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Principal Payment Solutions Designer Resume

New, JerseY

SUMMARY

  • IT professional with over 20 years of experience in Retail/Investment/Commercial Banking, Wealth Management and Capital Markets
  • Vast experience in client - server, mainframe, web-based applications, involved with installation configuration/ performance tuning of various applications across multiple platforms
  • Proficient in Confidential banking suites covering various modules and payment gateways solutions
  • Provide expert services in the following Confidential Signature suites of products, Signature, Aperio, Nautilus, DocPlus, Connected Teller, Cash Edge (TN/FN), EFT & ATM, E-Commerce, POS, Credit Cards, Actimize, AML, Fircosoft, ACH, e-Payments, Dovetail payments and cloud computing solutions
  • Very familiar with GPP, Pay Plus, Dovetail, RTGS, NEFT, BPAY, Direct Debits/Credits, BACS, NACHA, UPI and Zelle interfaces
  • Serve as the internal voice of the customer
  • Work with the merchants for interfacing to eBay, Bloomberg, PayPal, MoneyGram, Xoom, Western Union, and other third party partners.
  • Define system features and participate in validation. Define the scope of work that the Agile Release Train (ART) will complete
  • Manage User Testing and provide invaluable support to achieve the testing requirements
  • Work with client to understand the business needs and both technical and functional requirements for payments processing solutions for eCommerce and general banking functionalities
  • Work with Product Management, Technology, Operations, and external vendors to identify all the required tasks
  • Perform Monthly, Quarterly, Annual Payments and Product Assessments and work with business in evaluating new products such as GTX, GPP, Dovetail, B2B solutions such as MSTS
  • Retrieve and analyze CHIPS, FEDWIRE, ACH and other payments in support of product assessments
  • Work with the SIT, UAT, BAU Test Teams in testing and user acceptance testing and also help in ensuring test scenarios
  • Develop business requirements for new product enhancements
  • Develop and maintain product documentation, policies and procedures to ensure current
  • Thoroughly familiar with various payments setup and also strong on the core banking back end side
  • Familiar with CHIPS, Fedwire, NACHA, SWIFT and related MT and ISO 20022 messaging formats
  • Identify and resolve risk and issues
  • Work on SWIFT ISO 20022 migration, CHAPS, NEFT, RTGS, SEPA, and other Financial information interfaces
  • Communicate project status and communicate issues in a timely manner
  • Work with client to understand the business needs and both technical and functional requirements for payments processing solutions for eCommerce and general banking functionalities
  • Delivery of end-to-end business requirements covering business process, application, data, security, upstream and downstream systems (channel integration web and mobile) and technology architecture
  • Engage with the client stakeholders of the payments process across such functions as IT, Finance, Accounting, Marketing/Sales, eCommerce with the ability to recommend and design state of the art solutions in digital payment capabilities
  • Work in tracing the transactions in routing, compliance, OFAC, alerts, account validations and exceptions
  • Establish client value propositions that justify investments in these solutions and the ability to articulate this value across each of the stakeholder groups
  • Possess enough technical knowledge to support the technical design of these solutions, including addressing mitigation of associated risk in payment processing
  • Collaborate with internal stakeholders and partners to understand business requirements, cyber and technology standards and other considerations that influence how identity and access solutions and services perform
  • At times, directly or indirectly lead teams or supervise staff and work product delivery
  • Provide integration services X-platforms to integrate across multiple modules within Confidential core banking applications
  • Serve as Subject Master expert for initiatives involving Tokenization, SSO-single sign-on, User Access controls, authentication & authorization.
  • Write / debug / change JCL, COBOL version controlling via control.sa, quality control, RPG, MS Sql scripting, windows scripting, FTPing

PROFESSIONAL EXPERIENCE

Confidential, New Jersey

Principal Payment Solutions Designer

Responsibilities:

