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Commercial Credit Officer Vp Resume

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SUMMARY:

Value Offered Results - oriented, passionate professional with experience in the banking industry. Self-starter with excellent analytical, organizational, and communication skills. Persistent and adaptable problem solver consistently delivering top results. A team player who works well with people at all levels, motivated, detail-oriented and enjoys a challenge.

SUMMARY OF SKILLS:

  • Credit analysis
  • Research
  • Reporting and analysis
  • Compliance
  • Banking background
  • Risk management
  • Deposit and credit understanding
  • Loan documentation
  • Policy review
  • Resource management
  • Strong mentoring
  • Detail oriented
  • Excellent communication
  • Conflict resolution

PROFESSIONAL EXPERIENCE:

Confidential

Commercial Credit Officer VP

Responsibilities:

  • Builds credibility, establishes rapport, and maintains effective communication with all levels of management up through executive levels of leadership, including those external to the organization
  • Carry out credit analysis and requests on customers.
  • Interpret documentation to make appropriate decisions.
  • Recommend loan approvals or denials as well as limits.
  • Monitor daily credit operations and mentor junior officers.
  • Continually update regulatory and banking knowledge through training.
  • Advanced knowledge of banking business fundamentals
  • Proficient with credit modeling, analysis and facility documentation
  • Ability to think out of the box to create result oriented business solutions
  • In-depth knowledge of background investigation
  • Ability to work under constantly changing environment with equal dedication and continuously deliver outstanding results

Commercial Credit Officer VP

Confidential, Irving, TX

Responsibilities:

  • Present Responsible for review and approval of commercial loan applications (less than $250M) sent from branch networks.
  • Critical impact project Business Stakeholder representation including validating and testing new technology lending platforms.
  • Subject Matter Expert for business representing Small Business commercial lending group.
  • Multiple special project roles including training, mentoring and new employee on-boarding. Selected by senior management to represent the business and conduct business operation presentations to Executive Leadership and external officials.

Unsecured Underwriter

Confidential, Irving, TX

Responsibilities:

  • Responsible for review and approval of unsecured loan applications sent from all different channels and branch networks.

Senior Loan Officer/Underwriter

Confidential, Dallas, TX

Responsibilities:

  • Responsible for review and approval of all types of loan applications from both Direct and Indirect sources including auto and marine sources.
  • Maintained lending relationships with dealers and brokers.
  • Assisted in loan workouts when needed.
  • Assist in training of junior lending officers and Branch Managers.

Branch Manager

Confidential, Irving, TX

Responsibilities:

  • December 2003 Responsible for all credit union branch operations to include planning, organizing, directing and coordinating staff, programs and activities.

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