SUMMARY:

• As a technology leader reporting to CIO, I’m responsible for leading $70M Experian - technology transformation bringing innovation, agility, and scale for new business capabilities leveraging AWS cloud and Bigdata technologies.
• Additionally, I led M&A due diligence and integration with Fintech companies. These activities have contributed $450 Million growth.
• Experience in SaaS integration and implementation - Salesforce, SAS 9.4, SAS VIYA, and SAS CI 360
• Experience in Bigdata Analytics, AI, Machine Learning implementations in Cloud. AI & Machine learning: K-Means algorithm (clustering), Bigdata/Analytics/Cloud: AWS - S3, EMR, Spark, Lambda, Java, mySQL, RedShift Spectrum, Kinesis firehose, Athena, Glue, CloudWatch, CloudTrail, CloudFront, Cloud Formation Templates, Hive, Tableau, Cloudera - CDH, H2O, R, RStudio, JupyterHub, and Python.
• Experience in Digital Transformation, Mobile Engineering - Building RESTFUL API’s, Microservices, Java, mySQL, NODE.JS with complete automation of API lifecycle management and integration with Salesforce.
• Experience in Data Engineering, Data Wrangling, Data Governance, Data Management, Data Security, Data Lineage, Data Profiling design and implementation - Confluent Kafka, DataStax - Cassandra, Attunity Replicate, Collibra, Okera, Gemalto - Encryption (data in transit/at rest), Waterline, and Paxata.

EXPERIENCE:

Sr. Director - Architecture and Engineering

Confidential

Responsibilities:

• Led development of ASCEND data Lake solution in the cloud enabled with Analytics, BI, and Machine Learning that brought in revenue of $150M.
• Led development of Cloud based Identity solution that improved Identity volume by 30x times to 1BN transaction/month
• Created new Sandbox capability, a peta byte scale data lake solution in AWS cloud providing deep historical de-personalized credit data access (17+ years) with self service capability that included analytics, reporting and machine learning capabilities.
• Enabled large and mid-market Experian clients to access deep historical credit data along with client data in a single environment that was depersonalized.
• Ability for client to develop strategies, statistical models and test against several historical periods for better results.
• Replaced legacy identity match capability to scale 30 times enabling business growth for several core credit products.
• Led data engineering - data replication pattern to move data from the source to target environments reducing data latency.
• Encryption of data at field level using SafeNet Gemalto service.
• Eliminated ETL and saved expensive licensing cost.
• This product enabled growth of existing products earning several new businesses with new and existing strategic clients.
• New product capability that provide end to end prospect database solution that generates consumer list with offers using client segmentation strategy. The capability is completely built in AWS environment leveraging 3rd party tool. Using automation, client environments and data in AWS are provisioned in short period of time reducing client onboarding time significantly. This product also brought net new revenue of several hundred $M.
• Automation of complex compliance checks in data load process using data profiling & data cataloging tool, Waterline, utilizing Machine Learning capabilities. The data load times have been reduced from 2 weeks to under 6 hours.
• Key capabilities include automated detection of PII elements, unique ID values in data load that may lead to indirectly identifying a consumer and triggering action for downstream process for review.
• T his project improved client experience through faster data access and effectively helped to secure more business on existing products.
• New platform capability to house disparate credit data in a single platform so that credit data and decisioning across all alternate data assets can be streamlined in a single API call eliminating redundant integration across multiple sources.
• Identification of Consumer across core credit and alternate data to provide credit or blended credit data with decisioning. Significant reduction in statistical model development and improved model life cycle management through automation and integration.
• Delivered standardized & extensible data model, database and data access leveraging NOSQL database.
• This project enabled Experian to provide core credit data and alternate data with decisioning, providing deeper insights into consumer credit behavior.

Director - Architecture and Engineering

Confidential

Responsibilities:

• Led development of digital transformation building modern RESTFUL API’s with standards. Led development of data security for heterogeneous systems.
• Modern RESTFUL API access to credit products (30+) with underpinning technology transformation (Microservices, Containerization) for greater agility, reduced response time and standardized access reducing time to market significantly for client integration.
• All API definition are published in APIGEE developer portal with SWAGGER docs. End to end reference architecture published for building API from inception to deployment covering all aspects of API life cycle management. Replaced TIBCO middleware layer with KAFKA. Significant reduction in client integration times reducing from approx. 2 months to 1-2 weeks.
• Modernization of Decisioning as a Service platform with underpinning technology transformation reducing the transactional response time from 1.25 second to 500 milliseconds. Through this project I’ve saved a $20M client opportunity from leaving.
• Data encryption strategy, design and development for heterogeneous systems. Secured data across heterogeneous systems through encryption of data in transit and at rest.

Sr. Manager - Architecture and Engineering

Confidential

Responsibilities:

• Developed technology/business transformation roadmap and travelled throughout the USA hosting roadshow with strategic and preferred clients to align market needs and built deeper client partnership.
• Created harmonized technology transformation roadmap identifying common underlying technology transformations and presented to CEO.
• Developed “Continuous Scoring” business concept and performed roadshows. Applied for design patent with US Patents office. A provisional application was filed in Nov 2015.
• Led technology due diligence of Clarity acquisition. Published due diligence report along with estimates for post-acquisition integration.
• Led Common Services Council to help adapt building services and exposing them as API’s and decoupling monolithic architecture in existing systems.
• Led evaluation of 3rd party API management gateway for the enterprise selecting APIGEE as the preferred vendor. Evaluated APIGEE, TIBCO-Mashery and Akana.
• Led the design and development of analytical data mart to address mixed file conditions and significantly helped to reduce Legal costs.
• Led architecture and development of Experian integration with Fintech (Finicity) to develop Verification of Income product.

Manager - Architecture and Engineering

Confidential

Responsibilities:

• Led development of Datahub capability that housed business credit data from 50+ countries and brought in net new revenue of several hundred $M.
• As a Chief Architect for this program, I led the architecture and development of this platform creating centralized data hub to house business corporate chain relationship and managing data hub access to get credit information for business in about 50+ countries.
• Business across the world use this platform to establish new b2b relationship and reduce the risk of dealing with a “fraudulent” business entity far from where they operate.