PROFESSIONAL EXPERIENCE

Confidential

Senior Quality Assurance Analyst

Responsibilities:

• Providing oversight to the AML Investigations Unit to ensure documentation is accurate and consistent with AML/BSA regulations and bank policies/procedures.
• Performing quality control reviews for closed cases and Suspicious Activity Reports (SARs) to highlight deficiencies and improve data quality. Provide feedback to AML investigators.
• Advising analysts on AML red flag scenarios and best practices for case resolution.
• Conducting due diligence inquiries on individuals and organizations suspected of money laundering, terrorist financing and fraud activities by utilizing internal and external resources.
• Maintaining knowledge of AML risks pertaining to correspondent banking, trade finance, and wholesale typologies.

Continental

Transaction Monitoring Investigator

Responsibilities:

• Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on customers that may present a higher tier of risk to the bank.
• Investigate, analyze, and review client KYC data to ensure transactional activity reflects nature of business and reporting any suspicious activity.
• Performed Customer Risk Periodic Reviews (i.e. High Profile and Special Risk reviews) which includes international and complex relationships.
• Prepare and adequately support recommendations to escalate potential unusual activity.
• Completed full investigations, made SAR recommendations, and drafting SAR narratives to report activity deemed unusual.
• Provide guidance and respond to daily inquiries from peers, front - line and management regarding KYC/CIP and due diligence matters and case analysis, when appropriate.

Confidential

KYC /Transaction Monitoring Investigator

Responsibilities:

• Executed investigations based on Client On-boarding; account maintenance; transaction monitoring referrals; government sources and referrals from business partners and other control areas.
• Reviewed account documentation (KYC and CIP).
• Prepared case files for review (e.g., media search results, copies of statements/check, results from internal system searches, etc.)
• Responsible for preparing and filing SARs and recommend relationship retention or termination, and track account closures as required.
• Conducted name searches (i.e., 314(a) and ad hoc), review results and submits reports to FinCEN Resolve matches identified during on-boarding and maintenance processes.

Confidential

Senior AML/BSA Investigator

Responsibilities:

• Investigated client/transaction activity, and document investigation steps.
• Reviewing wire transfers and other banking activity to identify trends and anomalies and determine where a Suspicious Activity Report (SAR) requires completion.
• Responsible for drafting Suspicious Activity Reports (SARs) for submittal to FinCen.
• Reviewed account activity to ensure compliance with the U.S. Treasury Department's Office of Foreign Assets Control and Anti Money Laundering.
• Research applicable websites for information on the main entity and the counterparties involved in the transaction.
• Provided compliance advisory and support services to local and international locations.
• Interact with all levels of management. Assist with the validation of the transaction monitoring system and updates required.

Confidential

Senior BSA/AML Investigator/SAR Writer

Responsibilities:

• Look-back review testing of Credit Card scenarios using Actimize.
• Performed and document research on customers in accordance with remediation procedures.
• Review transactional activity utilizing both internal and external research tools, and upload results into Actimize.
• Prepared draft Suspicious Activity Report (SAR).
• Analyzed customer behaviors and patterns in scenarios by utilizing the Know Your Customer (KYC) documentation and Customer Identification Program (CIP) background information.
• Prepared the Case Summary narrative and supporting documentation to close the case, escalate the case and/or recommend the case for potential SAR filing.

Confidential

Surveillance Analyst

Responsibilities:

• Look-back EDD project focusing on high risk private banking and correspondent clients.
• Provide level of due diligence and risk rating to accounts.
• Reviewed and analyze FinCen 314(a) issued list for possible matches within the banks database.
• Reviewed Currency Transaction Reports.
• Reviewed wire transfers and other banking activity to identify trends and anomalies and determine where a Suspicious Activity Report (SAR) requires completion.
• Responsible for drafting Suspicious Activity Reports (SARs) for submittal to FinCen.
• Reviewed Private Investment Company (PIC) and other Bearer Share accounts and/or relationships.
• Responsible for due diligence client screening (Google Searches, World Check, OFAC, Negative News Search.)
• Analyzed financial statements and other legal documents.

Confidential

Quality Assurance Manager

Responsibilities:

• Perform quality control reviews for closed cases and Suspicious Activity Reports (SARs) to highlight deficiencies and improve data quality. Provide feedback to AML investigators.
• Remediation of customer profiles by creating risk-based client profiles and activity parameters for automated compliance software.
• Provide level of due diligence and risk rating to accounts and conduct Enhanced Due Diligence (EDD) reviews on high risk based clients.
• Responsible for client screening (Google Searches, LexisNexis, World Check, OFAC, Negative News Search.)
• Review account activity to ensure compliance with the USA Patriot Act of 2001, Anti-Money Laundering, and OFAC.

Confidential

Team Leader/Quality Control Manager

Responsibilities:

• Lead a team of 7 analysts checking quality and accuracy of investigation reports
• Conduct reviews and investigations of Foreign Correspondent Banking (FCB) accounts.
• Review wire transfers to ensure compliance with the U.S. Treasury Department's Office of Foreign Assets Control and Anti Money Laundering.
• Research applicable websites for information on the main entity and the counterparties involved in the transaction.
• Advising analysts on AML red flag scenarios and best practices for case resolution.

Confidential

SAR Writing and Transaction Monitoring

Responsibilities:

• Look-back transaction review focusing on KYC and EDD, reviewed wire and other wholesale and retail banking activity for cases involving high risk individuals or industries to identify trends and anomalies and determine where further investigation is needed.
• Escalate suspicious activity as needed including drafting SARs for submittal to FinCEN.
• Research applicable websites for information on the main entity and the counterparties involved in the transaction.

Confidential

Case Investigator and SAR Drafting

Responsibilities:

• Monitored and Reviewed high-risk accounts as part of ‘look back’ projects for Latin American accounts
• SAR recommendation including SAR draft
• Mitigating risk factors
• Handle and provide final disposition on alerted Cases

Confidential

Transaction Monitoring Investigator

Responsibilities:

• Transaction Monitoring of wholesale, retail, and private banking accounts. Reviewed wire transfers to ensure compliance with the U.S. Treasury Department's Office of Foreign Assets Control and Anti Money Laundering.
• Reviewed high-risk accounts as part of ‘look back’ project.
• Responsible for SAR drafting and filing.
• Research applicable websites for information on the main entity and the counterparties involved in the transaction.

Confidential

High Risk Transaction Monitoring Investigator

Responsibilities:

• Transaction Monitoring of wholesale, retail, and private banking accounts
• Research applicable websites for information on the main entity and the counterparties involved in the transaction.
• Mitigating risk factors
• Handle and provide final disposition on alerted cases
• SAR recommendation including SAR draft.