Compliance and Operational Risk Testing Analyst Resume

SUMMARY

Twenty plus year of Audit Management and Supervisory experience; Expertise includes proficiency with SOX/COSO/OMB Circular A - 123 Appendix A, A-133/Single Audit Act, SAS 70,
CFPB Compliance/HUD Loss Mitigation Review/Flood/CRA/TILA/HMDA/HUD Regulation X RESPA Audit/BSA/AML/KYC/Risk Assessments/ Loan Compliance Reviews/Manual Mtg. Underwriting/DU/LP/FHA Origination & Loan Servicing Reviews. Big 4 Compliance Assessments and Internal Auditing; Consulting;

PROFESSIONAL EXPERIENCE

Confidential

Compliance and Operational Risk Testing Analyst

Responsibilities:

Performed independent testing for third party risk as a part of the second line of defense under the Enterprise Testing Program;
Responsibilities included ensuring departmental processes and procedures complied with applicable rules, regulations, and internal policy;
Analyzed formal and informal policies and procedures tied to internal controls to ensure risk control effectiveness;
As a part of the team, developed steps needed to test compliance with applicable rules, regulations and laws;
Identified potential control weaknesses and made recommendations to remediate same.

Confidential

Risk Concurrence Analyst

Responsibilities:

Performed a 2nd level quality assurance function that entailed evaluating the Wholesale Line of Business (LOB) created AML risk assessment documentation for completeness, accuracy, and overall risk acceptance decision;
Decisioned the risk assessment documentation that was received from the LOB and made recommendations concerning account closures and non-onboarding of accounts;
Reviewed open alerts in the Actimize system, client profiles loaded into SalesForce to verify the Beneficial Owner information and conducted WorldCheck scans for negative news;
Assessed the risk scores and associated business description and NAICS code as a part of the overall risk assessment review process.
Performed AML/BSA risk assessment and document reviews on the Bank’s Domestic Correspondent Banks, General Commercial clients and Individuals with High Risk scores.

Confidential

Senior Compliance Analyst

Responsibilities:

Performed compliance testing related to various Federal Regulations from CFPB, OCC and FDIC rules regulations and laws;
Performed Compliance Testing on RESPA/Escrow Accounts/Notice of Error/Request for Information/TRID, Bank Closing Notices, Reg DD/Truth-In Savings Act /Flood and Garnishments of Accounts containing Federal Benefit Payments;
Worked with departmental stakeholders to remediate prior findings, researched best practices
Researched applicable rules and regulations concerning the remediate controls
Participated in the development of the test scripts
Developed recommendations based upon the Compliance Testing performed that facilitated new policies and procedures to assure the bank was aligned with the current regulatory requirements.
Documented internal controls, processes and procedures using Microsoft VISIO tool.

Confidential

Senior Compliance Analyst

Responsibilities:

Mapped compliance requirements to line of business segment functions;
Identified compliance controls and tied to the applicable rules, regulations or laws;
Performed risk assessments to identify high risk business processes and applied relevant best practices;
Maintained controls and regulations documentation information in the Share Point repository;
Worked with the LOB to identify, risk rate and track all end user controls;
Coordinated with the LOB to track and remediate deficiencies;
Assessed the effectiveness of internal controls over key risk;
Documented internal controls, processes and procedures using Microsoft VISIO tool.