Consumer Lending Resume Denver CO - Hire IT People

SUMMARY:

I understand that there may be a position for an individual with consumer loan experiance and I would like to be considered as a possible candidate. I am very interested and this position as it would enable me to apply my many years of consumer lending skills.For many years, I have had a desire to relocate to San Diego and now due to family health issues, I've made the move and just recently purchased a home in Bonita.
I believe this is the right job opportunity. I am confident that my background in consumer lending would be an excellent match for the position.
Work with new loan requests, answering questions about loan products and accepting applications for the new requests (adhering to policies, procedures, applicable laws and regulations). Preparing credit presentations. Reviewing loan documents and present documents to new customers for loan closings. Approve/Decline loan requests based on an established loan approval authority. Work with auto - dealers and their finance departments to process/underwrite indirect request. Developed relationships with branch employees to assist with their consumers that have questions about consumer loan products and the application process.
I am certain that my qualifications are an excellent fit and it would be in both of our interest to meet. I would welcome the opportunity to talk or meet with you to discuss my employment potential. Should you require any additional information, you can contact me at the phone number listed above or by e-mail.
A loyal and seasoned banker with many years in Retail Banking including 25 years as a Consumer Loan Officer. Responsible for activities associated with consumer lending including policies and procedures, sales and service, and compliance with all applicable laws and regulations.

PROFESSIONAL EXPERIENCE:

Confidential, Denver CO

Consumer Lending

Responsibilities:

Responsible for maintaining the Consumer Loan Portfolio for all branches.
Assist bank customers with Consumer Loan requests and solicit related depository accounts.
Liaison between business banking lenders and branch staff to assist with customer requests for consumer loan products including: personal loans, auto loans and 2nd mortgage home equity loans and lines of credit.
Underwrite all consumer loan requests, adhering to bank's credit policies and the established loan approval authority limits as well as applicable laws and regulations.
Responsible for credit quality of loans produced.
Oversee delinquency of retail and mortgage credit portfolios.
Working with customers to collect past due payments and establish repayment plans.

Confidential, Denver, CO

Consumer Lending

Responsibilities:

Manage the Retail functions for the 6 branch locations.
Responsible for hiring, training, cross-training, goal setting and development.
Originate, process and service the credit needs of consumers and small businesses within the marketplace and solicit related depository accounts and other fee-generating services.
Underwrite consumer loan requests (direct and indirect) adhering to bank's credit policies and established loan approval authority limits as well as applicable laws and regulations.
Responsible for credit quality of loans produced.
Maintain relationship with auto dealers working with individuals in their finance department to purchase indirect contracts.
Relationship manager for assigned customers, ensuring customer satisfaction, the resolution of service problems for all bank products in order to build and foster strong customer relationships. Expand customer base through networking and sales calling.
Actively solicit the business of non-borrowing customers as well as loan customers.
Maintain product knowledge to generate credit, deposit and fee business.

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Consumer Lending Resume

Denver, CO

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