SUMMARY:

• Over 7 years of experience as Senior Business Analyst in the IT industry supporting clients to implement business functionality accurately and efficiently.
• Work experience in Risk Control, DFAST (Dodd Frank), CCAR and other regulatory reporting process.
• Domain experience includes knowledge of CCAR, FRY9C, Basel III.
• Plan, develop, manage and execute CCAR/DFAST Audits covering, FRB MRIAs, strategic CCAR implementation, Model Risk Management, 14A / 14Q filing as well as Wholesale Advanced IRB, Retail Advanced IRB, Traded Products, Risk Weighted Assets (RWA), for compliance with the U.S. Basel II.
• Full SDLC experience including Requirements, Analysis/Design, Development and Testing for Waterfall and Agile methodologies.
• Experience in Financial Markets domain - Investment Banking, Capital markets, Wealth management, Brokerage, Trading Systems and Client Reporting.
• Work experience in Risk Control, DFAST (Dodd Frank), CCAR and other regulatory reporting process.
• Extensive experience in Financial Service industry related t - Credit Risk, Market Risk, Market Risk, Credit Risk, Liquidity Risk, Basel II/III, CCAR.
• Exceptional ability to create, comprehend process-level and system-level documents including Functional Specifications, Project Scoping, Project Planning, AS IS vs TO BE analysis, Gap & SWOT Analysis.

TECHNICAL SKILLS:

• Experience with White box and Black box testing including functional testing, unit testing, integration testing (UAT), smoke testing, system testing (SIT), and Workflow Testing and regression testing.
• Strong background in CCAR Regulatory Reporting especially in FRY 9C, FRY 14M/Q/A, FFIEC 041, FFIEC 031 reports and the related schedules.
• Work experience in Risk Control, DFAST (Dodd Frank), CCAR and other regulatory reporting process.
• Experience in Stress Testing, Basel I, Basel II, Basel III.
• Familiar with SOX Compliances and Basel II standards. Worked on data analysis of Mantas - Anti-Money Laundering (AML) Compliance data and supported user requirements.
• Working knowledge of Case Management Applications (e.g. Actimize) and Strong product knowledge on financial instruments and payment/Treasury products Understanding of AML, KYC process, and Trade Life Cycle Working knowledge of AML/Financial Data (e.g. Wires, checks, ACH, Accounts).
• Experience on CCAR, Basel II, Basel III, Dodd-Frank Regulatory Reporting FR Y-14A/Q Monthly, Quarterly, Annual, FRY9-C, DFA 165, DFA 165E and others required for banks for compliance reporting to various regulatory agencies.
• In depth knowledge of Dodd Frank, Basel I/II/III regulations for transparency of transactions and stockholders' interests.
• Excellent Knowledge in the procedures of Banking & Regulatory Compliances - Anti-Money Laundering (AML): Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC) Guidance, Customer Identification Program (KYC/CIP); Basel III, Dodd-Frank Act and CCAR. In depth knowledge of Agile, RUP, Waterfall.
• Interacting with on-site and off-shore Quality Assurance (QA) teams for Black Box / GUI / Regression / Progression/ System / stress & performance testing.
• Experienced in Conducting User Acceptance Test (UAT), Post Production Validation (PPV), Smoke testing.

PROFESSIONAL EXPERIENCE:

Confidential, NYC, NY

Sr.Business Analyst

Responsibilities:

