Credit/Collateral Analyst Resume

PROFESSIONAL EXPERIENCE

Confidential

Credit/Collateral Analyst

Responsibilities:

Daily maintenance of client’s collateral risk and credit portfolio for Structured Finance team, including setting up new loan files and preparing calculation and funding of Borrowing base template to Back Office for processing
Prepare, monitor and approve back office distributions and instructions for loan advances, pay downs, monthly distributions, adjustments on revolving loans, interest and unused fees
Monitor, review and reconcile existing clients borrowing bases, covenants, OFAC checks (AML mitigation), KPI reporting, statements and risk reporting with agent banks, Custodians, SPV’s, underwriters and internal teams (Asset back lending, Loan servicing, Syndication)
Review key performance indicators and analyze trends for strategic planning (support focus, process changes) for modification or renewal on existing line as per Loan Agreement; support for monthly/quarterly Financial reporting
Successfully created Flow Chart and Operational procedure for Structured Finance and Project Team Documentation Process by defining workflow, functional support and maintenance

Confidential

Collateral Analyst

Responsibilities:

Process and monitor customer’s daily exposure risk and trade portfolio, comprised of various OTC Derivatives products such as IRS, CDS, Fixed Income, Equities, Futures, Options, FX CASH (EUR,CAD, GBP, JPY) for Central Cleared parties and Bi - lateral contracts (Buy and Sell)
Monitor daily and monthly collateral position, statements, eligibility, settlement, substitutions, interest and coupons
Investigate, resolve and log daily cash and securities disputes in Collateral system and Third party Vendors (Arcadia) related to pricing, initial, variation margin, Mark to Market, settlement and reporting
Mitigate firm’s risk and exposure by daily reconciliation of buffer and management of Intraday calls
Implemented and improved operational process for Go-live of Settlement Netting to reduce payment risk, including BRD development (scope and planning) to UAT in order to meet business deliverables
Facilitate Onboarding process of new clients on CSA legal terms, reporting, statements and Clearing house practices
Involved in UAT testing of front to end cleared swaps process to ensure proper data feeds, identified pain points/risks and proposed solution for improving funding of margin calls between Derivatives Clearing Organizations and counterparties
Maintenance of team policies and procedures to ensure firm compliance with Regulatory and Industry mandates
Liaison for Internal and external stakeholders, Finance Control & Regulatory, Compliance, Legal, Trading, Risk, IT, CCP and Client

Confidential

Clearing Margin Analyst

Responsibilities:

Processed and reconciled daily cash and securities margin calls for OTC Derivatives for Interest Rates and Credit cleared via Central Clearing Parties (LCH, CME, ICE)
Participated in UAT testing to streamline manual processes and created bulk uploads to improve STP efficiency
Coordinate and held weekly conference calls to streamline processes with other business units and sponsors on timely resolution, issue identification and root cause analysis to reduce margin dispute