SUMMARY:

• 7 years of experience as Business Analyst on large time boxed projects with strong domain knowledge in Mortgage, Banking and Insurance industries.
• Extensive experience in training corporate and independent clients on subjects like Business Analysis, Business Process Re - engineering, Business Process Modeling and other core areas of Business Analysis like, Enterprise Analysis, Effective Requirement Gathering, Skills to survive as a BA (for clients on job) and SOA (Service Oriented Architecture)
• Excellent knowledge in Corporate Finance, Investment Banking, Asset Management, Wealth Management, Derivative products such as Options and Futures, Swaps and Swap Options involving Credit and Interest rate and other OTC derivatives, Fixed Income, Trade Life Cycle, OMS (Order Management Systems), FIX protocol, Mortgage, Insurance, Bonds, Section 508, Sarbanes Oxley Act (SOX), GAAP.
• Strong Analysis knowledge of Derivatives Trading Operations, Products and Markets, Capital Management, Portfolio Analysis, Stock Valuation, Project Auditing and Financial Forecasting.
• Working expertise in Software Development Life cycle (SDLC), Project Life cycle, Business Process Modeling (BPM), Six Sigma and in Software Development Methodologies including Rational Unified Process (RUP), Waterfall, and Agile.
• Actively used Joint Requirement Planning (JRP), Joint Application Development (JAD) and Rapid Application Development (RAD) sessions with Business users, SME's and Stake holders alike in gathering requirements, collating and analyzing them to identify the real business need and facilitating the development of a customized solution which delivers maximum cost and usability benefit to the client and company.
• Extensive knowledge and working experience in converting business requirements into UML diagrams using Rational Rose and MS Visio and also managing and tracking those requirements.
• Experience in process modeling using Use Cases, Sequence Diagrams, Context diagrams, Activity Diagrams, Class Diagrams.
• Extensive experience in producing documents like Business Requirements Documents (BRD), Functional Requirement Specifications (FRS), Software Requirement Specifications (SRS), Creating Request for Proposals (RFP), creating Requirements Traceability Matrix (RTM)
• Experience in developing and imparting pre and post implementation training, conducting GAP Analysis, User Acceptance Testing (UAT), SWOT Analysis, Cost Benefit Analysis and ROI analysis.
• Driven by creative ideas and backed by strong Analytical and methodical problem solving skills, identifying causes, corrective actions and providing innovative solutions, building strategic partnerships with senior business leaders and getting commitments to actions from individuals at all levels.
• Experience in Use Case Analysis, creating Key performance indicators (KPI), Enterprise Risk Management, Business Continuity Planning (BCP), and Change Management.
• Detailed knowledge of Equity market (Common and Preferred stocks), Fixed Income securities like MBS, TBA, CMO, Corporate Bonds, Municipal Bonds, Convertible Bonds, Junk Bonds, Treasury Bonds, Treasury Notes, and Treasury Bills. In depth knowledge of Trading Derivatives which includes Options, Contracts (Future and Forwards) and Swaps (Interest Rate Swaps, Currency Swaps, Total Return Swaps, Credit Default Swaps) in Capital Market.
