SUMMARY:

• Spanish - bilingual licensed attorney with strong financial regulatory experience including, but not limited to AML investigations, KYC, transaction monitoring, CDD, OFAC, sanctions, research, and SAR writing. Additional experience with Quality Assurance, project management, legal writing and/or policy & procedure drafting, client onboarding, complex domestic and foreign organizational structures, and alert analysis. Possess knowledge of multiple business units, including but not limited to Correspondent Banking, Trade Finance, Retail Banking, Credit Cards, Middle Office, Treasury, Commercial Banking, Retail Brokerage, Asset Management and Trusts.
• Consistently promoted and/or delegated additional responsibilities within consulting projects, including at the following financial institutions: Confidential, Confidential, Confidential, Confidential, Confidential, Confidential and Confidential .
• Proficient in multiple transaction monitoring software and related electronic resources including, but not limited to: Confidential, Confidential, Confidential, MS Excel (macro recordings, pivot tables, etc.), Confidential, Confidential, Confidential, etc.

PROFESSIONAL EXPERIENCE:

Confidential, Pasadena, CA

SENIOR TEAM LEAD

Responsibilities:

• Co-managed CDD remediation project and conducted quality assurance (QA) on transaction analysis-based, risk-rating assessments for a team of thirty (30) AML analysts.
• Collaborated daily with bank Managing Director on best practices, needs assessment, strategy, updating internal Customer Due Diligence (CDD) procedures and project status updates.
• Developed risk rating standards for various client types: existing high risk, trade finance, non-bank financial institutions (NBFIs) and consulate clients, etc.
• Conducted QA on over 500 risk rating reports, consisting of KYC profiles, transaction analysis, Office of Foreign Assets Control (OFAC) list screening, etc.
• Implemented and designed case tracking database.
• Drafted and submitted daily reporting metrics.
• Trained analysts on best AML, CDD and OFAC screening practices.
• Acting liaison between consulting firm principals and Confidential management.

Confidential, New York, NY

SAR WRITER LEVEL III / OFAC ALERT ANALYST

Responsibilities:

• Conducted Quality Assurance and drafted SARs, Escalation Reports and Case Closure Recommendations on alerted accounts.
• Conducted Enhanced Due Diligence, transaction analysis, data mining, KYC profile remediation and AML/TF case analysis.
• Conducted OFAC alert analysis/clearing to determine transactions posing OFAC / Sanctions violation risks.

Confidential, Irving, TX

SAR WRITER / SAR Q.A. ANALYST

Responsibilities:

• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis.
• Conducted Quality Assurance and drafted SARs, Escalation Reports and Case Closure Recommendations on alerted Bank clients.

Confidential

SANCTIONS PROJECT MANAGER / TEAM LEAD / Q.A. ANALYST

Responsibilities:

• Conducted quality assurance for all team work product for a special sanctions compliance team which conducted economic sanctions risk assessments on clients and their respective accounts.
• Collaborated and advised RBC management on a daily basis.
• Drafted daily and weekly reporting metrics.
• Designed and implemented new sanctions review process.
• Trained analysts on best practices.
• Acting liaison between consulting firm principals and RBC management.

Confidential, San Ramon, CA

PROJECT MANAGER / TEAM LEAD / Q.A. ANALYST

Responsibilities:

• Contracted to conduct full ML/TF risk analysis, forensic due diligence and Sanctions/OFAC screening on Confidential foreign correspondent bank customers.
• Promoted to Quality Assurance Analyst, and subsequently, interim Project Manager during Project Manager’s absence within 3 weeks of start date.
• Coordinate with Management on team workflow and general risk assessment matters for consulting firm team.
• Responsible for team members, delegating work assignments, maintaining daily workflow metrics and Quality Assurance Analysis.

Confidential, New York, NY

Q.A. ANALYST / SAR WRITER

Responsibilities:

• Drafted and filed Suspicious Activity Reports (SARs) and Closing Memorandum on identified potential money laundering, fraud and terrorist financing activities.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, New York, NY

AML INVESTIGATIONS ANALYST / SAR WRITER

Responsibilities:

• Drafted and filed Suspicious Activity Reports (SARs) and Closing Memorandum on identified potential money laundering, fraud and terrorist financing activities.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, New York, NY

Q.A. ANALYST

Responsibilities:

• Competitively selected for the Confidential & Confidential software testing and implementation group.
• Conducted software usability testing and advised on deficiencies encountered during software beta stage testing in preparation for bank-wide rollout in the coming months.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing / Escalation Memorandum.
• Selected to conduct quality assurance reviews of first level review AML risk escalation/no further action reports and approve or reject same reports.

Confidential, New York, NY

ANALYST

Responsibilities:

• Trained middle office staff on KYC investigation best practices, business structures, regulatory requirements, EDD, etc.
• Drafted the internal Itaú Confidential on-boarding procedures manual.
• Advised on internal policy changes to conform to regulatory and industry-wide standards.
• Designated bearer share subject matter expert.

Confidential, New York, NY

CLIENT IDENTIFICATION PROGRAM OFFICER

Responsibilities:

• Reviewed and approved/rejected new incoming personal and corporate clients and associated documents to confirm account beneficial ownership (documents consisted of partnership agreements, offering memoranda, trust agreements, etc.).
• Conducted background checks on same.
• Collaborated with Front Office, Reputational Risk and AML departments regarding negative findings.
• Engineered Excel client data spreadsheets.

Confidential, Long Island City, NY

AML INVESTIGATIONS ANALYST / SAR WRITER

Responsibilities:

• Contracted to review and identify suspicious activity/entities found on retail bank accounts.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, Brooklyn, NY

AML INVESTIGSTIONS ANALYST

Responsibilities:

• Contracted to review/identify suspicious activity associated with trade finance transactions.
• Perform enhanced due diligence, Spanish document translation, account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, New York, NY

INVESTIGATIONS ANALYST / SAR WRITER

Responsibilities:

• Contracted to review and identify suspicious activity/entities found on retail bank accounts.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, New York, NY

AML ANALYST

Responsibilities:

• Contracted to review and identify suspicious activity/entities found across multiple product lines.
• Performed enhanced due diligence, KYC profile development, Sanctions/OFAC screening, conducted account monitoring, data mining, money laundering/terrorist financing risk assessment analysis and Closing Memo/SAR drafting.

Confidential, New York, NY

VOLUNTEER

Responsibilities:

• Volunteered for a non-profit. Trained staff on Venture Capitalist angel investment / Series A investments to assist third world country high-impact entrepreneurs