SUMMARY:

• Retail Banking/Operational Risk Management/Control, Multi - Million-Dollar Cost Savings
• Internal Control Policy Development & Implementation, AML/Fraud Analysis
• Top Performing Certified Anti-Money Laundering Specialist (CAMS) and Operational Risk Analyst with a Juris Doctor.
• Extensive experience in risk management/compliance; performing Risk and Control Self-Assessments (RCSAs); developing key risk metrics to monitor changing risks; conducting detailed investigations, analysis, process improvement; and internal controls development within a complex asset management environment.
• Effective communicator with strong interpersonal skills and the ability to thrive in an environment built on integrity, respect, strong organizational values, and positive working relationships.
• Strong knowledge and competency with banking regulatory requirements for treasury functions including Basel III, BSA AML, LCR, Volcker compliance and GAAP requirements.
• Decisive leader, motivator, and mentor recognized for encouraging an environment of innovation, creative problem-solving, and accountability conducive to performance excellence.
• Advanced skills in business process improvement, time management, and communication

AREAS OF EXPERTISE:

• Empowering Team Leadership Accounting & Finance Operations Financial/Operational Risk Reporting
• Process Implementation QA/QC Data Mining, Analysis & Presentation Risk Management/Analysis & Fraud Prevention
• Risk Metric Identification System & Process Issue Mitigation Control Record Updates/Control Development SAR
• 314(B) Requests Subpoena, Search Warrant, Legal Process Customer Due Diligence, Enhanced Due Diligence
• Politically Exposed Persons (PEPs) Foreign Currency, Complex Transaction, Fraud Management Research & Analysis
• Control Test Analysis/Control Test Scripts SEC & Regulatory Reporting/Bank Secrecy & USA Patriot Act Internal Audits

TECHNICAL PROFICIENCIES:

Microsoft Office Suite (Word, Excel, PowerPoint, and Outlook) OneNote, Publisher, Internet Explorer, OneDrive) Adobe Photoshop, Adobe Illustrator, other Creative Cloud Applications; QuickBooks; SQL; Salesforce, Citrix, ESB, Open Source Intelligence (OSINT); WordPress; CRM; Agile; IT: SQL, OCR, Tableau, CaseMap, ESI, SAP; Legal Research (Thomson Reuters CLEAR, Westlaw, LexisNexis); Online/Social Media Platforms (Twitter, Facebook, Instagram, YouTube, WordPress)

PROFESSIONAL EXPERIENCE:

Confidential, Tempe, AZ

Retail Banking Risk Support Officer

Responsibilities:

• Earned fast-track promotions based on solid performance and exemplary leadership to evaluate processes and mitigate risk for the Retail and Private Bank branches, including NSF decisions, Overdraft monitoring, Large Items, loss or risk intake, reports, and the decisioning of over-limit and exception transactions.
• Exercise discretion and discernment while conducting operational performance review report analysis to make decisions on high-dollar transactions within approved limits of up to $3M. Transactions include fee reversals, large items, overdrafts, and XCP decisioning.
• Successfully facilitated a 50% increase in efficiency by converting multiple forms into easily editable PDF files for the team to input information quickly and efficiently.
• Leverage an excellent understanding of policies and procedures, including risk management and compliance, to anticipate operational risk and proactively handle questionable activities aligned with established standards.
• Exhibit decisive leadership risk/oversight projects from inception to completion, including monitoring and handling internal alerts and escalations to ensure SLAs decisions align with Canadian Items, EFM Alerts, Branches, Private Bank, and other established standards.
• Successful in identifying and controlling risk, reporting findings, and interacting effectively with Retail Operations, Enterprise Fraud Management, BSA/AML, Branches, and other business units.
• Handle complex transactions, including foreign currency accounts, Wires, Risk assess Remote Deposit Applications.
• Meticulous and detailed while entering data into LEA (Loss Event Application) system to support reportable losses.

Confidential, Tempe, AZ

AML Investigator SAR Writing

Responsibilities:

• Played an instrumental role in helping the bank avoid millions of dollars in fines by protecting the bank and reporting on prior activity not previously deemed suspicious, potentially saving costly fines and additional regulatory scrutiny.
• Conducted in-depth research to determine the existence of suspicious activity. Wrote a narrative and filed Suspicious Activity Reports (SARs) to escalate suspicious activities.
• Performed a wide range of financial operational functions, including AML alert and case review; review of law enforcement and 314(b) requests, including subpoenas and search warrants.
• Served as a member of the Special Investigations team conducting specialized case investigations, including comprehensive and complex case investigations and investigations of UnionBanc Investment Services (UBIS) accounts.
• Increased and maintained proficiency in money laundering trends, AML and BSA.

Confidential, Phoenix, AZ

Anti-Money Laundering Compliance Analyst

Responsibilities:

• Exhibited strong organizational and analytical skills to conduct investigation and analysis of each instance of potential Anti-Money Laundering activity and suspicious financial activity across multiple jurisdictions and countries, utilizing a wide variety of research and analytical tools.
• Exercised precision and strict attention-to-detail producing well-written reports detailing and analyzing the potentially suspicious activity and, when appropriate, prepared filing with the Financial Crimes Enforcement Network, a division of the Confidential .