Business Analyst Resume
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Mclean, VA
SUMMARY:
- Financial Services Professional with experience in individual and business partnership management. I look forward to displaying my proven ability to identify opportunities, position appropriate products and services as a solution, and managing implementation processes to exceed client needs and expectations. I am skillful communicator with expertise in developing business relationships, ensuring customer retention and working as a member of the team.
TECHNICAL SKILLS:
- Goal oriented
- Team player
- Strong facilitator
- Strategic planning & analysis
- Industry networking/Influencing
- Account Management
- Sales management
- Individual client relationships
- Property Management
PROFESSIONAL EXPERIENCE:
Business Analyst
Confidential, McLean, VA
Responsibilities:
- Perform analysis and setup for pricing and credit rules for top national lenders. Analyze pricing, trade tickets, and contracting documents for negotiated terms of business. Review various pricing components for accuracy and consistency (including custom delivery fees, loan level guarantee fees, buyup/buydown structure, Flex, Gfees and contract CS/LTV)
- Analyze and input data for Cash Tier G - Fees, Guarantor G-Fees, BUBD and CSLTV Grid Assignments, Custom Delivery Fees and other pricing grids in the Pricing Manager Application which ports to The Selling System, an external customer-facing loan delivery application.
- Support customer setup activities including analysis of deals, contracts and amendments, trade tickets, Management Approval Forms, ORA/OAS Requests and other pricing documents for impact on point-of-sale delivery fees.
- Manage and record daily workflow of the departments incoming Pricing Setup and Issues/Resolutions tasks.
- Create and approve new pricing templates with various fee structures.
- Develop resolutions to problems of limited scope following specific, detailed procedures.
Risk Management
- Generate and implement process improvements.
- Provide peer review feedback and training to other contingent workers.
- Document and update department procedures.
Mortgage Loan Originator / Project Manager
Confidential, Herndon, VA
- Provide consultative and strategic guidance to clients and their outside vendors to assist with all facets of home purchase administration including escrows, settlement, compliance, and Realtor referrals.
- Facilitate and support loan processing, underwriting, and loan servicing teams by ensuring that loan document level data reflected in the system for each purchase transaction.
- Provide clients with a high level of individualized mortgage strategies suited to their individual financial goals.
- Participate in the credit and underwriting analysis process.
- Ensure loans are in compliance with investor, regulatory and PMI guidelines.
- Notify clients of loan decision and potential issues.
- Identify exceptions and discrepancies in applications, review with client and process in life cycle.
- Work effectively with all clients with different levels of financial comprehension and income levels.
- Effectively communicate possible issues and find solutions to obtain a positive loan outcome.
- Leverage client relationships to maximize goal potential.
Property Manager
Confidential, Charlotte, NC
Responsibilities:
- Manage the occupancy, maintenance and all aspects of 15 rental homes in Charlotte N.C.
- Compile and analyze trends in rents, vacancies, expenses, cap rates and values.
- Build a network of vendors to ensure timely service at fair market prices.
- File and appear for evictions.
- Manage all financial liabilities. HOA, utilities, mortgage payments, vendor payment and taxes.
- Reviewed financial documents related to affordability of the home.
- Analyze and determine the market rate for rent to increase the probability of each unit.
- Interview prospective tenants and make a tenant selection based on Fair Housing Guidelines.
- Market available units to maintain a high occupancy rate occupancy.
Tax Preparer
Confidential, Herndon, VA
Responsibilities:
- Stay current with tax law and advise clients on strategies for tax planning.
- Reviewed financial documents and accurately transcribe information into the tax program.
- Remained abreast current of tax law and advised clients on strategies for tax planning.
- Collected payment for services rendered.
- Reviewed financial documents and accurately transcribe information into the tax program.
- Mentored new consultants and assisted in their training and development on all aspects of client relationship management to support their successful transition into Institutional Client Services.
