SUMMARY:

• Experienced financial manager/analyst with over eleven years’ experience in banking, finance, project and account management with a strong focus on anti - money laundering, fraud, and managing teams.
• Specialized experience in Confidential, Confidential requirements for the USA Patriot Act, OFAC requirements and Confidential guidelines.
• Experienced in Domestic and International Banking with emphasis.
• Long experience and trajectory in the Monitoring Transaction area, with knowledge writing SAR, and CTR implementation. Bilingual in Spanish and English.

TECHNICAL SKILLS:

Software: COBIS, MANTAS, ACTIMIZE (Risk Case Manager), COSMOS, Citi Confidential, CORE, Banamex, LEXIS NEXIS, and ECS. Proficient in Microsoft Office, Lotus Note

PROFESSIONAL EXPERIENCE:

Business Control Analyst

Confidential, Miami, FL

Responsibilities:

• Support and assist the US management team in coordinating all the required approvals for client’s Confidential profiles and responsible for review and approve/reject all level one OneSource submissions to ensure quality and consistency in the IPB US Confidential procedures.
• Support a systematic training program to be taken by all bank sales staff. Training to focus on keeping staff aware of all up to date with regards to IPB US Confidential / Confidential systems, policies and procedures.
• Act as liaison with Compliance (Advisory and FIU) to ensure that cases are closed in a timely fashion after all required Confidential profiles have received requisite approvals.
• Support the monitoring of the OneSource tracking queues to ensure that all Annual Reviews, Exception Requests, Source of Wealth Corroboration and Public Figure Reviews are completed prior to compliance deadlines.
• Responsible to provide to the RM guidance when required during the AAM creation/approval process for new accounts and/or Periodic Reviews.
• Responsible for timely review of all Confidential profile cases related to Periodic Review and ensure updates based on the information received from the banker are in accordance to the Confidential guidelines
• Support staff in obtaining country “no objection” notices for Public Figure Accounts
• Support BUCO coordinating and distributing all Confidential alerts and ensure closure prior to compliance department deadlines.
• Work with local BUCOs to obtain Legal Opinions or other required support from countries.
• Lead improvement projects to streamline the Customer’s Risk Profile improvement and Confidential alerts processes.

Operational Support Analyst II

Confidential, Miami, FL

Responsibilities:

• Responsible to pre-fill the Confidential profiles based on the documentation/information provided by the RM.
• Responsible to review and communicating with the RM/Maker throughout the submission process, including working with the RM/Maker if any portion of the Confidential Profile is incomplete or rejected.
• Responsible for remediating any valid errors and/or observations identified during Quality Reviews of their cases and following the appropriate dispute process for any disputed errors and participate in any corrective action that requires their engagement.
• Responsible to escalate any potential, or material, Confidential or Sanctions risks discovered during on-boarding or maintenance of Confidential Profiles to the RM, BUCO, Direct Manager, ACRM, and/or FIU.
• Assist Relationship Manager with the completion of both scheduled (i.e. Periodic Review) and unscheduled reviews (e.g. HRAC, AIRs, Significant Changes, Batch Screening, Confidential Deficiency Feedback Loop).
• Provide fluent story relating customer source of wealth, source of funds, activity, and all other relevant information required by the IPB U.S. Confidential Procedures based on information provided by the Financial Professional.
• Provide constructive guidance to the Financial Professional to successfully apply the IPB U.S. Confidential Procedures during completion of Confidential activities.
• Manage interaction with Financial Professionals and other staff members, as needed, in support of Confidential / Confidential activities, maintaining a high level internal client service experience.

BSA Analyst

Confidential, Miami, FL

Responsibilities:

• Responsible for the fraud review and case determination of assigned Profile and Rule Driven Alerts generated by the Monitoring System.
• Compiled comprehensively documented conclusions in support of actions taken in accordance with BSA Program standards.
• Provided written summary of the activity reviewed in relation to the expected Customer’s activity profile, wealth, line of business, and account purpose.
• Decisioned for further investigation or close alert based on findings.
• Assisted the BSA/ Confidential Officer in meeting regulatory and legal requirements for Special Client Profiles with respect to the Confidential, Patriot Act, and OFAC.

Data Processing Specialist

Confidential, Tampa, FL

Responsibilities:

• Conducted enhanced due diligence investigations in support of Anti-Money Laundering policies.
• Investigated unusual client transaction activity consistent with the company's established core Confidential program and US laws and regulations.
• Responsible for review and decision for assigned alerts and/or a deeper investigation of the customer profile as required.
• Analyzed Confidential to study the client’s behavior, prioritizing the alerts in High, Average and Low Risk.
• Possess in depth knowledge of internal systems such as COBIS, MANTAS, ACTIMIZE, COSMOS, CORE, etc., and external systems for supporting the process of review for the client’s financial behavior.

Installer

Confidential, Tampa, FL

Responsibilities:

• Installer and detailer of tile, rock, bricks, and travertine for pools and outdoor areas in residential homes. Ran and maintained various construction equipment.

Financial Account Manager & Team Supervisor

Confidential

Responsibilities:

• Financial account manager selling financial services and providing support to a portfolio of 60+ multinational companies utilizing Mercantil Bank for operational and financial services, and directed a staff of 2 for support.
• Mediator between Mercantil Bank and client company financial controllers focusing on process improvement and operational problems, such as payroll payments, suppliers, and informing the process of System of Transactions with Securities in Foreign Currency (SITME).
• Collaborated with company executives to create profiles for financial transactions through Mercantile online, assisted with problems through Mercanti Bank online and sold Mercantil Bank financial packages and products to increase client company efficiency.

Supervisor/Operational Analyst

Confidential

Responsibilities:

• Supervisor for interdisciplinary team of 7 financial analysts in audit process, data management and compliance measures for personal and company accounts.
• Monitored team accounts activity to detect fraud in all high risk activity; identified areas for increased security and recommended prevention; researched, documented and analyzed account activity to determine appropriate actions to remove or minimize fraud exposure.
• Audited processes and supported the anti-money laundering units use of SUDEBAN (Superintendencia de las Instituciones del Sector Bancario de Venezuela) making use of operational statistics of several national offices in order to keep track of planned financial activities.
• Sold corporate client services to all bank clients, which included transaction processing, inquiry response, research, and account maintenance.

Transaction Specialist

Confidential

Responsibilities:

• Responsible for opening, and confirming the authentication of company/people profile information for client payroll account processing.
• Supervised account opening/closing process for customers’ tool kit from central bank to local branches.
• Responsible for monthly and annual opening/closing statistical reporting to upper management.

Data Quality Assistant

Confidential

Responsibilities:

• Responsible for updating customer profile information including, but not limited to, sensitive financial products such as bank account and credit card activity.
• Provided support to the office/clients with issues related to bank accounts and credit cards.

Evaluation Analyst

Confidential

Responsibilities:

• Responsible for testing various polymers and creating statistical analysis reports in order to select appropriate suppliers for plastics and ink adhesion.