• Strong analytical skill in analyzing Financial Risk such as Interest Rate Risk, Default Risk, Credit Risk, Inflation Risk, Operational Risk, Market Risk, Systematic Risk, and Volatility Risk associated with investing in securities. Detailed knowledge in Risk Management using metrics such as Greeks, VaR, Duration and Convexity.
• Strong background in CCAR Regulatory Reporting especially in FRY 9C, FRY 14M/Q/A, FFIEC 041, FFIEC 031 reports and the related schedules.
• Knowledge of valuation (Pricing) of Bonds and Common Stocks. Helped in the decision making of right investment through proper valuation by calculating Present Value (PV), Net Present Value (NPV), and Opportunity Cost.
• Working knowledge of Case Management Applications (e.g Actimize) and Strong product knowledge on financial instruments and payment/Treasury products Understanding of AML, KYC process, and Trade Life Cycle Working knowledge of AML/Financial Data (e.g. Wires, checks, ACH, Accounts)
• Strong knowledge of RWA, PPAR, Interest Rate products, money markets, and fixed income securities.
• Understanding of various asset classes (i.e., equity, fixed income, ETDs, OTCs), Transaction types within each asset class and their proper reflection in Accounting and other applications.
• In depth knowledge of Dodd Frank, Basel I/II regulations for transparency of transactions and stockholders' interests.
• Experience in conducting GAP analysis, User Acceptance Testing (UAT), SWOT analysis, Impact Analysis, Cost benefit analysis, Portfolio Analysis and ROI analysis.
• Expertise in preparing Business Requirement Document (BRD), Functional Requirement Document (FRD), System Requirement Specifications (SRS), System Design Specification (SDS) and defining project plans, Test Plans, Test Cases and Test Scripts.
• Experience in converting AS-IS and TO-BE business processes requirements into technical specifications for preparing test plans.
• Expert at interacting with stakeholders, Subject Matter Experts (SMEs) and end-users to understand, analyze, communicate and validate requirements using Joint Application Design (JAD), Joint Application Review (JAR)
• Comprehensive knowledge of System Configuration Management, Change Request Management to approve/ reject changes, Risk Management and Mitigation and Version Management processes.
• Skilled in performing business processes, identifying risks, impact analysis, UML modeling, sequence, & activity diagrams using Rational Rose & Microsoft Visio.
• Documented Test Plans, tests cases, test data, and experienced results for the User Acceptance Testing (UAT). Familiar with database testing using SQL.
• Used RUP and SDLC methodology, and managed the iterative cycles through an effective project plan created using MS Project.
• Hands on experience in Waterfall and Agile methodology including Scrum while working in the domains such as Finance, Mortgage and Retail Sector.
• Performed Feasibility Analysis, Adaptability Study and Risk Evaluation to identify the critical areas of business from the End Users' perspective.
• Excellent skills in creating Business Requirements Document (BRD) and Functional Requirements Document (FRD), facilitating Joint Application Development (JAD) sessions, Rapid Application Development (RAD) sessions, developing Use Cases, Test Approach, User Acceptance Testing (UAT), Identifying Risks and making Activity Diagrams using MS Visio as well as creation of Requirements Traceability Matrix (RTM)
• Excellent work ethics, self-motivated, quick learner and team oriented and continually provided Value Added Services to the team through thoughtful experience and excellent communication skills.

