Credit Manager Resume Austin, TX - Hire IT People

SUMMARY

A top - performing professional able to leverage industry-leading financial, sales, and business development expertise to lead teams and achieve strategic goals, while successfully securing new clients.
Proven ability in all aspects of real estate finance, financial sales management, mortgage origination, and corresponding managerial skills. Bilingual (English and Spanish), computer proficient, and highly analytical wif the drive to implement best-in-class strategies that address client needs.
Looking for new challenges to exercise strengths in versatility, adaptability, and skills mastered across a multi-faceted career.

AREAS OF EXPERTISE

TECHNICAL SKILLS

PROFESSIONAL EXPERIENCE

Confidential, Austin, TX

Credit Manager

Responsibilities:

Identify, mitigate, and resolve credit-based issues through collaboration wif Loan Officers, while making team-level decisions regarding client graduation from the credit program to loan origination.
Achieve immediate improvement in credit files during instances of score drops and unforeseen derogatory items reported, successfully ensuring conformity of documents to attain A+ credit.
Complete data entry, data management, and spreadsheet analysis, compiling all data into informed and detailed credit-based reports for loan officers while performing score forecasting to prepare credit improvement strategies.
Implement best-in-class strategies to achieve 100%+ growth year over year in client enrollments.
Earn recognition for client acquisition through assignment of two new markets wifin a three-month timespan.
Earn recognition through assignment of Corporate Market ranked as #1 Credit Manager in the country.

Confidential

Mortgage Originator

Responsibilities:

Fostered and developed strategic partnerships and referral sources, managing large-scale network expansion and increased lending production.
Exceptional project management during new market penetration and establishment of new business operations for Cliffco, while galvanizing operations in the Virgin Islands real estate market to earn recognition as a Choice Lender.
Implemented marketing strategies that expanded mortgage product sales of conventional and government loans.

Confidential

Mortgage Originator

Responsibilities:

Managed a large-scale volume of loan applications totaling to $8M+ wifin the first 3 months, achieving incentive-based payouts due to production excellence, loan management, and client acquisitions.
Achieved recognition as Top Originator in the group, actively coaching and training vertical staff while working directly wif the manager.
Implemented best-in-class strategies that grew STT & STJ mortgage loan pipeline to $16M+, achieving recognition as a top-producing lender wifin Confidential .
Championed strategic relationship development to successfully optimize business networks, streamlining communications wif partners and referral sources to hasten lending production.

Confidential, Houston, TX

Business Relationship Manager, Assistant Vice President

Responsibilities:

Rapidly promoted from 1 to 3 branch cluster, assuming management responsibility for 12 personal bankers by successfully coaching branch personnel to boost sales and productivity.
Recognized as Top Producing New Banker and ranked in Top 10% for earned incentives in Houston Market.