Risk Policy Analyst Resume
2.00/5 (Submit Your Rating)
Palo Alto, CA
TECHNICAL SKILLS
- Microsoft Access
- Excel
- PowerPoint
- Publisher and Word
- LIS
- CMSI
- Jira
- Nautilus
- Client
- Windows
- Windows
- MAC OS X
- SQL
- Debugging
- JavaScript
- Python
PROFESSIONAL EXPERIENCE
Confidential, Palo Alto, CA
Risk Policy Analyst
Responsibilities:
- Writing complex queries with Oracle SQL in database for daily reports and projects
- Enhance existing monitoring rules and building models to detect suspicious activity
- Analyzing large data sets to provide risk related insights and recommendations
- Designing and measuring A/B tests to optimize existing fraud and credit strategies
- Conducting ongoing risk monitoring through analytical reports and trends in which has helped identify numerous fraud rings that attempted to steal over $100K
- Developing useful and insightful information from a variety of data sources
- Assisted in vendor risk management
- Help build monthly risk dashboard
Confidential, Palo Alto, CA
Network Review Analyst
Responsibilities:
- Determined existing fraud trends by analyzing accounts and transaction patterns
- Reviewed business accounts in the network to utilize in the recommendation pool
- Analyzed intelligence reports for suspicious accounts and conducting proactive investigations into potential fraud leads
- Monitored suspicious companies and identifying new connections, resulting in fraud loss prevention
- Responsible for underwriting increase requests for payment acceleration on accounts
- Reviewed payment trends, analyzing business and payment patterns to make a decision, while effectively communicating with customers
Confidential, Santa Ana/San Bernardino, CA
Capacity Work Director
Responsibilities:
- Oversaw operations of Business Service Group and Capacityteams
- Analyzed files for quality assurance and under TILA/RESPA compliance
- Analyzing large data sets to provide risk related insights and recommendations
- Created, prepared and implemented technical reports by collecting, analyzing, and summarizing information and trends
- Identified, specified and documented functional test cases
- Handled escalated calls and emails for rush and priority requests
- Implemented advanced strategies for gathering, reviewing and analyzing data
- Co - managed 10-12 Loan Processors for two teams while increasing production and loyalty while maintaining high customer services scores
- Analyzed income/asset, titles and appraisals
- Provided reports to the Compliance Committee and senior management on a daily basis
- Analyzed files to ensure they were TILA & RESPA compliant and quality assurance
- Responsible for site wide classroom training and individual training
- Contributed to new product development and improvement in product delivery and presentation
- Effectively prioritize multiple objectives achieving volume goals
- Analyzing large data sets to provide risk related insights and recommendations
- Implemented advanced strategies for gathering, reviewing and analyzing data
- Coordinated, prepared and monitored special projects and reports as required
- Performed analysis of claims data as assigned for the identification of potential fraud
- Reviewed and processed FHA, Conventional, HARP, non-conforming and jumbo loans- purchase and refinances
Confidential
Loan Document Specialist
Responsibilities:
- Consistently placed top 3 funders in the site
- Implemented quality control checklist for the site, improving quality of files
- Answered questions regarding all areas of loan services such as and not limited to payment research, credit reports and lien perfections
- Ensured files were under TILA and RESPA compliance
- The ability to conduct cost/benefit analysis
- Analyzed property, documentation and applicant information
- Responsible for one-on-one loan processor training
- Performed analysis of claims data as assigned for the identification of potential provider fraud, waste, or abuse
- Processed FHA, HARP and Conventional loans
Confidential, Riverside, CA
Manager & Head Underwriter
Responsibilities:
- Managed Sales, Underwriting and Human Resources departments
- Underwrote insurance policies
- Hired, terminated and trainedincoming employees
- Answered client’s mortgage life insurance and policy questions
- Responsible for marketing of the company through social media