Loan Processing /Documentation and Due Diligence Specialist Resume

SUMMARY

Interested in joining a prestigious organization where I can positively complement its business strategies and create a positive impact while furthering and enhancing my career and professional skills. Seeking an assignment as a Commercial Lending Operations. Loans and Business Development. To capitalize on my wide array of experience in talent acquisition, talent management, recruiting, sourcing, staffing, and employee relations.

PROFESSIONAL EXPERIENCE

Confidential

Loan Processing /Documentation and Due Diligence Specialist

Responsibilities:

Primary responsibility for “Customer Due Diligence” processes by ensuring timely and accurate compliance to policy and regulatory requirements related to Anti - Money Laundering, Money Services Businesses, other risk indicators or industries.
Reviewed checklist to ensure “Loan Compliance Worksheet” was accurate and that all forms and documentation was completed and signed.
Worked closely with Relationship Managers, Business Banking Officers and Credit Administrators to facilitate and resolve issues.
Ensured correct lien position which may include ordering UCC searches and analyzing title Polices/searches.
Processed Lockbox Payments, using Cadence and IBS with regards to discounts, partial pays, unapplied cash and split payments; balanced and put each client on Excel for end of day balancing.

Confidential

Account Executive

Responsibilities:

Performed daily collections, verifications and AR functions. Served as the main customer phone contact, and took actions to ensure maximum customer satisfaction; resolved client problems.
Processed daily client funding requests. Identified and attempted to cure defaults by either requesting an increase in collateral to cure negative availability.
Managed the customer related accounting activities and identified non-earning assets and/or collateral for potential write off. Participated in group mailings and verifications.

Confidential

Senior Operations Analyst

Responsibilities:

Worked collaboratively with internal and external partners, which consists of commercial and investment banks in a partnering effort to provide loans for clients within High Tech, Bioscience and Life Tech companies.
Analyzed loans including Libor, multi-currency, Exim, Foreign and Syndication, outstanding portfolio at $242M.
Reconciled transaction reports, borrowing base calculations, foreign exchange, worked with letters of credit, triggers in the loan documents and exhibits, updated credit ratings, pay down and advances, interest statements and rates, and collateral requirements. Also reconciled to unfunded commitments.
Proven success in working with complex accounts; processed multi-currency calculations and ensure accuracy. Worked with foreign insurance, Exim loans with country and discretionary limits, hedged and unhedged loans, and inventory. Supported account officers with un-freezed waivers. Performed quality assurance of loan maintenance. Provided diligence; ensured clients reports were reconciled, such as sales, credits, adjustments and collections.

Confidential

Loan Specialist

Responsibilities:

Assisted the Account Officer with accurate and timely information required for compliance.
Transferred funds from customer’s operating accounts to cash collateral accounts and posted. Analyzed transaction reports which outlined sales, cash receipts, adjustments and advances. Also analyzed aging reports and verified accurate balance and submitted to account officer.
Kept track for compliance, multiple month end aging reports, including A/R and A/P, deferred revenue and outstanding held checks.
Applied payments processing.