PROFESSIONAL SUMMARY:

• AML Analyst & Financial Compliance with 6 years of experience in industry with exposure to KYC on boarding, Identifying potential suspicious activity, Extensive experience in quality assurance and regulatory affairs work environments, Knowledge of environmental, social and governance (ESG), HIPPA and
• GDPR Policy and Procedures to maintain organizational compliance, Experience in handling Due Diligence (CDD, EDD, SPDD) for banking system, KYC & AML reviews, global payment processing, fraud risk, fraud detection, content review of merchant account, risk assessment, Quality auditor and risk reporting to banks & regulatory authorities, Compliance Management, Auditing, Suspicious Activity Reporting, Skillful in case management, criminal defense, legal research, analytical and exceptional communication. Skillful in conducting drafted legal documentation after thoroughly researching. Having a keen interest in providing precise and intuitive guidance to lawyers and various legal teams. Clearing House Initiatives, & Data Tracking Alerts (DTAs).

TECHNICAL SKILLS:

Computer Skills &/Research Tools: Microsoft Office Suites 365 (Word, Excel, Outlook, Publisher, Access, Microsoft Teams & OneNote. Discovery, ServiceNow, SharePoint, IBS, Salesforce, Stac, Factiva, Cadence, Cosiva, Google Dirt String, LexisNexis, Actimize & Bridger

PROFESSIONAL EXPERIENCE:

Confidential

Compliance Analyst (Contractor)

Responsibilities:

• Assigned as Compliance Case Reviewer to District of Columbia Housing Authority: Performed 1st and 2nd Level Review, redactions on customer applications, and generated custom searches on landlord/customers.
• Reviewed fraudulent activity on all current document; identify any risks and/or concerns and escalate to Decisioning Team.
• Assisted in writing regulatory documents, including the CMC sections of IND and CMC responses to regulatory agencies, and coordination with CMC team on technical writing efforts in regulatory filings.
• Supported the compilation, development, publishing, submission and maintenance of regulatory filings under direction of RA filings.
• Analyzed complex legal documents including emails, leasing contracts, spreadsheets and other financial documents.
• Reports significant documents to Project Manager to determine potential significance.
• Managed cases and reviewed documents for responsiveness to requests for production, advancing to QC/QA Team and the privilege review.
• Corresponded with supervisor and colleagues via conference calls and email throughout contract duration.

Confidential

Compliance Analyst (Contractor)

Responsibilities:

• Performed regular information privacy risk assessments and audits. Assist in responding to regulatory inquiries, reviews, and audits.
• Experienced in identifying OFAC sanctions risk on Commercial Banking Clients.
• Ensured accuracy of all financial information is in accordance with State and Federal Regulations.
• Participates in Compliance testing reviews of the CCB LOBs in accordance with the established compliance testing program. This includes the testing of procedures, documenting results, conclusions, recommendations and distributing compliance testing review reports.
• Identified potential issues and proactive compliance activities, through evaluation of policies, practices, and industry guidance in order to develop, evaluate, and implement proposed resolutions and their impact on business processes, products/services, and resources.
• Monitored core processing system and other applications (Salesforce) to identify high risk accounts opened by the bank. Analyzes account documentation (Military Orders/DMDC) on record to ensure information obtained complies with internal policies as well as federal regulations.
• Horizon Spotting: source and disseminate regulatory changes, and non - regulatory developments (such as industry best practice) regarding the Client Money and Asset regime.

Confidential, Atlanta, GA

Document Reviewer Contractor w/ Small Business Association (SBA)

Responsibilities:

• Assessed the operating process of financial review and fraud identification to locate flaws, optimize workflow and prevent fraud.
• Analyzed complex legal documents including emails, contracts, spreadsheets and other financial documents.
• Review testing and monitoring reports and quality reviews to identify compliance errors, as well as trends of non-compliance within specific areas.
• Determined which issues applied to each document and coded the documents accordingly.
• Troubleshoots and provided improved and updated searches that better suit the requirements of the project.
• Effectively maintained several hundred lending, insurance and collection agency licenses issued by regulatory bodies across throughout the United States.

Confidential

Legal Analyst

Responsibilities:

• Triaged all incoming legal documents.
• Developed and monitored case management and progression plans.
• Updated dispositional on the computer and various court systems as needed.
• Applied and experience to caseload to identify problematic issues.
• Generated reports and spreadsheets in a timely manner.
• Utilized various databases to carry out research for cases.
• Tracked and communicated project status and issues to legal teams.
• Determined procure and organize attorney and client information on legal and business issues.

Confidential

AML/KYC Analyst (Contractor)

Responsibilities:

• Assisted in OFAC system replacement project through testing analysis of false positive alerts
• Horizon Spotting: source and disseminate regulatory changes, and non-regulatory developments (such as industry best practice) regarding the Client Money and Asset regime.
• Formalized enterprise policy (Know Your Customer (KYC), Customer Identification Program (CIP)) to ensure systems and processes meet regulatory requirement.
• Monitored transactions and escalation of unusual behaviors/suspicious activity/transactions to database.
• Knowledge of unusual attributes/red flags while performing enhanced due diligence.
• Prepared of SWIFT messages and marked mails to beneficiary banks for customer details.
• Periodic compliance testing and review of various operations processes and systems and vetting the process notes from operational aspects for AML/KYC.
• Performed quality check of KYC on CDD, SPDD, and EDD (Low, Medium, and High Risk) Clients.
• Establish policy and minimum procedures to ensure compliance with OFAC filtering and reporting requirements for all business units.

Confidential

Compliance Analyst

Responsibilities:

• Inspect that commitments made regarding actions in response to Matters Requiring Attention ("MRAs") and other actions are completed
• Performed internal reviews, and identifies compliance problems that call for formal attention.
• Maintained confidentiality of protected health information (PHI) and obtained required obtained required HIPPA privacy documentation.
• Reviewed daily compliance reports and weekly audits, researching non-compliance issues and forwarding findings to Portfolio Managers for resolution.
• Ran Excel Workbook programs to pre-approve financial transactions for Portfolio Managers.
• Managed and monitored external vendor relationship by conducting ad hoc audits as necessary.

Confidential

AML/KYC Analyst

Responsibilities:

• Provided assistance to internal or external auditors.
• Worked with Retail Deposits, AML team, Risk/Fraud, and business management to ensure prompt remediation of any identified deficiencies.
• Participated in the development, implementation and ongoing compliance monitoring of all trading partners.
• Worked closely with payments, customer registrations/verifications (KYC), fraud, Premium and key stakeholders.

Confidential

Compliance BSA Analyst (Contract)

Responsibilities:

• Implementation of new clients.
• Respond to internal and external inquiries regarding the company's anti-money laundering and BSA Compliance policies and procedures.
• Aided support and management of projects assignments.
• Due Diligence visits by clients and investors; auditor visits.
• Prepared and maintained documents and reports to assist management in determining policies and procedures.