RF IT projects, Requirements gathering, scoping and Business Analysis, documentation, UAT Support etc.
• Responsible for doing Business Analysis documentation of CtB regulatory projects involving CCAR Credit Risk, Counter Party Credit Risk (SFTs and Derivatives) and Margin Loans RWA, MiFID and Model Risk Management in RF IT i.e. Requirements management, Backlog management, drafting BRDs, FSD’s, Sprint User story alignment, Data Sourcing support, Data Quality and Governance, UAT support, traceability matrix maintenance, Audit support etc.
• Responsible for wholesale and counterparty credit analytics
• Provide Business Analysis support by drafting BRDs, FSDs and UAT in Credit and Market Risk functionalities related to Data sourcing, Methodology and Regulatory Reporting enhancements
• Requirements Gathering for Credit Full Revaluation, 9Q methodology, FRB instruction and Qualitative changes, Data Quality and Model Risk Management projects
• Provide support for CCAR/DFAST Mid cycle and Annual run cycles, FINMA, MiFID II, BASEL
• Analyze Counterparty credit risk data and methodology enhancements (SFTs and Derivatives), Market Risk MTM and CVA related changes, MiFID report requirements, Full revaluation of Trading products in Front Office applications
• Full Revaluation of Front Office products and Data sourcing /analysis at transaction, MiFID report requirements, trade and Basket trade level for MTM values
• Responsible for analyzing ADS/SDS data sources, data aggregation and loading, FR Y 9C reconciliation etc.
• Analyze and draft FED requirements and MRA’s in model risk management
• Responsible for doing IT Business Analysis using SDLC, Waterfall and Agile/SCRUM/DevOps methodologies
• Responsible for analyzing business and technical architecture, support Logical and physical data models, SQL querying
• Responsible for Data Quality, Data Lineage, Data Mapping and Data profiling, Issue remediation analyzing Business rules and Data Quality dimensions
• Propose Tactical and Strategic IT solutions optimizing delivery and budget
• Experience in managing large BA/PM teams, team development, Coaching and,, Conflict Resolution, Leadership and IT Governance, Program Alignment etc.
• Adept at using One PPM, Share Point and other tools to maintain Metrics, Dashboards, Presentations, Deliverables, Status Reports, Executive Reports etc.

Confidential, Long Island City, NY

Senior Business Analyst/Business Process Lead (Finance and Risk Initiatives)

Responsibilities:

• Support Citi Group's Comprehensive Capital Analysis & Review (CCAR) production process, and specifically the Data, Process and Infrastructure CCAR work stream, which is focused on developing an end-to-end ˜vision for Citi’s business planning process and Reporting
• Responsible for overseeing the CCAR(Comprehensive Capital assessment Review) and AML KYC regulatory program business process planning and design, Business Process Reengineering, Risk Data Attestation and Legal Entity Data Quality management
• Responsible for client onboarding and AML KYC Governance process design
• Responsible for MRA’s addressal related to BCBS 239 and OCC Part 30
• Responsible for drafting and maintaining all Business Process documentations, controls documentation, including the Framework, Process flows, Business Architecture, BRD's, FRDs, in Wholesale and Retail Risk workstream, CCAR FR Y 14 A/M/Q schedule mapping to process flows, data flows and metrics
• Designed and analyzed the wholesale credit risk processes - CRE, HFS/FVO, C&I, FAS 114 etc.
• Coordinate with the senior management, business sponsors, work stream leads, and various stakeholders across the organization for finalizing the CCAR process flows, scope, schedule, and implementing the CCAR Business process management strategy across various lines of business
• Provide guidance to project teams on CCAR Processes, Data and control points and Technical implementations, and ensure that established policies, procedures, processes and standards are followed.
• Prepare and review process workflows and relevant control point Audit documentation, and seeking approvals/signoff's from relevant process owners
• Provide expert knowledge of CCAR Program management frameworks, technology and business process consulting /reengineering for optimizing production processes
• Business analysis for Citi’s Legal Entity Management system(CLEMS) Data Quality program
• Work with cross-functional project teams, analyze CCAR run results etc.
• Conduct weekly and ad hoc conferences with work stream leads and propose changes to existing system, data and process flows; propose new models and projects that will improve CCAR business processes ; resolve issues faced during development or implementation;
• Attend the enterprise wide program meetings, prepare the presentation decks and dashboards, report status and metrics to executive management;

