SUMMARY:

• Motivated personable business professional with over a decade of operational compliance and audit experience.
• Accrued a successful track record of mitigating risk and implementing reasonable controls that function as intended within risk profile established by LOB and Risk Oversight Committee.
• Proven ability to test Line of Business effectiveness to prevent and detect errors or irregularities in operational control measures
• Quick in gathering, organizing, synthesizing and displaying information to be functional and easy to understand
• Interpersonal effectiveness with ability to build and maintain relationships
• Manage operational compliance in economic sanctions, anti - money laundering, risk and controls, and securities
• Adapt to manage multiple task/projects within deadline (SLA) and budget constraints
• Experience in high profile escalation and issue management with direct reports
• Accurately documents and evaluates testing results, communicates results within internal partners, works with team members and line of business leadership to create corrective action plans

SKILL:

• Office of Foreign Assets Control
• Risk/Contingency Planning
• Quality Assurance
• D Confidential Analysis & D Confidential Governance
• Change Management
• Audit & Internal Controls Testing
• Banking and Securities Regulations
• Operational Audit & Compliance
• Securities Exchange Act of 1934
• Investigative Analysis Expert Communicator
• OCC/CFPB/SEC/FINRA Regulations
• UDAAP
• REG Z

PROFESSIONAL EXPERIENCE:

Confidential- ATLANTA, GA

BSA/AML FINANCIAL INTELLIGENCE ANALYST

Responsibilities:

• Evaluates wires and other money transfer platforms to identify areas of risk including OFAC violations and anti-money laundering.
• Analyze information and make time sensitive final decisions.
• Insure Bank stays in compliance with all OFAC sanctions while monitoring for various other requirements.
• Reviews wire transfers for potential matches with terrorists suspect lists
• Overview scanning results of SunTrusts accounts
• Research potential OFAC hits by investigating and involving others at all levels from Relationship Managers, Private Wealth Management and Senior Level Executives.
• Uses several systems to review including CLEAR, BRIDGERS, NORKOM, FIRCOSOFT, MONETARY TRANSFER SYSTEMS(MTS), and FIS.

Confidential - ATLANTA, GA

FINANCIAL CENTER MANAGER, ASSISTANT VICE PRESIDENT

Responsibilities:

• Exercises independent judgment when reviewing established policy, procedure, and risk controls to ensure compliance with laws and regulations set by governing bodies such as OFAC, OCC, SEC, CFPB, and FTC.
• Uses questionnaires and checklists to test operational controls and compliance with regulatory standards set forth by OFAC, BSA and USA Patriot Act.
• Successfully coordinates and participates in implementation of operational compliance, departmental and regulatory examinations using a risk based audit methodology to achieve business objectives.
• Held accountable for identifying key risk and controls within business operational process and adequately designing safety measures.
• Works with leadership to complete questionnaires, risk matrices, and business risk profiles that adhered to departmental audit scope and testing methodologies.
• Implements and conducts effective exit interviews to communicate findings with appropriate groups, Front Line and Senior Management team.
• Works across multiple channels in consumer finance including Mortgage, Consumer and Small Business Banking, and Securities groups.
• Manages and prepared findings reports and draft recommendations to coach, prevent, and mitigate risks.

Confidential - ATLANTA, GA

FINANCIAL CENTER OPERATIONS MANAGER

Responsibilities:

• Investigated all transactional activity to identify potential trends consistent with avoidance, elder abuse and fraud.
• Improved and maintained AML/SAR policies and procedures. Identify and inform of any changes to legislation and other regulations related to BSA.
• Filed suspicious activity reports (SAR) when fraud is suspected and escalate to proper channels for evaluation.
• Wrote detail narratives detailing investigations and drafting SARs by documenting and corroborating teh information obtained utilizing independent sources.
• Handled escalated issues KYC, applies thorough research and problem solving ability to resolve discrepancies.
• Experience leading and providing feedback to minimize operational risk and compliance.
• Used systems including Lexis Nexis and Accurint to verify clients using KYC guidelines.
• Fully investigated and documented all dispositions including supporting d Confidential, analysis and rationale for disposition within teh case management system.

Confidential - ATLANTA, GA

TELLER OPERATIONS SPECIALIST

Responsibilities:

• Provided leadership and developed successful operational strategies for branches in six markets across two states to enable regulatory compliance and branch efficiency.
• Trained and mentored over 50+ new and veteran sales professionals both one on one and in large.
• Consistently scored in 96th percentile and above on all Financial Center Audit Reviews.
• Responsible for 100% adherence to mitigate loss, CTR and SARs reporting.
• Effectively implemented new operational and service programs for 8 branches during tenure.