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Team Developer Resume


  • 6 years of work experience in corporate lending operations and Trade Finance operations (Supply Chain Financing) in the Banking and financial services industries
  • A team player with strong leadership skills and, ability to work - independently, multi-task and deliver process in a timely manner
  • Demonstrated ability to identify process strengths and weaknesses, understand described process flows and work for solutions to improve efficiency and work effectively
  • Product Knowledge in Overdraft Products, Short and Long Loans, Syndication Loans.
  • Extensive knowledge in Trade Life Cycle, Guarantees, Standby LC, Receivable Services(With Recourse and Without Recourse), and Supply chain finance
  • Has process knowledge in SWIFT messages like MT760,MT767,MT769,MT790,MT792,MT799
  • Processed Loan Payments on daily basis and perform reconciliation of accounts payables and accounts receivables
  • Knowledge in INCOTERMS 2010, ISBP 745 and others related Standby Letters of Credit and Guarantee and Trade Loan.
  • Will exercise sound judgment within predefined practices and procedures
  • Potential to become involved in Client Facing roles acting as senior point of contact for client escalation issues
  • Liaise with the Onshore Team, Front Office, and other stakeholders on enquiries and Update comments and follow up on break
  • Ability to learn new knowledge/skills quickly and work in a dynamic environment
  • Able to work independently and assume responsibility for transactions and/or project deliverables with minimal supervision and handle multiple assignments
  • Has provided extended support to data Management team in importing data files and performed data cleaning for further analysis and reporting in Base SAS for short term project.


Analytical tools: TAM (CashPro trade), PRISM, SWIFT, SCORE, Loan IQ, ACBS, Magellan, SAS Base,ACH (Automated Clearing House), FedEx

ERP: Tally7.2, Quick Books Pro Version 4.0, E-commerce

Office tools : Excel 2003(&above), MS PowerPoint, MS Word



Team Developer


  • Was part of Pilot batch in Chennai for a Supply Chain Finance process migration straight from US onshore and Played a major role in migration and created back up for the trade servicing operations from LA (US) onsite
  • Maintained records of all loans including associated fees and payment dates
  • Adhere to Service level objectives for Global Trade Operations in reviewing and releasing trade transactions related to Supply Chain Finance and liquidations in accordance with established timeframes and transaction limits.
  • With Access to trade system provide work allocation to the team members and Monitoring and maintain accuracy and efficiency of the trade process transactions and negotiation processes to ensure a smooth and efficient workflow.
  • Prepared Participation documents and agreements as per the Business credit application requirements which were routed through onshore team across participations banks for they the signoff.
  • Worked in various trade systems such as TAM (CashPro Trade), SWIFT, ACH(Automated Clearing House), FedEx for trade process transactions
  • Assisting with monthly reporting and in-line quality assurance process controls
  • Communicating and co-ordinate with onshore team to ensure transactions are executed in accordance with client's servicing needs and bank requirements
  • Participated in the introduction of new or revised systems, operating procedures, and initiatives related to trade servicing operations to improve client relations and operating efficiency.
  • Participated in client meetings, monthly calls and provide expertise and recommendations on trade instrument structure and processing procedures.
  • Monitor email on a regular basis throughout the day and acknowledge receipt with clients, providing periodic updates until resolved
  • Updating and maintaining department metrics that is provided to senior management and product stakeholders
  • Cross trains on multiple functions within the unit
  • Assists with training new team members and serves as a resource for less experienced associates

Senior Credit Officer


  • Worked as a Operational Analyst (Senior Operational Analyst) in Lending Operations for portfolios Denmark, Sweden, Italy, Spain, Germany, Austria, & Switzerland Limit Maintenance process and Documentation
  • Analysis the Credit Application stored in PRisM (RBS Internal database system) from the data we create or Set up new and maintaining existing Approved Limit(Facility) in internal system (SCORE) and LIQ(Global System) for lending’s process.
  • Verifying the Securities document legally signed and submitted by the Customer (Document includes SBLC, Personal guarantees, corporate guarantees, cash collaterals) and Ensuring accurate input and maintenance of Limits loaded in various TP systems.
  • Issue Risk Allocation Letter through SWIFT message to various RBS subsidiaries.
  • Handling all type of lending products for Investment Banking like Overdraft, Intraday, Cash Pool Facilities, Loans, Trade, Factoring Services and Treasury products.
  • Update interest, margin, commissions in transaction systems and also calculate commitment fee on Monthly, Quarterly and yearly bases.
  • Updating workflow tool and Allocating processes to the team members and ensuring completion within the given time line and to meet the Service level Agreement without any escalations.
  • Preparation of MIS report for Denmark and Sweden, Italy and Spain on weekly, monthly, quarterly and semi- annual basis. Addressing escalation with the stake holders and discusses about the challenges faces and the improvisation needed in the process to increase the productivity and smooth flow of BAU (Business As Usual).
  • Coordinating and liaising with onshore team and Relationship Manger by email.
  • Preparing Limit allocation Letter after prior checking of various internal documents and advising limit for the customer in other subsidiaries branch.
  • Coordinating with overseas dealers and Risk Managers on a day to day basis.
  • Was part of small team in providing extended support for Data management team in imported data reports for further analysis and reporting using Base SAS for short term project.
  • Potential to become involved in Client Facing roles acting as senior point of contact for client escalation issues
  • Addressing training needs of Team members and handling internal controls Audits.

Senior Officer


  • Worked as a Senior Officer (Analyst) in Credit Risk Control Department in operations for Large Corporate, SME and MNC for Hong Kong portfolio - (Total Experience - 3 years)
  • Monitoring of Limits after interpretation of the Business Credit Applications for Local Corporate accounts, Global corporate accounts, Small Medium enterprises (SME), financial institutions
  • Allocating limits for corporate clients and Financial Institution clients.
  • Managing lien securities with blocking and removal as per instructions from RM and Credit approvers, also continuously monitoring them from time to time according to exchange rate fluctuation.
  • Allocating and transferring Limits for clients upon approved Business Credit
  • Application from RM and Senior Credit Officer as the system is online where the financial impact is high.
  • Monitoring the pricing instructions and also altering them from time to time in order to maintain the agreed pricing levels between business and customer.
  • Verifying the Regulatory Compliance checks that are met by the corporate clients and FI’s before allocating any credit limits.
  • Coordinate with client, internal and external senior stake holders, legal and various utility teams ensuring all prerequisites like credit limit, KYC, admin details are in place and the facility is set up in ACBS as servicing ready
  • Calculations of Overdraft interest, Commitment Fee and Reconciliation of CRC managed GL Accounts
  • Processing Securities like Lien and Hold in customer’s accounts as per the Business Credit Applications.
  • Process Securities Compliance Certificate (SCC) and make a through end to end check and setup new limit profiles in various systems as per the Products allowed
  • Allocating work to team members based on their strengths
  • Coordinating with inter related departments for action to be taken and completion of the instructions passed by us to complete the process end to end and give confirmation
  • Ability to priorities work and also handle work pressure in both Team environment and individual environment.

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