Confidential, New York, NY

Senior Business Analyst

Responsibilities:

• Worked as a Business Analyst at Confidential DBTC in GTO - Risk for CCAR Stress testing program and CCAR FR Y 14 M/Q/A Submission schedules reporting
• Draft Business requirements (BRD/FRD) for CCAR - Credit risk, Market Risk, Operational Risk, Risk Identification
• Business requirement documentation, Test Management and execution of end to end CCAR-Risk processing to produce Credit /Market/Operational losses and metrics so as to generate line items for FR Y 14A reporting, FR Y 9C reconciliation and Control Point documentation
• Projects execution using Agile/Scrum methodology
• Participate in everyday scrum, part of agile process
• Draft QA functional and performance test plan and Coordinate QA, UAT and Performance Testing
• Responsible for Credit Risk and Market Risk Analytics /metrics
• Draft the requirements for Stress testing metrics calculation like PD, LGD and Expected Losses
• Develop requirements for RWA and CECL/CPDL/CVA methodology
• Responsible for CCAR Data warehouse, Data Quality, Data sourcing requirements gathering
• Draft Quantitative calculation requirements for Losses (based on CECL), NCO, Allowances (ALLL's ) and Provisions (PLLL's)
• Coordinate for LoB's Quantitative projections over 9 quarter horizon and FR Y 14A reporting line items for Risk Workstreams
• Coordinate with Credit Risk /Market Risk Management for stress add-on's/ RWA
• Coordinate for Qualitative analysis and develop CCAR deliverables
• Coordinate for processing Market MTM and Operational Losses for DBTC legal entity
• Responsible for Business and Data Analysis, QA, UAT and production planning, testing and execution for Mid Year/ Year end CCAR reporting/submissions
• Draft requirements for MiFID II related to data, reports, enhancements and change request
• Provide Support for miFID II Data sourcing, filtering transactions and reporting
• Develop Testing strategic plans, estimate testing efforts and execute for desired results
• Responsible for overseeing the CCAR(Comprehensive Capital assessment Review) regulatory program stress testing and test planning, executing and controlling
• Present/Report data findings to LOB leads and executive management and facilitate workshops to coordinate reconciliation procedures
• Communication with various teams and ensure availability of testing infrastructure, data, applications, tools, test requirements and procedures, resources etc.
• Guide and motivate the stress testing team timely and ensure the test execution as per release calendar for components of new development, enhancements and defect fixes
• Attend the enterprise wide project/program meetings and discussions, Prepare the presentation decks and dashboards, and report the testing status and metrics

Confidential, New York, NY

Business Analyst/Senior Project Manager (BA-PM)

Responsibilities:

