Commercial Credit Officer Vp Resume
SUMMARY:
Value Offered Results - oriented, passionate professional with experience in the banking industry. Self-starter with excellent analytical, organizational, and communication skills. Persistent and adaptable problem solver consistently delivering top results. A team player who works well with people at all levels, motivated, detail-oriented and enjoys a challenge.
SUMMARY OF SKILLS:
- Credit analysis
- Research
- Reporting and analysis
- Compliance
- Banking background
- Risk management
- Deposit and credit understanding
- Loan documentation
- Policy review
- Resource management
- Strong mentoring
- Detail oriented
- Excellent communication
- Conflict resolution
PROFESSIONAL EXPERIENCE:
Confidential
Commercial Credit Officer VP
Responsibilities:
- Builds credibility, establishes rapport, and maintains effective communication with all levels of management up through executive levels of leadership, including those external to the organization
- Carry out credit analysis and requests on customers.
- Interpret documentation to make appropriate decisions.
- Recommend loan approvals or denials as well as limits.
- Monitor daily credit operations and mentor junior officers.
- Continually update regulatory and banking knowledge through training.
- Advanced knowledge of banking business fundamentals
- Proficient with credit modeling, analysis and facility documentation
- Ability to think out of the box to create result oriented business solutions
- In-depth knowledge of background investigation
- Ability to work under constantly changing environment with equal dedication and continuously deliver outstanding results
Commercial Credit Officer VP
Confidential, Irving, TX
Responsibilities:
- Present Responsible for review and approval of commercial loan applications (less than $250M) sent from branch networks.
- Critical impact project Business Stakeholder representation including validating and testing new technology lending platforms.
- Subject Matter Expert for business representing Small Business commercial lending group.
- Multiple special project roles including training, mentoring and new employee on-boarding. Selected by senior management to represent the business and conduct business operation presentations to Executive Leadership and external officials.
Unsecured Underwriter
Confidential, Irving, TX
Responsibilities:
- Responsible for review and approval of unsecured loan applications sent from all different channels and branch networks.
Senior Loan Officer/Underwriter
Confidential, Dallas, TX
Responsibilities:
- Responsible for review and approval of all types of loan applications from both Direct and Indirect sources including auto and marine sources.
- Maintained lending relationships with dealers and brokers.
- Assisted in loan workouts when needed.
- Assist in training of junior lending officers and Branch Managers.
Branch Manager
Confidential, Irving, TX
Responsibilities:
- December 2003 Responsible for all credit union branch operations to include planning, organizing, directing and coordinating staff, programs and activities.