SUMMARY

• Business Analyst with over 7+ years of experience in the Finance and Insurance domains.
• Strong knowledge with Basel III, CCAR, KYC rules and regulations. Expertise in Serving as Data Validation and serving as SOX application migration.
• Expert knowledge of Asset management, Risk management, Retail banking and Investment banking.
• Extensive understanding of Software Development Life Cycle (SDLC) including Waterfall, Agile Scrum and Rational Unified Process (RUP).
• Interacted with the business users to gather requirements based on the CCAR Regulation for Financial Statements, Interest Rate, Credit Ratings, FRY9C and Investment Securities.
• Expertise experience working on the CCAR, Dodd Frank and other financial regulations and experience in customizing financial services applications.
• Good knowledge in SQL, practical experience in MS SQL & Oracle databases and share point.
• Detailed knowledge of Equity market (Common and Preferred stocks), Fixed Income securities like MBS, TBA, CMO, Corporate Bonds, Municipal Bonds, Convertible Bonds, Junk Bonds, Treasury Bonds, Treasury Notes, and Treasury Bills.
• Extensive experience in Financial Service industry related t - Credit Risk, Market Risk, Market Risk, Credit Risk, Liquidity Risk, Basel II/III, CCAR and knowledge of standard SDLC methodologies, including RUP, MSF, Prototype and Spiral.
• Expertise in interaction with the business users to gather requirements based on the CCAR Regulation for Financial Statements, Interest Rate, Credit Ratings, FRY9C and Investment Securities.
• In-depth knowledge of a wide variety of financial instruments including Retail and Commercial Loans, Line of Credits, Mortgage, Equities, Fixed Income, Derivatives, Mutual Funds.
• Performed business and system level analysis, and provided documentation for deliverables.
• Conducted JAD sessions with Stakeholders, SME's, and User Interface Leads, QA analysts to discuss issues and to resolve them.
• Provided suggestions to User Interface Leads on converting the use cases into Wire frames.
• Extensive Knowledge in Capital Markets, Corporate Finance, Risk Management, Investment Banking, Mortgage, Financial Statement Analysis, Equity, Fixed Income, Alternative Investments, Derivatives, M&A, IPO etc.
• Strong background in CCAR Regulatory Reporting especially in FRY 9C, FRY 14M/Q/A, FFIEC 041, FFIEC 031 reports and the related schedules.
• Created additional documentation to communicate planned system functionality and implementation processes to the business and development teams consists of the following: Use Cases & Process Flows.
• Strong analytical skill in analyzing Financial Risk such as Interest Rate Risk, Default Risk, Credit Risk, Inflation Risk, Operational Risk, Market Risk, Systematic Risk, and Volatility Risk associated with investing in securities..
• Experience with change requests in the areas of creation, tracking, support and implementation of change management processes..
• Vast experience in performing SDLC tasks - Requirement gathering, Analysis and Feasibility, Creating Business Requirement Document (BRD), Transforming BRD to Functional Specification Documents (FSD), High Level and Low Level Design documents etc.
• Conducted GAP analysis in order to capture functionalities of existing systems and analysis requirements of the proposed system followed various SDLC methodologies which include AGILE Scrum, Rational Unified Process (RUP), Iterative, and Incremental and Waterfall models to execute the proposed requirements.
• Projectmanagement- budget, resource and timemanagement
• Experienced in working with Testing team, participated in writing Test Plan, Test Cases, Test Scenarios, RTM, Test Reports.
• Experience in IFRS, GAAP, Risk Analysis, Regulations (FRTB, CCAR, Volker, Basel III), Creating dishoarding and data visualization skills using Excel, Tableau, or similar tools.
• In depth knowledge of Dodd Frank, Basel III /II regulations for transparency of transactions and stockholders’ interests.
• Strong Knowledge in JIRA
• Proficient in MS Suite, in particular Excel, SharePoint, Visio and PowerPoint

PROFESSIONAL EXPERIENCE

Confidential, Boston, MA

Business System Analyst

Responsibilities:

