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Workout Specialist I Resume

3.00/5 (Submit Your Rating)

Imi Valley, CA

SUMMARY:

Highly organized and detailed - oriented Customer Service Representative with over 11 years experience Dedicated and focused. Able to prioritize and complete multiple tasks, and follow through to achieve department goals. An independent and self-motivated professional with excellent research and writing skills, able to grow positive relationships with clients and colleagues at all organizational levels.

TECHNICAL SKILLS:

Microsoft Word, Excel, PowerPoint, Lotus Notes, Type 55WPM

PROFESSIONAL EXPERIENCE:

Confidential, Simi Valley, CA

Workout Specialist I

Responsibilities:
  • Analyze and determine the best course of action on delinquent or potentially delinquent mortgage loans.
  • Assist existing borrowers experiencing difficulty meeting their monthly financial obligations.
  • Probe and Evaluate borrowers for various workout plans, including loan modifications.
  • Ability to apply credit skill and sound judgment.
  • Focus on key areas of the borrower’s ability, stability and willingness to repay their loan.
  • Process and evaluate loan modification applications to ensure all documents are complete and ready to submit to Underwriting.

Confidential, Simi Valley, CA

Workout Specialist

Responsibilities:
  • Analyzed and determined the best course of action on delinquent or potentially delinquent mortgage loans.
  • Assisted existing borrowers experiencing difficulty meeting their monthly financial obligations.
  • Probed and Evaluated borrowers for various workout plans, including loan modifications.
  • Ability to apply credit skill and sound judgment.
  • Focused on key areas of the borrower’s ability, stability and willingness to repay their loan.
  • Processed and evaluated loan modification applications to ensure all documents are complete and ready to submit to Underwriting.

Confidential, West Hills, CA

Home Retention Division, Collector I

Responsibilities:
  • Worked in the Collections/Risk Avoidance Operations environment and was responsible for resolving delinquencies through inbound/outbound collections phone calls. 
  • Collections for delinquent loans.
  • Reviewed delinquency patterns.
  • Identified types of loans and resolution options.
  • Reviewed a customer's income and expenses.
  • Debt Counseling.
  • Developed Repayment Plans.
  • Recommended workout options (like loan modifications, short pay offs and deeds in lieu)

Confidential, Chatsworth, CA

Office Assistant         

Responsibilities:     
  • Confidential is an office supply retail specialist providing office supplies at wholesale cost.
  • Served as office assistant.
  • Answered and directed incoming phone calls.
  • Opened and routed incoming mail.
  • Processed orders for delivery.
  • Processed billing invoices and credit adjustments.
  • Prepared correspondence and various office materials.
  • Scheduled daily routes for delivery.
  • Prepared conference rooms for meetings.
  • Performed administrative duties as assigned.

Confidential, Los Angeles, CA

Dealer Support Lead

Responsibilities:
  • Amp'd Mobile offers voice services as well as 3G data services such as wireless broadband, text and picture messaging, and over-the-air downloadable applications and content including Video on Demand from its Amp'd Live service.
  • Monitored calls for Quality Assurance (Q&A) and training purposes.
  • Monitored service levels.
  • Prepared daily scheduling
  • Answer inbound calls in a fast-paced high volume call center.
  • Provided support in a variety of areas including, but not limited to: credit checks, activations, billing, calling features, plan changes, cellular coverage, roaming areas, ampd live, PTT, and system troubleshooting. With focus efforts of resolving the customer’s needs on the first call.
  • Utilized a variety of technical information systems, such as RSS, KODIAK, SurePay, and AltiSup.
  • Gathered customer information to fulfill customer needs and educate customer to prevent future call backs.
  • Assisted with escalated customer issues.

Confidential, Chatsworth, CA

Subpoena Processor

Responsibilities:
  • Research customer account activity.
  • Review reel tapes and microfiche to locate checks that have been subpoenaed.
  • Print copies of requested subpoenas and checks.
  • Prepare documents to be sent to customers such as bank statements, NSF notices, CD renewal letters, and loan documentation.

Confidential, Sacramento, CA

Sr. Customer Care Representative

Responsibilities:
  • Answered 150-200 inbound customer service calls in a fast-paced, high volume call center.
  • Focus efforts were resolving customer needs with one call.
  • Provided quality service and support in a variety of areas including, but not limited to: billing question, roaming areas, calling features, plan changes, cellular coverage, and system troubleshooting.
  • Utilized a variety of technical information systems, such as Nortel Switch, Octel, WEBAXE, and CBIS.
  • Up-Sold new products and services.
  • Facilitated huddles and team meetings.
  • Gathered information to provide feedback regarding products and services thoroughly and efficiently.
  • Gathered customer information to fulfill customer needs, and educate customer to prevent future call backs.
  • Assisted with escalated customer issues.

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