  • Experience on Payments systems such as GPP, SWIFT, CALYPSO, Murex, NPP, RTGS, NEFT, CHIPS, Pay Plus, ISO 20022 conversion/migration, ATM Payments
  • Provide technical or design direction and oversight to multiple development teams working on different products / applications / platforms to ensure design consistency and inter-operability
  • Work with their Finastra Pay Plus implementation and maintenance and upgradation running on MS SQL 2016, TIBCO, and other Linux Based Middleware.
  • Contribute to the development, documentation, communication and execution of a comprehensive strategy on policies, solutions and processes for which decisions will be made regarding technology standards and digital payments areas
  • Validate that the integration solution, deliverables and relevant designs to ensure integration architecture components are appropriately utilized to quality standards and traceability to requirements exists
  • Protect / enhance the security, availability of technology, brand integrity and shareholder value by establishing parameters for continued investment in technology solutions and by providing technical risk analysis and assessment
  • Employ and advocate the use of architecture frameworks, standards and patterns to facilitate consistent and secure solutions design and delivery
  • Ensure compliance with technology architecture and design/operate processes to provide ongoing review of in-progress activity against technology architecture and development standards
  • Identify and communicate any cross-area or cross-release issues that may affect other areas and lead resolution of escalated issues
  • Conduct pre and post implementation reviews, ensuring all technical solutions have met business requirements
  • Monitor services performance / operations and recommend any changes to SLA patterns / policies or the creation of new SLA patterns/policies to address operational issues
  • Responsible for the creation and adoption of new design patterns and standards in support of the development team
  • Contribute and/or conduct ongoing assessments of architecture and software development strategy, influencing business and IT decisions to ensure consistency in approach
  • Work in close partnership with Architects to ensure that all the components are integrated and support the development of enterprise Continuously enhance knowledge / expertise in own area and keep current with leading-edge technologies, emerging trends / developments and grow expertise of the business, applications, infrastructure, analytical tools and techniques
  • Prioritize and manage own workload in order to deliver quality results and meet timelines
  • Support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
  • Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency of the business unit and/or team
  • Establish effective relationships across multiple business and technology partners, program and project managers
  • Participate in knowledge transfer within the team and business units

Confidential

SME / Solution Architect / Product Specialist

Responsibilities:

  • Provide Subject Matter Expertise in Confidential core banking system, provide support to Service Delivery and Data Warehousing, digital banking initiatives.
  • Implemented various solutions in electronic banking cash management systems/product including ACH, wires, SCO remote deposit system, Wausau, Zelle and other e-payments systems
  • Provide expert services in the following Confidential Signature suites of products, Signature, Aperio, Nautilus, DocPlus, Connected Teller, Cash Edge (TN/FN), EFT & ATM, E-Commerce, POS, Credit Cards, Actimize, AML, Fircosoft, ACH, e-Payments and cloud computing solutions
  • Work across geographical locations with various vendors and development partners
  • Effectively deal with difficult situations. Help develop solutions to complex problems. Mentor team members as SME and in SDLC methodologies
  • Well versed in Banking ACH operations processes, correspondent banking, clearing and settlement domestically and international, Banking products, new banking initiatives, regulations, real time payments, ACH, Fed ACH/wires, Fed-CHIPS, SWIFT, Same Day, new solutions/technologies (Zelle), credit card network and Payroll processing, Customer deposits, refunds, wires and payment gateway solutions
  • Work across Inbound/outbound Channels. Inbound channels include instore, e-service, pay-by-phone, IVR, customer service, speed pay, consumer center, Confidential retail deposits, Epay vendors, 3 rd party agencies, recoveries, funding Outbound payments include credit bal.refunds, rewards, Confidential retail deposits, MBS merchant payments, credit cards, funding, taxes, Amazon Pay
  • Work in tracing the transactions in routing, compliance, OFAC, alerts, account validations and exceptions
  • Manage User Testing and provide invaluable support to achieve the testing requirements
  • Provide extensive coverage in the
  • Work with client to understand the business needs and both technical and functional requirements for payments processing solutions for eCommerce and general banking functionalities
  • Engage with the client stakeholders of the payments process across such functions as IT, Finance, Accounting, Marketing/Sales, eCommerce with the ability to recommend and design state of the art solutions in digital payment capabilities
  • Establish client value propositions that justify investments in these solutions and the ability to articulate this value across each of the stakeholder groups
  • Possess enough technical knowledge to support the technical design of these solutions, including addressing mitigation of associated risk in payment processing
  • Collaborate with internal stakeholders and partners to understand business requirements, cyber and technology standards and other considerations that influence how identity and access solutions and services perform
  • At times, directly or indirectly lead teams or supervise staff and work product delivery
  • Provide integration services X-platforms to integrate across multiple modules within Confidential core banking applications
  • Write / debug / change JCL, COBOL version controlling via control.sa, quality control, RPG, MS Sql scripting, windows scripting, FTPing