• Documented and validated the business process flow of Online Securities Trading System to use MS Word
• Continuously engage stake holders on Basel II.5/ III requirements gathering especially on liquidity risk
• Outstanding expertise and professional experience acrosscredit risk, market risk or liquidity risk
• Interacted with SMEs in Fixed Income, Bonds and Bond Trading Cycle, Bond Pricing, and Asset Management & used MS Outlook
• Conducted GAP Analysis and Feasibility Analysis along with Cost Benefit Analysis to document the shortcomings of the system in place along with identifying the advantages and functionalities of the proposed system.
• Created UML Diagrams like Use Cases, Activity and Sequence Diagrams using MS Visio for clear understanding of the vision document.
• Documented components of BRD and SRS incorporating business, functional, non-functional, data and GUI requirements all together to serve as an information radiator for the project stakeholders.
• Wrote the functional and technical specifications and communicated requirements to development teams.
• Followed project development lifecycle, responsible for performing gap analysis, prepared the Project Plan according to the project scope, prepared BRD,FSD & used MS word for documentation & made slide to used, MS Power point
• Analyzed and investigated business user issues and worked with SME’s and Managers to identify related “defects” and required “enhancements” in the application and captures business requirements.
• Created and maintained complete development plans that included functional specifications, requirements engineering, Use Case modeling, risk assessment and mitigation, internal and external workflow.
• Involved in System test in the URL
• Reported and analyzed all application defects, user issues and resolution status to the higher manager

Confidential, Cleveland, OH

Business System Analyst

Responsibilities:

• Facilitated Joint Requirement Planning (JRP) sessions with SME’s in understanding the requirements pertaining to Loan Origination to Loan Processing.
• Extracted the Business Requirements from the end users keeping in mind their need for the application and prepared Business Requirement Documents (BRD) using Rational RequisitePro.
• Reviewed Design Documents, Requirements Analysis Specifications with Project Lead, Business Owners and the Technical Lead. This module included Online Bill Payments, Transfers, Online Bank Statements & Check Images, E-Mail & Wireless Alerts.
• Involved in the creating the User Interface Specification Document and User Training Manual as per project specification with the help of development team.
• Assist the technical team in translating application functionality into application architecture and the production of a System Functionality document.
• Assisted to develop the Test Plan, Test Cases and Test Scenarios to be used in testing based on Business Requirements, technical specifications and/or product knowledge.
• Performed Requirement Analysis and developed Use Cases, Activity Diagrams using Rational Rose.
• Involved in mentoring specific projects in application of the new SDLC based on the Agile Unified Process, especially from the project management, requirements and architecture perspectives.
• Created and managed Project Templates, Use Case Project Templates, Requirement Types and Traceability Relationships in RequisitePro.
• Involved in creating automated Test Scripts representing various Transactions, Documenting the Load Testing Process and Methodology. Created meaningful reports for analysis and integrated the Performance Testing in the SDLC. Defined and created a wide range of documentation: business requirements, system requirements, UML use cases, test cases, wire frames, GUI and portal design, Visio flows, training manuals, and user guides

Confidential, McLean, VA

Business Analyst/GRC Analyst

Responsibilities:

• Project involved various Governance, Risk and Compliance duties which include the following:
• Monitored and managed compliance to the supply chain governance framework within the company.
• Facilitated the audit process and tracking corrective actions identified per deficiency.
• Facilitated the risk management process.
• Ensuring that risks are identified and mitigated through a comprehensive process in order to ensure compliance with procedures and legislation.
• Developed and communicated standards for adherence to governance principles within the company.
• Coordinated SOX testing and audit requirements.
• Identified new best practices and continuous improvements through benchmarking, innovative ideas and approved methodologies to improve governance, risk and compliance within supply chain.
• Provided stakeholders support and training regarding the correct use and application of controls and test.
• Worked on projects which used RUP and Waterfall methodologies.
• Acted as a Subject Matter Expert (SME) on many occasions to explain in brief to the business users about the internal systems.
• Facilitated JAD sessions with the management, developers and analysts from all the dependent systems/applications and business users to refine functional requirements and to perform the Impact Analysis.

Confidential | San Francisco, CA

Business Analyst

Responsibilities:

• Worked with the Business team to gather Remote Deposit Capture related business requirements for BSA/AML (Bank Secrecy Act, Anti-Money Laundering)
• The BRD documented the existing processes and functionality of existing “As-Is” RDC platform including end-to-end data flow through various interfaces
• Participated in discussions with various stakeholders to capture the “To-Be” requirements for the RDC replacement platform that is compliant with BSA/AML Regulatory requirements. The requirements captured the desired processes including data modeling and mapping of data elements from the existing to the new platform
• Worked with the business stakeholders to discuss, analyze and elicit requirements for the replacement product. Documented the functional and non-functional requirements using process flowcharts to document the functional decomposition of the key processes to develop the Business Requirements Document
• The requirements discussions with end users were used to document wireframes, mockups, functional flow diagrams and report specifications. The requirements traceability matrix was used to document the end-to-end requirements to ensure there were no functionality gaps.