TECHNICAL SKILLS:

Programming languages / Frameworks: Java/J2EE, Servlets, Struts, JSP, Java Web Services, JDBC, JNDI, log4j, ANT, Spring, Hibernate, HTML, CSS, Java Script

Web Technologies Used: HTML, CSS, Java Script, Web Services (SOAP/REST), XML

Database: Oracle, SQL, PL/SQL, SYBASE

IDEs: Eclipse, SQL Developer, PL/SQL Developer, TOAD, RapidSQL, Crystal Reports

Operating Systems: Unix, Linux, Solaris

Other: WebLogic, HP Quality Center(QC), JIRA, Team Tracker, MS Visio, MS Office Tools, SVN, CVS, Shell Scripting, MS Project, MS Visio, MS PowerPoint, MS Word, MS Excel.

PROFESSIONAL EXPERIENCE:

Confidential, St. Louis, MO

Business Analyst

Responsibilities:-

• Involved in all phases of Software Development Life Cycle (SDLC) from analysis to testing to production support in a Modified Waterfall Methodology.
• Started off by setting up business overview meetings from Senior Analysts and Subject Matter Experts to gain existing business knowledge.
• Worked with Project Managers, Senior Management and other Stakeholders to define project goals and created Scope documents in IBM DOORS.
• Facilitated and participated in Joint Application Development (JAD) sessions with stakeholders to gather Business, Functional and Non-Functional Requirements.
• Conducted peer reviews and stakeholder reviews including development and testing leads before finalizing the Business Requirement Document (BRD) in IBM DOORS and version controlled the changes.
• Uploaded BRD on SharePoint for Project Management Team (PMO) to get official approval from all stakeholders, tracking and auditing purpose.
• Created Wire Frames, Activity Diagrams and Process Flow Diagrams by using MS Visio to outline the To-Be screens and To-Be processes respectively.
• Conducted GAP analysis to understand the AS-Is and To-Be process model evaluating the benefits and differences.
• Assisted system Analysts in documenting System Specifications Document (SSD) based on the requirements.
• Created linking in DOORS, System Specifications to Business Requirements and then to Scope Document for traceability.
• Collaborated with System (SIT) & User Acceptance (UAT), Quality Analysis (QA) teams to identify Test Scenarios and build detailed Test Cases.
• Maintain a working knowledge of the Comprehensive Capital Analysis and Review "CCAR" and RWA, PPAR.
• Have intimate knowledge of the line of business data to ensure Instruction changes have minimal impact to CCAR Schedule.
• Analyzed and created Business Requirements and Functional Requirements for 14Q/A Actual for various schedules.
• Assisted the 14A Projection team in the analysis for PPNR schedules - PPNR Submission, NII, and Metrics.
• Clearly articulate BCBS 239 compliance 1 requirements and priorities.
• BCBS 239 to coordinate investment in people, process, technology and data.
• Cooperated with CCAR team on delivering of the Basel capital regulatory results to serve the CCARvarious reporting forms.
• Assisted the execution of CCAR stress testing framework including gathering requirements of multiple stress scenarios and defining data elements required by stress tests.
• Supported CCAR and BASEL data acquisition teams to validate and reconcile data coming from various systems.
• Worked as part of the Global Banking & Markets KYC/AML Client Due Diligence team.
• Utilized corporation developed Agile SDLC methodology. Used Scrum Work Pro and Microsoft Office software to perform required job functions.
• Implemented business logic, data lineage mapping and traceability for Dodd Frank regulatory reports: Monthly and Quarterly FR Y 14 and Quarterly Call Reports (FFIEC031, FFIEC 041, FR Y-9LP & FR Y-9C) for Federal filing 2015 & 2016.
• Prepared, documented and reviewed the Test Plan, Test Scenarios, Test Cases, Test procedure, Test Data and expected results for the User Acceptance Testing of the application.
• Identified the defects during the testing phase and logged them in HP Application Lifecycle Management (ALM).
• Built the Requirements Traceability Matrix (RTM) tracking the test cases against each business requirements and system specifications to ensure end-to-end 100% coverage.
• Responsible for gathering User Requirements and creating the Business Requirement Document.
• Created and Transformed Business Requirements into software requirement specification (SRS) using MS Word
• Proficient in using UML to create Activity diagrams, Sequence diagrams, Use case diagrams, Collaboration diagrams, Class Diagrams etc. for analysis and documenting business and system Functional requirements.
• Set-up weekly project meetings internally to develop a strong Traceability Matrix.
• Created business work flows and processes and created management reports based on the analysis performed.
• Developed the test plan, test conditions and test cases to be used in testing based on business requirements, technical specifications and/or product knowledge.
• Assisted with user testing of systems (UAT), developing, maintaining quality procedures and ensuring that appropriate documentation is in place
• Responsible for identifying and documenting business rules and creating detailed Use Cases
• Co-coordinated with the Project manager for the implementation of the processes and workflow.
• Assisted the development team and the Project Manager in various business processes and tools for developing business requirement specifications and for work procedures and workflows.
• Analyzed business needs, created and developed new functionality to meet business needs.
• Performed User Acceptance Test (UAT) for different modules of the test applications.
• Worked with the stakeholders management with the cross functional management.
• Play a key role in the planning, testing, and implementing system enhancements and conversions
• Designed and developed Use Cases, Activity Diagrams, Sequence Diagrams, OOD (Object oriented Design) using UML and Visio.
• Conduct workflow, process diagram and GAP analysis to derive requirements for existing systems enhancements
• Closely worked with development team to make sure whether the software application fits within the architecture and has the required behaviors.
• Responsible for syncing requirements from ReqPro to Quality Center using sync tool.
• Articulated UML through Use Cases, use case document by specifying actors, normal flow, sub flow, alternative flows
• Performed requirement gathering and analysis by actively soliciting, analyzing customer requirements and prepared the Technical Requirement Document (TRD) and Technical Design Document (TDD).