Environment: MS Office applications, MS Project, and/or Visio, Rally, Jira, Slack Bot, Kanban, Pivotal tracker, AS400, Java/J2EE Spring framework, Maven, Micro Services, REST APIS, Cloud Applications, Node.JS, variety of application such as Aperio, Cash Edge, Yodlee, Cust ID, Zelle, PCF (Pivotal Cloud Foundry), visual cron, Batch IT, EnRoute, Kafka, OFAC service, fircosoft, my Sql, MS SQL Windows Server 2012, SQL Server 2012, SQL Management Studio & SQL Query Development, IBM MQ Series, MQ Explorer, WebSphere Application Server, extensive prod support, root cause analysis & resolution experience, IBM HTTP Server, Citrix Server, Java/J2EE, IBM AIX 5.x/6.x, Shell scripting, VMWare (VMC), SVN, NDM, SFTP, Autosys, Critical skills: IBM MQ Series & SQL & protocols such as FTP, SFTP, HTTP, HTTPS, SMTP

Confidential

Lead Consultant

Responsibilities:

  • Managed large scale banking application Confidential -Signature (various modules) covering CRM, transactional accounts, Fixed Deposits, Loans, Document management, Data warehousing, EFT & ATM, POS, Credit Cards, Insurance, Credit Scoring/Risk, AML, Fraud, IVR, File Manager, General Ledger & reconciliation, Web, digital, e-commerce Loans Origination System (LOS), Wealth Management, FX, Margin Trading, commodities, Loan Management systems (Borrowing and Lending), interfacing to variety of transactions sources (Payment systems)
  • Manage oversee service delivery of all UAT/E2E testing activities across Business LOB’s
  • Lead teams across multiple domains in building applications using Webservices/APIs/Data services/Micro services/Soapui/JSON inputs and manipulations
  • Provide integration services X-platforms to integrate across multiple modules within Confidential core banking applications
  • Responsible for using best practice PMO methodology to create a project plan to fit the stakeholders’/sponsors’ needs and deliver on desired outcomes
  • Ensure the teams delivery changes to the web-based application for new loans, insurance using the Angular JS, CSS, HTML changes as per the business UI changes
  • Ensure full E2E testing across various business is successfully completed before it is ready for production changes
  • Manage client expectations, anticipate operational and tactical risks and track them
  • Clarify, identify, and track requirements and issues, remove barriers, resolve minor project issues, and escalate to immediate manager where required
  • Experienced in project delivery in Digital Banking space (online banking, mobile banking)
  • Financial Services experience - Support and manage the banking system and allied interfaces to around 56 systems involving variety of applications. Strong understanding of as is business functions, processes, customer and colleague impacts, and regulatory implications
  • Experienced in HP ALM, SQL, and SDLC, ADLC methodologies. Business process management and modelling
  • Experienced in cloud computing (SaaS/PaaS), Hadoop, MongoDB

Environment: AS400, IBM WebSphere Portal 6.1/8.1/8.3, JSR 268, Web Content Management, ICBS, Message Queue, DB2, Informatica & FileNet, DMS, Linux, MS SQL, Oracle, Apache Tomcat, Salesforce, SharePoint, Exchange, Right Fax, Jira, Control M, Service Now.

Confidential

Executive

Responsibilities:

  • Work on Internet of things (IOT) for variety of legacy applications to be converted to digital technology. Helped the organisation adopt Cordova with ionic framework, angular JS, VS 2015 C#, MS SQL 2008 R2 and other web technologies
  • Strong in planning, driving and execute cloud transformation roadmap. Provide application support across the company’s e-commerce web applications (digital, mobile, customer facing applications such as CRM)
  • Define system and application architecture and provides vision, problem anticipation, and problem-solving ability to organization
  • Strong knowledge of deploying SOA based applications on cloud
  • Strong background with agile software development as well as agile user story management tools.
  • Engaged the company to build android, IOS application for their financial products
  • Lead teams across multiple domains in building applications using Webservices/APIs/Data services/Micro services/Soapui/JSON inputs and manipulations

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