SUMMARY:

• 9.5 years experience in Oversight & Control, Compliance and Quality Assurance functions with expertise in
• Operational Risk Management, Risk Control Self - Assessment (RCSA) Program, Sarbanes-Oxley 404/SOX Testing, CCAR Testing, COSO Framework 2013, Issue Management & Action Plans, Financial Crimes Enforcement Network (FinCEN), Fircosoft Sanctions Screening, Bank Secrecy Act (BSA), US Patriot Act, Anti-Money Laundering (AML), OFAC Sanctions and Internal Sanctions, Mortgage Loans.

TECHNICAL EXPERIENCE:

FORCE, Phoenix, Global Sanctions Manager, Fircosoft Sanctions Screening, FMF Transaction Screening, Lexis Nexis, Home Base, Customer Assist, Accer, LADI, LAMP, IVault, UAT, Backend Data Validation, HALO, GOLD, World Check, Bridger Insight XG, AS400, SharePoint, IPortal, Microsoft Office (Advanced Excel, PowerPoint, Word, VISIO)

PROFESSIONAL EXPERIENCE:

 Consultant-Quality Assurance Analyst 

Responsibilities : 

• Lead Analyst for team with responsibility for project management, application testing of new software, data verification and training of staff on case tracker system.
• Performed in-line quality assurance review of work produced by Foreclosure Reviewers.
• Attended quarterly roundtable with OCC to discuss the effectiveness of test findings, and if any refinements were needed.
• Reviewed files in their entirety and provided recommendations regarding errors, misrepresentations or other deficiencies that may have resulted in financial injury to the borrower or mortgagee.
• Wrote UAT testing strategies and detailed test plans for each application release.
• Worked closely with development and project team leads and working group to ensure proper test coverage for all functionality.
• Conducted test strategy and test plan walkthroughs with project team leads and working group.

Confidential,Jersey City, NJ 

Control Officer Associate in Legal Oversight & Control

Responsibilities: 

• Create SOX testing program for Legal Oversight & Control in adherence to Global Finance SOX policy.
• Lead quarterly, semiannual and annual SOX testing for the JPMorgan Board Committees, Litigation Reserves, GOLD (Global On-line Data Base) and 10Q/10K Footnote Disclosure processes.
• Partner with external and internal Audit to support SOX testing development framework.
• Maintain current knowledge of regulatory and firm wide requirements impacting SOX testing and COSO Framework and keep clients advised of changes, updates and new regulations.
• Conduct Comprehensive Capital Analysis and Review (CCAR) testing.
• Create mapping of COSO Framework principles against 29 Board activities.
• Create Process Map and Risk Control Matrix (RCM) for processes owned by Legal as part of RCSA program.
• Partner with Process Owners to identify risk and controls of their processes and complete RCM.
• Gather, review and test evidence provided by Process Owners to validate controls in place are working appropriately.
• Perform Quality Assurance review of team members’ controls testing results and provide reporting.
• Partner with Process Owners in issue management, and creation and submission of Action Plans in FORCE.
• FORCE access administrator for organization.
• Conduct 30-45 day post-closure validation of Action Plans to ensure remediations put in place are working appropriately.
• Prepare executive level presentations for senior management providing SOX and RCSA updates.

Associate Compliance Officer in Global Financial Operations 

Responsibilities: 

• Performed independent compliance testing on Suspicious Activity Reports (SAR)
• Identified non-SARS that possibly needed an initial SAR filing.
• Ensured all SARS reviewed were filed in accordance to FinCEN and bank regulations.
• Escalated potential corrected SAR filings to management for review.
• Performed management review on all mortgage (MLIO) cases and submitted findings to senior management.
• Attended monthly meeting to review MLIO test case findings with Jacksonville SAR filing investigators.
• Tested OFAC Sanctions alerts, transaction monitoring, Client List screening, and KYC/CDD processes.
• Operationally supported QT processes for North America, Russia, LATAM, and Canada.
• Operationally supported the APAC and EMEA Global Sanctions Compliance (GSC) units for all high risk 2nd level escalated transactions as well as OFAC Interdiction and OFAC Investigation transactions.
• Performed deep analysis and review of the GSC unit’s daily operations process, data management systems, and resources through Fircosoft and other internal systems.
• Collaborated with colleagues to engineer and implement monthly QT process including procedures, qualitative and quantitative analyses, and FTE and system requirements.
• Produced and presented monthly quality testing results to regional senior management with recommendations and feedback on process improvement, risk based approaches, and global comparison feedback for all regions.
• Assisted management in ongoing refinement of QT process and productivity improvements, including changes to sampling methodology and test scripts.
• Supported training and development of all new hires on quality testing methodologies.
• Supported senior management with expanding QT scope to add additional units that may warrant quality control and independent testing.

 Quality Assurance Analyst 

Responsibilities :

• Audited mortgage lenders’ closed loan files, reviewed legal and credit documents ensuring State and Federal Fair Lending Act compliance.
• Analyzed sample of 10% closed loan files (Retail and Wholesale) for compliance with Federal regulations (ECOA, RESPA, etc.) and prepared and presented findings reports to senior management .
• Reviewed the origination, processing, closing, underwriting and post-closing documentation of conventional (conforming and non-conforming) and government loans for completeness and compliance with company and agency guidelines.
• Ensured mortgage loans were in compliance with current regulations in collaboration with Compliance department.
• Coordinated routine office visits from state mortgage officials to validate licenses and regulations were being maintained in books, and NMLS licenses were being displayed openly.
• Monitored, measured and provided feedback on staff performance to team manager.
• Assisted in identifying staff members and company employees needing further development by providing training as needed to ensure consistency and adherence to policies and guidelines.
• Coordinated events and seminars for staff training, QA process and new business development.