Business Analyst

Responsibilities:-

• Facilitated JAD sessions with Enterprise Data Warehousing teams to understand and document the Scope of the initiative.
• Documented Data Requirements in the form of Source to Target Mapping (STTM) documents for origination and servicing applications.
• Based on the Data Requirements, Enterprise Common Format (ECF) was updated for data transition for all events published by applications
• Coordinated with Finance & Regulatory Report Automation Project (Dodd Frank and Call Reporting Process) designed to enhance production efficiencies while decreasing operational risk by using automated reporting application AXIOM SL.
• Implemented business logic, data lineage mapping and traceability for Dodd Frank regulatory reports: Monthly and Quarterly FR Y-14 and Quarterly Call Reports (FFIEC031, FFIEC 041, FR Y-9LP & FR Y-9C) for Federal filing 2015 & 2016.
• Accountable in leading Business Acceptance Testing ( BAT) team and finance team in implementing of logic deployed to populate regulatory reporting schedules via Created Test Data according to Axiom Mapping Logic and Filteration Logics of the FFIEC 031, FFIEC 041, FRY 14M/Q as per the required Schedules (Schedule A, A2, A7 A9).
• Created Blank Instances from Source Maintenance - Axiom Controller View for the FFIEC 031, FFIEC 041, FRY 14M/Q Reports
• Performed Enrichment according to the appropriate Project, Branch and Workflows for the FFIEC 031, FFIEC 041, FRY 14M/Q Reports.
• Ran the Report in Axiom Controller View Tool to view the Output of the FFIEC 031, FFIEC 041, FRY 14M/Q forms.
• Reviewed and validated the Data Model created to make sure the relationship between all data attributes and events is accurately documented.
• Conducted requirements review sessions and got official sign off from Data Warehousing Product Managers, Subject Matter Experts, Development and Testing leads.
• Consolidated the list of all existing reports for origination and servicing applications being available to users from multiple platforms such as BOXI, Spotfire, SQL Queries, MicroStrategy.
• Assisted the Business in making a decision on using MicroStrategy tool as a single business intelligence platform for all new reports.
• Documented Scope, Business Requirements and Data Requirements Documents for the Reporting Redesign project as part of legacy Database Retirement.
• Identified List of all Reports, Owners, Distribution List, and Data Attributes associated with each reports.
• Analyzed all the Reports and SQL Queries to determine the current logic for the reports and documented the As-Is use of all reports.
• Conducted sessions with all report owners and users to determine the list of reports to be retained, retired and consolidated together and documented the To-Be in the form of Reporting Requirements.
• Created Reports templates for the user convenience, reviewed with users, made changes as required and got approvals.
• Acted as a liaison between Enterprise Data Warehousing, MicroStrategy Reports Development and Business Report Owners to communicate the Reporting Requirements.
• Managed all documentation in Rational RequisitePro and then uploaded them on SharePoint.
• Used Rational ClearQuest to manage the business requirements change requests.
• Worked in conjunction with Quality Analysis (QA) team on designing Test Plan, Test Cases and Test Scenarios.
• Executed User Acceptance Testing (UAT) for all new reports generated in MicroStrategy.
• Involved in understanding Merrill Lynch's business as well as their existing applications.
• Participated in transition from Waterfall to Agile Methodology, learning Agile Process, Scrum team Ceremonies, Definition of Ready, Definition of Done Etc. as part of training from agile coach.
• Documented project Epics (long term goals) in Rally and created a healthy Backlog of high level Features as part of Discovery sessions with Product Managers (Users, Tellers, Banking and Call Center Advisors) and Subject Matter Experts (SME's).
• Defined Minimum Viable Product (MVP) and created Release Vision Statement documents (scope) as prioritized from the backlog.
• Participated in all Agile Ceremonies with the team, formed of developers and testers, such as Sprint Grooming, Sprint Planning, Daily Stand Up's and team Retrospective.
• Elicited Requirements in the form of Acceptance Criteria's under a product manager and documented them in Rally under Features.
• Drafted User Stories and Acceptance Criteria's and made them complete as part of Grooming ceremonies with the team.
• Participated in Design discussions with the developers and subject matter experts and made sure the Solution Specification documents were updated accordingly.
• Reviewed Test Cases, Scenarios and Steps drafted by testers and made sure they are complete as defined by the acceptance criteria's in user stories.
• Analyzed the Defects opened by testers in Rally and prioritized them to be fixed.
• Was delegated the accepting of User Stories once development and in-sprint testing was complete.
• Conducted Demo sessions at the end of each sprints with Product Managers (Users, Tellers, Banking and Call Center Advisors) and Subject Matter Experts (SME's).
• Participated in them Retrospective sessions organized by Scrum Masters at the end of each sprints to discuss what went well and what we can improve.
• Participated in Hardening sprint at the end of every two months release to review End-to-End Test Cases, Scenarios involving all Upstream/Downstream Interfaces.
• Acted as a liaison and interacted with both business and development team in coming up with Functional and Non-Functional Requirements documents.
• Involved with Client Service and Customer Relationship team (CRM) to get end users feedback about the application.
• Managed and tracked Change Control Process of requirements and design changes using Rational Requisite Pro. Documented the changes, issues and their impact on the system design and delivery.
• Uploaded all documents on SharePoint and also submitted them for approval process from Managers and Subject Matter Experts (SME's).
• Involved in testing life cycle by documenting System (SIT) and User Acceptance (UAT) Test Plans, Test Cases, and Execution of UAT Test Scripts.

