We provide IT Staff Augmentation Services!

Sr. Loan Processor/closer/ Post Closer Resume

SUMMARY

  • Highly competent mortgage industry professional with over 13 years’ experience. Areas of emphasis are in quality control, regulatory and investor compliance, data analysis, due diligence, supervision and training. A proven ability to provide investors with a quality product that meets and exceeds expectations.
  • Experienced in Project Management providing analytics & articulating report data
  • Extensive knowledge of TRID & Closing Disclosures; working in both the primary & secondary mortgage markets
  • Strong written & verbal communication skills (summarize & provide analysis)
  • High level of competencies in origination/processing/closing/post closing/audit/investor relations (loan funding)
  • Supervised, interviewed & trained employees
  • Strong knowledge of FNMA/FHLMC, FHA, VA
  • Proficient in MS word, Excel, Power Point, LOS

PROFESSIONAL EXPERIENCE

Sr. Loan Processor/Closer/ Post Closer

Confidential

Responsibilities:

  • Work cross functionally on loans processing, underwriting, closing, post closing and funding issues
  • Prepare and reviewed pipeline reports for loans at various stages of the loan process
  • Processed, underwrote, closed and post closed loans
  • Reviewed and cured investor suspend items to complete loan funding
  • Trained new and seasoned employees in various departments on processes
  • Assisted in project management during TRID transition & transition to paperless
  • Worked with 3 rd party vendors to ensure regulatory compliance
  • Developed procedures to ensure loan compliance with annual audits
  • Reviewed closing disclosures for accuracy and compliance
  • Reviewed title work on loans
  • Worked with IT to develop technology to help streamline the loan process

Regulatory Controls Compliance Auditor

Confidential

Responsibilities:

  • Analyzing information regarding a borrower's income, assets & debts
  • Review loans within 30 days of funding to ensure that they are within compliance
  • Submit corrections to settlement agents as required for loans within 30 days to any cure RESPA violations
  • Validate Auditors loans to ensure accuracy of findings
  • Compile audit findings from the audit team into one report to forward to Fulfillment Executives and Sr. Compliance Managers
  • Assurance of compliant operational activity in terms of state - specific regulations including but not limited to pricing, settlement fees and loan program guidelines
  • Responsible for training auditors on new processes/coaching on audit reviews

Sr. Mortgage Repurchase Coordinator/Sr. Auditor

Confidential

Responsibilities:

  • Researched, addressed, and negotiated claims concerning a breach of representation and warranties of the Bank's residential mortgage contracts for all counter parties
  • Handled proper communication and compliance with the regulatory requirements for company accounting, controls, and procedures across multiple groups
  • Utilized forensic underwriting/determine appropriate response to requests
  • Managed the decision and risk analysis of loan documentation, files or on-line transactions through review of individual or aggregate transactions and by acting as a consultant/technical resource on the difficult, most complex transactions
  • Provided work direction and training to staff including coaching analysts on underwriting decision, departmental operational procedures and policies
  • Inspected appraisal field reports for valuation issues

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