SUMMARY:

• I have in depth knowledge of all Business Services; Wholesale banking Services, Consumer Service, and
• Wealth Management testing. I have excellent communication and time management skills. I help
• Implement regulations that require all banks to comply with Anti - Money Laundering (AML), RESPA, HUD-
• 1, Office Federal de l’Aviation Civile (OFAC) and Suspicious Activity reports (SAR’s). Effective procedures
• Warrant enhanced due diligence (KYC) Know your customer, (CCAR) Compressive Capital Analyst Review.
• I have strong error detection, analytical and problem solving skills. Ability to manage large databases
• Successfully and compile, extract or analyze data as per the requirement, SQL and Strong Actimize usage.
• Provided Capital planning requirements consistent with the Federal Reserve’s risk-management,
• Standards were made on large financial firms under the Dodd-frank Act and OCC Consent Order
• Specifications. Data Mapping is one method that will help you understand what information is being stored within your infrastructure.

PROFESSIONAL EXPERIENCE:

Confidential, Iselin, NJ

BSA/AML Analyst

• Manage alerts and create cases to detect suspicious trends and activity by monitoring transactions through various systems/applications
• Manage more complex investigations and investigate suspected cases of activity related to money laundering, terrorist financing, tax evasion and prepare Suspicious Activity Reports (SARs) in accordance with FinCENs guidance.
• Perform periodic Enhance Due Diligence (EDD) reviews of Banks high-risk customers, 90-Day Reviews, Branch Referrals, 314(a) requests. Interface with Branches and departments on Bank Secrecy Act issues.
• Assist BSA Officer during regulatory exams and special law enforcement requests. Monitor and review OFAC screen results in compliance with OFAC regulation and procPerforms other duties as may be assigned
• FRTB-TB, Strengthening Market Risk Practices
• Implementing the huge change for banks and their capital regimes procedures.

Confidential, Charlotte, NC

Audit Analyst

• Maintaining robust processes for reviewing risk and controls throughout the Corporation.
• Assisting with the audit planning process including considerations around strategic, market, credit, liquidity, compliance and operational risk.
• Assisting with the audit plan for the company, developed upon the risk profile of the Company and reviewed on a quarterly basis.
• Understanding business processes, performing risk assessments and testing to evaluate the related controls.
• Working closely with, and influence each business regarding their control infrastructure
• Dodd-Frank Act mandates that the Federal Reserve conduct annual stress tests on all BHC’s with $50 billion or more in assets to determine whether they have the capital needed to absorb losses in baseline, adverse, and severely adverse economic conditions.

Confidential, Columbus, OH

AML Investigations Analyst

• Participating in and/or leading projects, initiatives, committees, etc. which serve to enhance the teams process and effectiveness.
• Conducting Quality Control (QC) reviews for cases, SARs, and alerts
• Assessing the effectiveness of internal procedures and policies and making change recommendations to ensure emerging industry risks are appropriately mitigated.
• Investigating complex, sensitive, and/or significant AML risks and filing SARs as the result of the investigative work.
• Control Alerts through the Actimize queue.
• Filtering Alerts through Actimize, Investigate the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test. HUD-1, Office Federal de l’Aviation Civile (OFAC) and Suspicious Activity

Confidential

BSA/AML Analyst

• Assist a variety of financial institutions in addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters.
• Provide support for financial services or AML Alert compliance initiatives at the direction of the national AML industry leader or leadership team.
• Provide support for financial services (EDD) Enhanced due diligence executed KYCs and SARs reviews daily. Conduct inquiries of the people suspected for indulging in illegal activities. Gather information from them to check the legality of the transactions. Investigate the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test.

Confidential

Software Testing/Design

• A software training/Design testing
• Testing the new proprietary software system
• Making recommendations, documenting steps
• Help with the structure of program
• The software I’m interacting with is UniFi Program.
• Oversee the external audit process and ensure it proceeds and is authorized as per the SOX requisites
• Evaluate the internal control measures and procedures for SOX requirements and standards and report the non-complying areas

Confidential, Denver, CO

QC KYC/AML Analyst

• Maintain independence, objectivity, and fairness while monitoring and evaluating work product and making recommendations.
• Ensure that work product meets or exceeds all engagement expectations.
• Re-evaluate Anti Money Laundering (AML) or economic sanctions related alerts that have been closed which primarily focus on correspondent banking activities to ensure the analysis and research steps were performed accurately and completely and documented properly.
• Review of Know Your Customer (KYC) / Customer Due Diligence (CDD) profiles and documentation to help support the investigative process. Understanding of AML regulatory obligations such as Suspicious Activity Report (SAR) and Office of Foreign Assets Control (OFAC) reporting, 314(a), 314(b), foreign bank certifications, etc.
• Investigate, review and resolve AML related alerts/issues that arise from the suspicious activity monitoring system, surveillance, subpoenas, referral, new and other sources.