• Cooperated with CCAR team on delivering of the Basel capital regulatory results to serve the CCAR various reporting forms.
• Lead contributor to the creation and execution of a process to populate the FR Y-14Q (quarterly CCAR), the present/historical portions of the FR Y-14A templates (annual CCAR), the semi-annual Quantitative Impact Studies (BIS), and the annual FR Y-15 templates.
• Managed team on various senior management queries consisting of risk validations and Basel III rule changes.
• Participated in preparation of schedules within several regulatory reports notably FRY9C, FFIEC 041, FRY 14Q/ M, FRY 14A etc.
• Worked on CCAR 14Q report for new FRB requirement like Disposition Loans, Disposed Scheduled Shift & Syndication Loan.
• Reviewed and updated DFAST process enhancements for presentation to examiners.
• Performed mapping between AXIOM database and CDW for regulatory reporting and managed Axiom's data center and cloud environments.
• Created Test Data according to Axiom Mapping Logic and Filtration Logics of the FFIEC 031, FFIEC 041, FRY 14M/Q as per the required Schedules
• Ensure data integrity and accuracy with other regulatory submissions (FRY 9C, FRY 14A, FRY 14M, FRY 14 Q).
• Lead on the data sourcing effort for Retail Schedules pertaining to CCAR and the FRY 14Q reporting to FED.
• Work as part of the AXIOM SL/ Oracle/ OFSAA Credit Management team on the business rules and the change requests
• Supported a database of telecommunications rates through a research and data entry process and internal audit.
• Created Blank Instances from Source Maintenance - Axiom Controller View for the FFIEC 031, FFIEC 041, FRY 14M/Q Reports.
• Gathered requirements through users interviews, teleconferences, document analyses, use case analyses and UML diagrams for user stories creation and obtain timely sign-off by all respective parties.
• Scope of Regulatory Reports: Comprehensive Capital Analysis and Review (CCAR), FR Y-14M / FR Y-14A / FR Y-14Q reports covering Enhanced Prudential Standards under Dodd-Frank/DFAST, BASEL II.
• Supported CCAR and BASEL III/II data acquisition teams to validate and reconcile data coming from various systems.
• Performed analysis as part of annual Federal Reserve stress tests such as Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Test (DFAST).
• Assisted on CCAR model validation enhancement, including PPNR models, FRY14Q and FRY14A models.
• Extensive knowledge of financial statements, accounting principles, derivatives, capital market, portfolio analysis, amortization, cash, deposits, risk management, credit risk, market risk.
• Involved with regulatory submission and internal audit requirements which were properly gathered and identified from the Subject Matter Entities (SMEs) via meetings, phone interviews, workshops, surveys, site visits, and JAD sessions.
• Meticulously addressed every detail to ensure a successful end-to-end business process.
• Develop and manage business, design and end user requirements for strategic Basel III Standardized CCAR stress testing.
• Ran the Report in Axiom Controller View Tool to view the Output of the FFIEC 031, FFIEC 041, FRY 14M/Q forms.
• Validated Basel II framework, including internal rating systems (PD, LGD, EAD models) and RWA calculation.
• Experienced with the procedures of Banking & Regulatory Compliances - Anti-Money Laundering (AML), Customer Identification Program (KYC/CIP), CCAR Regulatory Reporting, Dodd-Frank Act.
• Configured FRY 9C & FRY 14Q CCAR in Controller View according to mapping specifications for various reports of FRY 9C
• Developed good practices for risk modeling procedures related to CCAR/DFAST.
• Assisted in the calibration and validation of Mantas AML scenarios and behavior detection logic.
• Prepared the CCAR reporting schedules (FRY 14A/Q) on certain periodic basis.
• Led Business Analysis and Functional Specification areas to plan and execute various consent order projects, ensuring adherence to regulatory requirements (AML, KYC, Dodd-Frank, etc.).

Business Analyst

Responsibilities:

• Participated in data modeling, data analysis and requirement documentation.
• Designed architecture and data flow diagrams, write use cases, and perform data and gap analysis on global AML systems.
• Generated Actimize process flow diagrams for Transportation and Vendor Finance using MS Visio.
• Responsible for supporting and leading aspects of the firm's Anti-Money Laundering (AML) program.
• Worked on data modelling, data analysis and requirement documentation of product types and mapping data for FR Y-14A, FR Y-14Q, FR Y 9C, etc. by using AXIOM.
• Worked with the procedures of Banking & Regulatory Compliances - Anti-Money Laundering (AML), Customer Identification Program (KYC/CIP), CCAR Regulatory Reporting, Dodd-Frank Act.
• Supported CCAR and BASEL data acquisition teams to validate and reconcile data coming from various systems.
• Represent and lead testing efforts for the Finance division on firm wide projects.
• Maintained audit controls for SOX compliance and GAAP accounting and business practices. creating and updating CCAR, BASEL I/II, DODD FRANK presentations to various board management and regulatory bodies.
• Participated in preparing for CCAR reporting schedules (ex. FRY 14A/Q/M & 9C). Monthly and Quarterly budget forecasting and cost management.
• Lead on the data sourcing effort for Counterparty Credit, Market and Operational Risk, Income Statement and Balance Sheet Schedules pertaining to CCAR and the FRY9C reporting to FED.
• Analysis and design of CCAR (FRY 14A schedules of Income statement and balance sheet), FRY 9C, report requirements in AXIOM.
• Performed analysis as part of annual Federal Reserve stress tests such as Comprehensive Capital Analysis and Review (CCAR) and Dodd-Frank Act Stress Test (DFAST) Have intimate knowledge of the line of business data to ensure Instruction changes have minimal impact to CCAR Schedule.
• Analyzed the new regulatory requirements on market risk calculation, monitoring, reporting, and testing.
• Assisted the execution of CCAR stress testing framework including gathering requirements of multiple stress scenarios and defining data elements required by stress tests.
• Worked with Dodd Frank, Basel I/II regulations for transparency of transactions and stockholders' interests.
• Cooperated with CCAR team on delivering of the Basel capital regulatory results to serve the CCAR various reporting forms.
• Created reports using Access as a tool to analyze historical data to use for projections.
• Responsible for the successful development and deployment of CCAR model suite for PD, EAD and LGD models.
• Coordinate with Credit Risk & Regulatory Automation Project designed to enhance production efficiencies while decreasing operational risk by using automated reporting application AXIOM SL/ Oracle/ OFSAA Credit Management.
• Create different types of reports in AXIOM/ Oracle/ OFSAA Credit Management Control Report, Adjustment Report, Manual Upload template.
• Ensure the regulatory submission and internal audit requirements were properly gathered and identified from the Subject Matter Entities (SMEs) via meetings, phone interviews, workshops, surveys, site visits, and JAD sessions.
• Maintain detailed documentation of the BRD, FRD and the User Story using the UML diagrams.

Business Analyst

Responsibilities:

• Analyzed and created Business Requirements and Functional Requirements for FRY 9C Actuals for various schedules.
• Interacted with different businesses in RBC to identify the source of the data to satisfy the requirements of PPNR schedules for FRY14Q and FRY14A.
• Assisted in creating an access database, which maps the 14Q/A MDRMs to the FRY9C MDRMS using GL and SL account information.
• Mapped business functions underlying data and data models, performed data reconciliations, gap analysis at function and data level for Basel I/II and CCAR reporting.
• Establish and maintain strong working relationships across various Citi Business units (i.e., Legal, Compliance, Finance, Operations, Internal Audit, etc.).
• Worked with regulatory projects including Basel II, Basel III and Fed reporting.
• Worked extensively with onsite/offshore development teams during whole development cycle.
• Worked with the procedures of Banking & Regulatory Compliances - Anti-Money Laundering (AML), Customer Identification Program (KYC/CIP), CCAR Regulatory Reporting, Dodd-Frank Act.
• Manage a team that works on technology projects to enhance the ability to report on and provide information for CCAR and PPNR models.
• Hub and Legal entity level reporting of counterparty credit risk per Dodd Frank Statues.
• Created Data Mapping Documents and worked with business to write transformation rules and UAT testing plans.

Business Analyst

Responsibilities:

• Facilitated JAD sessions and design meetings with the Stakeholders, SME's and Leads of Interfaces.
• Involved in collecting the business requirements to set rules for proper data transfer from Data Source to Data Target in Data Mapping.
• Played key role in defining test automation procedure and standards, creating Win Runner and Quick Test Professional scripts for all the modules, which reduced the regression cycle drastically and improved the testing efforts for daily builds and tested condition performance of the application from various dimensions.
• Involved with database team related to Data Modeling, System/Data Analysis, Design and Development for both OLTP and Data warehousing environments and performed numerous SQL queries.
• Wrote PL/SQL statement and stored procedures in Oracle for extracting as well as writing data.
• Used SDLC (System Development Life Cycle) methodologies like the RUP and the waterfall.
• Created business requirement documents and integrated the requirements and underlying platform functionality.
• Created Business Requirement Document (BRD), Functional Requirements Specification (FRS), and technical requirement specification for application development.
• Gathered requirements to understand business rules, business process, business flow, stakeholders, and follow the SDLC standard of the business in project meeting.