Senior Credit Analyst Resume
Southfield, MI
SUMMARY:
Ambitious finance professional with strong track record of top performance. Possesses wide spectrum of experience in financial analysis, consumer lending, and credit evaluation. Can undertake difficult mandates and meet tight deadlines with strong attention to detail. Personal qualities include: positive attitude, rigorous ethic, problem - solver, autonomous, persistent, adaptable, and driven.
TECHNICAL SKILLS:
Known Office Package: Microsoft Word, Microsoft Excel, Microsoft Access, Microsoft PowerPoint, and Microsoft Outlook Express
Known Operating Systems: Windows Vista, Windows XP, Windows 2000 Risk Analysis, Customer Service, Personal Banking and Finance, Tax Planning Strategies, Risk-Based Lending, Reasoning, Researching, Client Relations,, Billing and Collections, and Loan Servicing
PROFESSIONAL EXPERIENCE:
Confidential, Southfield, MI
Senior Credit Analyst
Responsibilities:
- Auto finance originations specialist focusing on credit analysis, risk determination, data review, and document verification and validation
- Developed other team members by providing clear expectations, proactively, and building a strong work environment
Confidential, Troy, MI
Appraisal Coordinator
Responsibilities:
- Real Estate appraisal assignment en suring proper alignment with USPAP, FIRREA, and HVCC guidelines;
- Extensive database management including appraiser roster and new client acquisition, provided support to entire appraiser roster to improve efficiency and turn-around times;
- Ensured compliance with federal and state law; Developed and confirmed uniformity of reporting.
Confidential, Wixom, MI
Project Manager/Crew Leader
Responsibilities:
- Commercial/Industrial coatings procurement and application e nsuring timely project completion including client satisfaction follow-up
- Cost analysis and inventory management ensuring bid-to-invoice profit.
Confidential, Southfield, MI
Tax Planning Practice Manager
Responsibilities:
- Studied advanced tax law to provide accurate tax strategies for the clients’ overall financial gain
- Assisted CPAs with daily preparation of tax returns, meeting agendas and tax plan presentations
- Clerical duties including data entry, filing, bulk mailings, and recurring schedule management.
Confidential, Troy, MI
Credit Manager
Responsibilities:
- Developed knowledge of company products and procedures within conventional and government loan guidelines;
- Analyzed detailed financial and credit data to pair customer needs with an appropriate loan program and level of risk;
- Trained fellow employees in company sales practices and procedures
- Promoted adherence to policies and increased sales volume.