• Worked as a BA/Senior Project Manager for multiple initiatives like BASEL II & CCAR data ware house development using Agile/Scrum methodology, Data warehouse hosting and Credit card analytics ( Confidential relationship),
• Data Warehouse builds for Confidential relevant to CCAR FR Y 14 M/Q/A Schedules reporting, Benchmarking and reporting to top US Banks, Australian Banks Credit Card payment study program
• Analyst for Data Remediation, Data Governance, Data Quality, Finance, Treasury International Capital (TIC) reports, Call Report - FFIEC 002 and CCAR Regulatory reporting and AML rules
• BA/Project Manager for Card Analytics operational projects for Confidential, Citi, Confidential, OCC, FED, GE, RBS, Visa and 5/3, Huntington banks
• BA PM for entire Card and Non Card Confidential Data sourcing, onboarding and Data Warehouse build relevant to CCAR FR Y 14 M/Q/A Schedules reporting & Risk Data Management
• Business requirement gathering and BRD/FRD documentation for BASEL and CCAR to Confidential
• Business data analysis for BASEL/CCAR data warehouse
• Physical and Logical Data Model build for CCAR Data warehouse and Deposits payment studies
• Responsible for managing Data Ops team - Data Loading, Cleansing & Validation, Bench marking and Client delivery reporting
• Understanding of Credit Card Risk analytics and reporting
• Knowledge of Payment card industry (PCI) standards
• Requirements Gathering, Business analysis and Business case formulation
• Presented formal presentations to end users, stakeholders, and management
• Managing multiple projects - Planning, Scheduling, Budgeting, Execution, Monitoring and Controlling
• Prepare Metric dashboards with executive management
• Use case formulation and writing BRD’S, HLD’s, SRS etc.
• Creating Project Plans using MS Project, Risk Plans, Delivery milestones for projects
• Responsible for Setting up new PMO division and aligning projects,
• Responsible for Project forecasts & selection, Budgeting, Resource & Effort Estimation
• Arranging Steering committee meeting for project approvals from all stakeholders and sponsors
• Coordinate with IT systems, networking and DBA teams for Data center server migration
• Coordinate with Business and IT teams for Data migration development and testing post migration
• Legacy server shutdown and decommission planning (post Data Center Migration)
• Database reorganization and server cleanup for effective storage planning
• Coordinate with Data Ops team for Data loading, data cleansing and normalization, data Validation, Benchmarking, reporting and client delivery
• Involved in Data Center hosting and building Dataware house /mart
• Align with Release management (ITSM) and Business change management process
• Create WBS, RACI charts, Earn/burn analysis, Milestone charts and Review deliverables
• Prepare Status Reports, Dashboards, Metrics, RAG (Red, Amber, Green) status charts

Confidential

Business Analyst

Responsibilities:

• Working as an Business Analyst in Consumer Community Banking and Chase Wealth Management for Data Warehouse and Data marts building using Agile/SCRUM
• Build a Metrics program at a Sub-LOB level and discuss Metrics dashboards with key managers
• Supported initiatives like BASEL II and BASEL III, Enterprise Data Management and Data Masking, New Environment build, Co-Location Datacenter for PROD and Disaster Recovery, Data Warehouse/Marts Development, Maintenance and support/BAU, Data Migration from EDW to ICDW platform.
• Understanding of Mortgage banking and Retail banking functionalities in Consumer community banking Line of Business
• Understanding of Chase Wealth management, Auto Finance, Mortgage Banking, Commercial Loans / Lending etc.
• Gap analysis for BASEL III and CCAR reporting
• Requirements Gathering, Business analysis and Business case formulation for Data marts
• Provides strategic direction, guidance, and analysis to senior management regarding the projects
• Involved in Developing, interpreting, reviewing, validating documents, and maintained business and functional requirements.
• Feasibility analysis and Gap analysis for BSA AML, KYC, BASEL II AND BASEL III.
• Use case formulation and writing BRD’S, HLD’s, SRS etc.
• Functional documentation preparation like Business Requirements Document (BRD), functional and Non functional requirement documents, System Analysis Document (SAD), Impact analysis document, Risk Analysis documents, Test Plans & Test Cases, Implementation documents etc.
• Business user analysis and user testing
• Process analysis, process re-engineering and business and functional requirement gathering
• Perform project management tasks as required by the project
• Incident and problem resolution working with business partners to thoroughly understand process
• Streamline and build BAU processes for various projects to have smooth production support
• Leads the solution assessment process, including vendor management, alternative solution evaluations from both a technical and business perspective
• Improve Service levels, performance, productivity and efficiency at a LOB level
• Define SLA’s and do benchmarking
• Test data management recommendations and Data Masking program management
• Stakeholder management, Client interaction and reporting to Directors/VP’s and above
• Dashboard preparations, trend analysis of service levels, performance and reporting at various levels in the organization

Confidential, NJ

Business Analyst

Responsibilities:

• System Analysis and functional documentation for various GWM Client & Account data Integration charters and programs across BOA Confidential brokerage firm,
• Worked in various Client & Account data Integration charters, Global wealth management, Investment Banking, Private Banking, Shared Services and Managed services group projects, Testing, Development and Maintenance projects
• Worked for projects like Online account opening, Enterprise account opening, Client On boarding and Data Governance, Bank Brokerage Integration statements, Client Hub, MIS, Sales Force Dot Com, Index and Bidirect Sync projects, Dodd Frank, BASEL II, BSA AML, securities, equity Underwriting.
• Analysis of workflows for BSA AML in Confidential brokerage firm
• Understanding of front, Middle and Back office systems Design of Governance mechanism for Online account opening and enterprise account opening with AML officer approvals
• Validated business requests with regards to the Strategic roadmap
• Proactively present solutions to the business to move products along their strategic roadmap
• Business analyst for Master Data Management(MDM) program (Siperian product with oracle hub database)
• System Analyst for Basel II and Dodd Frank program from client and account data team
• Analysis of gaps and attribute level detailed documentation for Basel
• Participated in Credit risk, Market Risk and Operational risk assessments
• Handled Mainframe, Service Oriented Architecture, Business Process Framework related projects
• Test management/ QA involving system testing, user acceptance testing & performance testing
• Defect management, tracking and Resolution
• Stake holder call set up, triage call set up and issue resolution
• Arranged Stake holder discussions, meetings and Brain storming sessions
• Business User Acceptance testing and coordination Governance groups for UAT testing

Confidential, NY

Lead Business Data Analyst

Responsibilities:

• Solution Analysis, design, testing and implementation (SDLC) of Data masking project in Global wealth management group (Test data management sanitization as per Federal and SOX compliance regulations)
• Knowledge in various investment banking and wealth management applications like Fixed Income, Equities and order entry trading, derivatives, core processing and client reporting applications, Margin, General Ledger, Underwriting, Daily balancing, trading, clearing and settlement, stock record, deposits, trade confirms, swaps, credit default swaps, Interest swaps, reporting, Client Profile system, Bulk transfer, account opening, deposits, BSA AML payment systems, funds transfer, ACATS etc.
• Experience with electronic trading systems for fixed income products
• Experience in User testing of middle and back office systems
• Experience in Enterprise Data Warehouse and BI tools
• Business Data analysis with Regulatory reporting experience
• End to end Business Data Analysis for Global wealth management group applications(GWMG)
• BA for Business deposits applications
• Functional documentation preparation like Business Requirements Document (BRD), functional and Non functional requirement documents, Impact analysis document, Risk Analysis documents, Test Plans & Test Cases, Implementation documents etc.
• Use case design and requirement gathering
• Involved in Stake holder workshops, discussions, meetings and Brain storming sessions
• Requirements analysis and functional testing / user acceptance testing
• Use case diagrams and modeling for business process design
• Data masking Solution implementation using Informatica Power center ( Repository, Designer, Workflow manager and Monitor) and Information life cycle management (ILM)
• Informatica Power Exchange technical experience
• Follow change control process to track and address change requests logged by the business users
• Regulatory Compliance and Audit reporting

Confidential

Business Analyst

Responsibilities:

• Requirement analysis of business requirements received from Functional and Business owners.
• Business analyst for internet throw sparen project and other Security domain (CSE) and Savings (PSV) application development & Maintenance projects
• Worked on Core banking, General Ledger, BASEL, BSA AML and performance reporting
• SME for Saving applications like deposits, current accounts, FOREX, Annuities, teller functions etc.
• Preparing BRD’s, Reviewing Documents, Implementation support
• Business flow diagrams and use case analysis
• Preparing ADM/SLA/FIN reports for consolidations at BU level
• Subject Matter Expert for Security domain (CSE) and Savings (PSV) applications.
• Test data management in various environments, Data conversion for testing
• Project Estimation, planning, execution and tracking
• Establishing & Monitoring processes for Risk and Change Management, Quality Management.
• Defined Business Change Request execution model