Business Relationship Manager / Business Banking - Vice President Resume NA - Hire IT People

TECHNICAL SKILLS:

Excel / Word Risk Management Reconciliation / Auditing Proposal Development Self Motivated
Spreading Software Profitability / Industry Financial Analysis Proposal Presentation Dedicated
Adobe Credit Underwriting Payroll / Budgeting Training / Leader / Mentor Detail Oriented
Quickbooks Loan Review A/P, A/R & Inventory Manual/Policy Development Organized

BUSINESS EXPERIENCE:

Business Relationship Manager / Business Banking - Vice President

Confidential, NA

Responsibilities:

Prospect new depository, treasury management & loan clients
Credit & Treasury - 2014 at 124% & 95% of budget goal / Top 5% in SBA loans
New Relationships, Deposits, Treasury & Credit at 100% - 168% of budget goal
Treasury penetration - 5% increase YTD / Ranked 8 of 56 overall production
Mentor/coaching of junior level Business Banking Relationship Managers & branch partners
Portfolio Risk Management / Minimize attrition / Loan Structure

Commercial Relationship Manager / Business Banking - Vice President

Confidential, NA

Responsibilities:

Prospect new depository, treasury management & commercial loan clients
Minimize attrition and identify cross-sell opportunities (244% of plan FYE09/30/09)
Structure, analyze, underwrite and approve new and existing client loan requests
Commercial Portfolio Management ($63MM+) / Approval Limits - $50M Unilateral / $500M Base
Mentor/coaching of Confidential business partners to identify potential opportunities
Committees - Women In Business Initiative / Multi-Chamber Economic Outlook Luncheons
FYE09/30/07 Confidential Club recipient (achieved 123% - 463% of goal in all categories)
Project Manager, District Project Clean Sweep - 2011 audit retest preparation & response
Portfolio Risk Management - FY2011 portfolio rehabilitation, RR51 improved from 36% to 3%
Acquisition Integration - FYE09/30/12

Commercial Lender / Banker - Vice President

Confidential, Illinois

Responsibilities:

Prospect new depository & commercial (C&I and real estate) loan clients
Analyze, underwrite and approve new and existing client loan requests - $30MM Portfolio
Approval Limits - $200M Secured / $500M Confidential (residential) / $25M Unsecured
Minimize attrition and identify cross-sell opportunities
Branch Management Team / Internal Loan Committee
Committees: Loan Policy, Business Development, CRA, Product & Pricing
Portfolio Risk Management - successful workout of all problem accounts with no charge-offs

Citibusiness Credit Manager - Assistant Vice President

Confidential, Chicago, Illinois

Responsibilities:

Analyze, underwrite and approve new and existing client loan requests
Manage $30MM+ Credit Portfolio / Credit Authority - $750M Secured / $500M Overdraft
Minimize attrition and identify cross-sell opportunities
Training of junior sales force and credit staff
Interact and support Citibusiness staff to attain business goals, while maintaining credit quality
Quarterly Management Self Assessment
Designated “Subject Matter Expert” on Underwriting Expert System

Commercial Loan Officer

Confidential, Plano, Illinois

Responsibilities:

Payroll and Accounts Payable Clerk

Confidential, Oakbrook Terrace, Illinois

Responsibilities:

Confidential, Springfield, Illinois

Commercial Credit Analyst

Responsibilities:

Comprehensive Credit Analysis / Underwriting / Loan Structuring / Loan Risk Grading
Business / Industry Analysis - C&I and Real Estate
Dealer Floor Audits / Monitoring of Business Loan Agreements

Administrative Assistant

Confidential

Responsibilities:

Administrative support for Business Development & Government Services sales staff
Spreadsheet Development / Proximity Studies / HR Coordinator - Payroll
Accounts receivable, payable and inventory tracking and invoicing

Central Cash Balancing Clerk

Confidential

Responsibilities:

Reconciliation, tracking, and reporting of various GL and Confidential to Board of Directors
Teller incentive program / Created job manual