Confidential, Birmingham, AL

QC BSA/AML Analyst

• Assist a variety of financial institutions in addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters.
• Provide support for financial services or AML Alert compliance initiatives at the direction of the national AML industry leader or leadership team.
• Perform a risk assessment for the types of business that the company does.
• Provide support for financial services (EDD) Enhanced due diligence executed KYCs and SARs reviews daily.
• Conduct inquiries of the people suspected for indulging in illegal activities. Gather information from them to check the legality of the transactions.
• Investigate with the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test.

Confidential, Washington, D.C

CCAR Business Analyst FDIC

• Dual Control of Collateral files
• Investigate with the stress scenario projection calculated by Federal Reserve Analyst using input data provided by the 19 BHCs. (CCAR) test. Along with the Supervisory Stress Scenario.
• The capital planning requirements are consistent with the Federal Reserve's obligations to impose enhanced capital and risk-management standards on large financial firms under the Dodd-Frank Act. The Dodd-Frank Act mandates that the Federal Reserve conduct annual stress tests on all BHC’s with $50 billion or more in assets to determine whether they have the capital needed to absorb losses in baseline, adverse, and severely adverse economic conditions
• Implemented a regulation that requires all banks to comply with Anti-Money Laundering (AML), and Suspicious Activity reports (SAR’S).
• Provided Quality Assurance Reviews for foreclosed loans implanting Dodd-Frank Act procedure.
• Data Mapping is one method that will help you understand what information is being stored within your infrastructure. Data Mapping involves searching your entire organization to determine what personal information is stored and where. Once the data is found, maintaining your organization’s data map is very important.

Confidential, Tampa, FL

CCAR Business Analyst

• Assist a variety of financial institutions in addressing Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions compliance matters.
• Provide support for financial services or AML Alert compliance initiatives at the direction of the national AML industry leader or leadership team.
• The capital planning requirements are consistent with the Federal Reserve's obligations to impose enhanced capital and risk-management standards on large financial firms under the Dodd-Frank Act
• Dodd-Frank Act mandates that the Federal Reserve conduct annual stress tests on all BHC’s with $50 billion or more in assets to determine whether they have the capital needed to absorb losses in baseline, adverse, and severely adverse economic conditions

Confidential, Wayne, PA

Business Analyst

• Review Testing Data to Ensure Regulatory Compliance on OCC
• Consent Order Specifications.
• Provided Quality Assurance Reviews for foreclosed loans implanting Dodd-Frank Act procedure.
• Anti-Money Laundering with working knowledge with RESPA, HMDA-1, TIL, Fair credit and lending ACT, Fair Housing Act, Flood Insurance and ECOA, SAR’S, KYC, Office Federal de l’Aviation Civile (OFAC) and CCAR.
• Familiarity with common money laundering schemes and an understanding of the AML legal and regulatory environment, specifically the laws, regulations, and guidance promulgated under the BSA and USA PATRIOT Act.
• Monitoring the national bank surveillance system used by the U.S. Office of the Comptroller of the Currency (OCC) to collect data and evaluate national banks financial performance.

Confidential, Washington D.C

Business Analyst

• Related to the resolution of financial institutions brought under the control of the FDIC.
• Held responsible for reviewing Commercial, residential, FHA, VA and Conventional real estate financial documents (to include origination, servicing, loss mitigation, etc.).
• Extracted data, provided underwriting analysis, as required, for support of loan sales.
• Anti-Money Laundering with working knowledge with RESPA, HMDA-1, TIL, Fair credit and lending ACT, Fair Housing Act, Flood Insurance, ECOA and SAR’s.
• Review Testing Data to Ensure Regulatory Compliance on OCC Consent Order Specifications