Business Analyst

Responsibilities:-

• Participated in Business Modeling by understanding the needs of the business and also documenting Business Use Cases as well as System Use Cases.
• Extensive experience working on trend reports, service provider functionality, sample assessment, online business intelligence, fleet management systems and capital markets.
• Participated regularly in walkthroughs and review meetings with PM, QA Lead and development teams.
• Accomplished experience through whole SDLC from requirement analysis till deployment, using highly efficient Scrum process of Software development.
• Identified and documented issues, risk and gaps, their descriptions, their impact and provided recommendation and alternatives to develop the application to meet the user requirements.
• Performed requirement analysis by gathering both functional and non functional requirements based on interactions with the Business process owners & stakeholders
• Formulated BRD (Business Requirement document) and FRD (Functional Requirements Document) with detailed specifications and workflow diagrams.
• Coordinated and attended daily scrum meetings, iteration-planning meetings, and backlog grooming for requirements prioritization and definition of acceptance criteria.
• Gather requirements after JAD sessions with the purpose of defining the functional business, Data and system requirements.
• Identified the scope, business objective and documented the functional requirements for each release.
• Involve in Risk Analysis & Risk Management for creating and implementing documentation for technical team by supporting and also Designs systems and programs to meet complex business needs.
• Implemented agile methodology for running the whole product life cycle in project.
• Participated in GAP analysis around the identification of business rules and system process flows, user administration, requirements and assumptions.
• Conducted JAD sessions during the various stages of upgrading the matching system and discuss the current system preference.
• Worked actively with the QA (Quality Assurance) team for designing Test Plan and Test Cases for the User Acceptance Testing (UAT).
• Performed manual tests as part of the System Integration Testing and User Acceptance Testing.
• Coordinated with Business Users and Stakeholders to identify and analyze the Business Needs
• Worked with cross functional Subject Matter Experts (SME's) of different groups
• Worked on Data Mapping as well as preparation of Functional Requirements Document (FRD)
• Designed and developed Use Case Diagrams, Activity Diagrams, and Data Flow Diagrams (DFD's) to define the Business Process.
• Analyzed the Business Requirement Document (BRD) for essential business elements, detailed definition and description of the relationship among the various actors.
• Worked as a team player along with other Business Analysts as well as Developers to create the Object Oriented Models of the applications.
• Elicited Business Requirements from Business users using a number of JAD sessions, brain storming sessions, focus groups and personal interviews.
• Was actively involved in preparing BRD, FRD and mapping documentation for the application. Utilized MS Visio for designing Use Case Diagrams, Activity Diagrams and Data Flow Diagrams
• Conducted meetings and interviews with stakeholders to collect business requirements. This information along with the vision document was used to transform business requirements into System Requirement Specifications.